---
title: "Payward Europe Solutions Limited · Payment institution (Central Bank of Ireland) · Ireland | Elucidate"
description: "Payward Europe Solutions Limited is authorised by Central Bank of Ireland as a payment institution in Ireland. Licence C468360. LEI 254900641D8KNHUZYX24. Register status, licences, activities and ownership."
url: https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542
---

1.  [Directory](https://elucidate.co/directory)
2.  [Ireland](https://elucidate.co/directory/country/ie)
3.  Payward Europe Solutions Limited

Ireland · Payments & e-money

# Payward Europe Solutions Limited

Trading as Kraken · Kraken Digital Asset Exchange (�Kraken�)

Payward Europe Solutions Limited (PESL) is an Irish private company limited by shares, based in Dublin and trading as Kraken. The Central Bank of Ireland (CBI) authorised it as a crypto-asset service provider under the Markets in Crypto-Assets Regulation (MiCA) on 25 June 2025. The CBI also authorised it as a payment institution on 23 February 2026. It belongs to the group of Payward, Inc., the US parent of the Kraken brand. It provides crypto-asset custody, exchange, order execution, transfer and portfolio management services to retail and institutional clients in the European Economic Area (EEA).

Register status

Licensed in Ireland

Payment institution · Central Bank of Ireland

Prudential licence

[2 licences and registrations ↓](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#licences)

BIC **No BIC** LEI **[254900641D8KNHUZYX24](https://search.gleif.org/#/record/254900641D8KNHUZYX24)** [Licence no. **C468360**](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#licences)

## Licences and registrations

Held by Payward Europe Solutions Limited (LEI 254900641D8KNHUZYX24). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Ireland | Payment institutionPayment Institution | C468360 | [Ireland](https://elucidate.co/directory/country/ie) | Active | 2026-02-23 | — | - Payment services | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
| [ESMA interim MiCA register of crypto-asset service providers](https://elucidate.co/directory/register/esma-casp) Central Bank of Ireland (CBI) | Crypto-asset service providerCrypto-Asset Service Provider | 254900641D8KNHUZYX24 | [Ireland](https://elucidate.co/directory/country/ie) | Active | 2025-06-25 | — | - Crypto-assets | [Search the register ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) |

Trading names on the register: Kraken (EBA-PSD2, ESMA-CASP), Kraken Digital Asset Exchange (�Kraken�) (EBA-PSD2, ESMA-CASP)

-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.

## Swift network

Swift’s ISO 9362 BIC directory

Holds no BIC in Swift’s directory.

Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#overview-sources)

Customers

6,600,000

accounts · Group · 30 Jun 2026 · [company statement ↗](https://www.coindesk.com/business/2026/09/02/kraken-parent-payward-pushes-ipo-back-to-mid-2027-at-earliest)

Employees

Not published

Ownership

Group subsidiary

Firm type

Crypto exchange or broker

Trades as Kraken

- **Ownership:** The firm is a subsidiary in the Kraken group of Payward, Inc. The direct shareholder is not published in the sources reviewed.
- **Ultimate owner:** Payward, Inc., United States
- **Head office:** 70 Sir John Rogerson's Quay, D02 R296 Dublin, Ireland
- **Company register:** Companies Registration Office (Ireland) 711781

### Online

- **Websites & references:** [kraken.com ↗](https://www.kraken.com/) [support.kraken.com ↗](https://support.kraken.com/) help centre, including the licences page (brand-wide) [status.kraken.com ↗](https://status.kraken.com/) status page (brand-wide) [blog.kraken.com ↗](https://blog.kraken.com/) blog (brand-wide)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/krakenfx/) · [X ↗](https://x.com/krakenfx) · [Facebook ↗](https://www.facebook.com/KrakenFX/) · [Instagram ↗](https://www.instagram.com/krakenfx/) · [YouTube ↗](https://www.youtube.com/c/KrakenBitcoinExchange) · [TikTok ↗](https://www.tiktok.com/@krakenfx) · [Reddit ↗](https://www.reddit.com/r/Kraken/)

Sources · 16 pages consulted

1.  [registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C468360](https://registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C468360)
2.  [registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=61](https://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=61)
3.  [registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=80](https://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=80)
4.  [kraken.com/](https://www.kraken.com/)
5.  [kraken.com/legal/disclosures](https://www.kraken.com/legal/disclosures)
6.  [support.kraken.com/articles/where-is-kraken-licensed-or-regulated](https://support.kraken.com/articles/where-is-kraken-licensed-or-regulated)
7.  [kraken.com/legal/MiCAR](https://www.kraken.com/legal/MiCAR)
8.  [assets-cms.kraken.com/files/51n36hrp/facade/aa5c7ed9b0f2cfd8ca49870a27cbef2792fcef23.pdf](https://assets-cms.kraken.com/files/51n36hrp/facade/aa5c7ed9b0f2cfd8ca49870a27cbef2792fcef23.pdf)
9.  [blog.kraken.com/product/kraken-institutional/custody-europe-mica](https://blog.kraken.com/product/kraken-institutional/custody-europe-mica)
10.  [blog.kraken.com/product/kraken-institutional/mica-enforcement-begins-july-1](https://blog.kraken.com/product/kraken-institutional/mica-enforcement-begins-july-1)
11.  [kraken.com/learn/how-kraken-is-regulated](https://www.kraken.com/learn/how-kraken-is-regulated)
12.  [amf-france.org/en/warnings/white-lists/daspcasp/payward-europe-solutions-limited-kraken-digital-asset-ex](https://www.amf-france.org/en/warnings/white-lists/daspcasp/payward-europe-solutions-limited-kraken-digital-asset-exchange-kraken)
13.  [lei-ireland.ie/detailed-information/42805613/254900641D8KNHUZYX24/payward-europe-solutions-limited/](https://lei-ireland.ie/detailed-information/42805613/254900641D8KNHUZYX24/payward-europe-solutions-limited/)
14.  [coindesk.com/business/2026/09/02/kraken-parent-payward-pushes-ipo-back-to-mid-2027-at-earliest](https://www.coindesk.com/business/2026/09/02/kraken-parent-payward-pushes-ipo-back-to-mid-2027-at-earliest)
15.  [coindesk.com/business/2026/09/26/kraken-s-parent-payward-is-betting-billions-on-becoming-financial-inf](https://www.coindesk.com/business/2026/09/26/kraken-s-parent-payward-is-betting-billions-on-becoming-financial-infrastructure-not-just-a-crypto-exchange)
16.  [coindesk.com/business/2026/03/17/crypto-exchange-kraken-freezes-multibillion-dollar-ipo-plan-due-to-di](https://www.coindesk.com/business/2026/03/17/crypto-exchange-kraken-freezes-multibillion-dollar-ipo-plan-due-to-difficult-market-conditions)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#overview-sources)

- **Operates under:** Its own licences

The CBI authorises the firm as a crypto-asset service provider under MiCA and as a payment institution under the European Union (Payment Services) Regulations 2018. Kraken states that the MiCA authorisation is passported to all EEA countries. The CBI register lists the payment institution licence in 29 other EEA states on a freedom-of-services basis.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Central Bank of Ireland Ireland | Authorised Crypto-Asset Service Provider (Article 63, Regulation (EU) 2023/1114) | C468360 | In its own name | Active | [registers.centralbank.ie ↗](https://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=80) |
| Central Bank of Ireland Ireland | Payment Services Directive 2 - Institution (Regulation 18, European Union (Payment Services) Regulations 2018) | C468360 | In its own name | Active | [registers.centralbank.ie ↗](https://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=61) |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsThe firm states that it holds client crypto-assets in labelled client wallets, separate from its own wallets, and uses no third-party sub-custodians. It also states that it does not hold client funds, and that a Kraken group affiliate handles fiat deposits. [assets-cms.kraken.com ↗](https://assets-cms.kraken.com/files/51n36hrp/facade/aa5c7ed9b0f2cfd8ca49870a27cbef2792fcef23.pdf)
- **Crypto-asset custody:** Held by the firmThe firm holds client crypto-assets itself in cold and hot wallets on Kraken group infrastructure. It controls the keys through quorum-based approval, and omnibus wallets may be used. [assets-cms.kraken.com ↗](https://assets-cms.kraken.com/files/51n36hrp/facade/aa5c7ed9b0f2cfd8ca49870a27cbef2792fcef23.pdf)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#overview-sources)

-   Crypto trading
-   Crypto custody
-   Crypto on- and off-ramp

The firm provides Kraken's spot crypto-asset exchange, custody, transfer, OTC spot, placing and portfolio management services to EEA clients. Affiliates provide other services: Payward Ireland Limited provides fiat e-money services, Payward Global Solutions Limited operates the trading platform and a Cyprus affiliate provides derivatives.

It serves clients in all 30 EEA countries under its Irish authorisations.

- **Sells to:** Consumers · Financial institutions · Enterprises
- **Serves customers in 30 countries:** Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Ireland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#overview-sources)

- **Executive:** Arjun Sethi Co-CEO, Payward, Inc. and Kraken (group level, not an officer of this entity) Confirmed 26 Sep 2026 · [coindesk.com ↗](https://www.coindesk.com/business/2026/09/26/kraken-s-parent-payward-is-betting-billions-on-becoming-financial-infrastructure-not-just-a-crypto-exchange)

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542#overview-sources)

1.  Feb 2026

    Licence

    The CBI authorised the firm as a payment institution under the European Union (Payment Services) Regulations 2018 on 23 February 2026.

    [registers.centralbank.ie ↗](https://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=61)

2.  Nov 2025

    Other

    Kraken extended its institutional crypto-asset custody service to EEA clients through the firm under its MiCA authorisation.

    [blog.kraken.com ↗](https://blog.kraken.com/product/kraken-institutional/custody-europe-mica)

3.  Nov 2025

    Funding

    Payward, Inc., the group parent, raised USD 800 million at a USD 20 billion valuation, including USD 200 million from Citadel Securities.

    [coindesk.com ↗](https://www.coindesk.com/business/2026/03/17/crypto-exchange-kraken-freezes-multibillion-dollar-ipo-plan-due-to-difficult-market-conditions)

4.  Jun 2025

    Licence

    The CBI authorised the firm as a crypto-asset service provider under MiCA on 25 June 2025.

    [registers.centralbank.ie ↗](https://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C468360&register=80)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

- **Licence no. · EBA-PSD2:** C468360
- **Licence no. · ESMA-CASP:** 254900641D8KNHUZYX24
- **BIC:** Holds no BIC in Swift’s directory
- **LEI:** [254900641D8KNHUZYX24 ↗](https://search.gleif.org/#/record/254900641D8KNHUZYX24)
- **How the LEI was matched:** Published by the register
- **Elucidate firm ID:** 5d256d2fa542

## Profile

- **Type:** Payments & e-money · Crypto
- **Regulation:** Prudential licence
- **Main licence class:** Crypto-Asset Service Provider
- **Activities:** - Payment services - Crypto-assets
- **Licensed in:** [Ireland](https://elucidate.co/directory/country/ie) · Europe & Central Asia
- **First registered:** 2025-06-25
- **Website:** [www.kraken.com ↗](https://www.kraken.com/)

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Address on the register:** 70 Sir John Rogerson's Quay, Dublin 2, Dublin, Ireland D02 R296, 70 Sir John Rogersons Quay, Not Available
- **Country:** Ireland

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.

- **Identified by:** Name and postal address, with its LEI
- **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines

```xml
<FinInstnId>
  <LEI>254900641D8KNHUZYX24</LEI>
  <Nm>Payward Europe Solutions Limited</Nm>
  <PstlAdr>
    <PstCd>Not Available</PstCd>
    <TwnNm>70 Sir John Rogersons Quay</TwnNm>
    <Ctry>IE</Ctry>
    <AdrLine>70 Sir John Rogerson's Quay</AdrLine>
    <AdrLine>Dublin 2, Dublin, Ireland D02 R296</AdrLine>
  </PstlAdr>
</FinInstnId>
```

CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.

The values are as published by the register. Check them against your own records before use.

## Related institutions

### Other payments & e-money institutions in Ireland

-   [Stripe Technology Europe, Limited BIC STTOIE22 Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C187865 (EBA-PSD2) · LEI 549300T7WU87LQYO0K16](https://elucidate.co/directory/stripe-technology-europe-limited-sttoie22)
-   [Confirmo Limited No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C570624 (EBA-PSD2) · also on ESMA-CASP · LEI 984500F75CJ82D8B7D76](https://elucidate.co/directory/confirmo-limited-c2a76bc67a5c)
-   [Paysafe Payment Solutions Limited. · trading as Skrill, Skrill, NETELLER No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C184986 (EBA-PSD2) · also on ESMA-CASP · LEI 213800QBQVHWRBHJTA89](https://elucidate.co/directory/paysafe-payment-solutions-limited-484fd6cb5229)
-   [Pionew Ireland Limited · trading as Webot No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C496936 (EBA-PSD2) · also on ESMA-CASP · LEI 984500FD0NZ8949F4363](https://elucidate.co/directory/pionew-ireland-limited-5faee6932ac9)
-   [ACE Money Transfer IE Limited · trading as ACE Money Transfer No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C500488 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/ace-money-transfer-ie-limited-a27bfe4b58f0)
-   [Associated Foreign Exchange Ireland Limited BIC AFEEIE2D Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C188323 (EBA-PSD2) · LEI 254900PMVMUC5G2DRM93](https://elucidate.co/directory/associated-foreign-exchange-ireland-limited-afeeie2d)
-   [Barclaycard International Payments Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C155145 (EBA-PSD2) · LEI 984500BCB3D03EC42C40](https://elucidate.co/directory/barclaycard-international-payments-limited-c13fc4c645b1)
-   [BlueSnap Payment Services Ireland Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C431532 (EBA-PSD2) · LEI 254900VTSR7MNHWG0O16](https://elucidate.co/directory/bluesnap-payment-services-ireland-limited-dfe06f1dc75e)

[See all →](https://elucidate.co/directory/search?type=payments&cc=IE) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2)

Sources & method

Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.

An institution missing from these registers is not necessarily unregulated.

Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Registers for this page

-   **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
-   **ESMA interim MiCA register of crypto-asset service providers**—European Securities and Markets Authority (ESMA) · [source ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) as at 25 September 2026
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

## Assess the financial crime risk behind a licence

A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.