--- title: "PAYABL. CY LIMITED (former name: Powercash21 Limited) (Payabl. CY Limited, has been licensed to operate as an EMI. By the time its licence as an EMI gets activated, Payabl.CY Limited maintains its licence as a payment institution) · Payment institution (Central Bank of Cyprus) · Cyprus | Elucidate" description: "PAYABL. CY LIMITED (former name: Powercash21 Limited) (Payabl. CY Limited, has been licensed to operate as an EMI. By the time its licence as an EMI gets activated, Payabl.CY Limited maintains its licence as a payment institution) is authorised by Central Bank of Cyprus as a payment institution in Cyprus. Licence 115.1.2.9. LEI 2138003UJXVWKJIH9G72. Register status, licences, activities and ownership." url: https://elucidate.co/directory/payabl-cy-limited-former-name-powercash21-limited-payabl-cy-limited-has-been-lic-6d14a03600f6 --- 1. [Directory](https://elucidate.co/directory) 2. [Cyprus](https://elucidate.co/directory/country/cy) 3. PAYABL. CY LIMITED (former name: Powercash21 Limited) (Payabl. CY Limited, has been licensed to operate as an EMI. By the time its licence as an EMI gets activated, Payabl.CY Limited maintains its licence as a payment institution) Cyprus · Payments & e-money # PAYABL. CY LIMITED (former name: Powercash21 Limited) (Payabl. CY Limited, has been licensed to operate as an EMI. By the time its licence as an EMI gets activated, Payabl.CY Limited maintains its licence as a payment institution) Legal name in the LEI record PAYABL. CY LIMITED The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative. Register status Licensed in Cyprus Payment institution · Central Bank of Cyprus Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/payabl-cy-limited-former-name-powercash21-limited-payabl-cy-limited-has-been-lic-6d14a03600f6#licences) BIC **No BIC** LEI **[2138003UJXVWKJIH9G72](https://search.gleif.org/#/record/2138003UJXVWKJIH9G72)** [Licence no. **115.1.2.9**](https://elucidate.co/directory/payabl-cy-limited-former-name-powercash21-limited-payabl-cy-limited-has-been-lic-6d14a03600f6#licences) ## Licences and registrations Held by PAYABL. CY LIMITED (former name: Powercash21 Limited) (Payabl. CY Limited, has been licensed to operate as an EMI. By the time its licence as an EMI gets activated, Payabl.CY Limited maintains its licence as a payment institution) (LEI 2138003UJXVWKJIH9G72). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Cyprus | Payment institutionPayment Institution GLEIF legal name: PAYABL. CY LIMITED | 115.1.2.9 | [Cyprus](https://elucidate.co/directory/country/cy) | Active | 2018-07-13 | — | - Payment services - Card acquiring - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Identifiers - **Licence no. · EBA-PSD2:** 115.1.2.9 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [2138003UJXVWKJIH9G72 ↗](https://search.gleif.org/#/record/2138003UJXVWKJIH9G72) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **GLEIF legal name:** PAYABL. CY LIMITED - **Elucidate firm ID:** 6d14a03600f6 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - Card acquiring - Payment initiation - Account information - **Licensed in:** [Cyprus](https://elucidate.co/directory/country/cy) · Europe & Central Asia - **First registered:** 2018-07-13 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Address on the register:** Agiou Athanasiou 4, Agios Athanasios, Limassol, 4104 - **Country:** Cyprus ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 2138003UJXVWKJIH9G72 PAYABL. CY LIMITED (former name: Powercash21 Limited) (Payabl. CY Limited, has been licensed to operate as an EMI. By the time its licence as an EMI gets activated, Payabl.CY Limited maintains its licence as a payment institution) 4104 Limassol CY Agiou Athanasiou 4 Agios Athanasios ``` - The name is longer than the 140 characters Nm allows. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in Cyprus - [Xryma PLC BIC ISEMCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.17 (EBA-PSD2) · LEI 213800NGHVYL5PFZI692](https://elucidate.co/directory/xryma-plc-isemcy22) - [Moneygate Solutions Limited BIC MNGTCY2N Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.46 (EBA-PSD2) · LEI 984500C98ZD3A9O6CE76](https://elucidate.co/directory/moneygate-solutions-limited-mngtcy2n) - [Ecommbx Limited BIC ECBXCY2N Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.20 (EBA-PSD2) · LEI 529900AWH3J6H31CFI88](https://elucidate.co/directory/ecommbx-limited-ecbxcy2n) - [Hapic LTD BIC HAPCCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.68 (EBA-PSD2) · LEI 98450044BOB0E645AD66](https://elucidate.co/directory/hapic-ltd-hapccy22) - [Intraclear Limited BIC ITRACY2L Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.2.35 (EBA-PSD2) · LEI 984500F776NEBD7D6538](https://elucidate.co/directory/intraclear-limited-itracy2l) - [Sepaga E.M.I. LTD BIC SEPMCY2N Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.18 (EBA-PSD2) · LEI 213800K38VRJZ5UZYP24](https://elucidate.co/directory/sepaga-e-m-i-ltd-sepmcy2n) - [Aeon Payment Technologies Limited BIC AEPTCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.2.39 (EBA-PSD2) · LEI 21380027R6KMKXGKN581](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22) - [Altery Eu Ltd. BIC HEDOCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.61 (EBA-PSD2) · LEI 5299007WAAJHEDAN4B36](https://elucidate.co/directory/altery-eu-ltd-hedocy22) [See all →](https://elucidate.co/directory/search?type=payments&cc=CY) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.