---
title: "Regent Foreign Exchange Limited SWIFT/BIC code REFXGB22XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised Payment Institution (FCA). SWIFT/BIC code REFXGB22XXX for Regent Foreign Exchange Limited, United Kingdom."
url: https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Regent Foreign Exchange Limited
United Kingdom · Payments & e-money
# Regent Foreign Exchange Limited
Regent Foreign Exchange Limited is a private limited company in London that trades as Regent FE. The FCA authorises it as an authorised payment institution under firm reference number 543156. It offers business accounts, international payments, collections, currency conversion and forward contracts to companies worldwide. Accounts carrying the Currencycloud (TCCL) BIC are provided by The Currency Cloud Limited, CurrencyCloud B.V. and Visa Global Services Inc. under their own licences.
Register status
Licensed in the United Kingdom
Authorised Payment Institution · FCA
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#licences)
BIC **REFXGB22XXX** LEI **[875500JMAPXSB8V0VX39](https://search.gleif.org/#/record/875500JMAPXSB8V0VX39)** [Licence no. **543156**](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#claim)
## Licences and registrations
Held by Regent Foreign Exchange Limited (LEI 875500JMAPXSB8V0VX39). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 543156 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-17 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
Trading names on the register: Regent FE Currency Cart (FCA-PSD), Regent FE (FCA-PSD), CurrencyCart.com (FCA-PSD), CurrencyCart (FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** REFXGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2021-06-05
- **Last updated:** 2024-08-02
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#overview-sources)
Customers
Not published
Employees
Not published
Ownership
Privately held
Firm type
FX and business payments
Trades as Regent FE
- **Ownership:** Companies House records Alexander Chagoubat Millin as the only person with significant control, holding more than 25% but not more than 50% of shares and voting rights.
- **Major shareholder:** Alexander Chagoubat Millin
- **Head office:** 5-10 Bolton Street, W1J 8BA London, United Kingdom
- **Company register:** Companies House 07424083
- **Incorporated:** 29 Oct 2010
### Online
- **Websites & references:** [regentfe.com ↗](https://regentfe.com/) [support.regentfe.com ↗](https://support.regentfe.com/) help centre and legal documents [sectors.regentfe.com ↗](https://sectors.regentfe.com/) sector marketing pages [regentfe.paydirect.io ↗](https://regentfe.paydirect.io/) account portal for Currencycloud-provided (TCCL) accounts
- **Official social accounts:** None found
Sources · 13 pages consulted
1. [regentfe.com/about](https://regentfe.com/about)
2. [regentfe.com/](https://regentfe.com/)
3. [regentfe.com/contact](https://regentfe.com/contact)
4. [support.regentfe.com/knowledge-base/terms-and-conditions/](https://support.regentfe.com/knowledge-base/terms-and-conditions/)
5. [support.regentfe.com/knowledge-base/safeguarding](https://support.regentfe.com/knowledge-base/safeguarding)
6. [support.regentfe.com/knowledge-base/is-regent-fe-a-licenced-business/](https://support.regentfe.com/knowledge-base/is-regent-fe-a-licenced-business/)
7. [find-and-update.company-information.service.gov.uk/company/07424083](https://find-and-update.company-information.service.gov.uk/company/07424083)
8. [find-and-update.company-information.service.gov.uk/company/07424083/officers](https://find-and-update.company-information.service.gov.uk/company/07424083/officers)
9. [find-and-update.company-information.service.gov.uk/company/07424083/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/07424083/persons-with-significant-control)
10. [find-and-update.company-information.service.gov.uk/company/07424083/filing-history](https://find-and-update.company-information.service.gov.uk/company/07424083/filing-history)
11. [psr.org.uk/media/gsxk2v21/fps-participants-list-june-2024.pdf](https://www.psr.org.uk/media/gsxk2v21/fps-participants-list-june-2024.pdf)
12. [bankofengland.co.uk/-/media/boe/files/payments/chaps/chaps-indirect-participants-reimbursement-rules.pdf](https://www.bankofengland.co.uk/-/media/boe/files/payments/chaps/chaps-indirect-participants-reimbursement-rules.pdf)
13. [register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#overview-sources)
- **Operates under:** Several models
- **Licensed firm it operates under:** The Currency Cloud Limited, United Kingdom Provider of payment services for accounts with the TCCL SWIFT code (with CurrencyCloud B.V. for EU clients and Visa Global Services Inc. for US clients)
The FCA authorises the firm as an authorised payment institution for its own payment accounts. Currencycloud-branded (TCCL) accounts are provided by The Currency Cloud Limited, an FCA-authorised electronic money institution, CurrencyCloud B.V., a DNB-licensed electronic money institution, and Visa Global Services Inc., a US money transmitter.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 543156 | In its own name | Active | [regentfe.com ↗](https://regentfe.com/about) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it holds relevant funds in designated safeguarding accounts with authorised credit institutions, separate from its own funds, and reconciles them daily. Funds on partner accounts are safeguarded by Currencycloud entities or Payrnet Limited. [support.regentfe.com ↗](https://support.regentfe.com/knowledge-base/safeguarding)
- **Safeguarding bank · Partner:** The Currency Cloud Limited United Kingdom [support.regentfe.com ↗](https://support.regentfe.com/knowledge-base/terms-and-conditions/)
- **Safeguarding bank · Partner:** CurrencyCloud B.V. Netherlands [support.regentfe.com ↗](https://support.regentfe.com/knowledge-base/terms-and-conditions/)
- **Safeguarding bank · Partner:** Payrnet Limited United Kingdom [support.regentfe.com ↗](https://support.regentfe.com/knowledge-base/safeguarding)
- **Payment schemes and card networks:** Faster Payments Access not stated [psr.org.uk ↗](https://www.psr.org.uk/media/gsxk2v21/fps-participants-list-june-2024.pdf) CHAPS Access not stated [bankofengland.co.uk ↗](https://www.bankofengland.co.uk/-/media/boe/files/payments/chaps/chaps-indirect-participants-reimbursement-rules.pdf)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#overview-sources)
- Multi currency accounts
- International money transfer
- Domestic payments
- FX conversion
- FX hedging
- Payouts and mass payments
It offers business accounts in GBP, USD, EUR and more than 30 other currencies, with payments to over 200 countries and forward contracts of up to 12 months. It targets corporate service providers, fund administrators, family offices, trust companies and international trading and e-commerce businesses.
It serves business customers worldwide under its UK authorisation. Customers in the US, Canada and the eurozone are onboarded onto accounts provided by Currencycloud group entities.
- **Sells to:** Small businesses · Enterprises · Other
- **Serves customers in 3 countries:** United Kingdom · United States · Canada
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#overview-sources)
- **Executive:** Marc Gareth Bertrand Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07424083/officers)
- **Executive:** Matthew Sebastian Pilling Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07424083/officers)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#overview-sources)
1. Mar 2026
Other
The firm extended its accounting period from 31 October 2025 to 31 March 2026, according to a Companies House filing.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07424083/filing-history)
2. Jan 2026
Leadership
Alexander Chagoubat Millin stepped down as director on 15 January 2026. He remains the registered person with significant control.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07424083/filing-history)
3. Jan 2026
Other
The firm moved its registered office from 18 Savile Row to 5-10 Bolton Street, London, on 5 January 2026.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07424083/filing-history)
4. Oct 2025
Leadership
The firm appointed Marc Gareth Bertrand as a director on 16 October 2025.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/07424083/filing-history)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** REFXGB22XXX
- **How the BIC breaks down:** 1. REFX Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 875500JMAPXSB8V0VX39
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/875500JMAPXSB8V0VX39)
- **Licence no. · FCA-PSD:** 543156
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** 7eebf5efb565
- **Companies House no.:** [07424083 ↗](https://find-and-update.company-information.service.gov.uk/company/07424083)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/regent-foreign-exchange-limited-refxgb22#licences)
- **Activities:** - Payment services
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Website (register):** [www.regentfe.com ↗](https://www.regentfe.com/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Persons with significant control
Companies House · company [07424083 ↗](https://find-and-update.company-information.service.gov.uk/company/07424083) · as at 9 October 2026
Companies House lists 1 person with significant control for Regent Foreign Exchange Limited: 1 individual.
| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| Alexander Chagoubat Millin | Individual | 25–50% of shares · 25–50% of votes | 6 April 2016 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/07424083/persons-with-significant-control)
## Addresses
- **Registered address:** 18 SAVILE ROW FLOOR 2 LONDON W1S 3PW UNITED KINGDOM
- **Operational address:** 18 SAVILE ROW FLOOR 2 LONDON LONDON W1S 3PW UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
REFXGB22XXX
875500JMAPXSB8V0VX39
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
REFXGB22XXX
875500JMAPXSB8V0VX39
REGENT FOREIGN EXCHANGE LIMITED
LONDON
GB
18 SAVILE ROW FLOOR 2 LONDON W1S 3PW
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
Claim this profile
## Work at Regent Foreign Exchange Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [regentfe.com](https://regentfe.com/) (official website) · [original](https://regentfe.com/img/logo.svg).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.