---
title: "Rippling Payments Ireland Limited · Electronic money institution (Central Bank of Ireland) · Ireland | Elucidate"
description: "Rippling Payments Ireland Limited is authorised by Central Bank of Ireland as an electronic money institution in Ireland. Licence C513978. LEI 254900O73CSJU0WLHD11. Register status, licences, activities and ownership."
url: https://elucidate.co/directory/rippling-payments-ireland-limited-f505bbff2caf
---

1.  [Directory](https://elucidate.co/directory)
2.  [Ireland](https://elucidate.co/directory/country/ie)
3.  Rippling Payments Ireland Limited

Ireland · Payments & e-money

# Rippling Payments Ireland Limited

Rippling Payments Ireland Limited is a private company limited by shares, registered in Dublin. The Central Bank of Ireland authorised it as an electronic money institution on 6 January 2025, under reference C513978. It is a wholly owned subsidiary of the Rippling group. Its direct parent is Rippling Europe Limited and the group's ultimate parent is People Center, Inc. of the United States. The firm handles the payments behind the Rippling workforce management platform, so that business clients can pay their employees and contractors from within the platform.

Register status

Licensed in Ireland

Electronic money institution · Central Bank of Ireland

Prudential licence

[1 licence or registration ↓](https://elucidate.co/directory/rippling-payments-ireland-limited-f505bbff2caf#licences)

BIC **No BIC** LEI **[254900O73CSJU0WLHD11](https://search.gleif.org/#/record/254900O73CSJU0WLHD11)** [Licence no. **C513978**](https://elucidate.co/directory/rippling-payments-ireland-limited-f505bbff2caf#licences)

## Licences and registrations

Held by Rippling Payments Ireland Limited (LEI 254900O73CSJU0WLHD11). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Ireland | Electronic money institutionE-Money / Stored Value Institution | C513978 | [Ireland](https://elucidate.co/directory/country/ie) | Active | 2025-01-06 | — | - Payment services - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |

-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.

## Swift network

Swift’s ISO 9362 BIC directory

Holds no BIC in Swift’s directory.

Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rippling-payments-ireland-limited-f505bbff2caf#overview-sources)

Customers

Not published

Employees

Not published

Ownership

Group subsidiary

Rippling Europe Limited

Firm type

FX and business payments

Trades as Rippling

- **Ownership:** People Center, Inc. (trading as Rippling) owns the firm through Rippling Europe Limited, and the group describes the firm as a wholly owned subsidiary.
- **Direct parent:** [Rippling Europe Limited ↗](https://search.gleif.org/#/record/254900COSGA8TLE3A457), Ireland
- **Ultimate owner:** People Center, Inc., United States
- **Head office:** 5th Floor, Block E, Iveagh Court, Harcourt Road, D02 YT22 Dublin 2, Ireland
- **Company register:** CRO 725540
- **Incorporated:** 7 Sep 2022

### Online

- **Websites & references:** [rippling.com ↗](https://www.rippling.com/) did not load when checked
- **Official social accounts:** None found

Sources · 8 pages consulted

1.  [lei.bloomberg.com/leis/view/254900O73CSJU0WLHD11](https://lei.bloomberg.com/leis/view/254900O73CSJU0WLHD11)
2.  [globenewswire.com/news-release/2025/01/08/3005952/0/en/Rippling-Secures-Electronic-Money-Institution-EMI-Li](https://www.globenewswire.com/news-release/2025/01/08/3005952/0/en/Rippling-Secures-Electronic-Money-Institution-EMI-License-from-the-Central-Bank-of-Ireland.html)
3.  [rippling.com/blog/emi-license-central-bank-ireland](https://www.rippling.com/blog/emi-license-central-bank-ireland)
4.  [matheson.com/news/detail/2025/01/08/matheson-supports-rippling-in-securing-its-e-money-institution-aut](https://www.matheson.com/news/detail/2025/01/08/matheson-supports-rippling-in-securing-its-e-money-institution-authorisation)
5.  [idaireland.com/latest-news/press-release/rippling-opens-new-dublin-office](https://www.idaireland.com/latest-news/press-release/rippling-opens-new-dublin-office)
6.  [ats.rippling.com/rippling/jobs/6e933923-2b3b-42f6-8add-522af0e00906](https://ats.rippling.com/rippling/jobs/6e933923-2b3b-42f6-8add-522af0e00906)
7.  [rippling.com/blog/series-g-fundraising-tender-offer](https://www.rippling.com/blog/series-g-fundraising-tender-offer)
8.  [cnbc.com/2025/05/09/rippling-valued-at-16point8-billion-in-450-million-funding-round.html](https://www.cnbc.com/2025/05/09/rippling-valued-at-16point8-billion-in-450-million-funding-round.html)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rippling-payments-ireland-limited-f505bbff2caf#overview-sources)

- **Operates under:** Its own licences

The Central Bank of Ireland authorises the firm as an electronic money institution, under reference C513978. The licence covers the issuance of e-money and payment services.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Central Bank of Ireland Ireland | Electronic Money Institution | C513978 | In its own name | Active | — |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rippling-payments-ireland-limited-f505bbff2caf#overview-sources)

-   Payouts and mass payments
-   Domestic payments

According to the group, the licence lets Rippling's clients pay their employees and contractors within its payroll platform, without uploading bank files by hand.

The firm serves business clients in Ireland under its Irish licence. The group says it also offers payroll payments cross-border into other EU markets.

- **Sells to:** Small businesses · Enterprises
- **Serves customers in:** Ireland
- **Latest funding round:** Series G · USD 450m May 2025 [rippling.com ↗](https://www.rippling.com/blog/series-g-fundraising-tender-offer)
- **Total raised:** USD 1.8bn to May 2026 · [idaireland.com ↗](https://www.idaireland.com/latest-news/press-release/rippling-opens-new-dublin-office)

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rippling-payments-ireland-limited-f505bbff2caf#overview-sources)

1.  May 2026

    Other

    The Rippling group opened its expanded Dublin office at 1 Cumberland Place, Fenian Street and announced 150 new roles in Ireland.

    [idaireland.com ↗](https://www.idaireland.com/latest-news/press-release/rippling-opens-new-dublin-office)

2.  May 2025

    Funding

    People Center, Inc., the group parent, raised USD 450 million in a Series G round at a USD 16.8 billion valuation.

    [rippling.com ↗](https://www.rippling.com/blog/series-g-fundraising-tender-offer)

3.  Jan 2025

    Licence

    The Central Bank of Ireland authorised the firm as an electronic money institution on 6 January 2025.

    [matheson.com ↗](https://www.matheson.com/news/detail/2025/01/08/matheson-supports-rippling-in-securing-its-e-money-institution-authorisation)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

- **Licence no. · EBA-PSD2:** C513978
- **BIC:** Holds no BIC in Swift’s directory
- **LEI:** [254900O73CSJU0WLHD11 ↗](https://search.gleif.org/#/record/254900O73CSJU0WLHD11)
- **How the LEI was matched:** Matched by Elucidate to GLEIF on name and country only
- **Elucidate firm ID:** f505bbff2caf

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Main licence class:** E-Money / Stored Value Institution
- **Activities:** - Payment services - E-money / stored value
- **Licensed in:** [Ireland](https://elucidate.co/directory/country/ie) · Europe & Central Asia
- **First registered:** 2025-01-06

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** Rippling Europe Limited · Ireland[254900COSGA8TLE3A457 ↗](https://search.gleif.org/#/record/254900COSGA8TLE3A457)
- **Ultimate parent:** People Center, Inc. · United States[2549004WZGRRFF3GTZ37 ↗](https://search.gleif.org/#/record/2549004WZGRRFF3GTZ37)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Address on the register:** 5th Floor, Block E, Iveagh Court, Harcourt Road, Dublin 2, Not Available
- **Country:** Ireland

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.

- **Identified by:** Name and postal address, with its LEI
- **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines

```xml
<FinInstnId>
  <LEI>254900O73CSJU0WLHD11</LEI>
  <Nm>Rippling Payments Ireland Limited</Nm>
  <PstlAdr>
    <PstCd>Not Available</PstCd>
    <TwnNm>Dublin 2</TwnNm>
    <Ctry>IE</Ctry>
    <AdrLine>5th Floor, Block E, Iveagh Court</AdrLine>
    <AdrLine>Harcourt Road</AdrLine>
  </PstlAdr>
</FinInstnId>
```

CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.

The values are as published by the register. Check them against your own records before use.

## Related institutions

### Other payments & e-money institutions in Ireland

-   [Stripe Technology Europe, Limited BIC STTOIE22 Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C187865 (EBA-PSD2) · LEI 549300T7WU87LQYO0K16](https://elucidate.co/directory/stripe-technology-europe-limited-sttoie22)
-   [Confirmo Limited No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C570624 (EBA-PSD2) · also on ESMA-CASP · LEI 984500F75CJ82D8B7D76](https://elucidate.co/directory/confirmo-limited-c2a76bc67a5c)
-   [Paysafe Payment Solutions Limited. · trading as Skrill, Skrill, NETELLER No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C184986 (EBA-PSD2) · also on ESMA-CASP · LEI 213800QBQVHWRBHJTA89](https://elucidate.co/directory/paysafe-payment-solutions-limited-484fd6cb5229)
-   [Payward Europe Solutions Limited · trading as Kraken, Kraken Digital Asset Exchange (�Kraken�) No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C468360 (EBA-PSD2) · also on ESMA-CASP · LEI 254900641D8KNHUZYX24](https://elucidate.co/directory/payward-europe-solutions-limited-5d256d2fa542)
-   [Pionew Ireland Limited · trading as Webot No BIC Payments & e-money Crypto Prudential licence Ireland · Licensed by Central Bank of Ireland · C496936 (EBA-PSD2) · also on ESMA-CASP · LEI 984500FD0NZ8949F4363](https://elucidate.co/directory/pionew-ireland-limited-5faee6932ac9)
-   [ACE Money Transfer IE Limited · trading as ACE Money Transfer No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C500488 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/ace-money-transfer-ie-limited-a27bfe4b58f0)
-   [Associated Foreign Exchange Ireland Limited BIC AFEEIE2D Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C188323 (EBA-PSD2) · LEI 254900PMVMUC5G2DRM93](https://elucidate.co/directory/associated-foreign-exchange-ireland-limited-afeeie2d)
-   [Barclaycard International Payments Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C155145 (EBA-PSD2) · LEI 984500BCB3D03EC42C40](https://elucidate.co/directory/barclaycard-international-payments-limited-c13fc4c645b1)

[See all →](https://elucidate.co/directory/search?type=payments&cc=IE) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2)

Sources & method

Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.

An institution missing from these registers is not necessarily unregulated.

Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Register for this page

-   **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

## Assess the financial crime risk behind a licence

A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
