--- title: "RS2 Financial Services GmbH · Electronic money institution (Federal Financial Supervisory Authority) · Germany | Elucidate" description: "RS2 Financial Services GmbH is authorised by Federal Financial Supervisory Authority as an electronic money institution in Germany. Licence 156959. LEI 5299003B1CVR8ICXSK23. Register status, licences, activities and ownership." url: https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03 --- 1. [Directory](https://elucidate.co/directory) 2. [Germany](https://elucidate.co/directory/country/de) 3. RS2 Financial Services GmbH Germany · Payments & e-money # RS2 Financial Services GmbH RS2 Financial Services GmbH is a German limited liability company (GmbH) based in Neu-Isenburg. The Federal Financial Supervisory Authority (BaFin) authorises it as an electronic money institution. It trades under the brand Beyond by RS2. It is wholly owned by RS2 Merchant Services Europe GmbH, which is in turn a subsidiary of RS2 p.l.c., a company listed on the Malta Stock Exchange. The firm provides merchant acquiring, card issuing and BIN sponsorship to small businesses, enterprises, fintechs and payment service providers. In November 2025 it announced that it had become a principal issuing member of Visa and Mastercard in Europe. Register status Licensed in Germany Electronic money institution · Federal Financial Supervisory Authority Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#licences) BIC **No BIC** LEI **[5299003B1CVR8ICXSK23](https://search.gleif.org/#/record/5299003B1CVR8ICXSK23)** [Licence no. **156959**](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#licences) ## Licences and registrations Held by RS2 Financial Services GmbH (LEI 5299003B1CVR8ICXSK23). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Federal Financial Supervisory Authority | Electronic money institutionE-Money / Stored Value Institution | 156959 | [Germany](https://elucidate.co/directory/country/de) | Active | 2021-06-01 | — | - Money remittance - Payment services - Card acquiring - Payment initiation - Account information - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#overview-sources) Customers Not published Employees 393 headcount · Group · 31 Dec 2025 · [annual report ↗](https://www.rs2.com/wp-content/uploads/2026/04/RS2-FS-2025-Final-1.pdf) Ownership Group subsidiary 100% RS2 Merchant Services Europe GmbH Firm type Merchant acquiring and processing Trades as Beyond by RS2 - **Ownership:** RS2 p.l.c., which is listed on the Malta Stock Exchange, owns 100% of the firm through RS2 Merchant Services Europe GmbH. - **Direct parent:** RS2 Merchant Services Europe GmbH, Germany 100% - **Ultimate owner:** RS2 p.l.c., Malta - **Head office:** Martin-Behaim-Str. 15A, 63263 Neu-Isenburg, Germany - **Company register:** Amtsgericht Offenbach am Main HRB 51924 - **Incorporated:** 2019 ### Online - **Websites & references:** [beyondbyrs2.com ↗](https://beyondbyrs2.com/) [rs2.com ↗](https://www.rs2.com/) website of the parent group, RS2 p.l.c. - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/beyondbyrs2/) · [X ↗](https://x.com/BeyondbyRS2) · [Facebook ↗](https://www.facebook.com/BeyondbyRS2/) · [Instagram ↗](https://www.instagram.com/beyondbyrs2/) Sources · 11 pages consulted 1. [beyondbyrs2.com/imprint](https://beyondbyrs2.com/imprint) 2. [beyondbyrs2.com](https://beyondbyrs2.com/) 3. [beyondbyrs2.com/who-we-are/](https://beyondbyrs2.com/who-we-are/) 4. [beyondbyrs2.com/footer/impressum.html](https://beyondbyrs2.com/footer/impressum.html) 5. [rs2.com/wp-content/uploads/2026/04/RS2-FS-2025-Final-1.pdf](https://www.rs2.com/wp-content/uploads/2026/04/RS2-FS-2025-Final-1.pdf) 6. [rs2.com/press\_and\_media/beyond-by-rs2-the-innovation-brand-of-rs2s-subsidiary-rs2-financial-servi](https://www.rs2.com/press_and_media/beyond-by-rs2-the-innovation-brand-of-rs2s-subsidiary-rs2-financial-services-gmbh-becomes-a-principal-issuing-member-of-visa-and-mastercard/) 7. [rs2.com/press\_and\_media/rs2-receives-e-money-license-from-the-german-federal-financial-supervisor](https://www.rs2.com/press_and_media/rs2-receives-e-money-license-from-the-german-federal-financial-supervisory-authority/) 8. [lei.bloomberg.com/leis/view/5299003B1CVR8ICXSK23](https://lei.bloomberg.com/leis/view/5299003B1CVR8ICXSK23) 9. [businesswire.com/news/home/20251117755997/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Visa](https://www.businesswire.com/news/home/20251117755997/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Visa) 10. [businesswire.com/news/home/20251107981028/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Mastercar](https://www.businesswire.com/news/home/20251107981028/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Mastercard) 11. [disruptionbanking.com/2026/07/17/rs2-financial-services-gmbh-selected-to-participate-in-ecb-digital-euro-pilot/](https://www.disruptionbanking.com/2026/07/17/rs2-financial-services-gmbh-selected-to-participate-in-ecb-digital-euro-pilot/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#overview-sources) - **Operates under:** Its own licences BaFin authorises the firm as an electronic money institution (register number 156959, since 1 June 2021). The authorisation covers e-money issuance, acquiring, money remittance, payment initiation and account information services. The firm also acts as BIN sponsor, so clients can run card and acquiring programmes under its licence. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Federal Financial Supervisory Authority (BaFin) Germany | E-money institution (E-Geld-Institut) | 156959 | In its own name | Active | [beyondbyrs2.com ↗](https://beyondbyrs2.com/imprint) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#overview-sources) - **Safeguarding:** Segregated safeguarding accountsAccording to the parent group's 2025 annual report, the firm holds customer funds in restricted trust accounts. These funds are used only for merchant settlements and for balances on issued cards. [rs2.com ↗](https://www.rs2.com/wp-content/uploads/2026/04/RS2-FS-2025-Final-1.pdf) - **Payment schemes and card networks:** Visa Direct [businesswire.com ↗](https://www.businesswire.com/news/home/20251117755997/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Visa) Mastercard Direct [businesswire.com ↗](https://www.businesswire.com/news/home/20251107981028/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Mastercard) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#overview-sources) - Merchant acquiring - Payment gateway - Card-issuing platform - Banking as a service - Prepaid cards - Debit cards The firm offers card acceptance through terminals, SoftPOS and e-commerce. It also issues debit, credit, prepaid and commercial cards, and provides BIN sponsorship so that fintechs and other businesses can run card programmes under its licence. The firm's acquiring business is focused on Germany and the German-speaking (DACH) markets. It says it helps clients launch card programmes across the EU and EEA under its German licence. - **Revenue:** EUR 3.2mThis entity · 31 Dec 2025 · [annual report ↗](https://www.rs2.com/wp-content/uploads/2026/04/RS2-FS-2025-Final-1.pdf) - **Payment volume:** EUR 202.5mtransaction volumes of RS2 Financial Services GmbH (acquiring) This entity · 31 Dec 2025 · [annual report ↗](https://www.rs2.com/wp-content/uploads/2026/04/RS2-FS-2025-Final-1.pdf) - **Sells to:** Small businesses · Enterprises · Platforms and marketplaces · Financial institutions - **Serves customers in:** Germany ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#overview-sources) - **Chief executive:** Jens Mahlke Managing Director; described as CEO of RS2 Financial Services GmbH Confirmed 29 Sep 2026 · [beyondbyrs2.com ↗](https://beyondbyrs2.com/imprint) - **Chief executive:** Ulrike Schäffter Managing Director and Co-CEO; RS2 Group Chief Product Officer Confirmed 29 Sep 2026 · [beyondbyrs2.com ↗](https://beyondbyrs2.com/imprint) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/rs2-financial-services-gmbh-54d384a6ea03#overview-sources) 1. Jul 2026 Other The European Central Bank selected the firm as an acquiring payment service provider for the Eurosystem's digital euro pilot. [disruptionbanking.com ↗](https://www.disruptionbanking.com/2026/07/17/rs2-financial-services-gmbh-selected-to-participate-in-ecb-digital-euro-pilot/) 2. Nov 2025 Licence The firm announced that it had become a principal issuing member of Visa in Europe. [businesswire.com ↗](https://www.businesswire.com/news/home/20251117755997/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Visa) 3. Nov 2025 Licence The firm announced that it had become a principal issuing member of Mastercard in Europe. [businesswire.com ↗](https://www.businesswire.com/news/home/20251107981028/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Mastercard) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 156959 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [5299003B1CVR8ICXSK23 ↗](https://search.gleif.org/#/record/5299003B1CVR8ICXSK23) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** 54d384a6ea03 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Money remittance - Payment services - Card acquiring - Payment initiation - Account information - E-money / stored value - **Licensed in:** [Germany](https://elucidate.co/directory/country/de) · Europe & Central Asia - **First registered:** 2021-06-01 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Address on the register:** Martin-Behaim-Straße 15 a | 63263 Neu-Isenburg, Neu-Isenburg, 63263 - **Country:** Germany ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 5299003B1CVR8ICXSK23 RS2 Financial Services GmbH 63263 Neu-Isenburg DE Martin-Behaim-Straße 15 a | 63263 Neu-Isenburg ``` - The address line repeats the town or postcode. Remove the repeat if your payment system rejects it. - CBPR+ does not accept the character ß in names and addresses. Transliterate before sending. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in Germany - [Voeb-Zvd Processing GMBH BIC VZVDDED1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 123960 (EBA-PSD2) · LEI 529900XGDXLEX5L16R90](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1) - [Boerse Stuttgart Digital Custody GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 157207 (EBA-PSD2) · also on ESMA-CASP · LEI 529900RC04FR9EHUT228](https://elucidate.co/directory/boerse-stuttgart-digital-custody-gmbh-fd1f366c6402) - [Bullish Europe GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 162355 (EBA-PSD2) · also on ESMA-CASP · LEI 2549008CBASK5Q680X12](https://elucidate.co/directory/bullish-europe-gmbh-a2608dc5996d) - [Reisebank AG BIC RBAGDEF1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 108643 (EBA-PSD2) · LEI 529900CMFR5GQHWTXY51](https://elucidate.co/directory/reisebank-ag-rbagdef1) - [Tangany GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 157349 (EBA-PSD2) · also on ESMA-CASP · LEI 529900WKXS5ZPJY9W498](https://elucidate.co/directory/tangany-gmbh-fe7a312a5cfb) - [AGw Allgemeine Geldwechsel Förster GmbH Wechselstube am Steindamm No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 110140 (EBA-PSD2) · LEI 529900O3RKSCO36SCH80](https://elucidate.co/directory/agw-allgemeine-geldwechsel-forster-gmbh-wechselstube-am-steindamm-fa1df98445cc) - [Aifinyo Payments GMBH BIC AIPGDE82 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 156864 (EBA-PSD2) · LEI 894500F7TW6DGUZCZZ87](https://elucidate.co/directory/aifinyo-payments-gmbh-aipgde82) - [AirPlus International GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 119736 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/airplus-international-gmbh-1514a814a1b4) [See all →](https://elucidate.co/directory/search?type=payments&cc=DE) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.