--- title: "Payoneer Inc SWIFT/BIC code PAYNUS33XXX · United States | Elucidate" description: "Registered for AML supervision in Canada: Foreign MSB (FMSB) (FINTRAC). SWIFT/BIC code PAYNUS33XXX for Payoneer Inc, United States. Head-office BIC." url: https://elucidate.co/directory/payoneer-inc-paynus33 --- 1. [Directory](https://elucidate.co/directory) 2. [United States](https://elucidate.co/directory/country/us) 3. Payoneer Inc ![Payoneer logo](https://elucidate.co/images/banks/fd/fd83c32868abf3b1.webp) United States · Money service business # Payoneer Inc Legal name in the LEI record Payoneer Inc. Payoneer Inc. is a Delaware corporation with its principal place of business in New York. It is registered with FinCEN as a money services business and holds money transmitter licences from US state regulators. It is a wholly owned subsidiary of Payoneer Global Inc., which is listed on Nasdaq and in June 2026 agreed to be acquired by Nuvei. It provides the Payoneer cross-border payment account, payouts and corporate cards to businesses, freelancers and marketplaces. In July 2021 it agreed to pay the Office of Foreign Assets Control USD 1,385,901.40 to settle 2,220 apparent sanctions violations. Register status Registered for AML supervision in Canada Foreign MSB (FMSB) · FINTRAC AML registration only [2 licences and registrations ↓](https://elucidate.co/directory/payoneer-inc-paynus33#licences) BIC **PAYNUS33XXX** LEI **[254900YW5EMDQZCSVF25](https://search.gleif.org/#/record/254900YW5EMDQZCSVF25)** [Licence no. **C100000570**](https://elucidate.co/directory/payoneer-inc-paynus33#licences) Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/payoneer-inc-paynus33#claim) ## Licences and registrations Held by Payoneer Inc. (LEI 254900YW5EMDQZCSVF25). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Foreign MSB (FMSB)Money Transmitter / Remittance | C100000570 | [Canada](https://elucidate.co/directory/country/ca) | Active | 2025-05-21 | Renews 2028-04-30 | - Money remittance | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) | | [MSB Registrant Search](https://elucidate.co/directory/register/fincen-msb) FinCEN Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | —Money Transmitter / Remittance | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | 2024-12-13 | — | - Money remittance - Prepaid access - Other money services | [Search the register ↗](https://www.fincen.gov/msb-registrant-search) | Licences and registrations listed here were granted in Canada. This BIC is registered in the United States. - Licences belong to the legal entity, not to a BIC. - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. - The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** PAYNUS33XXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC - **Branch codes:** None: head-office BIC only - **BIC first registered:** 2016-12-27 - **Last updated:** 2022-02-14 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-inc-paynus33#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary 100% Payoneer Global Inc. Firm type FX and business payments Trades as Payoneer - **Standing:** On 12 June 2026 the firm's parent, Payoneer Global Inc., agreed to be acquired by Neon Maple Parent Inc. (Nuvei). Stockholders approved the merger on 14 September 2026. Completion is expected in mid-2027, subject to regulatory approvals. - **Ownership:** Payoneer Global Inc., which is listed on Nasdaq, wholly owns the firm. Payoneer Global Inc. has agreed to be acquired by Neon Maple Parent Inc. (Nuvei). - **Direct parent:** Payoneer Global Inc., United States 100% - **Head office:** 195 Broadway, 27th Floor, 10007 New York, United States (registered office: c/o Corporation Service Company, 251 Little Falls Drive, Wilmington, DE 19808, United States) ### Online - **Websites & references:** [payoneer.com ↗](https://www.payoneer.com/) [investor.payoneer.com ↗](https://investor.payoneer.com/) investor relations site of the group [careers.payoneer.com ↗](https://careers.payoneer.com/) careers site [Wikidata Q7156870 ↗](https://www.wikidata.org/wiki/Q7156870) - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/payoneer) · [X ↗](https://x.com/Payoneer) · [Facebook ↗](https://www.facebook.com/Payoneer) · [Instagram ↗](https://www.instagram.com/payoneer) · [YouTube ↗](https://www.youtube.com/user/Payoneer) - **Apps:** [App Store ↗](https://itunes.apple.com/app/payoneer/id663338402) · [Google Play ↗](https://play.google.com/store/apps/details?id=com.payoneer.android) Sources · 14 pages consulted 1. [payoneer.com/](https://www.payoneer.com/) 2. [payoneer.com/state-licenses-and-disclosures/](https://www.payoneer.com/state-licenses-and-disclosures/) 3. [investor.payoneer.com/governance/executive-management](https://investor.payoneer.com/governance/executive-management) 4. [investor.payoneer.com/news-events/news-releases](https://investor.payoneer.com/news-events/news-releases) 5. [investor.payoneer.com/news-releases/news-release-details/payoneer-secures-payment-license-israel-expanding-glob](https://investor.payoneer.com/news-releases/news-release-details/payoneer-secures-payment-license-israel-expanding-global) 6. [sec.gov/Archives/edgar/data/1845815/000110465926020081/payo-20260226xex99d1.htm](https://www.sec.gov/Archives/edgar/data/1845815/000110465926020081/payo-20260226xex99d1.htm) 7. [investor.payoneer.com/static-files/60ecd2a2-8339-41d1-8a41-3616e65bee7f](https://investor.payoneer.com/static-files/60ecd2a2-8339-41d1-8a41-3616e65bee7f) 8. [investor.payoneer.com/static-files/782e33c1-0fb1-48f4-a8c6-9b472e0d2300](https://investor.payoneer.com/static-files/782e33c1-0fb1-48f4-a8c6-9b472e0d2300) 9. [investor.payoneer.com/static-files/27fc0dd7-c30d-42fa-bccf-2a81215a7029](https://investor.payoneer.com/static-files/27fc0dd7-c30d-42fa-bccf-2a81215a7029) 10. [ofac.treasury.gov/media/911571/download](https://ofac.treasury.gov/media/911571/download) 11. [dfpi.ca.gov/regulated\_entity/payoneer-inc/](https://dfpi.ca.gov/regulated_entity/payoneer-inc/) 12. [prnewswire.com/news-releases/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platfo](https://www.prnewswire.com/news-releases/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-for-local-and-cross-border-commerce-302800166.html) 13. [stocktitan.net/sec-filings/PAYO/8-k-payoneer-global-inc-reports-material-event-d95998830c06.html](https://www.stocktitan.net/sec-filings/PAYO/8-k-payoneer-global-inc-reports-material-event-d95998830c06.html) 14. [bleepingcomputer.com/news/security/payoneer-accounts-in-argentina-hacked-in-2fa-bypass-attacks/](https://www.bleepingcomputer.com/news/security/payoneer-accounts-in-argentina-hacked-in-2fa-bypass-attacks/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-inc-paynus33#overview-sources) - **Operates under:** Its own licences FinCEN registers the firm as a money services business, and US state regulators license it as a money transmitter under NMLS ID 1041524. FINTRAC registers it in Canada as a foreign money services business. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | US state regulators (NMLS) United States | Money transmitter licences in all US states where required, plus the District of Columbia, Puerto Rico and the US Virgin Islands | 1041524 | In its own name | Active | [payoneer.com ↗](https://www.payoneer.com/state-licenses-and-disclosures/) | | Financial Crimes Enforcement Network (FinCEN) United States | Money Services Business registration (money transmitter, prepaid access) | — | In its own name | Active | — | | Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Foreign Money Services Business registration (money transmitter / remittance) | C100000570 | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-inc-paynus33#overview-sources) - **Card issuer:** First Century Bank, N.A. United States [payoneer.com ↗](https://www.payoneer.com/) - **Payment schemes and card networks:** Mastercard Through a partner [payoneer.com ↗](https://www.payoneer.com/) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-inc-paynus33#overview-sources) - International money transfer - Multi currency accounts - Payouts and mass payments - FX conversion - Payment gateway The firm offers cross-border receiving accounts, single, batch and mass payouts, currency conversion, checkout and the Corporate Purchasing Mastercard to businesses, freelancers and marketplaces. The firm holds US money transmitter licences and a Canadian foreign money services business registration. The Payoneer brand says it covers more than 190 countries and territories through several group entities. - **Revenue:** USD 1.05bnGroup · 31 Dec 2025 · [regulatory filing ↗](https://www.sec.gov/Archives/edgar/data/1845815/000110465926020081/payo-20260226xex99d1.htm) - **Payment volume:** USD 87.5bnVolume: total dollar value of transactions completed or enabled by the platform, with each transaction counted once Group · 31 Dec 2025 · [company statement ↗](https://www.sec.gov/Archives/edgar/data/1845815/000110465926020081/payo-20260226xex99d1.htm) - **Sells to:** Small businesses · Platforms and marketplaces · Enterprises - **Serves customers in 2 countries:** United States · Canada ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-inc-paynus33#overview-sources) - **Chief executive:** John Caplan Chief Executive Officer (group) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management) - **Chief financial officer:** Bea Ordonez Chief Financial Officer (group) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management) - **Compliance / MLRO:** Micheal Sheehy Chief Compliance Officer (group) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management) - **Executive:** Tsafi Goldman Chief Legal & Governance Officer (group) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management) - **Executive:** Oren Ryngler Chief Product & Technology Officer (group) Confirmed 29 Sep 2026 · [investor.payoneer.com ↗](https://investor.payoneer.com/governance/executive-management) ## Recent events 1 enforcement or investigation item Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payoneer-inc-paynus33#overview-sources) 1. Sep 2026 Merger / acquisition Payoneer Global Inc. stockholders approved the merger agreement with Nuvei at a special meeting on 14 September 2026. [stocktitan.net ↗](https://www.stocktitan.net/sec-filings/PAYO/8-k-payoneer-global-inc-reports-material-event-d95998830c06.html) 2. Sep 2026 Licence Payoneer announced a licence under Israel's Regulation of Payment Services and Payment Initiation Act. The announcement does not name the licensed entity. [investor.payoneer.com ↗](https://investor.payoneer.com/news-releases/news-release-details/payoneer-secures-payment-license-israel-expanding-global) 3. Jun 2026 Merger / acquisition Nuvei agreed to acquire Payoneer Global Inc., the firm's parent, for USD 7.40 per share in cash, about USD 2.75 billion. [prnewswire.com ↗](https://www.prnewswire.com/news-releases/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-for-local-and-cross-border-commerce-302800166.html) 4. Feb 2026 Licence Payoneer applied to the Office of the Comptroller of the Currency to establish an uninsured national trust bank. [sec.gov ↗](https://www.sec.gov/Archives/edgar/data/1845815/000110465926020081/payo-20260226xex99d1.htm) 5. Jan 2026 Merger / acquisition Payoneer acquired Boundless for USD 13 million, plus an earn-out of up to USD 4 million. [sec.gov ↗](https://www.sec.gov/Archives/edgar/data/1845815/000110465926020081/payo-20260226xex99d1.htm) 6. Jan 2024 Security incident Fraudsters took over Payoneer accounts of users in Argentina and withdrew funds. Payoneer attributed the losses to phishing. [bleepingcomputer.com ↗](https://www.bleepingcomputer.com/news/security/payoneer-accounts-in-argentina-hacked-in-2fa-bypass-attacks/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers Head-office record - **BIC:** PAYNUS33XXX - **How the BIC breaks down:** 1. PAYN Bank 2. US Country · United States 3. 33 Location 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** 254900YW5EMDQZCSVF25 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/254900YW5EMDQZCSVF25) - **Licence no. · FINTRAC-MSB:** C100000570 - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate to GLEIF on name, country and address. - **Register-entry IDs:** 40847cfb5b5a · 6dee89c4feb9 ## Profile - **Type:** Money service business - **Regulation:** AML registration only - **Register licences:** [2 entries on 2 registers](https://elucidate.co/directory/payoneer-inc-paynus33#licences) - **Activities:** - Money remittance - Prepaid access - Other money services - **Licensed in:** [Canada](https://elucidate.co/directory/country/ca) · [United States](https://elucidate.co/directory/country/us) - **Website (register):** [www.payoneer.com ↗](https://www.payoneer.com/) - **Country · region:** United States · North America - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme - **Founded:** 2005 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Registered address:** 150 WEST 30TH NEW YORK,NY 10001 UNITED STATES OF AMERICA - **Operational address:** 150 WEST 30TH NEW YORK,NY NEW YORK,NY 10001 UNITED STATES OF AMERICA ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml PAYNUS33XXX 254900YW5EMDQZCSVF25 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml PAYNUS33XXX 254900YW5EMDQZCSVF25 PAYONEER INC NEW YORK US 150 WEST 30TH NEW YORK, NY 10001 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Related institutions ### Other BICs starting “PAYN” - [Payoneer Europe Limited BIC PAYNIE22 Payments & e-money Money service business Prudential licence Ireland · Licensed by Central Bank of Ireland · C189473 (EBA-PSD2) · also on FINCEN-MSB · LEI 549300Y20X0QOZ0SEA86](https://elucidate.co/directory/payoneer-europe-limited-paynie22) - [Payoneer Hong Kong Limited BIC PAYNHKH2 Money service business AML registration only Hong Kong SAR China · Registered with Customs and Excise Department (C&ED) · 15-10-01734 (CED-MSO) · LEI 984500C63SC2A505Q091](https://elucidate.co/directory/payoneer-hong-kong-limited-paynhkh2) - [Payoneer (Eu) Limited BIC PAYNGIG1 Financial institution Not on a tracked register Gibraltar · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/payoneer-eu-limited-payngig1) The same first four characters. A shared prefix does not show a shared owner. ### Other money service businesses in the United States - [Envios Express Inc No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/envios-express-inc-c0823b914930) - [EL Mercadito LLC · trading as EL MERCADITO MINOT, El Mercadito No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/el-mercadito-llc-ca792f233581) - [LA Michoacana LLC · trading as La MIchoacana, DBA LA MICHOACANA MUSICA Y VIDEO No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-michoacana-llc-aefa6462674e) - [Tienda El Quetzal LLC · trading as Mercado Chihuahua, Tienda El Quetzal No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-el-quetzal-llc-6ced94619b56) - [Tienda La Bendicion LLC · trading as TIENDA LA BENDICION, LA BENDICION BAKERY No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-la-bendicion-llc-c35469140f19) - [Umb Bank N.A BIC UMKCUS44 Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI VNOO6EITDJ2YUEBMSZ83](https://elucidate.co/directory/umb-bank-n-a-umkcus44) - [Guatemex LLC · trading as GUATEMEX 1 No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/guatemex-llc-810a5ad10a10) - [LA Azteca LLC · trading as La Azteca Mexican Grocery No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-azteca-llc-b844c35143c3) [See all →](https://elucidate.co/directory/search?type=msb&cc=US) Claim this profile ## Work at Payoneer Inc? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts. - **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026 - **MSB Registrant Search**—Financial Crimes Enforcement Network (FinCEN) · [register ↗](https://www.fincen.gov/msb-registrant-search) as at 24 September 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Payoneer · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Payoneer_logo.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/e/e7/Payoneer_logo.svg/330px-Payoneer_logo.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.