---
title: "Paysend Us LLC SWIFT/BIC code PYLCUS32XXX · United States | Elucidate"
description: "Registered for AML supervision in the United States: (FinCEN). SWIFT/BIC code PYLCUS32XXX for Paysend Us LLC, United States. Head-office BIC."
url: https://elucidate.co/directory/paysend-us-llc-pylcus32
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Paysend Us LLC
United States · Money service business
# Paysend Us LLC
Paysend US LLC is the US money transmission company of the Paysend group. Its head office is in Miami, Florida, and its registered address is in Dover, Delaware. State regulators license it as a money transmitter under NMLS ID 2048617, and FinCEN registers it as a money services business. In US states where it holds no licence, Central Bank of Kansas City and Cross River Bank provide the money transmission service. It offers US consumers international money transfers through the Paysend app and website.
Register status
Registered for AML supervision in the United States
FinCEN
AML registration only
[1 licence or registration ↓](https://elucidate.co/directory/paysend-us-llc-pylcus32#licences)
BIC **PYLCUS32XXX** LEI **[9845003604FBB0982B74](https://search.gleif.org/#/record/9845003604FBB0982B74)** [Licence no. **Not published by the register**](https://elucidate.co/directory/paysend-us-llc-pylcus32#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/paysend-us-llc-pylcus32#claim)
## Licences and registrations
Held by Paysend Us LLC (LEI 9845003604FBB0982B74). 1 entry on 1 of the 22 tracked registers, retrieved 24 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [MSB Registrant Search](https://elucidate.co/directory/register/fincen-msb) FinCEN Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | —Money Transmitter / Remittance | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | 2026-06-05 | — | - Money remittance - Prepaid access | [Search the register ↗](https://www.fincen.gov/msb-registrant-search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** PYLCUS32XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2023-08-05
- **Last updated:** 2026-01-13
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/paysend-us-llc-pylcus32#overview-sources)
Customers
12,000,000
customers · Group · 8 Apr 2026 · [company statement ↗](https://www.finextra.com/newsarticle/47539/paysend-raises-25-million)
Employees
Not published
Ownership
Group subsidiary
Firm type
Money remittance
Trades as Paysend
- **Ownership:** The firm belongs to the Paysend group, whose brand and intellectual property belong to Paysend Group Limited, a company incorporated in Scotland.
- **Head office:** 801 Brickell Ave, 8th Floor, 33131 Miami, United States (registered office: 108 Lakeland Ave., Dover, DE 19901, United States (legal address in the GLEIF record))
- **Founders:** Abdul Abdulkerimov · Ronald Millar
### Online
- **Websites & references:** [paysend.com ↗](https://paysend.com/) [developer.paysend.com ↗](https://developer.paysend.com/) developer and API documentation (group) [help.paysend.com ↗](https://help.paysend.com/hc/en-us/articles/6339164159901-How-can-I-file-a-complaint) help centre and complaints page
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/paysend/) · [X ↗](https://twitter.com/Paysend) · [Facebook ↗](https://www.facebook.com/paysendcom/) · [Instagram ↗](https://www.instagram.com/paysendglobal/) · [YouTube ↗](https://www.youtube.com/c/Paysend) · [TikTok ↗](https://www.tiktok.com/@paysend)
- **Apps:** [App Store ↗](https://apps.apple.com/app/paysend-money-transfer-app/id1140130413) · [Google Play ↗](https://play.google.com/store/apps/details?id=com.paysend.app) · [appgallery.huawei.com ↗](https://appgallery.huawei.com/app/C102650429) · [galaxystore.samsung.com ↗](https://galaxystore.samsung.com/detail/com.paysend.app)
Sources · 10 pages consulted
1. [paysend.com/license/us](https://paysend.com/license/us)
2. [paysend.com/en-us](https://paysend.com/en-us)
3. [paysend.com/about-us](https://paysend.com/about-us)
4. [cloud.paysend.com/web/docs/special\_states\_usa\_paysend\_term\_en.pdf](https://cloud.paysend.com/web/docs/special_states_usa_paysend_term_en.pdf)
5. [help.paysend.com/hc/en-us/articles/6339164159901-How-can-I-file-a-complaint](https://help.paysend.com/hc/en-us/articles/6339164159901-How-can-I-file-a-complaint)
6. [paysend.com/news/category/paysend](https://paysend.com/news/category/paysend)
7. [pressroom.journolink.com/paysend/releases](https://pressroom.journolink.com/paysend/releases)
8. [claret-capital.com/articles/claret-capital-partners-strengthens-partnership-with-paysend-through-us25m-follo](https://www.claret-capital.com/articles/claret-capital-partners-strengthens-partnership-with-paysend-through-us25m-follow-on-investment/)
9. [finextra.com/newsarticle/47539/paysend-raises-25-million](https://www.finextra.com/newsarticle/47539/paysend-raises-25-million)
10. [dob.texas.gov/sites/default/files/files/Laws-Regulations/orders/2022-031.pdf](https://www.dob.texas.gov/sites/default/files/files/Laws-Regulations/orders/2022-031.pdf)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/paysend-us-llc-pylcus32#overview-sources)
- **Operates under:** Several models
- **Licensed firm it operates under:** Central Bank of Kansas City, United States Provides the money transmission service in US states where Paysend US LLC holds no money transmitter licence. Paysend passes customer information to the bank on a pass-through basis.
State regulators license the firm as a money transmitter under NMLS ID 2048617 in the jurisdictions on its licence page. FinCEN registers it as a money services business. Elsewhere in the US, its website names Central Bank of Kansas City and Cross River Bank as the providers of the service.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| US state regulators (NMLS) United States | Money transmitter licences in 46 states, the District of Columbia, Puerto Rico and the US Virgin Islands (list dated 17 March 2025) | 2048617 | In its own name | Active | [paysend.com ↗](https://paysend.com/license/us) |
| Financial Crimes Enforcement Network (FinCEN) United States | Money Services Business registration (money transmitter, prepaid access) | — | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/paysend-us-llc-pylcus32#overview-sources)
- **Safeguarding:** Not disclosedThe firm publishes no safeguarding statement for its own licensed business. Its terms say that where Central Bank of Kansas City provides the service, Paysend US LLC never holds customer funds. [cloud.paysend.com ↗](https://cloud.paysend.com/web/docs/special_states_usa_paysend_term_en.pdf)
- **Payment schemes and card networks:** Visa Direct Access not stated [cloud.paysend.com ↗](https://cloud.paysend.com/web/docs/special_states_usa_paysend_term_en.pdf) Mastercard Send Access not stated [cloud.paysend.com ↗](https://cloud.paysend.com/web/docs/special_states_usa_paysend_term_en.pdf)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/paysend-us-llc-pylcus32#overview-sources)
- International money transfer
- FX conversion
- Cash pick-up
It sends money from the United States to more than 170 countries, according to the Paysend website. Recipients are paid to cards, bank accounts, digital wallets or cash pickup points.
It serves consumers resident in the United States, Puerto Rico and the US Virgin Islands. It does so under its own state licences or, in other states, through partner banks.
- **Sells to:** Consumers
- **Serves customers in 3 countries:** United States · Puerto Rico · U.S. Virgin Islands
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/paysend-us-llc-pylcus32#overview-sources)
- **Chief executive:** Ben Chisell Group CEO (Paysend group) Confirmed 29 Sep 2026 · [paysend.com ↗](https://paysend.com/about-us)
- **Chair:** Abdul Abdulkerimov Executive Chairman & Co-Founder (Paysend group) Confirmed 29 Sep 2026 · [paysend.com ↗](https://paysend.com/about-us)
- **Chief financial officer:** Wilhelm Rohde Chief Financial Officer (Paysend group) Confirmed 29 Sep 2026 · [paysend.com ↗](https://paysend.com/about-us)
- **Executive:** Jairo Riveros Head of Americas & Strategy Office (Paysend group) Confirmed 29 Sep 2026 · [paysend.com ↗](https://paysend.com/about-us)
- **Founder:** Ronald Millar Co-Founder & Founder's Office (Paysend group) Confirmed 29 Sep 2026 · [paysend.com ↗](https://paysend.com/about-us)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/paysend-us-llc-pylcus32#overview-sources)
1. Apr 2026
Funding
Claret Capital Partners announced a USD 25 million follow-on investment in the Paysend group.
[claret-capital.com ↗](https://www.claret-capital.com/articles/claret-capital-partners-strengthens-partnership-with-paysend-through-us25m-follow-on-investment/)
2. Mar 2026
Other
The Paysend group announced a partnership with BVNK to add stablecoin transfers and settlement to its consumer and enterprise products.
[pressroom.journolink.com ↗](https://pressroom.journolink.com/paysend/releases)
3. Sep 2025
Leadership
The Paysend group appointed Ben Chisell as Group Chief Executive Officer.
[paysend.com ↗](https://paysend.com/news/category/paysend)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** PYLCUS32XXX
- **How the BIC breaks down:** 1. PYLC Bank 2. US Country · United States 3. 32 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 9845003604FBB0982B74
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/9845003604FBB0982B74)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** de017299dd94
## Profile
- **Type:** Money service business
- **Regulation:** AML registration only
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/paysend-us-llc-pylcus32#licences)
- **Activities:** - Money remittance - Prepaid access
- **Licensed in:** [United States](https://elucidate.co/directory/country/us)
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 801 BRICKELL AVENUE FLOOR 8TH FLOOR MIAMI,FL 33131 UNITED STATES OF AMERICA
- **Operational address:** 801 BRICKELL AVENUE 8TH FLOOR MIAMI,FL MIAMI,FL 33131 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
PYLCUS32XXX
9845003604FBB0982B74
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
PYLCUS32XXX
9845003604FBB0982B74
PAYSEND US LLC
MIAMI
US
801 BRICKELL AVENUE FLOOR 8TH FLOOR MIAMI, FL 33131
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other money service businesses in the United States
- [Envios Express Inc No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/envios-express-inc-c0823b914930)
- [EL Mercadito LLC · trading as EL MERCADITO MINOT, El Mercadito No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/el-mercadito-llc-ca792f233581)
- [LA Michoacana LLC · trading as La MIchoacana, DBA LA MICHOACANA MUSICA Y VIDEO No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-michoacana-llc-aefa6462674e)
- [Tienda El Quetzal LLC · trading as Mercado Chihuahua, Tienda El Quetzal No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-el-quetzal-llc-6ced94619b56)
- [Tienda La Bendicion LLC · trading as TIENDA LA BENDICION, LA BENDICION BAKERY No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-la-bendicion-llc-c35469140f19)
- [Umb Bank N.A BIC UMKCUS44 Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI VNOO6EITDJ2YUEBMSZ83](https://elucidate.co/directory/umb-bank-n-a-umkcus44)
- [Guatemex LLC · trading as GUATEMEX 1 No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/guatemex-llc-810a5ad10a10)
- [LA Azteca LLC · trading as La Azteca Mexican Grocery No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-azteca-llc-b844c35143c3)
[See all →](https://elucidate.co/directory/search?type=msb&cc=US)
Claim this profile
## Work at Paysend Us LLC?
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3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **MSB Registrant Search**—Financial Crimes Enforcement Network (FinCEN) · [register ↗](https://www.fincen.gov/msb-registrant-search) as at 24 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.