---
title: "Renasant Bank SWIFT/BIC code RNSTUS42XXX · United States | Elucidate"
description: "SWIFT/BIC code RNSTUS42XXX for Renasant Bank, United States. Head-office BIC, LEI 5493002RF1ERFA2XR050, addresses and Swift connectivity."
url: https://elucidate.co/directory/renasant-bank-rnstus42
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Renasant Bank
United States · Financial institution
# Renasant Bank
Renasant Bank is a Mississippi-chartered commercial bank headquartered in Tupelo, Mississippi. It is a wholly owned subsidiary of Renasant Corporation, whose shares are listed on the New York Stock Exchange. The bank provides retail, business, corporate, mortgage and wealth management services through offices across the south-eastern United States, and factoring and asset-based lending nationwide. It was formerly known as The Peoples Bank and Trust Company. In April 2025 it absorbed The First Bank after its parent merged with The First Bancshares.
BIC **RNSTUS42XXX** LEI **[5493002RF1ERFA2XR050](https://search.gleif.org/#/record/5493002RF1ERFA2XR050)** Licence no. **Not on a tracked register** Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/renasant-bank-rnstus42#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** RNSTUS42XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2013-05-25
- **Last updated:** 2026-07-04
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/renasant-bank-rnstus42#overview-sources)
Photo: The Bushranger · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Renasant_Bank_on_Mahan_Drive,_Tallahassee,_Florida.jpg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/d/d9/Renasant_Bank_on_Mahan_Drive%2C_Tallahassee%2C_Florida.jpg/960px-Renasant_Bank_on_Mahan_Drive%2C_Tallahassee%2C_Florida.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail)
Total assets
USD 27bn
Group · 30 Jun 2026 · [interim report ↗](https://www.globenewswire.com/news-release/2026/07/28/3334764/6389/en/Renasant-Corporation-Announces-Earnings-for-the-Second-Quarter-of-2026.html)
Employees
Not published
Ownership
Group subsidiary
100% Renasant Corporation
Institution type
Commercial bank
Trades as Renasant
- **Standing:** The First Bank of Hattiesburg, Mississippi, was merged into Renasant Bank after the holding-company merger took effect on 1 April 2025. Renasant Bank continued as the surviving bank.
- **Ownership:** Renasant Corporation, a Mississippi bank holding company listed on the New York Stock Exchange, owns 100% of the bank.
- **Direct parent:** [Renasant Corporation ↗](https://search.gleif.org/#/record/549300OVE6OZHW2UUH81), United States 100%
- **Head office:** 209 Troy Street, 38804 Tupelo, United States
- **Company register:** FDIC cert 12437
- **Former name:** The Peoples Bank and Trust Company
### Business lines
- Retail banking
- SME banking
- Corporate banking
- Mortgage lending
- Private banking & wealth
- Transaction banking & payments
- Leasing & factoring
- Correspondent banking
- Cards
According to the parent's 2025 annual report, lending contributed about 81.1% of gross revenues, and the bank also runs wealth management and correspondent services for community banks and credit unions.
### Online
- **Websites & references:** [renasantbank.com ↗](https://www.renasantbank.com/) [investors.renasant.com ↗](https://investors.renasant.com/) investor relations site of the parent, Renasant Corporation [renasantnation.com ↗](https://renasantnation.com/) content and media platform linked from the bank's site [parkplacecapital.com ↗](https://parkplacecapital.com/) Park Place Capital, wealth management subsidiary [Wikipedia ↗](https://en.wikipedia.org/wiki/Renasant_Bank) [Wikidata Q28446528 ↗](https://www.wikidata.org/wiki/Q28446528)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/renasant-bank/) · [X ↗](https://x.com/renasant) · [Facebook ↗](https://www.facebook.com/renasantbank) · [Instagram ↗](https://www.instagram.com/renasantbank/) · [YouTube ↗](https://www.youtube.com/channel/UCgsVkbE2GOPzXu8QHZKcWzw)
Sources · 11 pages consulted
1. [renasantbank.com/](https://www.renasantbank.com/)
2. [investors.renasant.com/corporate-governance/officers-and-directors](https://investors.renasant.com/corporate-governance/officers-and-directors)
3. [renasantbank.com/financial-institutions](https://www.renasantbank.com/financial-institutions)
4. [renasantbank.com/-/media/renasantbank/pdfs/international-incoming-wire-instructions.pdf](https://www.renasantbank.com/-/media/renasantbank/pdfs/international-incoming-wire-instructions.pdf)
5. [globenewswire.com/news-release/2026/07/28/3334764/6389/en/Renasant-Corporation-Announces-Earnings-for-the-S](https://www.globenewswire.com/news-release/2026/07/28/3334764/6389/en/Renasant-Corporation-Announces-Earnings-for-the-Second-Quarter-of-2026.html)
6. [globenewswire.com/news-release/2026/08/25/3350903/6389/en/renasant-announces-chief-financial-officer-transi](https://www.globenewswire.com/news-release/2026/08/25/3350903/6389/en/renasant-announces-chief-financial-officer-transition.html)
7. [investors.renasant.com/news-releases/news-release-details/chapman-becomes-chief-executive-officer-renasant](https://investors.renasant.com/news-releases/news-release-details/chapman-becomes-chief-executive-officer-renasant)
8. [investors.renasant.com/news-releases/news-release-details/renasant-corporation-completes-merger-first-bancshares](https://investors.renasant.com/news-releases/news-release-details/renasant-corporation-completes-merger-first-bancshares-inc)
9. [thefirstbank.com/renasant-corporation-to-acquire-the-first-bancshares-inc](https://www.thefirstbank.com/renasant-corporation-to-acquire-the-first-bancshares-inc)
10. [investors.renasant.com/static-files/c6c1d9cd-2243-4f34-859f-7d530249befc](https://investors.renasant.com/static-files/c6c1d9cd-2243-4f34-859f-7d530249befc)
11. [en.wikipedia.org/wiki/Renasant\_Bank](https://en.wikipedia.org/wiki/Renasant_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/renasant-bank-rnstus42#overview-sources)
- **Chief executive:** Kevin D. Chapman President and Chief Executive Officer Confirmed 29 Sep 2026 · [investors.renasant.com ↗](https://investors.renasant.com/corporate-governance/officers-and-directors)
- **Chair:** E. Robinson McGraw Chairman Confirmed 29 Sep 2026 · [investors.renasant.com ↗](https://investors.renasant.com/corporate-governance/officers-and-directors)
- **Chief financial officer:** James C. Mabry IV Chief Financial Officer, Senior Executive Vice President (stepping down at the end of 2026) Confirmed 29 Sep 2026 · [investors.renasant.com ↗](https://investors.renasant.com/corporate-governance/officers-and-directors)
- **Executive:** C. Mitchell Waycaster Executive Vice Chairman Confirmed 29 Sep 2026 · [investors.renasant.com ↗](https://investors.renasant.com/corporate-governance/officers-and-directors)
- **Executive:** Jimmy R. Baxter III Chief Risk Officer, Executive Vice President Confirmed 29 Sep 2026 · [investors.renasant.com ↗](https://investors.renasant.com/corporate-governance/officers-and-directors)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/renasant-bank-rnstus42#overview-sources)
- **United States:** Mississippi Department of Banking and Consumer Finance Prudential supervisor
- **United States:** Federal Deposit Insurance Corporation Prudential supervisor AML supervisor Resolution
- **United States:** Consumer Financial Protection Bureau Conduct
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/renasant-bank-rnstus42#overview-sources)
1. Aug 2026
Leadership
Renasant Corporation announced that Catherine Mealor will succeed Jim Mabry as Chief Financial Officer on 1 January 2027.
[globenewswire.com ↗](https://www.globenewswire.com/news-release/2026/08/25/3350903/6389/en/renasant-announces-chief-financial-officer-transition.html)
2. Mar 2026
Other
Renasant Corporation disclosed a material weakness in internal control over financial reporting in its 2025 annual report on Form 10-K.
[globenewswire.com ↗](https://www.globenewswire.com/news-release/2026/07/28/3334764/6389/en/Renasant-Corporation-Announces-Earnings-for-the-Second-Quarter-of-2026.html)
3. May 2025
Leadership
Kevin D. Chapman became Chief Executive Officer of the bank and its parent, succeeding C. Mitchell Waycaster, who stayed on as Executive Vice Chairman.
[investors.renasant.com ↗](https://investors.renasant.com/news-releases/news-release-details/chapman-becomes-chief-executive-officer-renasant)
4. Apr 2025
Merger / acquisition
Renasant Corporation completed its merger with The First Bancshares, and The First Bank was merged into Renasant Bank.
[investors.renasant.com ↗](https://investors.renasant.com/news-releases/news-release-details/renasant-corporation-completes-merger-first-bancshares-inc)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** RNSTUS42XXX
- **How the BIC breaks down:** 1. RNST Bank 2. US Country · United States 3. 42 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 5493002RF1ERFA2XR050
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/5493002RF1ERFA2XR050)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [ABA routing number 084201294](https://elucidate.co/directory/renasant-bank-rnstus42#bank-codes)
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1904
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Renasant Corporation · United States[549300OVE6OZHW2UUH81 ↗](https://search.gleif.org/#/record/549300OVE6OZHW2UUH81)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** BROADWAY BUILDING FLOOR 1 209 TROY STREET TUPELO 38804 UNITED STATES OF AMERICA
- **Operational address:** BROADWAY BUILDING FLOOR FL. 1 209 TROY STREET TUPELO,MS TUPELO,MS 38804 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its USABA clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
RNSTUS42XXX
USABA
084201294
5493002RF1ERFA2XR050
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
RNSTUS42XXX
USABA
084201294
5493002RF1ERFA2XR050
RENASANT BANK
TUPELO
US
BROADWAY BUILDING FLOOR 1 209 TROY STREET TUPELO 38804
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### ABA routing number · United States
1 code file of 2026-10-09 · ISO 20022 clearing system code USABA
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 084201294 | RNSTUS42XXX | RENASANT BANK | TUPELO, MS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at Renasant Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
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2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—United States (Source: Federal Financial Institutions Examination Council (FFIEC), National Information Center).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Renasant Bank · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Renasant_Bank_logo.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/9/9d/Renasant_Bank_logo.svg/330px-Renasant_Bank_logo.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.