--- title: "Roqqett Ltd · Authorised Payment Institution (FCA) · United Kingdom | Elucidate" description: "Roqqett Ltd is authorised by FCA as an authorised payment institution in the United Kingdom. Licence 925174. Register status, licences, activities and ownership." url: https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Roqqett Ltd United Kingdom · Payments & e-money # Roqqett Ltd Trading as Roqqett · Equals Roqqett Ltd is a private limited company registered in England and Wales, based in London. The FCA authorises it as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 925174. The firm holds permissions for payment initiation and account information services. Equals Group Limited owns the firm and has done since January 2023. A consortium led by TowerBrook and J.C. Flowers took Equals Group private in April 2025. Roqqett offers open banking pay-by-bank checkout and payment services to merchants and to other Equals Group companies. Register status Licensed in the United Kingdom Authorised Payment Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#licences) BIC **No BIC** LEI **No LEI mapped** [Licence no. **925174**](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#licences) ## Licences and registrations Held by Roqqett Ltd. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA | Authorised Payment InstitutionPayment Institution | 925174 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2020-07-24 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: Roqqett (FCA-PSD), Equals (FCA-PSD) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#overview-sources) Customers Not published Employees 4 headcount · This entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/filing-history/MzQ2NzY2OTEwMWFkaXF6a2N4/document?format=pdf&download=0) Ownership Group subsidiary 75% Equals Group Limited Firm type Open banking Trades as Roqqett - **Standing:** Equals Group Plc acquired the firm in January 2023. Alakazam Holdings BidCo Limited took Equals Group private in April 2025. The FCA register still shows the firm as an authorised payment institution. Its accounts for 2025 were due at Companies House by 30 September 2026. - **Ownership:** Equals Group Limited (Companies House 08922461) holds 75% or more of the shares and voting rights. Equals Group is in turn owned by Alakazam Holdings BidCo Limited, which is backed by funds of TowerBrook, J.C. Flowers and former Railsr shareholders. - **Direct parent:** Equals Group Limited, United Kingdom 75% - **Ultimate owner:** Alakazam Holdings BidCo Limited, United Kingdom - **Head office:** Third Floor, Thames House, Vintners Place, 68 Upper Thames Street, EC4V 3BJ London, United Kingdom - **Company register:** Companies House 12330839 - **Incorporated:** 25 Nov 2019 - **Founder:** Glenn Smith ### Online - **Websites & references:** [roqqett.com ↗](https://www.roqqett.com/) [docs.roqqett.com ↗](https://docs.roqqett.com/) developer documentation and help centre - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/roqqett/) · [X ↗](https://twitter.com/roqqett) · [YouTube ↗](https://www.youtube.com/channel/UChLBS3U6ftVMnhDLxKNf1tw) Sources · 16 pages consulted 1. [register.fca.org.uk/s/firm?id=0014G00002Uy81zQAB](https://register.fca.org.uk/s/firm?id=0014G00002Uy81zQAB) 2. [find-and-update.company-information.service.gov.uk/company/12330839](https://find-and-update.company-information.service.gov.uk/company/12330839) 3. [find-and-update.company-information.service.gov.uk/company/12330839/officers](https://find-and-update.company-information.service.gov.uk/company/12330839/officers) 4. [find-and-update.company-information.service.gov.uk/company/12330839/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/12330839/persons-with-significant-control) 5. [find-and-update.company-information.service.gov.uk/company/12330839/filing-history](https://find-and-update.company-information.service.gov.uk/company/12330839/filing-history) 6. [find-and-update.company-information.service.gov.uk/company/12330839/filing-history/MzQ2NzY2OTEwMWFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/12330839/filing-history/MzQ2NzY2OTEwMWFkaXF6a2N4/document?format=pdf&download=0) 7. [roqqett.com](https://www.roqqett.com/) 8. [roqqett.com/merchant-terms](https://www.roqqett.com/merchant-terms) 9. [roqqett.com/about-us](https://www.roqqett.com/about-us) 10. [roqqett.com/euros](https://www.roqqett.com/euros) 11. [openbanking.org.uk/regulated-providers/roqqett-ltd/](https://www.openbanking.org.uk/regulated-providers/roqqett-ltd/) 12. [equalsplc.com/content/news/archive/2023/090123](https://www.equalsplc.com/content/news/archive/2023/090123) 13. [equalsplc.com/content/news/archive/2025/140425.asp](https://www.equalsplc.com/content/news/archive/2025/140425.asp) 14. [towerbrook.com/railsr-and-equals-combine-to-create-one-of-europes-largest-embedded-finance-providers/](https://www.towerbrook.com/railsr-and-equals-combine-to-create-one-of-europes-largest-embedded-finance-providers/) 15. [equalsmoney.com/newsroom/equals-money-railsr-becomes-equals](https://equalsmoney.com/newsroom/equals-money-railsr-becomes-equals) 16. [investormeetcompany.com/companies/equals-group-plc/rns/2638070/view](https://www.investormeetcompany.com/companies/equals-group-plc/rns/2638070/view) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017. It holds permissions for payment initiation and account information services. Its 2024 accounts also say that HM Revenue and Customs supervises it under the Money Laundering Regulations. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Payment Institution | 925174 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=0014G00002Uy81zQAB) | | HM Revenue and Customs United Kingdom | Supervision under the Money Laundering Regulations (as stated in the firm's 2024 accounts) | — | In its own name | Status unconfirmed | [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/filing-history/MzQ2NzY2OTEwMWFkaXF6a2N4/document?format=pdf&download=0) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#overview-sources) - **Safeguarding:** Segregated safeguarding accountsAccording to its 2024 accounts, the firm keeps any cash held for customers separate from its own cash and safeguards it as the regulations require. Its website says the firm does not need to hold merchants' money because payments settle directly. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/filing-history/MzQ2NzY2OTEwMWFkaXF6a2N4/document?format=pdf&download=0) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#overview-sources) - Payment initiation (open banking) - Account information (open banking) - Payment gateway The firm offers Roqqett Pay and Roqqett Checkout. These let merchants take account-to-account payments authorised in the payer's banking app instead of by card. According to its 2024 accounts, it also provides open banking payment processing to Equals Money Plc, a sister company. The firm serves UK merchants under its FCA authorisation. Its website says merchants can take euro payments from 20 countries and 1,850 banks, but does not name the countries. - **Revenue:** GBP 420,970This entity · 31 Dec 2024 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/filing-history/MzQ2NzY2OTEwMWFkaXF6a2N4/document?format=pdf&download=0) - **Sells to:** Small businesses · Enterprises · Consumers - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#overview-sources) - **Executive:** Ian Alexander Irving Strafford-Taylor Director (Chief Executive Officer of the Equals group) Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/officers) - **Executive:** Matthijs Willem Adriaan Boon Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/officers) - **Executive:** James Lingard Simcox Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/officers) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/roqqett-ltd-d77895d4ccfd#overview-sources) 1. Jun 2026 Other The Equals group combined the Equals Money and Railsr brands into a single brand, Equals. [equalsmoney.com ↗](https://equalsmoney.com/newsroom/equals-money-railsr-becomes-equals) 2. Dec 2025 Other The firm registered a charge at Companies House, created on 22 December 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/filing-history) 3. May 2025 Leadership James Simcox became a director on 1 May 2025. Simon England and Stephen Paul stepped down as directors around the same date. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/officers) 4. Apr 2025 Merger / acquisition A consortium of TowerBrook, J.C. Flowers and Railsr shareholders completed its acquisition of Railsr and combined it with Equals, the firm's parent group. [towerbrook.com ↗](https://www.towerbrook.com/railsr-and-equals-combine-to-create-one-of-europes-largest-embedded-finance-providers/) 5. Apr 2025 Merger / acquisition Alakazam Holdings BidCo Limited acquired Equals Group plc, the firm's parent, through a scheme of arrangement, which became effective on 14 April 2025. [equalsplc.com ↗](https://www.equalsplc.com/content/news/archive/2025/140425.asp) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-PSD:** 925174 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** No LEI mapped - **Companies House no.:** [12330839 ↗](https://find-and-update.company-information.service.gov.uk/company/12330839) - **Elucidate firm ID:** d77895d4ccfd ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2020-07-24 - **Website:** [www.roqqett.com ↗](https://www.roqqett.com/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records No LEI is matched to this entry, so GLEIF relationship records cannot be linked. ## Persons with significant control Companies House · company [12330839 ↗](https://find-and-update.company-information.service.gov.uk/company/12330839) · as at 9 October 2026 Companies House lists 1 person with significant control for Roqqett Ltd: 1 company. | Name | Type | Nature of control | Notified | | --- | --- | --- | --- | | [Equals Group Limited ↗](https://find-and-update.company-information.service.gov.uk/company/08922461) | Company · UK | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 6 January 2023 | | [Alakazam Holdings Bidco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/16081426) | Company · UK · through Equals Group Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 14 April 2025 | | [Alakazam Holdings Midco Limited ↗](https://find-and-update.company-information.service.gov.uk/company/16081428) | Company · UK · through Alakazam Holdings Bidco Limited | 75–100% of shares · 75–100% of votes | 15 November 2024 | | Neal Moszkowski | Individual · through Alakazam Holdings Midco Limited | Significant influence or control | 15 November 2024 | | James Christopher Flowers | Individual · through Alakazam Holdings Midco Limited | Significant influence or control | 28 April 2025 | Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/12330839/persons-with-significant-control) ## Addresses - **Address on the register:** 3rd Floor, Vintners Place, 68 Upper Thames Street, London, EC4V 3BJ - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address. No LEI or clearing code is mapped in the directory - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml Roqqett Ltd EC4V 3BJ London GB 3rd Floor, Vintners Place 68 Upper Thames Street ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-PSD →](https://elucidate.co/directory/register/fca-psd) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.