---
title: "Payoneer Europe Limited SWIFT/BIC code PAYNIE22XXX · Ireland | Elucidate"
description: "Licensed in Ireland: Electronic money institution (Central Bank of Ireland). SWIFT/BIC code PAYNIE22XXX for Payoneer Europe Limited, Ireland. Head-office BIC."
url: https://elucidate.co/directory/payoneer-europe-limited-paynie22
---

1.  [Directory](https://elucidate.co/directory)
2.  [Ireland](https://elucidate.co/directory/country/ie)
3.  Payoneer Europe Limited

![Payoneer logo](https://elucidate.co/images/banks/45/45eb5b144ce5225f.svg)

Ireland · Payments & e-money

# Payoneer Europe Limited

Payoneer Europe Limited is a private company incorporated in Ireland, based in Dublin. The Central Bank of Ireland has authorised it as an electronic money institution since 23 December 2019. It belongs to the Payoneer group, whose parent Payoneer Global Inc. is listed on Nasdaq. Under the Payoneer brand, it provides multi-currency accounts, cross-border payments and Mastercard cards to businesses in the European Economic Area (EEA). In June 2026, Nuvei agreed to acquire Payoneer Global Inc.

Register status

Licensed in Ireland

Electronic money institution · Central Bank of Ireland

Prudential licence

[2 licences and registrations ↓](https://elucidate.co/directory/payoneer-europe-limited-paynie22#licences)

BIC **PAYNIE22XXX** LEI **[549300Y20X0QOZ0SEA86](https://search.gleif.org/#/record/549300Y20X0QOZ0SEA86)** [Licence no. **C189473**](https://elucidate.co/directory/payoneer-europe-limited-paynie22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/payoneer-europe-limited-paynie22#claim)

## Licences and registrations

Held by Payoneer Europe Limited (LEI 549300Y20X0QOZ0SEA86). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Ireland Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | C189473 | [Ireland](https://elucidate.co/directory/country/ie) | Active | 2019-12-23 | — | - Payment services - Card acquiring - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
| [MSB Registrant Search](https://elucidate.co/directory/register/fincen-msb) FinCEN Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | —Prepaid Access / Bill Payment Provider | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | 2024-12-13 | — | - Prepaid access | [Search the register ↗](https://www.fincen.gov/msb-registrant-search) |

Licences and registrations listed here were granted in the United States. This BIC is registered in Ireland.

Trading names on the register: Payoneer (EBA-PSD2)

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

## European registers

### ECB · monetary financial institutions

List as at 2026-09-25

- **Category:** Other monetary financial institution
- **Minimum reserves:** Not on the ECB reserve list
- **Listed as:** Payoneer Europe Limited
- **RIAD code:** IECBI00189473

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** PAYNIE22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2020-09-05
- **Last updated:** 2021-03-18

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-europe-limited-paynie22#overview-sources)

Customers

Not published

Employees

Not published

Ownership

Group subsidiary

Firm type

FX and business payments

Trades as Payoneer

- **Standing:** On 12 June 2026, the firm's ultimate parent, Payoneer Global Inc., agreed to be acquired by Nuvei. Completion is expected in mid-2027, subject to shareholder and regulatory approvals.
- **Ownership:** The firm belongs to the group headed by Payoneer Global Inc., a Delaware corporation listed on Nasdaq, but the firm's direct shareholder has not been confirmed from a primary source.
- **Ultimate owner:** Payoneer Global Inc., United States
- **Head office:** 6th Floor, 2 Grand Canal Square, D02 E295 Dublin 2, Ireland
- **Company register:** Companies Registration Office (Ireland) 638771

### Online

- **Websites & references:** [payoneer.com ↗](https://www.payoneer.com/) [payoneer.custhelp.com ↗](https://payoneer.custhelp.com/) customer help centre [investor.payoneer.com ↗](https://investor.payoneer.com/) group investor relations site [Wikipedia ↗](https://en.wikipedia.org/wiki/Payoneer) group article
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/payoneer) · [X ↗](https://x.com/Payoneer) · [Facebook ↗](https://www.facebook.com/Payoneer) · [Instagram ↗](https://www.instagram.com/payoneer) · [YouTube ↗](https://www.youtube.com/user/Payoneer)
- **Apps:** [App Store ↗](https://itunes.apple.com/app/payoneer/id663338402) · [Google Play ↗](https://play.google.com/store/apps/details?id=com.payoneer.android)

Sources · 11 pages consulted

1.  [registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C189473&register=63](http://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C189473&register=63)
2.  [registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C189473](http://registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C189473)
3.  [pubs.payoneer.com/legal/PayoneerTermsAndConditionsEU\_Aug2025.htm](https://pubs.payoneer.com/legal/PayoneerTermsAndConditionsEU_Aug2025.htm)
4.  [payoneer.com/](https://www.payoneer.com/)
5.  [sec.gov/Archives/edgar/data/1845815/000110465926020487/payo-20251231x10k.htm](https://www.sec.gov/Archives/edgar/data/1845815/000110465926020487/payo-20251231x10k.htm)
6.  [payoneer.custhelp.com/app/answers/detail/a\_id/33855/~/transferring-cards-from-wirecard-to-payoneer-europe-limit](https://payoneer.custhelp.com/app/answers/detail/a_id/33855/~/transferring-cards-from-wirecard-to-payoneer-europe-limited)
7.  [payoneer.custhelp.com/app/answers/detail/a\_id/44777/~/uk-license---faq](https://payoneer.custhelp.com/app/answers/detail/a_id/44777/~/uk-license---faq)
8.  [payoneer.com/newsroom/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-fo](https://www.payoneer.com/newsroom/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-for-local-and-cross-border-commerce/)
9.  [nuvei.com/posts/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-for-l](https://www.nuvei.com/posts/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-for-local-and-cross-border-commerce)
10.  [investor.payoneer.com/governance/executive-management](https://investor.payoneer.com/governance/executive-management)
11.  [en.wikipedia.org/wiki/Payoneer](https://en.wikipedia.org/wiki/Payoneer)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-europe-limited-paynie22#overview-sources)

- **Operates under:** Its own licences

The Central Bank of Ireland authorises the firm as an electronic money institution under Regulation 9 of the European Communities (Electronic Money) Regulations 2011. According to the group's 2025 annual report, it is also an approved Mastercard issuer.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Central Bank of Ireland Ireland | E-Money Institutions PSD2 (authorised pursuant to Regulation 9 of the European Communities (Electronic Money) Regulations 2011) | C189473 | In its own name | Active | [registers.centralbank.ie ↗](http://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C189473&register=63) |
| Financial Crimes Enforcement Network (FinCEN) United States | Money services business registration (prepaid access) | — | In its own name | Active | — |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-europe-limited-paynie22#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsIn 2020 the firm stated that it holds card funds in safeguarded accounts it manages. It does not name the banks that hold these accounts. [payoneer.custhelp.com ↗](https://payoneer.custhelp.com/app/answers/detail/a_id/33855/~/transferring-cards-from-wirecard-to-payoneer-europe-limited)
- **Payment schemes and card networks:** Mastercard Direct [sec.gov ↗](https://www.sec.gov/Archives/edgar/data/1845815/000110465926020487/payo-20251231x10k.htm)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-europe-limited-paynie22#overview-sources)

-   Multi currency accounts
-   International money transfer
-   Payouts and mass payments
-   FX conversion
-   Debit cards
-   Prepaid cards
-   E-money wallet

The firm provides the Payoneer account and cards to EEA business customers, including marketplace sellers and freelancers. It issues the Payoneer Business Premium Debit Mastercard from Ireland.

It serves EEA customers under its Irish authorisation, which the Central Bank of Ireland register shows passported to 29 other EEA states on a freedom-of-services basis.

- **Sells to:** Small businesses · Enterprises · Platforms and marketplaces
- **Serves customers in 30 countries:** Ireland · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-europe-limited-paynie22#overview-sources)

- **Chief executive:** John Caplan Chief Executive Officer, Payoneer Global Inc. (group level) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management)
- **Chief financial officer:** Bea Ordonez Chief Financial Officer, Payoneer Global Inc. (group level) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management)
- **Compliance / MLRO:** Micheal Sheehy Chief Compliance Officer, Payoneer Global Inc. (group level) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management)

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-europe-limited-paynie22#overview-sources)

1.  Jun 2026

    Merger / acquisition

    Nuvei agreed to acquire Payoneer Global Inc., the firm's ultimate parent, for about USD 2.75 billion in cash. Completion is expected in mid-2027.

    [payoneer.com ↗](https://www.payoneer.com/newsroom/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-for-local-and-cross-border-commerce/)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** PAYNIE22XXX
- **How the BIC breaks down:** 1. PAYN Bank 2. IE Country · Ireland 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 549300Y20X0QOZ0SEA86
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300Y20X0QOZ0SEA86)
- **Licence no. · EBA-PSD2:** C189473
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry IDs:** b399abf9c3e7 · 211ef65a8c36

## Profile

- **Type:** Payments & e-money · Money service business
- **Regulation:** Prudential licence
- **Register licences:** [2 entries on 2 registers](https://elucidate.co/directory/payoneer-europe-limited-paynie22#licences)
- **Activities:** - Payment services - Card acquiring - E-money / stored value - Prepaid access
- **Licensed in:** [Ireland](https://elucidate.co/directory/country/ie) · [United States](https://elucidate.co/directory/country/us)
- **Country · region:** Ireland · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** 2 GRAND CANAL SQUARE FLOOR 6 DUBLIN IRELAND
- **Operational address:** 2 GRAND CANAL SQUARE FLOOR 6 DUBLIN DUBLIN IRELAND

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>PAYNIE22XXX</BICFI>
  <LEI>549300Y20X0QOZ0SEA86</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>PAYNIE22XXX</BICFI>
  <LEI>549300Y20X0QOZ0SEA86</LEI>
  <Nm>PAYONEER EUROPE LIMITED</Nm>
  <PstlAdr>
    <TwnNm>DUBLIN</TwnNm>
    <Ctry>IE</Ctry>
    <AdrLine>2 GRAND CANAL SQUARE FLOOR 6 DUBLIN</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Other BICs starting “PAYN”

-   [Payoneer Hong Kong Limited BIC PAYNHKH2 Money service business AML registration only Hong Kong SAR China · Registered with Customs and Excise Department (C&ED) · 15-10-01734 (CED-MSO) · LEI 984500C63SC2A505Q091](https://elucidate.co/directory/payoneer-hong-kong-limited-paynhkh2)
-   [Payoneer Inc BIC PAYNUS33 Money service business AML registration only United States · Registered with FINTRAC · C100000570 (FINTRAC-MSB) · also on FINCEN-MSB · LEI 254900YW5EMDQZCSVF25](https://elucidate.co/directory/payoneer-inc-paynus33)
-   [Payoneer (Eu) Limited BIC PAYNGIG1 Financial institution Not on a tracked register Gibraltar · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/payoneer-eu-limited-payngig1)

The same first four characters. A shared prefix does not show a shared owner.

### Other payments & e-money institutions in Ireland

-   [Stripe Technology Europe, Limited BIC STTOIE22 Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C187865 (EBA-PSD2) · LEI 549300T7WU87LQYO0K16](https://elucidate.co/directory/stripe-technology-europe-limited-sttoie22)
-   [Confirmo Limited No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C570624 (EBA-PSD2) · also on ESMA-CASP · LEI 984500F75CJ82D8B7D76](https://elucidate.co/directory/confirmo-limited-c2a76bc67a5c)
-   [Paysafe Payment Solutions Limited. · trading as Skrill, Skrill, NETELLER No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C184986 (EBA-PSD2) · also on ESMA-CASP · LEI 213800QBQVHWRBHJTA89](https://elucidate.co/directory/paysafe-payment-solutions-limited-484fd6cb5229)
-   [Payward Europe Solutions Limited · trading as Kraken, Kraken Digital Asset Exchange (�Kraken�) No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C468360 (EBA-PSD2) · also on ESMA-CASP · LEI 254900641D8KNHUZYX24](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542)
-   [Pionew Ireland Limited · trading as Webot No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C496936 (EBA-PSD2) · also on ESMA-CASP · LEI 984500FD0NZ8949F4363](https://elucidate.co/directory/pionew-ireland-limited-5faee6932ac9)
-   [ACE Money Transfer IE Limited · trading as ACE Money Transfer No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C500488 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/ace-money-transfer-ie-limited-a27bfe4b58f0)
-   [Associated Foreign Exchange Ireland Limited BIC AFEEIE2D Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C188323 (EBA-PSD2) · LEI 254900PMVMUC5G2DRM93](https://elucidate.co/directory/associated-foreign-exchange-ireland-limited-afeeie2d)
-   [Barclaycard International Payments Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C155145 (EBA-PSD2) · LEI 984500BCB3D03EC42C40](https://elucidate.co/directory/barclaycard-international-payments-limited-c13fc4c645b1)

[See all →](https://elucidate.co/directory/search?type=payments&cc=IE)

Claim this profile

## Work at Payoneer Europe Limited?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
-   **MSB Registrant Search**—Financial Crimes Enforcement Network (FinCEN) · [register ↗](https://www.fincen.gov/msb-registrant-search) as at 24 September 2026
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [payoneer.com](https://www.payoneer.com/) (official website) · [original](https://www.payoneer.com/wp-content/themes/payo/assets/img/payoneer-dark-logo.svg).

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.