China · Financial institution
Postal Savings Bank of China
Legal name in the LEI record中国邮政储蓄银行股份有限公司
Postal Savings Bank of China Co., Ltd. (PSBC) is a joint-stock commercial bank with its head office in Beijing. China Post Group Corporation Limited is its controlling shareholder and held 51.87% at 31 December 2025. The Ministry of Finance of the People's Republic of China held 15.77%. The bank was established in March 2007 and became a joint-stock company in January 2012. Its H shares listed in Hong Kong in September 2016 and its A shares in Shanghai in December 2019. It offers retail, corporate and interbank banking through its own branches and through agency outlets run by China Post Group.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PSBCCNBJXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under PSBCCNBJ directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 4 branch codes
- BIC first registered
- 2007-05-19
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
State-owned
Tickers 601658 · 1658
Institution type
Commercial bank
Trades as Postal Savings Bank of China (PSBC)
- Ownership
- China Post Group Corporation Limited holds 51.87% as controlling shareholder, the Ministry of Finance holds 15.77% and China Mobile Communications Group holds 6.70%, as at 31 December 2025.
- Direct parent
- China Post Group Corporation Limited (中国邮政集团有限公司), China 51.87%
- Ultimate owner
- People's Republic of China (State), China
- Major shareholders
- China Post Group Corporation Limited 51.87% · 31 Dec 2025
Ministry of Finance of the People's Republic of China 15.77% · 31 Dec 2025
China Mobile Communications Group Co., Ltd. 6.7% · 31 Dec 2025 - Stock listings
- Shanghai Stock Exchange 601658
Hong Kong Stock Exchange 1658 - Head office
- No. 3 Financial Street, Xicheng District, 100808 Beijing, China
- Former name
- Postal Savings Bank of China Limited (中国邮政储蓄银行有限责任公司)
Business lines
According to its 2025 annual report, the bank serves more than 680 million personal customers through nearly 40,000 outlets under a model that combines its own branches with agency outlets.
Online
- Websites & references
- psbc.com ↗
Wikipedia ↗ - Official social accounts
- None found
Sources · 13 pages consulted
- psbc.com/en/investor_relations/corporate_governance/Senior_Management/202011/t20201124_45642.html
- dataclouds.cninfo.com.cn/shgonggao/hsomarket/2026/20260327/01c0c67871504df0bb57745ce5bb9012.PDF
- paper.cnstock.com/html/2026-08/29/content_2262546.htm
- psbc.com/cn/gyyc/ycfm/ycdt/202608/t20260828_456922.html
- stock.stockstar.com/notice/SN2025122600037112.shtml
- xinwen.bjd.com.cn/content/s694fd2d5e4b0687a288eec68.html
- m.mp.oeeee.com/a/BAAFRD0000202502141051703.html
- theglobeandmail.com/investing/markets/markets-news/Tipranks/37077834/postal-savings-bank-of-china-updates-boa
- legal.gmw.cn/2026-09/29/content_39026547.htm
- k.sina.cn/article_2868676035_aafc85c302001xvmy.html
- news.qq.com/rain/a/20260115A05G6900
- guba.eastmoney.com/news,601658,1534080355.html
- en.wikipedia.org/wiki/Postal_Savings_Bank_of_China
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Lu Wei Executive Director, President and Chief Compliance Officer
- Chair
- Zheng Guoyu Chairman of the Board and Non-executive Director
- Executive
- Yao Hong Executive Director, Vice President and Chief Risk Officer
- Executive
- Du Chunye Vice President, Secretary to the Board of Directors and Joint Company Secretary
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration Prudential supervisorConduct
- China
- People's Bank of China Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
The People's Bank of China warned the bank and fined it CNY 17.433 million for ten violations, including customer identification and transaction-reporting breaches.
legal.gmw.cn ↗ -
Leadership
Lu Wei took office as executive director and president after regulatory approval, ending Yao Hong's acting tenure as president.
psbc.com ↗ -
Leadership
President Liu Jianjun resigned as executive director and president on reaching statutory retirement age, effective 26 December 2025.
stock.stockstar.com ↗ -
Merger / acquisition
The National Financial Regulatory Administration approved the bank's absorption of its wholly owned subsidiary China Post Youhui Wanjia Bank.
news.qq.com ↗ -
Enforcement
The National Financial Regulatory Administration imposed penalties of CNY 27.9167 million for imprudent management of lending, internet lending and cooperation business.
news.qq.com ↗ -
Other
The bank issued 20,933,977,454 A shares to the Ministry of Finance, China Mobile and China State Shipbuilding, raising CNY 130 billion.
dataclouds.cninfo.com.cn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PSBCCNBJXXX
- How the BIC breaks down
- PSBCBank
- CNCountry · China
- BJLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1040311005298
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- BUILDING A 3 FINANCIAL STREET BEIJING 100808 CHINA
- Operational address
- BUILDING A 3 FINANCIAL STREET BEIJING 100808 BEIJING CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PSBCCNBJXXX</BICFI>
<LEI>300300C1040311005298</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PSBCCNBJXXX</BICFI>
<LEI>300300C1040311005298</LEI>
<Nm>POSTAL SAVINGS BANK OF CHINA</Nm>
<PstlAdr>
<TwnNm>BEIJING</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>BUILDING A 3 FINANCIAL STREET BEIJING 100808</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch network
All 4 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| PSBCCNBJ020 | POSTAL SAVINGS BANK OF CHINA GUANGDONG BRANCH | Beijing | BUILDING A 3 FINANCIAL STREET BEIJING 100808 BEIJING CHINA | — | 2024-12-07 |
| PSBCCNBJ443 | SHENZHEN BRANCH | Shenzhen | INFORMATION HUB PLAZZA FLOOR 41-44 5055 YITIAN RD UTIAN DISTRICT SHENZHEN 518000 SHENZHEN CHINA | — | 2018-01-27 |
| PSBCCNBJCSD | CUSTODY SERVICE DEPARTMENT | Beijing | BUILDING A 3 FINANCIAL STREET BEIJING 100808 BEIJING CHINA | — | 2023-06-10 |
| PSBCCNBJZSH | ROOM-105,NO.28JIAFENG RD,PUDONG NEW DISTRICT,SHANGHAI | Shanghai | SHANGHAI SHANGHAI CHINA | — | 2018-01-27 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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