---
title: "Pinnacle Bank SWIFT/BIC code PNFPUS44XXX · United States | Elucidate"
description: "SWIFT/BIC code PNFPUS44XXX for Pinnacle Bank, United States. Head-office BIC, LEI 549300CDOC4F7XSRG390, addresses and Swift connectivity."
url: https://elucidate.co/directory/pinnacle-bank-pnfpus44
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Pinnacle Bank
United States · Financial institution
# Pinnacle Bank
Pinnacle Bank is a Tennessee state-chartered commercial bank headquartered in Nashville. It is a member of the Federal Reserve System. It is a subsidiary of Pinnacle Financial Partners, Inc., a bank holding company based in Atlanta and listed on the New York Stock Exchange. The bank offers commercial and consumer banking, treasury management, wealth management, trust, mortgage and insurance services in nine states in the south-east and along the Atlantic coast of the United States. Synovus Bank merged into Pinnacle Bank on 2 January 2026, and the combined bank plans to operate under the Pinnacle brand alone from early 2027.
BIC **PNFPUS44XXX** LEI **[549300CDOC4F7XSRG390](https://search.gleif.org/#/record/549300CDOC4F7XSRG390)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/pinnacle-bank-pnfpus44#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** PNFPUS44XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2010-05-15
- **Last updated:** 2025-09-17
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/pinnacle-bank-pnfpus44#overview-sources)
Total assets
USD 129.1bn
Group · 30 Jun 2026 · [interim report ↗](https://www.sec.gov/Archives/edgar/data/2082866/000208286626000075/pnfp_06302026xex991xfiling.htm)
Employees
Not published
Ownership
Group subsidiary
100% Pinnacle Financial Partners, Inc. (Georgia corporation)
Institution type
Commercial bank
Trades as Pinnacle; also Synovus (legacy Synovus Bank offices until early-2027 brand conversion)
- **Standing:** Synovus Bank merged into Pinnacle Bank on 2 January 2026, and Pinnacle Bank is the surviving bank. Pinnacle Bank also became a member bank of the Federal Reserve System on completion of the merger. The combined bank uses both the Pinnacle and Synovus brands until a planned brand and systems conversion in early 2027.
- **Ownership:** The bank is wholly owned by Pinnacle Financial Partners, Inc., a Georgia bank holding company whose shares are listed on the New York Stock Exchange.
- **Direct parent:** Pinnacle Financial Partners, Inc. (Georgia corporation), United States 100%
- **Major shareholder:** Pinnacle Financial Partners, Inc. 100%
- **Head office:** 21 Platform Way S., Suite 2300, 37203 Nashville, United States
- **Company register:** FDIC cert 35583 (Fed RSSD ID 2925666)
- **Former name:** Pinnacle National Bank
### Business lines
- Corporate banking
- SME banking
- Retail banking
- Private banking & wealth
- Transaction banking & payments
- Mortgage lending
- Trade finance
- Insurance
- Asset management
The bank serves commercial and consumer clients through a branch network in nine states, and it describes some of its banking specialties as having nationwide scope.
### Online
- **Websites & references:** [pnfp.com ↗](https://www.pnfp.com/) [investors.pnfp.com ↗](https://investors.pnfp.com/) investor relations (group) [synovus.com ↗](https://www.synovus.com/) legacy Synovus brand site of the merged bank, used until the 2027 conversion [pnfpcapitalmarkets.com ↗](https://www.pnfpcapitalmarkets.com/) capital markets [Wikipedia ↗](https://en.wikipedia.org/wiki/Pinnacle_Financial_Partners) group article
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/37854/) · [Facebook ↗](https://www.facebook.com/pinnaclefinancialpartners) · [YouTube ↗](https://www.youtube.com/user/WatchPNFP)
Sources · 13 pages consulted
1. [pnfp.com/about-pinnacle/media-room/news-releases/pinnacle-and-synovus-complete-merger-to-become-re](https://www.pnfp.com/about-pinnacle/media-room/news-releases/pinnacle-and-synovus-complete-merger-to-become-regional-bank-growth-champion)
2. [pnfp.com/contact-us/](https://www.pnfp.com/contact-us/)
3. [investors.pnfp.com/executive-leadership](https://investors.pnfp.com/executive-leadership)
4. [investors.pnfp.com/board-of-directors](https://investors.pnfp.com/board-of-directors)
5. [sec.gov/Archives/edgar/data/2082866/000208286626000075/pnfp\_06302026xex991xfiling.htm](https://www.sec.gov/Archives/edgar/data/2082866/000208286626000075/pnfp_06302026xex991xfiling.htm)
6. [sec.gov/Archives/edgar/data/18349/000114036126000049/ef20061823\_ex99-1.htm](https://www.sec.gov/Archives/edgar/data/18349/000114036126000049/ef20061823_ex99-1.htm)
7. [federalreserve.gov/newsevents/pressreleases/files/orders20251125a1.pdf](https://www.federalreserve.gov/newsevents/pressreleases/files/orders20251125a1.pdf)
8. [businesswire.com/news/home/20251125682924/en/Pinnacle-and-Synovus-Receive-Federal-Bank-Regulatory-Approval](https://www.businesswire.com/news/home/20251125682924/en/Pinnacle-and-Synovus-Receive-Federal-Bank-Regulatory-Approval-to-Combine)
9. [marketscreener.com/news/pinnacle-financial-partners-inc-and-pinnacle-bank-announce-management-appointments-c](https://www.marketscreener.com/news/pinnacle-financial-partners-inc-and-pinnacle-bank-announce-management-appointments-ce7e59d9dd8ff027)
10. [americanbanker.com/news/pinnacle-emerges-as-117b-bank-after-completing-synovus-deal](https://www.americanbanker.com/news/pinnacle-emerges-as-117b-bank-after-completing-synovus-deal)
11. [synovus.com/-/media/files/business/wires/synovus-incoming-international-wire-transfer-instructions.pd](https://www.synovus.com/-/media/files/business/wires/synovus-incoming-international-wire-transfer-instructions.pdf)
12. [stocktitan.net/sec-filings/PNFP/10-q-pinnacle-financial-partners-inc-quarterly-earnings-report-fe64e303f](https://www.stocktitan.net/sec-filings/PNFP/10-q-pinnacle-financial-partners-inc-quarterly-earnings-report-fe64e303f2d1.html)
13. [bankbranchlocator.com/pinnacle-bank-tn/](https://www.bankbranchlocator.com/pinnacle-bank-tn/)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/pinnacle-bank-pnfpus44#overview-sources)
- **Chief executive:**  Kevin S. Blair President and CEO, Director, and Chair of the Executive Committee Confirmed 29 Sep 2026 · [investors.pnfp.com ↗](https://investors.pnfp.com/executive-leadership)
- **Chair:**  M. Terry Turner Founder and Chairman (Non-Executive Chairman of the boards of the holding company and Pinnacle Bank) Confirmed 29 Sep 2026 · [investors.pnfp.com ↗](https://investors.pnfp.com/board-of-directors)
- **Chief financial officer:**  Jamie Gregory Chief Financial Officer Confirmed 29 Sep 2026 · [investors.pnfp.com ↗](https://investors.pnfp.com/executive-leadership)
- **Executive:**  Robert A. McCabe, Jr. Founder, Chief Banking Officer and Vice Chair Confirmed 29 Sep 2026 · [investors.pnfp.com ↗](https://investors.pnfp.com/executive-leadership)
- **Executive:**  Shellie Creson Chief Risk Officer Confirmed 29 Sep 2026 · [investors.pnfp.com ↗](https://investors.pnfp.com/executive-leadership)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/pinnacle-bank-pnfpus44#overview-sources)
- **United States:** Tennessee Department of Financial Institutions Prudential supervisor
- **United States:** Board of Governors of the Federal Reserve System (Federal Reserve Bank of Atlanta) Prudential supervisor Central bank AML supervisor
- **United States:** Consumer Financial Protection Bureau Conduct
- **United States:** Federal Deposit Insurance Corporation Resolution
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/pinnacle-bank-pnfpus44#overview-sources)
1. Jan 2026
Merger / acquisition
Synovus Bank merged into Pinnacle Bank on 2 January 2026, with Pinnacle Bank as the surviving bank.
[pnfp.com ↗](https://www.pnfp.com/about-pinnacle/media-room/news-releases/pinnacle-and-synovus-complete-merger-to-become-regional-bank-growth-champion)
2. Jan 2026
Licence
Pinnacle Bank became a member bank of the Federal Reserve System after the holding company merger closed.
[pnfp.com ↗](https://www.pnfp.com/about-pinnacle/media-room/news-releases/pinnacle-and-synovus-complete-merger-to-become-regional-bank-growth-champion)
3. Jan 2026
Leadership
Kevin Blair, formerly CEO of Synovus, became president and CEO, and co-founder Terry Turner became non-executive chairman.
[americanbanker.com ↗](https://www.americanbanker.com/news/pinnacle-emerges-as-117b-bank-after-completing-synovus-deal)
4. Jan 2026
Leadership
The group disclosed a separation agreement with former CFO Harold Carpenter, and former Synovus CFO Jamie Gregory became CFO.
[americanbanker.com ↗](https://www.americanbanker.com/news/pinnacle-emerges-as-117b-bank-after-completing-synovus-deal)
5. Nov 2025
Merger / acquisition
The Federal Reserve Board approved the merger of Synovus Bank into Pinnacle Bank and the related branch applications.
[federalreserve.gov ↗](https://www.federalreserve.gov/newsevents/pressreleases/files/orders20251125a1.pdf)
6. Jul 2025
Merger / acquisition
Pinnacle Financial Partners and Synovus Financial Corp. announced an all-stock merger valued at USD 8.6 billion.
[synovus.com ↗](https://www.synovus.com/about-us/news/2025/2025-07-24-pinnacle-financial-partners-and-synovus-to-combine)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** PNFPUS44XXX
- **How the BIC breaks down:** 1. PNFP Bank 2. US Country · United States 3. 44 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 549300CDOC4F7XSRG390
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300CDOC4F7XSRG390)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Pinnacle Financial Partners, Inc. · United States[54930098EZ8JMSAZGS24 ↗](https://search.gleif.org/#/record/54930098EZ8JMSAZGS24)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 21 PLATFORM WAY S, SUITE 2300 NASHVILLE 37203 UNITED STATES OF AMERICA
- **Operational address:** 21 PLATFORM WAY S SUITE 2300 NASHVILLE,TN NASHVILLE,TN 37203 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
PNFPUS44XXX
549300CDOC4F7XSRG390
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
PNFPUS44XXX
549300CDOC4F7XSRG390
PINNACLE BANK
NASHVILLE
US
21 PLATFORM WAY S, SUITE 2300 NASHVILLE 37203
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same name, different BIC
- [Pinnacle Bank BIC PIACUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300SDQ83FUC7IK543](https://elucidate.co/directory/pinnacle-bank-piacus44)
- [Pinnacle Bank BIC PINLUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300PZ44DNQDPOV865](https://elucidate.co/directory/pinnacle-bank-pinlus44)
### Largest institutions in the United States
- [Citadel Advisors LLC BIC CITGUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300SHI4D0QGWI8X45](https://elucidate.co/directory/citadel-advisors-llc-citgus44)
- [Brown Brothers Harriman and Co BIC BBHCUS3I Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/brown-brothers-harriman-and-co-bbhcus3i)
- [State Street Bank and Trust Company BIC SBOSUS3T Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3t)
- [Sei Private Trust Company BIC SEICUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 254900F25IGTY0ETFV15](https://elucidate.co/directory/sei-private-trust-company-seicus33)
- [State Street Bank and Trust Company BIC SBOSUS3C Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3c)
- [BNP Paribas BIC BNPAUS31 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-bnpaus31)
- [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1)
- [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33)
[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at Pinnacle Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Kevin S. Blair: [investors.pnfp.com](https://investors.pnfp.com/executive-leadership) (official website) · [original](https://irp.cdn-website.com/526aa915/dms3rep/multi/opt/KevinBlair-1920w.jpg); M. Terry Turner: [investors.pnfp.com](https://investors.pnfp.com/board-of-directors) (official website) · [original](https://irp.cdn-website.com/526aa915/dms3rep/multi/opt/TerryTurner-1920w.jpg); Jamie Gregory: [investors.pnfp.com](https://investors.pnfp.com/executive-leadership) (official website) · [original](https://irp.cdn-website.com/526aa915/dms3rep/multi/opt/JamieGregory-1920w.jpg); Robert A. McCabe, Jr.: [investors.pnfp.com](https://investors.pnfp.com/executive-leadership) (official website) · [original](https://irp.cdn-website.com/526aa915/dms3rep/multi/opt/RobMcCabe-1920w.jpg); Shellie Creson: [investors.pnfp.com](https://investors.pnfp.com/executive-leadership) (official website) · [original](https://irp.cdn-website.com/526aa915/dms3rep/multi/opt/ShellieCreson-1920w.jpg).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.