--- title: "Revolut Ltd · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate" description: "Revolut Ltd is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 900562. LEI 213800MQORWPL582SW82. Register status, licences, activities and ownership." url: https://elucidate.co/directory/revolut-ltd-ea825fba8356 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Revolut Ltd United Kingdom · Payments & e-money # Revolut Ltd Revolut Ltd is a private limited company registered in England and Wales and controlled by Revolut Group Holdings Ltd. The FCA authorises it as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900562). The FCA also registers it for cryptoasset services under the Money Laundering Regulations 2017. It provides UK users of the Revolut app with e-money accounts, paid plans, Savings Vaults, crypto and commodities services. Since March 2026 it has been moving its UK e-money accounts to its sister bank, Revolut Bank UK Ltd. Register status Licensed in the United Kingdom Authorised E-Money Institution · FCA Prudential licence [2 licences and registrations ↓](https://elucidate.co/directory/revolut-ltd-ea825fba8356#licences) BIC **No BIC** LEI **[213800MQORWPL582SW82](https://search.gleif.org/#/record/213800MQORWPL582SW82)** [Licence no. **900562**](https://elucidate.co/directory/revolut-ltd-ea825fba8356#licences) [Group: Revolut Group Holdings LTD](https://elucidate.co/directory/group/213800UIKMYZWWQS5E02) ## Licences and registrations Held by Revolut Ltd (LEI 213800MQORWPL582SW82). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900562 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-11 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) | | [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC | MSBMoney Transmitter / Remittance | M18797133 | [Canada](https://elucidate.co/directory/country/ca) | Ceased | 2018-02-27 | Ended 2021-06-01 | - Money remittance - Currency exchange | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) | Trading names on the register: REVOLUT (FINTRAC-MSB) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/revolut-ltd-ea825fba8356#overview-sources) Customers 68,300,000 customers · Group · 31 Dec 2025 · [company statement ↗](https://www.revolut.com/en-US/news/revolut_reports_record_profit_of_2_3bn_for_2025_as_revenue_surges_to_6bn/) Employees Not published Ownership Group subsidiary Revolut Group Holdings Ltd Firm type E-money and accounts Trades as Revolut - **Standing:** On 11 March 2026 the PRA lifted the restrictions on the banking licence of sister company Revolut Bank UK Ltd. The firm then began moving its UK e-money account customers to that bank in batches. The firm still provides Savings Vaults, crypto, commodities and paid plans, and serves e-money customers not yet transferred. - **Ownership:** Revolut Group Holdings Ltd (Companies House 12743269) holds 75% or more of the firm's shares and voting rights. - **Direct parent:** [Revolut Group Holdings Ltd ↗](https://search.gleif.org/#/record/213800UIKMYZWWQS5E02), United Kingdom - **Head office:** 30 South Colonnade, E14 5HX London, United Kingdom - **Company register:** Companies House 08804411 - **Incorporated:** 6 Dec 2013 - **Founders:** Nikolay Storonsky · Vlad Yatsenko ### Online - **Websites & references:** [revolut.com ↗](https://www.revolut.com/) [help.revolut.com ↗](https://help.revolut.com/) help centre [developer.revolut.com ↗](https://developer.revolut.com/) developer docs - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/revolut) · [X ↗](https://x.com/Revolut) · [Facebook ↗](https://www.facebook.com/revolut) · [Instagram ↗](https://www.instagram.com/revolut/) · [TikTok ↗](https://www.tiktok.com/@revolut) Sources · 17 pages consulted 1. [find-and-update.company-information.service.gov.uk/company/08804411](https://find-and-update.company-information.service.gov.uk/company/08804411) 2. [find-and-update.company-information.service.gov.uk/company/08804411/officers](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) 3. [find-and-update.company-information.service.gov.uk/company/08804411/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/08804411/persons-with-significant-control) 4. [fca.org.uk/news/warnings/al-pha-bank-clone-fca-authorised-firm](https://www.fca.org.uk/news/warnings/al-pha-bank-clone-fca-authorised-firm) 5. [help.revolut.com/help/more/legal-topics/which-revolut-companies-provide-me-with-services/](https://help.revolut.com/help/more/legal-topics/which-revolut-companies-provide-me-with-services/) 6. [revolut.com/blog/post/revolut-is-officially-a-bank-in-the-uk/](https://www.revolut.com/blog/post/revolut-is-officially-a-bank-in-the-uk/) 7. [revolut.com/en-US/news/revolut\_launches\_uk\_bank/](https://www.revolut.com/en-US/news/revolut_launches_uk_bank/) 8. [revolut.com/how-we-keep-your-money-safe/](https://www.revolut.com/how-we-keep-your-money-safe/) 9. [revolut.com/legal/savings-vaults/](https://www.revolut.com/legal/savings-vaults/) 10. [revolut.com/legal/terms/](https://www.revolut.com/legal/terms/) 11. [revolut.com/legal/revolut-ltd-local-account-details-terms/](https://www.revolut.com/legal/revolut-ltd-local-account-details-terms/) 12. [revolut.com/blog/post/is-revolut-a-fully-licensed-bank-in-the-uk/](https://www.revolut.com/blog/post/is-revolut-a-fully-licensed-bank-in-the-uk/) 13. [assets.revolut.com/pdf/annualreport2025.pdf](https://assets.revolut.com/pdf/annualreport2025.pdf) 14. [revolut.com/en-US/news/revolut\_reports\_record\_profit\_of\_2\_3bn\_for\_2025\_as\_revenue\_surges\_to\_6bn/](https://www.revolut.com/en-US/news/revolut_reports_record_profit_of_2_3bn_for_2025_as_revenue_surges_to_6bn/) 15. [theregister.com/cyber-crime/2026/09/14/revolut-falls-for-fake-government-requests-hands-over-customer-dat](https://www.theregister.com/cyber-crime/2026/09/14/revolut-falls-for-fake-government-requests-hands-over-customer-data/5296118) 16. [bankingdive.com/news/revolut-valued-75-billion/806502/](https://www.bankingdive.com/news/revolut-valued-75-billion/806502/) 17. [globalbankingandfinance.com/uk-finance-app-revolut-secondary-share-sale-underway/](https://www.globalbankingandfinance.com/uk-finance-app-revolut-secondary-share-sale-underway/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/revolut-ltd-ea825fba8356#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900562). The FCA also registers it for cryptoasset services under the Money Laundering Regulations 2017. It arranges insurance as an appointed representative of Revolut Travel Ltd. Its commodities service is not regulated by the FCA. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised E-Money Institution | 900562 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b000002zyAwNAAU) | | Financial Conduct Authority United Kingdom | Cryptoasset registration under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 | — | In its own name | Active | [help.revolut.com ↗](https://help.revolut.com/help/more/legal-topics/which-revolut-companies-provide-me-with-services/) | | Financial Conduct Authority United Kingdom | Appointed representative of Revolut Travel Ltd (FRN 780586) for insurance arrangement | — | As agent | Active | [help.revolut.com ↗](https://help.revolut.com/help/more/legal-topics/which-revolut-companies-provide-me-with-services/) | | Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Money Services Business registration (ceased 2021-06-01) | M18797133 | In its own name | Withdrawn or expired | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/revolut-ltd-ea825fba8356#overview-sources) - **Safeguarding:** Segregated safeguarding accountsAccording to its terms, the firm places customer funds in dedicated client money accounts with commercial or central banks, or invests them in approved low-risk assets held in client accounts. E-money balances are not covered by the FSCS. [revolut.com ↗](https://www.revolut.com/legal/terms/) - **Crypto-asset custody:** Not disclosedThe firm provides cryptocurrency services to UK customers under its FCA registration under the Money Laundering Regulations 2017. The custody arrangement was not confirmed from its published terms. [help.revolut.com ↗](https://help.revolut.com/help/more/legal-topics/which-revolut-companies-provide-me-with-services/) - **Deposit-holding bank:** ClearBank United Kingdom [revolut.com ↗](https://www.revolut.com/blog/post/is-revolut-a-fully-licensed-bank-in-the-uk/) - **Payment schemes and card networks:** Visa Access not stated [revolut.com ↗](https://www.revolut.com/legal/terms/) Mastercard Access not stated [revolut.com ↗](https://www.revolut.com/legal/terms/) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/revolut-ltd-ea825fba8356#overview-sources) - E-money wallet - Multi currency accounts - Debit cards - Domestic payments - International money transfer - FX conversion - Crypto trading The firm provides UK e-money accounts, paid plans (Plus, Premium, Metal, Ultra), Kids & Teens accounts, Savings Vaults placed with partner banks through a trustee, crypto and commodities services and Revolut Pro. It also provides local account details for receiving payments from outside the UK into Revolut Bank UK Ltd accounts. The firm serves customers in the United Kingdom. Other Revolut group entities serve other countries. - **Revenue:** GBP 4.5bnGroup · 31 Dec 2025 · [annual report ↗](https://assets.revolut.com/pdf/annualreport2025.pdf) - **Payment volume:** GBP 1.3tntransaction volumes (aggregate value of inbound and outbound transactions processed) Group · 31 Dec 2025 · [company statement ↗](https://assets.revolut.com/pdf/annualreport2025.pdf) - **Sells to:** Consumers · Small businesses - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/revolut-ltd-ea825fba8356#overview-sources) - **Chief executive:** Nikolay Storonsky Director; Co-Founder and CEO of Revolut Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) - **Founder:** Vladyslav Yatsenko Director; Co-Founder and CTO of Revolut Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) - **Executive:** Martin James Gilbert Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) - **Executive:** Siddhartha Jajodia Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) - **Executive:** Caroline Louise Britton Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) - **Executive:** Michael Sidney Sherwood Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) ## Recent events 1 enforcement or investigation item Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/revolut-ltd-ea825fba8356#overview-sources) 1. Sep 2026 Security incident Revolut said a third party used a government agency email domain to obtain customer data through fraudulent information requests. [theregister.com ↗](https://www.theregister.com/cyber-crime/2026/09/14/revolut-falls-for-fake-government-requests-hands-over-customer-data/5296118) 2. Jul 2026 Funding Revolut confirmed a secondary share sale for employees and early investors, which Reuters reported at a USD 115 billion group valuation. [globalbankingandfinance.com ↗](https://www.globalbankingandfinance.com/uk-finance-app-revolut-secondary-share-sale-underway/) 3. Jul 2026 Leadership The firm appointed Siddhartha Jajodia as a director on 9 July 2026. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/officers) 4. Mar 2026 Licence The PRA lifted restrictions on sister company Revolut Bank UK Ltd, which began taking over the firm's UK e-money accounts. [revolut.com ↗](https://www.revolut.com/en-US/news/revolut_launches_uk_bank/) 5. Nov 2025 Funding Revolut completed a secondary share sale at a USD 75 billion valuation, led by Coatue, Greenoaks, Dragoneer and Fidelity Management & Research Company. [bankingdive.com ↗](https://www.bankingdive.com/news/revolut-valued-75-billion/806502/) 6. Jul 2024 Licence The PRA authorised sister company Revolut Bank UK Ltd with restrictions, starting its mobilisation phase. [revolut.com ↗](https://www.revolut.com/blog/post/is-revolut-a-fully-licensed-bank-in-the-uk/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Regulator warnings Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/revolut-ltd-ea825fba8356#overview-sources) 1. 17 May 2023 Impersonation Financial Conduct Authority, United Kingdom The FCA warned that a clone firm, Al-pha Bank, was using the details of authorised firms including Revolut Ltd. [fca.org.uk ↗](https://www.fca.org.uk/news/warnings/al-pha-bank-clone-fca-authorised-firm) Entries on regulators’ consumer-warning lists that name the firm or its brand. An impersonation warning is about fraudsters posing as the firm, not about the firm itself. ## Identifiers - **Licence no. · FCA-EMI:** 900562 - **Licence no. · FINTRAC-MSB:** M18797133 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [213800MQORWPL582SW82 ↗](https://search.gleif.org/#/record/213800MQORWPL582SW82) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Companies House no.:** [08804411 ↗](https://find-and-update.company-information.service.gov.uk/company/08804411) - **Elucidate firm ID:** ea825fba8356 - **Merged register entry:** 4e26cb9915ab · FINTRAC-MSB ## Profile - **Type:** Payments & e-money · Money service business - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-05-11 - **Website:** [www.revolut.com ↗](https://www.revolut.com/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Revolut Group Holdings LTD · United Kingdom[213800UIKMYZWWQS5E02 ↗](https://search.gleif.org/#/record/213800UIKMYZWWQS5E02) The Revolut Group Holdings LTD group has 18 institutions in the directory, in 16 countries: 17 hold a BIC and 1 does not. Including [Revolut Bank Uab - Sucursal Em Portugal](https://elucidate.co/directory/revolut-bank-uab-sucursal-em-portugal-revoptp2), [Revolut Bank Uab](https://elucidate.co/directory/revolut-bank-uab-rvualt2v), [Revolut Bank Uab, Filial I Sverige](https://elucidate.co/directory/revolut-bank-uab-filial-i-sverige-revosess), [Revolut Bank Uab (Sp Z O.O.) Oddzial W Polsce](https://elucidate.co/directory/revolut-bank-uab-sp-z-o-o-oddzial-w-polsce-revoplpk), [Revolut Bank Uab Ireland Branch](https://elucidate.co/directory/revolut-bank-uab-ireland-branch-revoie23). [See the Revolut Group Holdings LTD group →](https://elucidate.co/directory/group/213800UIKMYZWWQS5E02) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Persons with significant control Companies House · company [08804411 ↗](https://find-and-update.company-information.service.gov.uk/company/08804411) · as at 9 October 2026 Companies House lists 1 person with significant control for Revolut Ltd: 1 company. | Name | Type | Nature of control | Notified | | --- | --- | --- | --- | | [Revolut Group Holdings Ltd ↗](https://find-and-update.company-information.service.gov.uk/company/12743269) | Company · UK | 75–100% of shares · 75–100% of votes | 29 April 2022 | | Nikolay Storonskiy | Individual · through Revolut Group Holdings Ltd | 25–50% of shares · Can appoint or remove directors | 15 July 2020 | Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/08804411/persons-with-significant-control) ## Addresses - **Address on the register:** 30 South Colonnade, London, E14 5HX - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 213800MQORWPL582SW82 Revolut Ltd E14 5HX London GB 30 South Colonnade ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Revolut Bank UK LTD BIC REVOGB3L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 2138003LXONKR247S255](https://elucidate.co/directory/revolut-bank-uk-ltd-revogb3l) - [Revolut Bank Uab BIC RVUALT2V Credit institution Prudential licence Lithuania · On the ECB list of supervised entities · LEI 485100NUOK3CEDCUTW40](https://elucidate.co/directory/revolut-bank-uab-rvualt2v) - [Revolut Bank Uab Netherlands Branch BIC REVONL22 Financial institution Not on a tracked register Netherlands · Not on a tracked register · LEI 485100CNU7I70EAPX984](https://elucidate.co/directory/revolut-bank-uab-netherlands-branch-revonl22) - [Revolut Bank, Sociedad Anonima, Institucion de Banca Multiple BIC REVOMXM2 Financial institution Not on a tracked register Mexico · Not on a tracked register · LEI 4469000001DLLEVX7C37](https://elucidate.co/directory/revolut-bank-sociedad-anonima-institucion-de-banca-multiple-revomxm2) - [Revolut Holdings Europe Uab BIC REVOLT23 Financial institution Not on a tracked register Lithuania · Not on a tracked register · LEI 485100FX5Y9YLAQLNP12](https://elucidate.co/directory/revolut-holdings-europe-uab-revolt23) - [Revolut Payments Israel LTD BIC REVOILIR Financial institution Not on a tracked register Israel · Not on a tracked register · LEI 213800H5ZCQNK8KXGG32](https://elucidate.co/directory/revolut-payments-israel-ltd-revoilir) [All 18 institutions in the Revolut Group Holdings LTD group →](https://elucidate.co/directory/group/213800UIKMYZWWQS5E02) ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Registers for this page - **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [source ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.