---
title: "Santander Bank, N.A SWIFT/BIC code SVRNUS33XXX · United States | Elucidate"
description: "In the Santander G-SIB group (FSB bucket 1). SWIFT/BIC code SVRNUS33XXX for Santander Bank, N.A, United States. Head-office BIC, LEI TR24TWEY5RVRQV65HD49."
url: https://elucidate.co/directory/santander-bank-n-a-svrnus33
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Santander Bank, N.A
United States · Financial institution
# Santander Bank, N.A
Legal name in the LEI record Santander Bank, N.A.
Santander Bank, N.A. is a US national bank with its head office in Boston and its registered office in Wilmington, Delaware. It is wholly owned by Santander Holdings USA, Inc., the US intermediate holding company of Banco Santander, S.A. It provides retail, small business, commercial and private client banking, and operates Openbank as a division. It was renamed from Sovereign Bank, N.A. on 17 October 2013, and Webster Bank, N.A. merged into it on 20 August 2026.
FSB G-SIB list 2025
1
Bucket 1 of 5 · listed since 2011
In a G-SIB group · Santander
[FSB 2025 list ↗](https://www.fsb.org/2025/11/2025-list-of-global-systemically-important-banks-g-sibs/) [What is a G-SIB? ↗](https://www.fsb.org/work-of-the-fsb/market-and-institutional-resilience/post-2008-financial-crisis-reforms/ending-too-big-to-fail/global-systemically-important-financial-institutions-g-sifis/)
BIC **SVRNUS33XXX** LEI **[TR24TWEY5RVRQV65HD49](https://search.gleif.org/#/record/TR24TWEY5RVRQV65HD49)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: Banco Santander S.A.](https://elucidate.co/directory/group/5493006QMFDDMYWIAM13) [Claim this profile](https://elucidate.co/directory/santander-bank-n-a-svrnus33#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** Santander
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- **On the list since:** 2011
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SVRNUS33XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2000-09-02
- **Last updated:** 2022-02-14
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/santander-bank-n-a-svrnus33#overview-sources)
Total assets
USD 104bn
This entity · 30 Jun 2026 · [regulatory filing ↗](https://visbanking.com/call-report/santander-bank-na-reports-722777)
Employees
Not published
Ownership
Group subsidiary
100% Santander Holdings USA, Inc.
Institution type
Commercial bank
Trades as Santander Bank
- **Standing:** Webster Bank, N.A. merged into Santander Bank, N.A. on 20 August 2026. Webster Bank now operates as a division of the bank.
- **Ownership:** Santander Holdings USA, Inc. holds 100% of the bank, and Banco Santander, S.A. owns all of Santander Holdings USA, Inc.
- **Direct parent:** [Santander Holdings USA, Inc. ↗](https://search.gleif.org/#/record/549300SMVCQN2P0O6I58), United States 100%
- **Ultimate owner:** Banco Santander, S.A., Spain
- **Head office:** 75 State Street, 02109 Boston, United States (registered office: 824 N Market St, Ste 100, Wilmington, DE 19801, United States)
- **Company register:** FDIC cert 29950; FFIEC RSSD ID 722777
- **Former names:** Sovereign Bank, N.A. · Sovereign Bank
### Business lines
- Retail banking
- SME banking
- Corporate banking
- Consumer finance
- Mortgage lending
- Transaction banking & payments
- Trade finance
- Markets & trading
- Private banking & wealth
- Cards
The bank offers consumer, small business, commercial, commercial real estate and multifamily lending, private client banking and the Openbank digital deposit platform. According to its parent, new auto loan originations moved to the bank from March 2026.
### Online
- **Websites & references:** [santanderbank.com ↗](https://www.santanderbank.com/) [santanderus.com ↗](https://www.santanderus.com/) Santander US (Santander Holdings USA, Inc.) corporate site, publishing the bank's leadership and board [openbank.us ↗](https://www.openbank.us/) Openbank digital bank, a division of Santander Bank, N.A. [websterbank.com ↗](https://www.websterbank.com/) Webster Bank, a division of Santander Bank, N.A. since 20 August 2026 [Wikipedia ↗](https://en.wikipedia.org/wiki/Santander_Bank)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/santander-bank-na) · [X ↗](https://x.com/santanderbankus) · [Facebook ↗](https://www.facebook.com/SantanderBankUS/) · [Instagram ↗](http://instagram.com/santanderbankus) · [YouTube ↗](https://www.youtube.com/user/SantanderBankUS)
Sources · 12 pages consulted
1. [santanderbank.com/about/media-center/santander-completes-webster-acquisition-082026](https://www.santanderbank.com/about/media-center/santander-completes-webster-acquisition-082026)
2. [santanderus.com/santander-bank-n-a-board-of-directors/](https://www.santanderus.com/santander-bank-n-a-board-of-directors/)
3. [santanderus.com/leadership/](https://www.santanderus.com/leadership/)
4. [santanderus.com/news\_press\_article/santander-receives-federal-reserve-approval-for-the-acquisition-of-web](https://www.santanderus.com/news_press_article/santander-receives-federal-reserve-approval-for-the-acquisition-of-webster-financial-corporation/)
5. [santander.com/en/press-room/press-releases/2026/02/santander-acquires-webster-bank](https://www.santander.com/en/press-room/press-releases/2026/02/santander-acquires-webster-bank)
6. [websterbank.com/santander-bank/](https://www.websterbank.com/santander-bank/)
7. [sec.gov/Archives/edgar/data/811830/000081183026000032/a2q26shusafixedincomepre.htm](https://www.sec.gov/Archives/edgar/data/811830/000081183026000032/a2q26shusafixedincomepre.htm)
8. [ffiec.gov/npw/Institution/Profile/722777?dt=20151231](https://www.ffiec.gov/npw/Institution/Profile/722777?dt=20151231)
9. [occ.gov/static/enforcement-actions/ea2016-007.pdf](https://www.occ.gov/static/enforcement-actions/ea2016-007.pdf)
10. [santanderbank.com/personal/resources/checking-savings/account-basics](https://www.santanderbank.com/personal/resources/checking-savings/account-basics)
11. [visbanking.com/call-report/santander-bank-na-reports-722777](https://visbanking.com/call-report/santander-bank-na-reports-722777)
12. [en.wikipedia.org/wiki/Santander\_Bank](https://en.wikipedia.org/wiki/Santander_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/santander-bank-n-a-svrnus33#overview-sources)
- **Chief executive:**  John Ciulla Chief Executive Officer of Santander Bank, N.A. Confirmed 29 Sep 2026 · [santanderus.com ↗](https://www.santanderus.com/leadership/)
- **Chair:** Timothy Ryan Chairman, Santander Bank, N.A. Board Confirmed 29 Sep 2026 · [santanderus.com ↗](https://www.santanderus.com/santander-bank-n-a-board-of-directors/)
- **Chief financial officer:**  Juan Carlos Alvarez de Soto Chief Financial Officer, Santander US Confirmed 29 Sep 2026 · [santanderus.com ↗](https://www.santanderus.com/leadership/)
- **Executive:**  Luis Massiani Chief Operating Officer of Santander US and Santander Bank; director Confirmed 29 Sep 2026 · [santanderus.com ↗](https://www.santanderus.com/leadership/)
- **Executive:** Christiana Riley President and Chief Executive Officer of Santander US; director of Santander Bank, N.A. Confirmed 29 Sep 2026 · [santanderus.com ↗](https://www.santanderus.com/santander-bank-n-a-board-of-directors/)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/santander-bank-n-a-svrnus33#overview-sources)
- **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor Conduct
- **United States:** Board of Governors of the Federal Reserve System Central bank
- **United States:** Consumer Financial Protection Bureau Conduct
- **United States:** Federal Deposit Insurance Corporation Resolution
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/santander-bank-n-a-svrnus33#overview-sources)
1. Aug 2026
Merger / acquisition
Santander Holdings USA completed the Webster acquisition, and Webster Bank, N.A. merged into Santander Bank, N.A. on 20 August 2026.
[santanderbank.com ↗](https://www.santanderbank.com/about/media-center/santander-completes-webster-acquisition-082026)
2. Aug 2026
Leadership
John Ciulla, formerly CEO of Webster Bank, became CEO of the bank when the merger closed.
[santanderbank.com ↗](https://www.santanderbank.com/about/media-center/santander-completes-webster-acquisition-082026)
3. Aug 2026
Merger / acquisition
The Federal Reserve Board approved Banco Santander's acquisition of Webster Financial Corporation on 4 August 2026.
[santanderus.com ↗](https://www.santanderus.com/news_press_article/santander-receives-federal-reserve-approval-for-the-acquisition-of-webster-financial-corporation/)
4. Jun 2026
Merger / acquisition
The Office of the Comptroller of the Currency approved the merger of Webster Bank, N.A. into the bank on 12 June 2026.
[santanderus.com ↗](https://www.santanderus.com/news_press_article/santander-receives-federal-reserve-approval-for-the-acquisition-of-webster-financial-corporation/)
5. Feb 2026
Merger / acquisition
Banco Santander agreed on 3 February 2026 to acquire Webster Financial Corporation for USD 12.2 billion.
[santander.com ↗](https://www.santander.com/en/press-room/press-releases/2026/02/santander-acquires-webster-bank)
6. Mar 2025
Leadership
Banco Santander announced that Christiana Riley would succeed Tim Wennes as CEO of Santander US.
[fintechfutures.com ↗](https://www.fintechfutures.com/retail-banking/christiana-riley-to-succeed-tim-wennes-as-ceo-of-santander-us)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** SVRNUS33XXX
- **How the BIC breaks down:** 1. SVRN Bank 2. US Country · United States 3. 33 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** TR24TWEY5RVRQV65HD49
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/TR24TWEY5RVRQV65HD49)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [ABA routing number 011075150](https://elucidate.co/directory/santander-bank-n-a-svrnus33#bank-codes)
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **FSB G-SIB list:** [In a G-SIB group · Santander](https://elucidate.co/directory/santander-bank-n-a-svrnus33#regulatory) list of 2025
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Santander Holdings USA, Inc. · United States[549300SMVCQN2P0O6I58 ↗](https://search.gleif.org/#/record/549300SMVCQN2P0O6I58)
- **Ultimate parent:** [Banco Santander S.A.](https://elucidate.co/directory/banco-santander-s-a-bschesmm) · Spain[5493006QMFDDMYWIAM13 ↗](https://search.gleif.org/#/record/5493006QMFDDMYWIAM13)
- **FSB G-SIB list:** [In a G-SIB group · Santander](https://elucidate.co/directory/group/5493006QMFDDMYWIAM13) bucket 1 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Banco Santander S.A. group has 97 institutions in the directory, in 36 countries: 88 hold a BIC and 9 do not.
Including [Banco Santander S.A](https://elucidate.co/directory/banco-santander-s-a-bschesmm), [Banco Santander Totta, SA](https://elucidate.co/directory/banco-santander-totta-sa-totaptpl), [Banco Santander S.A](https://elucidate.co/directory/banco-santander-s-a-bschgb22), [Banco Santander S.A](https://elucidate.co/directory/banco-santander-s-a-bschgb2l), [Banco Santander S.A. (France)](https://elucidate.co/directory/banco-santander-s-a-france-bschfrpp).
[See the Banco Santander S.A. group →](https://elucidate.co/directory/group/5493006QMFDDMYWIAM13)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 824 NORTH MARKET STREET WILMINGTON 19801 UNITED STATES OF AMERICA
- **Operational address:** 75 STATE STREET BOSTON,MA BOSTON,MA 02109 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its USABA clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SVRNUS33XXX
USABA
011075150
TR24TWEY5RVRQV65HD49
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SVRNUS33XXX
USABA
011075150
TR24TWEY5RVRQV65HD49
SANTANDER BANK, N.A
US
824 NORTH MARKET STREET WILMINGTON 19801
```
Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### ABA routing number · United States
1 code file of 2026-10-09 · ISO 20022 clearing system code USABA
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 011075150 | SVRNUS33XXX | SANTANDER BANK, NATIONAL ASSOCIATION | WILMINGTON, DE |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Related institutions
### Same group
- [Banco Santander International BIC BDERUS3M Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300WBCQHX42LBGI20](https://elucidate.co/directory/banco-santander-international-bderus3m)
- [Santander Us Capital Markets LLC BIC SINSUS3N Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300FT36TF8GQFTL08](https://elucidate.co/directory/santander-us-capital-markets-llc-sinsus3n)
- [Banco Santander S.A BIC BSCHESMM Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 5493006QMFDDMYWIAM13](https://elucidate.co/directory/banco-santander-s-a-bschesmm)
- [Banco Santander Totta, SA BIC TOTAPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI 549300URJH9VSI58CS32](https://elucidate.co/directory/banco-santander-totta-sa-totaptpl)
- [Banco Santander S.A. (France) BIC BSCHFRPP Credit institution Prudential licence France · On the FSB G-SIB list · LEI 894500NTXK2L5DK8ST13](https://elucidate.co/directory/banco-santander-s-a-france-bschfrpp)
- [Getnet Emoney Ede Sl BIC PAGOES22 Payments & e-money Prudential licence Spain · Licensed by Bank of Spain · 6722 (EBA-PSD2) · LEI 254900KRBS1LY7YOHY21](https://elucidate.co/directory/getnet-emoney-ede-sl-pagoes22)
- [Openbank Deutschland Aktiengesellschaft BIC SCFBDE33 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 5299002CRNX7K6KOL397](https://elucidate.co/directory/openbank-deutschland-aktiengesellschaft-scfbde33)
- [Santander Investment S.A. BIC SABNESMM Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 959800PF0SJV8TSAB140](https://elucidate.co/directory/santander-investment-s-a-sabnesmm)
[All 97 institutions in the Banco Santander S.A. group →](https://elucidate.co/directory/group/5493006QMFDDMYWIAM13)
### Largest institutions in the United States
- [Citadel Advisors LLC BIC CITGUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300SHI4D0QGWI8X45](https://elucidate.co/directory/citadel-advisors-llc-citgus44)
- [Brown Brothers Harriman and Co BIC BBHCUS3I Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/brown-brothers-harriman-and-co-bbhcus3i)
- [State Street Bank and Trust Company BIC SBOSUS3T Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3t)
- [Sei Private Trust Company BIC SEICUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 254900F25IGTY0ETFV15](https://elucidate.co/directory/sei-private-trust-company-seicus33)
- [State Street Bank and Trust Company BIC SBOSUS3C Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3c)
- [BNP Paribas BIC BNPAUS31 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-bnpaus31)
- [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1)
- [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33)
[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at Santander Bank, N.A?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **National bank codes**—United States (Source: Federal Financial Institutions Examination Council (FFIEC), National Information Center).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [santanderbank.com](https://www.santanderbank.com/) (official website) · [original](https://assets.santandermedia.com/adobe/assets/urn:aaid:aem:4b408335-ed9c-4105-b7fe-d78954aba837/as/UUID.webp); John Ciulla: [santanderus.com](https://www.santanderus.com/leadership/) (official website) · [original](https://www.santanderus.com/wp-content/uploads/2026/08/John-Ciulla-05-e1787065827356.jpg); Juan Carlos Alvarez de Soto: [santanderus.com](https://www.santanderus.com/leadership/) (official website) · [original](https://www.santanderus.com/wp-content/uploads/2020/05/Juan-Carlos-Alvarez-de-Soto_Approved-August-2026_no-tie-scaled-e1787231006506.jpg); Luis Massiani: [santanderus.com](https://www.santanderus.com/leadership/) (official website) · [original](https://www.santanderus.com/wp-content/uploads/2026/08/Luis-Massiani_Approved-August-2026-scaled-e1787066512807.jpg).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.