---
title: "Robinhood Europe UAB · Payment institution (Bank of Lithuania) · Lithuania | Elucidate"
description: "Robinhood Europe UAB is authorised by Bank of Lithuania as a payment institution in Lithuania. Licence LB002341. LEI 254900GTP4UXQO1UMI36. Register status, licences, activities and ownership."
url: https://elucidate.co/directory/robinhood-europe-uab-25c99971eace
---

1.  [Directory](https://elucidate.co/directory)
2.  [Lithuania](https://elucidate.co/directory/country/lt)
3.  Robinhood Europe UAB

Lithuania · Payments & e-money

# Robinhood Europe UAB

Trading as Robinhood

Legal name in the LEI record Robinhood Europe, UAB

Robinhood Europe, UAB is a private limited company incorporated in Vilnius, Lithuania, in August 2023. The Bank of Lithuania authorises it as a Category A financial brokerage firm, a crypto-asset service provider under MiCA and a payment institution. It is wholly owned by Robinhood International, Inc., a subsidiary of the US-listed Robinhood Markets, Inc. It offers retail customers in the EU and EEA crypto-asset trading, custody and staking, stock token derivatives, perpetual futures and access to a money market fund.

Register status

Licensed in Lithuania

Payment institution · Bank of Lithuania

Prudential licence

[2 licences and registrations ↓](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#licences)

BIC **No BIC** LEI **[254900GTP4UXQO1UMI36](https://search.gleif.org/#/record/254900GTP4UXQO1UMI36)** [Licence no. **LB002341**](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#licences) [Group: Robinhood Markets, Inc.](https://elucidate.co/directory/group/213800FS5AO3YWIE6F63)

## Licences and registrations

Held by Robinhood Europe UAB (LEI 254900GTP4UXQO1UMI36). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Bank of Lithuania | Payment institutionPayment Institution | LB002341 | [Lithuania](https://elucidate.co/directory/country/lt) | Active | 2026-03-12 | — | - Payment services | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
| [ESMA interim MiCA register of crypto-asset service providers](https://elucidate.co/directory/register/esma-casp) Bank of Lithuania (LSC) | Crypto-asset service providerCrypto-Asset Service Provider | 254900GTP4UXQO1UMI36 | [Lithuania](https://elucidate.co/directory/country/lt) | Active | 2025-05-29 | — | - Crypto-assets | [Search the register ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) |

Trading names on the register: Robinhood (EBA-PSD2, ESMA-CASP)

-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.

## Swift network

Swift’s ISO 9362 BIC directory

Holds no BIC in Swift’s directory.

Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#overview-sources)

Customers

28,000,000

users · Group · 29 Sep 2026 · [company statement ↗](https://robinhood.com/eu/en/)

Employees

6

headcount · This entity · 31 Dec 2025 · [annual report ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)

Ownership

Group subsidiary

100% Robinhood International, Inc.

Firm type

Crypto exchange or broker

Trades as Robinhood

- **Ownership:** Robinhood International, Inc., a Delaware holding company, owns 100% of the firm and is itself wholly owned by Robinhood Markets, Inc.
- **Direct parent:** [Robinhood International, Inc. ↗](https://search.gleif.org/#/record/213800F8K2DNJVALSN47), United States 100%
- **Ultimate owner:** Robinhood Markets, Inc., United States
- **Head office:** Konstitucijos pr. 21A (QUADRUM East), LT-08130 Vilnius, Lithuania (registered office: Vilniaus g. 33-201, LT-01402 Vilnius, Lithuania)
- **Company register:** Register of Legal Entities of the Republic of Lithuania 306377915
- **Incorporated:** 14 Aug 2023
- **Name in the local language:** UAB „Robinhood Europe“

### Online

- **Websites & references:** [robinhood.com ↗](https://robinhood.com/eu/en)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/robinhood) · [X ↗](https://x.com/robinhoodapp_eu) · [Facebook ↗](https://www.facebook.com/RobinhoodAppEU) · [Instagram ↗](https://www.instagram.com/robinhoodapp_eu)

Sources · 12 pages consulted

1.  [lb.lt/en/sfi-financial-market-participants/robinhood-europe-uab](https://www.lb.lt/en/sfi-financial-market-participants/robinhood-europe-uab)
2.  [cdn.robinhood.com/assets/robinhood/legal/robinhood\_europe\_uab\_financial\_statements\_for\_the\_year\_2025\_eu.pdf](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)
3.  [cdn.robinhood.com/assets/robinhood/legal/summary\_of\_the\_description\_of\_the\_measures\_taken\_for\_the\_safeguard](https://cdn.robinhood.com/assets/robinhood/legal/summary_of_the_description_of_the_measures_taken_for_the_safeguarding_of_customers_assets_eu.pdf)
4.  [cdn.robinhood.com/assets/robinhood/legal/eu-crypto-user-agreement.pdf](https://cdn.robinhood.com/assets/robinhood/legal/eu-crypto-user-agreement.pdf)
5.  [cdn.robinhood.com/assets/robinhood/legal/summary\_of\_transfers\_policy\_eu.pdf](https://cdn.robinhood.com/assets/robinhood/legal/summary_of_transfers_policy_eu.pdf)
6.  [robinhood.com/eu/en/](https://robinhood.com/eu/en/)
7.  [robinhood.com/eu/en/support/policies/](https://robinhood.com/eu/en/support/policies/)
8.  [robinhood.com/eu/en/about/legal/](https://robinhood.com/eu/en/about/legal/)
9.  [lb.lt/lt/naujienos/lietuvos-bankas-isdave-pirmaja-kriptoturto-paslaugu-teikejo-licencija](https://www.lb.lt/lt/naujienos/lietuvos-bankas-isdave-pirmaja-kriptoturto-paslaugu-teikejo-licencija)
10.  [amf-france.org/en/warnings/white-lists/daspcasp/robinhood-europe-uab](https://www.amf-france.org/en/warnings/white-lists/daspcasp/robinhood-europe-uab)
11.  [cnbc.com/2025/07/07/robinhood-stock-tokens-face-scrutiny-in-the-eu-after-openai-warning.html](https://www.cnbc.com/2025/07/07/robinhood-stock-tokens-face-scrutiny-in-the-eu-after-openai-warning.html)
12.  [lrt.lt/en/news-in-english/19/2532044/us-fintech-giant-robinhood-set-to-enter-lithuania](https://www.lrt.lt/en/news-in-english/19/2532044/us-fintech-giant-robinhood-set-to-enter-lithuania)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#overview-sources)

- **Operates under:** Its own licences

The Bank of Lithuania authorises the firm as a Category A financial brokerage firm, as a crypto-asset service provider under MiCA and as a payment institution under PSD2. The firm states that it uses the payment institution licence only for payment services involving e-money tokens.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Bank of Lithuania Lithuania | Category A financial brokerage firm licence | LB002288 | In its own name | Active | — |
| Bank of Lithuania Lithuania | Crypto-asset service provider licence | LB002294 | In its own name | Active | — |
| Bank of Lithuania Lithuania | Payment institution licence | LB002341 | In its own name | Active | — |
| Register of Legal Entities of the Republic of Lithuania (Centre of Registers) Lithuania | Virtual currency exchange operator and custodian virtual currency wallet operator registration | — | In its own name | Withdrawn or expired | [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf) |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsThe firm holds client fiat funds in omnibus accounts at EU-authorised credit institutions, separate from its own funds, and takes part in Lithuania's investor liabilities insurance scheme up to EUR 22,000, which does not cover crypto-assets. [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/summary_of_the_description_of_the_measures_taken_for_the_safeguarding_of_customers_assets_eu.pdf)
- **Crypto-asset custody:** Held by the firmThe firm holds client crypto-assets itself in segregated omnibus wallets, using multi-party computation (MPC) keys and hot and cold storage. It states that it does not plan to use third-party crypto custodians. [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/summary_of_the_description_of_the_measures_taken_for_the_safeguarding_of_customers_assets_eu.pdf)
- **Safeguarding bank:** Banking Circle Luxembourg [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#overview-sources)

-   Crypto trading
-   Crypto custody

It offers the buying, selling, holding, transfer and staking of crypto-assets. It also offers stock tokens (derivatives that track US shares and ETFs), perpetual futures and investment of uninvested cash in a J.P. Morgan money market fund.

It serves retail customers across the EU and EEA from Lithuania. According to the Bank of Lithuania register, it provides services without a branch in 29 other member states.

- **Sells to:** Consumers
- **Serves customers in 30 countries:** Lithuania · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Ireland · Italy · Latvia · Luxembourg · Malta · Netherlands · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden · Iceland · Liechtenstein · Norway

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#overview-sources)

- **Chief executive:** Laurynas Spangevičius General Manager Confirmed 10 Apr 2026 · [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)
- **Chair:** Johann Kerbrat Chair of the Board Confirmed 10 Apr 2026 · [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)
- **Compliance / MLRO:** Jekaterina Govina Independent Board member responsible for organising ML/TF prevention measures Confirmed 10 Apr 2026 · [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)
- **Executive:** Roger Younan Board member Confirmed 10 Apr 2026 · [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)
- **Executive:** Audrius Matikiūnas Independent Board member Confirmed 10 Apr 2026 · [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)
- **Executive:** Gediminas Kiveris Independent Board member Confirmed 10 Apr 2026 · [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)

## Recent events 2 enforcement or investigation items

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace#overview-sources)

1.  Apr 2026

    Incident

    In its 2025 accounts, the firm disclosed elevated customer fraud in 2025 and possible onboarding deficiencies. It stated that no formal regulatory proceedings had begun.

    [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)

2.  Mar 2026

    Licence

    The Bank of Lithuania granted the firm a payment institution licence, which the firm intends to use only for payments involving e-money tokens.

    [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)

3.  Jul 2025

    Investigation

    The Bank of Lithuania asked the firm to clarify the structure of its OpenAI and SpaceX stock tokens and the related consumer communication.

    [cnbc.com ↗](https://www.cnbc.com/2025/07/07/robinhood-stock-tokens-face-scrutiny-in-the-eu-after-openai-warning.html)

4.  Jun 2025

    Other

    The firm launched stock tokens and extended its crypto-asset services across the EU and EEA on 30 June 2025.

    [cdn.robinhood.com ↗](https://cdn.robinhood.com/assets/robinhood/legal/robinhood_europe_uab_financial_statements_for_the_year_2025_eu.pdf)

5.  May 2025

    Licence

    The Bank of Lithuania granted the firm its first crypto-asset service provider licence under MiCA.

    [lb.lt ↗](https://www.lb.lt/lt/naujienos/lietuvos-bankas-isdave-pirmaja-kriptoturto-paslaugu-teikejo-licencija)

6.  Apr 2025

    Licence

    The Bank of Lithuania granted the firm a Category A financial brokerage firm licence.

    [lrt.lt ↗](https://www.lrt.lt/en/news-in-english/19/2532044/us-fintech-giant-robinhood-set-to-enter-lithuania)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

- **Licence no. · EBA-PSD2:** LB002341
- **Licence no. · ESMA-CASP:** 254900GTP4UXQO1UMI36
- **BIC:** Holds no BIC in Swift’s directory
- **LEI:** [254900GTP4UXQO1UMI36 ↗](https://search.gleif.org/#/record/254900GTP4UXQO1UMI36)
- **How the LEI was matched:** Published by the register
- **Elucidate firm ID:** 25c99971eace

## Profile

- **Type:** Payments & e-money · Crypto
- **Regulation:** Prudential licence
- **Main licence class:** Crypto-Asset Service Provider
- **Activities:** - Payment services - Crypto-assets
- **Licensed in:** [Lithuania](https://elucidate.co/directory/country/lt) · Europe & Central Asia
- **First registered:** 2025-05-29
- **Website:** [www.robinhood.com ↗](https://www.robinhood.com/)

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** Robinhood International, Inc. · United States[213800F8K2DNJVALSN47 ↗](https://search.gleif.org/#/record/213800F8K2DNJVALSN47)
- **Ultimate parent:** Robinhood Markets, Inc. · United States[213800FS5AO3YWIE6F63 ↗](https://search.gleif.org/#/record/213800FS5AO3YWIE6F63)

The Robinhood Markets, Inc. group has 6 institutions in the directory, in 5 countries: none holds a BIC.

Including [Bitstamp Europe S.A.](https://elucidate.co/directory/bitstamp-europe-s-a-71371ac4c8c0), [Bitstamp Asia PTE. LTD.](https://elucidate.co/directory/bitstamp-asia-pte-ltd-8c18fadfe3f1), [Robinhood Crypto, LLC](https://elucidate.co/directory/robinhood-crypto-llc-fe390504f9b5), [Bitstamp Limited](https://elucidate.co/directory/bitstamp-limited-01a518e5247e), [Bitstamp USA, Inc.](https://elucidate.co/directory/bitstamp-usa-inc-b619ff5907b8).

[See the Robinhood Markets, Inc. group →](https://elucidate.co/directory/group/213800FS5AO3YWIE6F63)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Address on the register:** Konstitucijos st. 21A, 08130, Vilnius, Lithuania, Vilnius, LT-01402
- **Country:** Lithuania

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.

- **Identified by:** Name and postal address, with its LEI
- **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines

```xml
<FinInstnId>
  <LEI>254900GTP4UXQO1UMI36</LEI>
  <Nm>Robinhood Europe UAB</Nm>
  <PstlAdr>
    <PstCd>LT-01402</PstCd>
    <TwnNm>Vilnius</TwnNm>
    <Ctry>LT</Ctry>
    <AdrLine>Konstitucijos st. 21A, 08130</AdrLine>
    <AdrLine>Vilnius, Lithuania</AdrLine>
  </PstlAdr>
</FinInstnId>
```

-   The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.

CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.

The values are as published by the register. Check them against your own records before use.

## Related institutions

### Same group

-   [Bitstamp Europe S.A. · trading as Bitstamp No BIC Payments & e-money Crypto Prudential licence Luxembourg · Licensed by Commission for the Supervision of Financial Sector · Z00000012 (EBA-PSD2) · also on ESMA-CASP · LEI 549300XIBGTJ0PLIEO72](https://elucidate.co/directory/bitstamp-europe-s-a-71371ac4c8c0)
-   [Bitstamp Asia PTE. LTD. No BIC Payments & e-money Crypto Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · LEI 254900WGUH9DYLW4QP03](https://elucidate.co/directory/bitstamp-asia-pte-ltd-8c18fadfe3f1)
-   [Robinhood Crypto, LLC No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI 25490096X919AKOALC13](https://elucidate.co/directory/robinhood-crypto-llc-fe390504f9b5)
-   [Bitstamp Limited No BIC Crypto Money service business AML registration only Inactive since 6 October 2024 Canada · Registered with FINTRAC · M20795493 (FINTRAC-MSB) · LEI 48510000WZATNQVLS592](https://elucidate.co/directory/bitstamp-limited-01a518e5247e)
-   [Bitstamp USA, Inc. · trading as BITSTAMP No BIC Crypto Money service business AML registration only Inactive since 28 February 2025 Canada · Registered with FINTRAC · M22255897 (FINTRAC-MSB) · LEI 254900W0M9N8V5NEXT67](https://elucidate.co/directory/bitstamp-usa-inc-b619ff5907b8)

[All 6 institutions in the Robinhood Markets, Inc. group →](https://elucidate.co/directory/group/213800FS5AO3YWIE6F63)

### Other payments & e-money institutions in Lithuania

-   [Paylar, Uab BIC UAUPLT2V Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB001876 (EBA-PSD2) · LEI 894500AIXAOM2GM0S646](https://elucidate.co/directory/paylar-uab-uauplt2v)
-   [Nayax Europe UAB No BIC Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002078 (EBA-PSD2) · LEI 9845004849E2F454BC09](https://elucidate.co/directory/nayax-europe-uab-fd84d85571bf)
-   [Nuvei Liquidity UAB · trading as Simplex No BIC Payments & e-money Crypto Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002325 (EBA-PSD2) · also on ESMA-CASP · LEI 894500IY99QLL9M0SR28](https://elucidate.co/directory/nuvei-liquidity-uab-781ac5b84b88)
-   [Paysera Lt Uab BIC EVIULT2V Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB000251 (EBA-PSD2) · LEI 5299009E21OGG8K3Y756](https://elucidate.co/directory/paysera-lt-uab-eviult2v)
-   [UAB Decentralized · trading as Coingate No BIC Payments & e-money Crypto Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002324 (EBA-PSD2) · also on ESMA-CASP · LEI 6488907MV9XAA08E4E40](https://elucidate.co/directory/uab-decentralized-466a2c4bf603)
-   [UAB "Elektroninių mokėjimų agentūra" No BIC Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB001982 (EBA-PSD2) · LEI 894500JXZ1T5RH87LI72](https://elucidate.co/directory/uab-elektroniniu-mokejimu-agentura-99d365f34c08)
-   [UAB „Elektroninių pinigų bitė“ No BIC Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002088 (EBA-PSD2) · LEI 894500QPV7L8XZX01I10](https://elucidate.co/directory/uab-elektroniniu-pinigu-bite-1fd23d2e8bf5)
-   ['maneuver Lt' BIC MNNELT21 Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB000453 (EBA-PSD2) · LEI 894500MA7AHNVRNZIN11](https://elucidate.co/directory/maneuver-lt-mnnelt21)

[See all →](https://elucidate.co/directory/search?type=payments&cc=LT) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2)

Sources & method

Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.

An institution missing from these registers is not necessarily unregulated.

Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Registers for this page

-   **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
-   **ESMA interim MiCA register of crypto-asset service providers**—European Securities and Markets Authority (ESMA) · [source ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) as at 25 September 2026
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

## Assess the financial crime risk behind a licence

A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions.

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.