---
title: "FCA Financial Services Register - E-Money Institutions (FCA-EMI) | Elucidate"
description: "Financial Conduct Authority (FCA): FCA Financial Services Register - E-Money Institutions. 289 institutions hold an active licence or registration on it (as at 25 September 2026); 155 hold a BIC. Licence numbers, LEIs and status."
url: https://elucidate.co/directory/register/fca-emi
---

1.  [Directory](https://elucidate.co/directory)
2.  [Registers](https://elucidate.co/directory/register)
3.  FCA Financial Services Register - E-Money Institutions

Register · United Kingdom

# FCA Financial Services Register - E-Money Institutions

Check whether a firm appears on Financial Conduct Authority (FCA)’s register, with its status, licence number and activities. Institutions on it that also hold a BIC show their licences on their own page.

Publisher

Financial Conduct Authority (FCA)

Level

Prudential licence

Regulator’s register

Jurisdiction: United Kingdom

Retrieved 25 September 2026

[Open the register ↗](https://register.fca.org.uk/s/) [Data file ↗](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx)

289

Institutions

Active · plus 177 inactive

155

Hold a BIC

54% of institutions

289

On a tracked register

100% of institutions

233

LEI mapped

81% of institutions

289

Licence number published

100% of institutions

### FCA-EMI at a glance

Every row is the same 289 institutions, split by one attribute

Type

-   Payments & e-money 289 · 100%

Identification

-   [BIC and a register licence](https://elucidate.co/directory/search?source=bic,register&register=FCA-EMI) 155 · 54%
-   [Register only, no BIC](https://elucidate.co/directory/search?source=nobic&register=FCA-EMI) 134 · 46%

Regulation level

-   [Prudential licence](https://elucidate.co/directory/search?reg=prudential&register=FCA-EMI) 264 · 91%
-   [Small-firm registration](https://elucidate.co/directory/search?reg=registered&register=FCA-EMI) 25 · 8.7%

LEI

-   LEI mapped 233 · 81%
-   No LEI mapped 56 · 19%

View as table

| Attribute | Institutions | Share |
| --- | --- | --- |
| Type |
| Payments & e-money | 289 | 100% |
| Identification |
| BIC and a register licence | 155 | 54% |
| Register only, no BIC | 134 | 46% |
| Regulation level |
| Prudential licence | 264 | 91% |
| Small-firm registration | 25 | 8.7% |
| LEI |
| LEI mapped | 233 | 81% |
| No LEI mapped | 56 | 19% |

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Retrieved 25 September 2026

[Institutions](https://elucidate.co/directory/register/fca-emi#institutions) [What it publishes](https://elucidate.co/directory/register/fca-emi#method) [Licence classes](https://elucidate.co/directory/register/fca-emi#types) [Hold a BIC](https://elucidate.co/directory/register/fca-emi#linked) [Inactive by year](https://elucidate.co/directory/register/fca-emi#inactive) [Groups](https://elucidate.co/directory/register/fca-emi#groups)

## Institutions on FCA-EMI

The first 25 of the 289 institutions with an active licence or registration on FCA-EMI, with or without a BIC: prudentially supervised and larger institutions first.

-   [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
-   [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
-   [Azimo Ltd No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900220 (FCA-EMI) · also on FCA-PSD · No LEI mapped](https://elucidate.co/directory/azimo-ltd-e43d80eaa8e0)
-   [Cambridge Mercantile Corp. (UK) Limited BIC CMFXGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900702 (FCA-EMI) · also on FCA-PSD · LEI 549300L6OVRS3MGIEG89](https://elucidate.co/directory/cambridge-mercantile-corp-uk-limited-cmfxgb2l)
-   [Currencies Direct LTD BIC CDPNGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900669 (FCA-EMI) · also on FCA-PSD · LEI 213800QDODE9J88XPD88](https://elucidate.co/directory/currencies-direct-ltd-cdpngb2l)
-   [Mercury Foreign Exchange Limited · trading as Mercury FX No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900858 (FCA-EMI) · also on FCA-PSD · LEI 254900TD2L1VUMO0MW11](https://elucidate.co/directory/mercury-foreign-exchange-limited-e99b47f09833)
-   [Paysafe Financial Services Limited · trading as NETELLER Digital Wallet, NET+ Prepaid Card (brand name) No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 900015 (FCA-EMI) · also on FINTRAC-MSB · LEI 549300FGF3OQGKFKC452](https://elucidate.co/directory/paysafe-financial-services-limited-6ab470b454a2)
-   [Tor Currency Exchange Limited · trading as TorFX, Redpin No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 900706 (FCA-EMI) · also on FCA-PSD, FINCEN-MSB · LEI 213800LLMJPC1Z7M9961](https://elucidate.co/directory/tor-currency-exchange-limited-937d577a1871)
-   [Amazon Payments UK Limited · trading as Amazon Payments No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 1041721 (FCA-EMI) · also on FCA-PSD · No LEI mapped](https://elucidate.co/directory/amazon-payments-uk-limited-8397c4d585d4)
-   [Argentex LLP · trading as Argentex Private No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900671 (FCA-EMI) · also on FCA-PSD · LEI 213800OFFR9NLMLXI686](https://elucidate.co/directory/argentex-llp-3b208731a73e)
-   [Caxton Payments Ltd · trading as Caxton No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900663 (FCA-EMI) · also on FCA-PSD · LEI 213800UE64QOSGDV2523](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969)
-   [Cbh Wealth UK Limited BIC CBHEGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901013 (FCA-EMI) · LEI 213800X2A45NONQPNW91](https://elucidate.co/directory/cbh-wealth-uk-limited-cbhegb2l)
-   [eBay Commerce UK Ltd · trading as eBay No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 1028611 (FCA-EMI) · also on FCA-PSD · LEI 549300IJFKKJSCD4NB56](https://elucidate.co/directory/ebay-commerce-uk-ltd-11752cc96385)
-   [Finseta Payment Solutions Limited BIC FXPSGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 941406 (FCA-EMI) · LEI 254900EXFG23JQSL5W27](https://elucidate.co/directory/finseta-payment-solutions-limited-fxpsgb22)
-   [iBanFirst Limited · trading as iBanFirst No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 1001629 (FCA-EMI) · also on FCA-PSD · LEI 2138001UDRAOJVSWVE59 (also mapped to a BIC)](https://elucidate.co/directory/ibanfirst-limited-3c476c5d214d)
-   [Ifx UK LTD BIC IFXSGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 900517 (FCA-EMI) · also on FCA-PSD, FINTRAC-MSB · LEI 213800M96F4KL2BXKH87](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l)
-   [Klarna Financial Services UK Limited · trading as Klarna No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 1021834 (FCA-EMI) · also on FCA-PSD · LEI 984500DBA3BP4C462A15](https://elucidate.co/directory/klarna-financial-services-uk-limited-7dcf9d8bf392)
-   [Kp Pay Limited BIC PYYYGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 926498 (FCA-EMI) · LEI 98450053B76F40B2C991](https://elucidate.co/directory/kp-pay-limited-pyyygb22)
-   [MiFinity UK Limited · trading as MiFinity No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 900090 (FCA-EMI) · also on FINTRAC-MSB · LEI 875500HW3592DAHZG745](https://elucidate.co/directory/mifinity-uk-limited-5f5ba5280010)
-   [MoneyNetInt Ltd · trading as Moneynetint, MoneyNet International No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900190 (FCA-EMI) · also on FCA-PSD · No LEI mapped](https://elucidate.co/directory/moneynetint-ltd-d631d8f72bf8)
-   [Moorwand Ltd No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900709 (FCA-EMI) · LEI 213800ORIMBSMAYOE591](https://elucidate.co/directory/moorwand-ltd-b3f72930884f)
-   [Noveba Limited BIC VEBAGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900924 (FCA-EMI) · LEI 254900LWXLJJY25RT629](https://elucidate.co/directory/noveba-limited-vebagb2l)
-   [Payally Limited BIC PYYLGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 944721 (FCA-EMI) · also on FCA-PSD · LEI 213800SD2GIX7QLTSA39](https://elucidate.co/directory/payally-limited-pyylgb2l)
-   [Payment Card Solutions (UK) Limited · trading as B4B Payments No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 930619 (FCA-EMI) · also on FCA-PSD · LEI 984500NCR2FF1E5A6111](https://elucidate.co/directory/payment-card-solutions-uk-limited-a045474ef9bd)
-   [Prepaid Services Company Limited · trading as paysafecard MasterCard, paysafecard No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 900021 (FCA-EMI) · also on FINTRAC-MSB · LEI 529900XAT6DRA2ICCJ70](https://elucidate.co/directory/prepaid-services-company-limited-daf981bd566a)

[See all 289 institutions on FCA-EMI →](https://elucidate.co/directory/search?register=FCA-EMI)

[See the 177 institutions marked inactive on FCA-EMI →](https://elucidate.co/directory/search?status=i&register=FCA-EMI)

## What this register publishes

Check what FCA Financial Services Register - E-Money Institutions records before relying on a status: fields vary from one register to another.

### Fields published

Share of the 473 licences and registrations on the register, as at 25 September 2026

- **Licence numbers:** 100% of licences
- **Registration dates:** 60.5% of licences
- **End dates:** 19.9% of licences
- **Inactive entries:** Published
- **Activities:** Published
- **LEI:** Matched by Elucidate for 54.3% of the register’s records

### Limits of this register

-   FCA Financial Services Register - E-Money Institutions publishes cancelled and withdrawn licences. The directory keeps them, marked inactive on the register, as published by the register.

## Licences by class

All 473 licences and registrations on FCA-EMI are of one class: E-Money / Stored Value Institution.

## Institutions on FCA-EMI that hold a BIC

Of the 289 institutions on FCA-EMI, 155 hold a BIC in Swift’s directory. Their licences on this register are shown on their page.

-   [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
-   [Cambridge Mercantile Corp. (UK) Limited BIC CMFXGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900702 (FCA-EMI) · also on FCA-PSD · LEI 549300L6OVRS3MGIEG89](https://elucidate.co/directory/cambridge-mercantile-corp-uk-limited-cmfxgb2l)
-   [Currencies Direct LTD BIC CDPNGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900669 (FCA-EMI) · also on FCA-PSD · LEI 213800QDODE9J88XPD88](https://elucidate.co/directory/currencies-direct-ltd-cdpngb2l)
-   [Cbh Wealth UK Limited BIC CBHEGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901013 (FCA-EMI) · LEI 213800X2A45NONQPNW91](https://elucidate.co/directory/cbh-wealth-uk-limited-cbhegb2l)
-   [Finseta Payment Solutions Limited BIC FXPSGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 941406 (FCA-EMI) · LEI 254900EXFG23JQSL5W27](https://elucidate.co/directory/finseta-payment-solutions-limited-fxpsgb22)
-   [Ifx UK LTD BIC IFXSGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 900517 (FCA-EMI) · also on FCA-PSD, FINTRAC-MSB · LEI 213800M96F4KL2BXKH87](https://elucidate.co/directory/ifx-uk-ltd-ifxsgb2l)
-   [Kp Pay Limited BIC PYYYGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 926498 (FCA-EMI) · LEI 98450053B76F40B2C991](https://elucidate.co/directory/kp-pay-limited-pyyygb22)
-   [Noveba Limited BIC VEBAGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900924 (FCA-EMI) · LEI 254900LWXLJJY25RT629](https://elucidate.co/directory/noveba-limited-vebagb2l)
-   [Payally Limited BIC PYYLGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 944721 (FCA-EMI) · also on FCA-PSD · LEI 213800SD2GIX7QLTSA39](https://elucidate.co/directory/payally-limited-pyylgb2l)
-   [Transferra Un Limited BIC TANFGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 942346 (FCA-EMI) · LEI 9845000BF76DE9471C96](https://elucidate.co/directory/transferra-un-limited-tanfgb22)
-   [World First UK LTD BIC WFSTGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 900508 (FCA-EMI) · also on FCA-PSD, FINTRAC-MSB · LEI 549300OQHYGBN8W1QP06](https://elucidate.co/directory/world-first-uk-ltd-wfstgb2l)
-   [3s Money Club Limited BIC MOLUGB55 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900918 (FCA-EMI) · LEI 254900MULHNQK5FZC217](https://elucidate.co/directory/3s-money-club-limited-molugb55)

[See all 155 institutions that hold a BIC on FCA-EMI →](https://elucidate.co/directory/search?source=bic&register=FCA-EMI)

## Licences marked inactive, by year

FCA-EMI marks 177 institutions inactive, as published by the register: all their licences or registrations on it have ended.

### Inactive licences by year

Year the licence ended, or the firm became inactive on the register

-   20121
-   20135
-   20163
-   20173
-   201823
-   20195
-   20204
-   20216
-   202218
-   20237
-   202410
-   20256
-   20268
-   Undated85

[See all 177 inactive institutions on FCA-EMI →](https://elucidate.co/directory/search?status=i&register=FCA-EMI)

## Groups with several institutions on the register

Three corporate groups have two or more institutions on FCA-EMI, according to GLEIF consolidation records.

| Group | Records on the register |
| --- | --- |
| [Paysafe Limited](https://elucidate.co/directory/group/2138003K6PVDCI5TBN11) | 2 |
| [Orbit Private Holdings I LTD](https://elucidate.co/directory/group/5493003SHB5VLXWFOS15) | 2 |
| [Banco Santander S.A.](https://elucidate.co/directory/group/5493006QMFDDMYWIAM13) | 2 |

Sources & method

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. Institutions come from Swift’s ISO 9362 BIC directory and from the public registers of financial regulators; a register record joins an institution that holds a BIC only through a shared LEI, never by name alone.

Institutions without a BIC are not screened against sanctions lists. An institution missing from this register is not necessarily unregulated.

[Read the methodology →](https://elucidate.co/directory/methodology)

Sources for this page

-   **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) retrieved 25 September 2026
-   **Data file**—[download ↗](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx)

## Assess the financial crime risk behind a counterparty

A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings).

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.