Luxembourg · Payments & e-money
Paytm Europe Payments S.A.
Paytm Europe Payments S.A. is a Luxembourg public limited company (société anonyme) incorporated on 12 January 2026. The Commission de Surveillance du Secteur Financier (CSSF) authorised it as a payment institution with effect from 2 July 2026. Its authorisation covers credit transfers, including standing orders, payment transactions covered by a credit line and the acquiring of payment transactions. It is wholly owned by Paytm Cloud Technologies Limited, which is a wholly owned Indian subsidiary of One 97 Communications Limited, the operator of the Paytm brand. According to press reports, the firm plans to offer payment services to European merchants, particularly small and medium-sized enterprises, from Luxembourg.
Licences and registrations
Held by Paytm Europe Payments S.A. (LEI 984500ADOEB553MA8415). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCommission for the Supervision of Financial Sector | Payment institutionPayment Institution | Z00000035 | Luxembourg | Active | 2026-07-02 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Paytm Cloud Technologies Limited
Firm type
Merchant acquiring and processing
Trades as Paytm Europe
- Standing · No public presence found
- The CSSF authorised the firm as a payment institution with effect from 2 July 2026. In May 2026 the group disclosed that the firm had not yet begun operations. No website, product launch or customer-facing service had been found as of 29 September 2026.
- Ownership
- Paytm Cloud Technologies Limited owns 100% of the firm and is itself wholly owned by One 97 Communications Limited, which operates the Paytm brand.
- Direct parent
- Paytm Cloud Technologies Limited, India 100%
- Ultimate owner
- One 97 Communications Limited, India
- Head office
- 6D, Route de Trèves, L-2633 Senningerberg, Luxembourg
- Incorporated
- 12 Jan 2026
Sources · 9 pages consulted
- en.paperjam.lu/article/paytm-europe-has-been-granted-its-payment-licence-in-luxembourg
- en.paperjam.lu/article/why-paytm-incorporated-in-luxembourg
- business-standard.com/markets/capital-market-news/paytm-europe-receives-payment-institution-license-from-cssf-l
- bwdisrupt.com/article/paytm-s-europe-unit-secures-luxembourg-payment-licence-to-expand-services-613235
- medianama.com/2026/07/223-paytm-europe-payments-licence-luxembourg-regulator/
- thepaypers.com/payments/news/paytm-to-inject-eur-9-million-into-newly-incorporated-european-payments-ent
- delano.lu/article/nasir-zubairi-quitte-la-lhoft-et-devient-ceo-de-paytm-europe-1
- siliconluxembourg.lu/nasir-zubairi-steps-down-as-lhoft-ceo/
- x.com/Paytm/status/2072923176351178905
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The CSSF authorises the firm as a payment institution under the Luxembourg framework implementing PSD2, with effect from 2 July 2026. According to the group's disclosure, the authorisation has no specified validity period. No passporting to other EEA states had been disclosed.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Commission de Surveillance du Secteur Financier (CSSF) Luxembourg | Payment institution | Z00000035 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The CSSF authorisation covers credit transfers, including standing orders, credit-line-funded payment transactions and merchant acquiring. According to press reports, the firm plans to serve European merchants, particularly small and medium-sized enterprises.
The firm plans to use Luxembourg as its base for payment services to European merchants. No served countries or passporting notifications had been disclosed as of September 2026.
- Sells to
- Small businesses
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Nasir Zubairi Chief Executive Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
The CSSF authorised the firm as a payment institution and added it to its official list of payment institutions, effective 2 July 2026.
en.paperjam.lu ↗ -
Funding
Paytm Cloud Technologies Limited approved a EUR 9 million subscription for 9 million new shares to increase the firm's paid-up capital.
thepaypers.com ↗ -
Leadership
Paytm named Nasir Zubairi, founding CEO of the Luxembourg House of Financial Technology, as the firm's chief executive officer.
delano.lu ↗ -
Other
One 97 Communications incorporated the firm in Luxembourg on 12 January 2026 as a step-down wholly owned subsidiary.
en.paperjam.lu ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- Z00000035
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- d80dde9e69d2
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- Luxembourg · Europe & Central Asia
- First registered
- 2026-07-02
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Address on the register
- 6D, Route de Trèves, Senningerberg, L-2633
- Country
- Luxembourg
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>984500ADOEB553MA8415</LEI>
<Nm>Paytm Europe Payments S.A.</Nm>
<PstlAdr>
<PstCd>L-2633</PstCd>
<TwnNm>Senningerberg</TwnNm>
<Ctry>LU</Ctry>
<AdrLine>6D, Route de Trèves</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the character è in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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