---
title: "Pko O.regionalny W Bialymstoku — Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna SWIFT/BIC BPKOPLPWBIA · Bialystok | Elucidate"
description: "SWIFT/BIC code BPKOPLPWBIA: Pko O.regionalny W Bialymstoku, a branch of Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna in Bialystok, Poland. Head office BPKOPLPWXXX."
url: https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw-bia
---

1.  [Directory](https://elucidate.co/directory)
2.  [Poland](https://elucidate.co/directory/country/pl)
3.  [Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw)
4.  BIA

Poland · Financial institution

# Pko O.regionalny W Bialymstoku

Branch code of [Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna (BPKOPLPWXXX)](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw)

BIC **BPKOPLPWBIA** Head-office LEI **[P4GTT6GF1W40CVIMFR43](https://search.gleif.org/#/record/P4GTT6GF1W40CVIMFR43)** Licence no. **Not on a tracked register** [Head office **BPKOPLPWXXX**](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Connected to Swift [Claim this profile](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw#claim)

## Licences and registrations

Held by the legal entity, not by a branch code

This branch code belongs to the legal entity of Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna. None matched by LEI in the 22 tracked registers.

Licences belong to the legal entity. Each applies in the country of the regulator that granted it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** BPKOPLPWBIA
- **Head-office BIC:** [BPKOPLPWXXX](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw)
- **Connection to Swift:** Connected to Swift
- **Swift GPI · BPKOPLPW:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw#schemes)
- **Branch codes:** [One of 15 branch codes of Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw#branches)
- **BIC first registered:** 2000-08-26
- **Last updated:** 2025-10-28

## Identifiers

Branch record

- **BIC:** BPKOPLPWBIA
- **How the BIC breaks down:** 1. BPKO Bank 2. PL Country · Poland 3. PW Location 4. BIA Branch
- **Head-office BIC:** [BPKOPLPWXXX](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) · Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna
- **Branch LEI:** No LEI mapped to this branch. Head-office LEI: [P4GTT6GF1W40CVIMFR43](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw)

## Profile

- **Branch description:** PKO O.REGIONALNY W BIALYMSTOKU
- **Function:** Not stated in the description
- **City:** Bialystok
- **Country · region:** Poland · Europe & Central Asia
- **Institution type:** Financial institution

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

The Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna group has 6 institutions in the directory, in 5 countries: all hold a BIC.

Including [Pko Bank Hipoteczny SA](https://elucidate.co/directory/pko-bank-hipoteczny-sa-bpkhplpg).

[See the Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna group →](https://elucidate.co/directory/group/P4GTT6GF1W40CVIMFR43)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Branch address:** 6, TYSIACLECIA PANSTWA POLSKIEGO BIALYSTOK 15-111 BIALYSTOK POLAND
- **Head-office address:** SWIETOKRZYSKA 36 WARSZAWA 00-116 639 POLAND

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this branch by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with the head office’s LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>BPKOPLPWBIA</BICFI>
  <LEI>P4GTT6GF1W40CVIMFR43</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>BPKOPLPWBIA</BICFI>
  <LEI>P4GTT6GF1W40CVIMFR43</LEI>
  <Nm>POWSZECHNA KASA OSZCZEDNOSCI BANK POLSKI SPOLKA AKCYJNA</Nm>
  <PstlAdr>
    <TwnNm>BIALYSTOK</TwnNm>
    <Ctry>PL</Ctry>
    <AdrLine>6, TYSIACLECIA PANSTWA POLSKIEGO BIALYSTOK 15-111 BIALYSTOK</AdrLine>
  </PstlAdr>
</FinInstnId>
```

No LEI is mapped to this branch BIC. The blocks use the head office’s LEI, which identifies the same legal entity.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Where this branch sits

Linked to its head office. No other branch shares a distinctive function, city, address or registration day with it.

## Related institutions

### Institution

-   [Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna BIC BPKOPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · LEI P4GTT6GF1W40CVIMFR43](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw)

The BIC8 this branch code belongs to: BPKOPLPW.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
