---
title: "S-Bank PLC SWIFT/BIC code SBANFIHHXXX · Finland | Elucidate"
description: "SWIFT/BIC code SBANFIHHXXX for S-Bank PLC, Finland. 1 branch BIC, LEI 743700FTBNXAUN57RH30, addresses and Swift connectivity."
url: https://elucidate.co/directory/s-bank-plc-sbanfihh
---
1. [Directory](https://elucidate.co/directory)
2. [Finland](https://elucidate.co/directory/country/fi)
3. S-Bank PLC
Finland · Credit institution
# S-Bank PLC
Legal name in the LEI record S-Pankki Oyj
BIC **SBANFIHHXXX** LEI **[743700FTBNXAUN57RH30](https://search.gleif.org/#/record/743700FTBNXAUN57RH30)** Licence no. **Not on a tracked register** Connected to Swift [**1** branch code](https://elucidate.co/directory/s-bank-plc-sbanfihh#branches) [Group: S-Pankki Oyj](https://elucidate.co/directory/group/743700FTBNXAUN57RH30) [Claim this profile](https://elucidate.co/directory/s-bank-plc-sbanfihh#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/s-bank-plc-sbanfihh#regulatory)): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Less significant institution
- **Supervisor:** Finanssivalvonta / Suomen Pankki – Finlands Bank (with ECB oversight)
- **Listed as:** S-Pankki Oy
- **Entity type:** Credit institution
- **Remarks:** HI: supervised entities which are classified as high-impact LSIs.
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** S-Pankki Oyj
- **RIAD code:** FI25573083
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Finanssivalvonta (FSA) | 2018-10-01 | A1 A2 A3 A4 A5 B1 B2 B4 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
### EBA · payment and electronic money institutions
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Status | Passported to |
| --- | --- | --- | --- | --- |
| Excluded service provider | Finnish Financial Supervisory Authority | 2022-12-21 | Current | — |
The EBA register gives no LEI. The entry is matched through the company registration number that GLEIF records for this institution’s LEI.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SBANFIHHXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · VOP · T2 · TIPS](https://elucidate.co/directory/s-bank-plc-sbanfihh#schemes)
- **Branch codes:** [1 branch code](https://elucidate.co/directory/s-bank-plc-sbanfihh#branches)
- **BIC first registered:** 2006-09-02
- **Last updated:** 2024-04-10
## Identifiers
Head-office record
- **BIC:** SBANFIHHXXX
- **How the BIC breaks down:** 1. SBAN Bank 2. FI Country · Finland 3. HH Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 743700FTBNXAUN57RH30
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/743700FTBNXAUN57RH30)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Rahalaitostunnus (National ID) 360 + 19 more](https://elucidate.co/directory/s-bank-plc-sbanfihh#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Finland · Europe & Central Asia
- **Banking supervision:** [Less significant · Finanssivalvonta / Suomen Pankki – Finlands Bank](https://elucidate.co/directory/s-bank-plc-sbanfihh#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
The S-Pankki Oyj group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including [S-Bank PLC](https://elucidate.co/directory/s-bank-plc-fmamfih1).
[See the S-Pankki Oyj group →](https://elucidate.co/directory/group/743700FTBNXAUN57RH30)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** FLEMINGINKATU 34 HELSINKI 00510 FINLAND
- **Operational address:** FLEMINGINKATU 34 HELSINKI 000510 HELSINKI FINLAND
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SBANFIHHXXX
743700FTBNXAUN57RH30
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SBANFIHHXXX
743700FTBNXAUN57RH30
S-BANK PLC
HELSINKI
FI
FLEMINGINKATU 34 HELSINKI 00510
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2022-02-10 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-08-03 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### Rahalaitostunnus (National ID) · Finland
Showing 10 of 20 codes file of 2026-03-16
| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| 360 | SBANFIHH | S-BANK LTD |
| 361 | SBANFIHH | S-BANK LTD |
| 362 | SBANFIHH | S-BANK LTD |
| 363 | SBANFIHH | S-BANK LTD |
| 364 | SBANFIHH | S-BANK LTD |
| 365 | SBANFIHH | S-BANK LTD |
| 366 | SBANFIHH | S-BANK LTD |
| 367 | SBANFIHH | S-BANK LTD |
| 368 | SBANFIHH | S-BANK LTD |
| 369 | SBANFIHH | S-BANK LTD |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Network
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [SBANFIHHTIP](https://elucidate.co/directory/s-bank-plc-sbanfihh-tip) | TIPS DCA | Helsinki | FLEMINGINKATU 34 HELSINKI 000510 HELSINKI FINLAND | — | 2024-04-10 |
[See every BIC in Finland →](https://elucidate.co/directory/country/fi#bics)
## Related institutions
### Subsidiaries in the directory
- [S-Bank PLC BIC FMAMFIH1 Financial institution Not on a tracked register Finland · Not on a tracked register · LEI 743700MFSFC8J382JO24](https://elucidate.co/directory/s-bank-plc-fmamfih1)
Entities that GLEIF records with this LEI as their direct parent.
### Same name, different BIC
- [S-Bank PLC BIC FISEFIHH Financial institution Not on a tracked register Finland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/s-bank-plc-fisefihh)
### Largest institutions in Finland
- [Nordea Henkivakuutus Suomi OY BIC NOHOFIH2 Financial institution Not on a tracked register Finland · Not on a tracked register · LEI 529900K08EYX3I3MTH59](https://elucidate.co/directory/nordea-henkivakuutus-suomi-oy-nohofih2)
- [Suomen Pankki-Finlands Bank BIC SPFBFIHH Financial institution Not on a tracked register Finland · Not on a tracked register · LEI 7437007ALEZNCJGTGA67](https://elucidate.co/directory/suomen-pankki-finlands-bank-spfbfihh)
- [Nordea Bank Abp BIC NDEAFIHH Credit institution Prudential licence Finland · On the ECB list of supervised entities · LEI 529900ODI3047E2LIV03](https://elucidate.co/directory/nordea-bank-abp-ndeafihh)
- [Danske Bank A/S, Finland Branch BIC DABAFIHH Financial institution Not on a tracked register Finland · Not on a tracked register · LEI MAES062Z21O4RZ2U7M96](https://elucidate.co/directory/danske-bank-a-s-finland-branch-dabafihh)
- [Mandatum Asset Management LTD BIC MNAGFIH2 Financial institution Not on a tracked register Finland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/mandatum-asset-management-ltd-mnagfih2)
- [Sampo PLC BIC SAHOFIH1 Financial institution Not on a tracked register Finland · Not on a tracked register · LEI 743700UF3RL386WIDA22](https://elucidate.co/directory/sampo-plc-sahofih1)
- [Euroclear Finland LTD BIC APKEFIHH Financial institution Not on a tracked register Finland · Not on a tracked register · LEI 74370020ZOTVC5EOAA37](https://elucidate.co/directory/euroclear-finland-ltd-apkefihh)
- [Skandinaviska Enskilda Banken BIC ESSEFIHX Financial institution Not on a tracked register Finland · Not on a tracked register · LEI F3JS33DEI6XQ4ZBPTN86](https://elucidate.co/directory/skandinaviska-enskilda-banken-essefihx)
[See every BIC in Finland →](https://elucidate.co/directory/country/fi#bics)
Claim this profile
## Work at S-Bank PLC?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **National bank codes**—Finland (Source: Finance Finland (Finanssiala)).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Source: European Banking Authority (EBA), register of payment and electronic money institutions (PSD2). Matched on LEI by Elucidate.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.