--- title: "Nexi Germany GmbH · Electronic money institution (Federal Financial Supervisory Authority) · Germany | Elucidate" description: "Nexi Germany GmbH is authorised by Federal Financial Supervisory Authority as an electronic money institution in Germany. Licence 122964. LEI 391200IRR1BA8QTKZA40. Register status, licences, activities and ownership." url: https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a --- 1. [Directory](https://elucidate.co/directory) 2. [Germany](https://elucidate.co/directory/country/de) 3. Nexi Germany GmbH Germany · Payments & e-money # Nexi Germany GmbH Nexi Germany GmbH, named Concardis GmbH until September 2023, is a limited liability company based in Eschborn, Germany. The Federal Financial Supervisory Authority (BaFin) authorises it as an e-money institution under the German Payment Services Supervision Act (ZAG). Nexi Germany Holding GmbH owns the firm, and Nexi S.p.A. of Milan is its ultimate parent. It offers card acquiring, payment terminals, e-commerce gateways and girocard network services to merchants. Register status Licensed in Germany Electronic money institution · Federal Financial Supervisory Authority Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#licences) BIC **No BIC** LEI **[391200IRR1BA8QTKZA40](https://search.gleif.org/#/record/391200IRR1BA8QTKZA40)** [Licence no. **122964**](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#licences) [Group: Nexi SPA](https://elucidate.co/directory/group/5493000P70CQRQG8SN85) ## Licences and registrations Held by Nexi Germany GmbH (LEI 391200IRR1BA8QTKZA40). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Federal Financial Supervisory Authority | Electronic money institutionE-Money / Stored Value Institution | 122964 | [Germany](https://elucidate.co/directory/country/de) | Active | 2018-07-11 | — | - Money remittance - Payment services - Card acquiring - Payment initiation - Account information - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#overview-sources) Customers 3,000,000 merchants · Group · 31 Dec 2025 · [company statement ↗](https://www.nexi.de/en) Employees 474 headcount · This entity · 31 Dec 2025 · [annual report ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) Ownership Group subsidiary 100% Nexi Germany Holding GmbH Firm type Merchant acquiring and processing Trades as Nexi - **Standing:** Concardis GmbH became Nexi Germany GmbH on 19 September 2023. The BaFin e-money authorisation is listed as active under the new name. - **Ownership:** Nexi Germany Holding GmbH owns 100% of the firm, which Nexi S.p.A. holds indirectly through Nets Holdco 1 ApS of Denmark. - **Direct parent:** [Nexi Germany Holding GmbH ↗](https://search.gleif.org/#/record/391200NFLZ9YIHHRUL82), Germany 100% - **Ultimate owner:** Nexi S.p.A., Italy - **Head office:** Helfmann-Park 7, 65760 Eschborn, Germany - **Company register:** Amtsgericht Frankfurt am Main HRB 57036 - **Former name:** Concardis GmbH ### Online - **Websites & references:** [nexi.de ↗](https://www.nexi.de/) [Wikipedia ↗](https://de.wikipedia.org/wiki/Nexi_Germany) - **Official social accounts:** None found Sources · 14 pages consulted 1. [nexi.de/en/legal-footer/imprint](https://www.nexi.de/en/legal-footer/imprint) 2. [nexi.de/en](https://www.nexi.de/en) 3. [nexi.de/en/company/about-us](https://www.nexi.de/en/company/about-us) 4. [nexi.de/en/customer-service/download-center/allgemeine-geschaeftsbedingungen](https://www.nexi.de/en/customer-service/download-center/allgemeine-geschaeftsbedingungen) 5. [nexi.de/content/dam/nexide/downloads/download-center/agb/EU\_EN\_AGB\_Kartenakzeptanz.pdf](https://www.nexi.de/content/dam/nexide/downloads/download-center/agb/EU_EN_AGB_Kartenakzeptanz.pdf) 6. [lobbyregister.bundestag.de/media/49/bd/835748/2025\_Jahresabschluss-Nexi-Germany-GmbH\_Mazars-Testat.pdf](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) 7. [lobbyregister.bundestag.de/suche/R006252](https://www.lobbyregister.bundestag.de/suche/R006252) 8. [bafin.de/SharedDocs/Veroeffentlichungen/DE/Massnahmen/60b\_KWG\_84\_WpIG\_und\_57\_GwG/meldung\_2025\_04\_0](https://www.bafin.de/SharedDocs/Veroeffentlichungen/DE/Massnahmen/60b_KWG_84_WpIG_und_57_GwG/meldung_2025_04_03_Nexi_Germany_GmbH.html) 9. [nexi.de/de/kundenservice/faq/rebranding](https://www.nexi.de/de/kundenservice/faq/rebranding) 10. [nexi.de/en/insights/press/2025/nexi-becomes-full-owner-of-computop](https://www.nexi.de/en/insights/press/2025/nexi-becomes-full-owner-of-computop) 11. [gstko.justiz.rlp.de/presse-aktuelles/detail-1/international-koordiniertes-vorgehen-gegen-betrugs-und-geldwaes](https://gstko.justiz.rlp.de/presse-aktuelles/detail-1/international-koordiniertes-vorgehen-gegen-betrugs-und-geldwaeschenetzwerke-verdacht-des-systematischen-missbrauchs-deutscher-zahlungsdienstleister) 12. [boersen-zeitung.de/banken-finanzen/kreditkarten-betrueger-hatten-leichtes-spiel-in-deutschland](https://www.boersen-zeitung.de/banken-finanzen/kreditkarten-betrueger-hatten-leichtes-spiel-in-deutschland) 13. [de.wikipedia.org/wiki/Nexi\_Germany](https://de.wikipedia.org/wiki/Nexi_Germany) 14. [uzraudziba.bank.lv/en/market/payment-service-providers/payment-institutions/service-providers-from-the-eea/f](https://uzraudziba.bank.lv/en/market/payment-service-providers/payment-institutions/service-providers-from-the-eea/freedom-to-provide-services/nexi-germany-gmbh/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#overview-sources) - **Operates under:** Its own licences BaFin authorises the firm as an e-money institution under the ZAG, and the authorisation covers all payment services, including acquiring. Latvijas Banka and the Estonian Financial Supervision Authority list it as a cross-border service provider. The firm does not publish its number of host states. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Federal Financial Supervisory Authority (BaFin) Germany | E-money institution (E-Geld-Institut) under the ZAG | 122964 | In its own name | Active | [nexi.de ↗](https://www.nexi.de/en/legal-footer/imprint) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#overview-sources) - **Safeguarding:** Segregated safeguarding accountsThe firm states that it holds settled card funds for merchants in open collective trust accounts at one or more German credit institutions under section 17 ZAG, kept separate from its own money. [nexi.de ↗](https://www.nexi.de/content/dam/nexide/downloads/download-center/agb/EU_EN_AGB_Kartenakzeptanz.pdf) - **Payment schemes and card networks:** Mastercard Direct [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) Visa Direct [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) UnionPay International Direct [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) JCB Direct [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) Diners Club International / Discover Direct [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) girocard Direct [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#overview-sources) - Merchant acquiring - Payment gateway - FX conversion - Domestic payments It acquires and settles Mastercard, Visa, UnionPay, JCB and Diners Club/Discover card payments for merchants in store and online. It also sells and rents payment terminals, runs girocard network services and offers guaranteed direct-debit products. It serves merchants mainly in Germany. Its 2025 accounts attribute EUR 193.9 million of commission income to markets outside Germany. - **Revenue:** EUR 549.1mThis entity · 31 Dec 2025 · [annual report ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) - **Payment volume:** EUR 63.3bnTransaction volume processed: EUR 50.8 billion acquiring and EUR 12.5 billion girocard This entity · 31 Dec 2025 · [annual report ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) - **Sells to:** Small businesses · Enterprises - **Serves customers in:** Germany ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#overview-sources) - **Executive:** Thomas Spreitzer Managing Director (Geschäftsführer Markt II: strategy, sales and personnel) since 1 May 2026; Chief Executive Officer Nexi DACH Confirmed 29 Sep 2026 · [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/suche/R006252) - **Chief financial officer:** Jens Gebhardt Managing Director (Geschäftsführer Marktfolge: finance and administration); Chief Compliance Officer DACH Confirmed 29 Sep 2026 · [nexi.de ↗](https://www.nexi.de/en/company/about-us) - **Executive:** Dr. C. Andreas Marra Managing Director (Geschäftsführer Markt I: product and IT); Chief Product Officer DACH Confirmed 29 Sep 2026 · [nexi.de ↗](https://www.nexi.de/en/legal-footer/imprint) ## Recent events 3 enforcement or investigation items Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/nexi-germany-gmbh-3e677f003d0a#overview-sources) 1. May 2026 Leadership Thomas Spreitzer joined the firm's management board as managing director responsible for strategy, sales and personnel. [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) 2. Nov 2025 Investigation Koblenz prosecutors announced a card-fraud investigation, and press reports named the firm among four payment service providers allegedly used in 2016–2021. [boersen-zeitung.de ↗](https://www.boersen-zeitung.de/banken-finanzen/kreditkarten-betrueger-hatten-leichtes-spiel-in-deutschland) 3. Oct 2025 Investigation Koblenz Local Court ordered a provisional attachment of EUR 29.97 million linked to the firm's former Digital Services business. The firm deposited the amount in November 2025. [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) 4. Aug 2025 Merger / acquisition The firm absorbed group company paytec payment provider GmbH by merger, effective on registration on 3 August 2025. [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) 5. Apr 2025 Enforcement BaFin fined the firm EUR 30,000 because its automated AML transaction monitoring worked only partly from 2023 to May 2024. [bafin.de ↗](https://www.bafin.de/SharedDocs/Veroeffentlichungen/DE/Massnahmen/60b_KWG_84_WpIG_und_57_GwG/meldung_2025_04_03_Nexi_Germany_GmbH.html) 6. Mar 2025 Leadership Carola Wahl left the firm's management board on 18 March 2025. [lobbyregister.bundestag.de ↗](https://www.lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf) 7. Feb 2025 Other Nexi announced that it would acquire Wero payments in cooperation with Computop. [nexi.de ↗](https://www.nexi.de/en/company/about-us) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 122964 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [391200IRR1BA8QTKZA40 ↗](https://search.gleif.org/#/record/391200IRR1BA8QTKZA40) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** 3e677f003d0a ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Money remittance - Payment services - Card acquiring - Payment initiation - Account information - E-money / stored value - **Licensed in:** [Germany](https://elucidate.co/directory/country/de) · Europe & Central Asia - **First registered:** 2018-07-11 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Nexi Germany Holding GmbH · Germany[391200NFLZ9YIHHRUL82 ↗](https://search.gleif.org/#/record/391200NFLZ9YIHHRUL82) - **Ultimate parent:** [Nexi SPA](https://elucidate.co/directory/nexi-s-p-a-nexiitm1) · Italy[5493000P70CQRQG8SN85 ↗](https://search.gleif.org/#/record/5493000P70CQRQG8SN85) The Nexi SPA group has 9 institutions in the directory, in 6 countries: 2 hold a BIC and 7 do not. Including [Paytrail Oyj](https://elucidate.co/directory/paytrail-oyj-0536cace6618), [NETS Denmark A/S](https://elucidate.co/directory/nets-denmark-a-s-583a19667482), [Nexi Croatia d.o.o.](https://elucidate.co/directory/nexi-croatia-d-o-o-d74e8c6d24d3), [Nexi Payments S.P.A.](https://elucidate.co/directory/nexi-payments-s-p-a-nepyitm1), [Paypro S.A.](https://elucidate.co/directory/paypro-s-a-a468cf68fb4a). [See the Nexi SPA group →](https://elucidate.co/directory/group/5493000P70CQRQG8SN85) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** Helfmann-Park 7 | 65760 Eschborn, Taunus, Eschborn, Taunus, 65760 - **Country:** Germany ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 391200IRR1BA8QTKZA40 Nexi Germany GmbH 65760 Eschborn, Taunus DE Helfmann-Park 7 | 65760 Eschborn Taunus ``` - The address line repeats the town or postcode. Remove the repeat if your payment system rejects it. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Ratepay GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 136305 (EBA-PSD2) · LEI 391200BLKAV4L1WNUI77](https://elucidate.co/directory/ratepay-gmbh-05d9d495aa53) - [Paytrail Oyj No BIC Payments & e-money Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 21228397 (EBA-PSD2) · LEI 7437003D9H4OC3YGZU05](https://elucidate.co/directory/paytrail-oyj-0536cace6618) - [NETS Denmark A/S No BIC Payments & e-money Prudential licence Denmark · Licensed by Danish Financial Supervisory Authority · 20016175 (EBA-PSD2) · LEI 254900BRZQKTDEMO5239](https://elucidate.co/directory/nets-denmark-a-s-583a19667482) - [Nexi Croatia d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IPP415 (EBA-PSD2) · LEI 549300KASZN8C573DH87](https://elucidate.co/directory/nexi-croatia-d-o-o-d74e8c6d24d3) - [Nexi Payments S.P.A. BIC NEPYITM1 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 04107060966 (EBA-PSD2) · LEI 815600DCF6BC04F21767](https://elucidate.co/directory/nexi-payments-s-p-a-nepyitm1) - [Paypro S.A. No BIC Payments & e-money Prudential licence Poland · Licensed by Polish Financial Supervision Authority · 7792369887 (EBA-PSD2) · LEI 2594003WN57JYPFYEG58](https://elucidate.co/directory/paypro-s-a-a468cf68fb4a) - [Polskie ePłatności spółka z ograniczoną odpowiedzialnością (d. PayLane Sp. z o.o.) No BIC Payments & e-money Prudential licence Poland · Licensed by Polish Financial Supervision Authority · 5862141089 (EBA-PSD2) · LEI 259400XUH7UJTU9IUT49](https://elucidate.co/directory/polskie-ep-atnosci-spo-ka-z-ograniczona-odpowiedzialnoscia-d-paylane-sp-z-o-o-2e076915739e) - [Nexi S.P.A. BIC NEXIITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · LEI 5493000P70CQRQG8SN85](https://elucidate.co/directory/nexi-s-p-a-nexiitm1) [All 9 institutions in the Nexi SPA group →](https://elucidate.co/directory/group/5493000P70CQRQG8SN85) ### Other payments & e-money institutions in Germany - [Voeb-Zvd Processing GMBH BIC VZVDDED1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 123960 (EBA-PSD2) · LEI 529900XGDXLEX5L16R90](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1) - [Boerse Stuttgart Digital Custody GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 157207 (EBA-PSD2) · also on ESMA-CASP · LEI 529900RC04FR9EHUT228](https://elucidate.co/directory/boerse-stuttgart-digital-custody-gmbh-fd1f366c6402) - [Bullish Europe GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 162355 (EBA-PSD2) · also on ESMA-CASP · LEI 2549008CBASK5Q680X12](https://elucidate.co/directory/bullish-europe-gmbh-a2608dc5996d) - [Reisebank AG BIC RBAGDEF1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 108643 (EBA-PSD2) · LEI 529900CMFR5GQHWTXY51](https://elucidate.co/directory/reisebank-ag-rbagdef1) - [Tangany GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 157349 (EBA-PSD2) · also on ESMA-CASP · LEI 529900WKXS5ZPJY9W498](https://elucidate.co/directory/tangany-gmbh-fe7a312a5cfb) - [AGw Allgemeine Geldwechsel Förster GmbH Wechselstube am Steindamm No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 110140 (EBA-PSD2) · LEI 529900O3RKSCO36SCH80](https://elucidate.co/directory/agw-allgemeine-geldwechsel-forster-gmbh-wechselstube-am-steindamm-fa1df98445cc) - [Aifinyo Payments GMBH BIC AIPGDE82 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 156864 (EBA-PSD2) · LEI 894500F7TW6DGUZCZZ87](https://elucidate.co/directory/aifinyo-payments-gmbh-aipgde82) - [AirPlus International GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 119736 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/airplus-international-gmbh-1514a814a1b4) [See all →](https://elucidate.co/directory/search?type=payments&cc=DE) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.