---
title: "Seacoast National Bank SWIFT/BIC code SNBFUS3FXXX · United States | Elucidate"
description: "SWIFT/BIC code SNBFUS3FXXX for Seacoast National Bank, United States. Head-office BIC, LEI 5493006MCOP60BBI4G97, addresses and Swift connectivity."
url: https://elucidate.co/directory/seacoast-national-bank-snbfus3f
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Seacoast National Bank
United States · Financial institution
# Seacoast National Bank
Seacoast National Bank is a US national bank headquartered in Stuart, Florida. It trades as Seacoast Bank. It is wholly owned by Seacoast Banking Corporation of Florida, whose shares are listed on Nasdaq. The bank offers personal, small business and commercial banking, wealth management and mortgage lending in Florida and in the Atlanta area of Georgia. It absorbed Heartland National Bank on 11 July 2025 and Citizens First Bank on 1 October 2025.
BIC **SNBFUS3FXXX** LEI **[5493006MCOP60BBI4G97](https://search.gleif.org/#/record/5493006MCOP60BBI4G97)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/seacoast-national-bank-snbfus3f#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SNBFUS3FXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2013-02-16
- **Last updated:** 2026-07-04
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/seacoast-national-bank-snbfus3f#overview-sources)
Total assets
USD 21.4bn
Group · 30 Jun 2026 · [interim report ↗](https://s26.q4cdn.com/967008039/files/doc_earnings/2026/q2/presentation/SBCF-2Q-2026-Earnings-Presentation.pdf)
Employees
Not published
Ownership
Group subsidiary
100% Seacoast Banking Corporation of Florida
Institution type
Commercial bank
Trades as Seacoast Bank
- **Standing:** Heartland National Bank merged into the bank on 11 July 2025. Citizens First Bank merged into the bank on 1 October 2025. Seacoast National Bank was the surviving institution both times.
- **Ownership:** Seacoast Banking Corporation of Florida, a bank holding company listed on Nasdaq (SBCF), holds 100% of the bank.
- **Direct parent:** [Seacoast Banking Corporation of Florida ↗](https://search.gleif.org/#/record/549300V6IC06XYQYPG88), United States 100%
- **Head office:** 815 Colorado Avenue, 34994 Stuart, United States
- **Company register:** FDIC cert 131
### Business lines
- Retail banking
- SME banking
- Corporate banking
- Private banking & wealth
- Mortgage lending
- Consumer finance
- Transaction banking & payments
- Cards
- Leasing & factoring
The bank is a Florida-based community and commercial bank with an expanding Georgia presence. At 30 June 2026 residential loans made up 25% of the group's loan book and owner-occupied and other commercial real estate a large share of the rest.
### Online
- **Websites & references:** [seacoastbank.com ↗](https://www.seacoastbank.com/) [seacoastbanking.com ↗](https://www.seacoastbanking.com/) Investor relations site of the parent, Seacoast Banking Corporation of Florida [seacoastbusinessfunding.com ↗](https://seacoastbusinessfunding.com/) Receivables funding and factoring site, linked from the main site's commercial lending menu
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/seacoastbank/) · [X ↗](https://twitter.com/seacoastbankcom) · [Facebook ↗](https://www.facebook.com/SeacoastBank) · [Instagram ↗](https://www.instagram.com/seacoast_bank) · [Pinterest ↗](https://www.pinterest.cl/SeacoastBank/)
Sources · 13 pages consulted
1. [seacoastbank.com/](https://www.seacoastbank.com/)
2. [seacoastbanking.com/corporate-profile/default.aspx](https://www.seacoastbanking.com/corporate-profile/default.aspx)
3. [seacoastbanking.com/corporate-information/company-profile/default.aspx](https://www.seacoastbanking.com/corporate-information/company-profile/default.aspx)
4. [seacoastbanking.com/corporate-governance/officers-directors/person-details/default.aspx?ItemId=d45ee8c7-4800-](https://www.seacoastbanking.com/corporate-governance/officers-directors/person-details/default.aspx?ItemId=d45ee8c7-4800-456c-b9e8-2f390b0dba38)
5. [sec.gov/Archives/edgar/data/730708/000162828026052723/sbcf2q06302026ex321.htm](https://www.sec.gov/Archives/edgar/data/730708/000162828026052723/sbcf2q06302026ex321.htm)
6. [sec.gov/Archives/edgar/data/730708/000162828026052723/sbcf2q06302026ex322.htm](https://www.sec.gov/Archives/edgar/data/730708/000162828026052723/sbcf2q06302026ex322.htm)
7. [s26.q4cdn.com/967008039/files/doc\_earnings/2026/q2/presentation/SBCF-2Q-2026-Earnings-Presentation.pdf](https://s26.q4cdn.com/967008039/files/doc_earnings/2026/q2/presentation/SBCF-2Q-2026-Earnings-Presentation.pdf)
8. [seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Villages-](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Villages-Bancorporation-Inc-/default.aspx)
9. [businesswire.com/news/home/20250711033013/en/Seacoast-Completes-Acquisition-of-Heartland-Bancshares-Inc.](https://www.businesswire.com/news/home/20250711033013/en/Seacoast-Completes-Acquisition-of-Heartland-Bancshares-Inc.)
10. [seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Receives-Regulatory-Approvals-for-](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Receives-Regulatory-Approvals-for-the-Acquisition-of-Heartland-Bancshares-Inc-/default.aspx)
11. [natlawreview.com/press-releases/seacoast-banking-corporation-florida-appoints-three-new-independent](https://natlawreview.com/press-releases/seacoast-banking-corporation-florida-appoints-three-new-independent)
12. [cdn2.hubspot.net/hubfs/491273/FG%20Job%20Aids/Wire%20Instructions.pdf](https://cdn2.hubspot.net/hubfs/491273/FG%20Job%20Aids/Wire%20Instructions.pdf)
13. [seacoastbank.com/about-us](https://www.seacoastbank.com/about-us)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/seacoast-national-bank-snbfus3f#overview-sources)
- **Chair & chief executive:** Charles M. Shaffer Chairman and Chief Executive Officer Confirmed 29 Sep 2026 · [sec.gov ↗](https://www.sec.gov/Archives/edgar/data/730708/000162828026052723/sbcf2q06302026ex321.htm)
- **Chief financial officer:** Tracey L. Dexter Executive Vice President, Chief Financial Officer Confirmed 29 Sep 2026 · [seacoastbanking.com ↗](https://www.seacoastbanking.com/corporate-governance/officers-directors/person-details/default.aspx?ItemId=d45ee8c7-4800-456c-b9e8-2f390b0dba38)
- **Executive:** Michael Young EVP, Chief Strategy Officer and Treasurer Confirmed 29 Sep 2026 · [seacoastbanking.com ↗](https://www.seacoastbanking.com/corporate-profile/default.aspx)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/seacoast-national-bank-snbfus3f#overview-sources)
- **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor Conduct
- **United States:** Consumer Financial Protection Bureau Conduct
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/seacoast-national-bank-snbfus3f#overview-sources)
1. Mar 2026
Leadership
The parent appointed Michael E. Griffin, Kathleen B. Kay and Randolph A. Moore III to the boards of the parent and the bank.
[natlawreview.com ↗](https://natlawreview.com/press-releases/seacoast-banking-corporation-florida-appoints-three-new-independent)
2. Oct 2025
Merger / acquisition
Citizens First Bank, a subsidiary of Villages Bancorporation, Inc., merged into the bank on 1 October 2025. The deal was worth about USD 829 million.
[seacoastbanking.com ↗](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Villages-Bancorporation-Inc-/default.aspx)
3. Jul 2025
Merger / acquisition
Heartland National Bank of Sebring, Florida merged into the bank on 11 July 2025. The deal was worth about USD 111.2 million.
[businesswire.com ↗](https://www.businesswire.com/news/home/20250711033013/en/Seacoast-Completes-Acquisition-of-Heartland-Bancshares-Inc.)
4. May 2025
Licence
The Office of the Comptroller of the Currency and the Federal Reserve Board approved the Heartland acquisition and bank merger.
[seacoastbanking.com ↗](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Receives-Regulatory-Approvals-for-the-Acquisition-of-Heartland-Bancshares-Inc-/default.aspx)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** SNBFUS3FXXX
- **How the BIC breaks down:** 1. SNBF Bank 2. US Country · United States 3. 3F Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 5493006MCOP60BBI4G97
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/5493006MCOP60BBI4G97)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Seacoast Banking Corporation of Florida · United States[549300V6IC06XYQYPG88 ↗](https://search.gleif.org/#/record/549300V6IC06XYQYPG88)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 815 COLORADO AVENUE STUART 34995 UNITED STATES OF AMERICA
- **Operational address:** 815 COLORADO AVENUE STUART,FL STUART,FL 34995 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SNBFUS3FXXX
5493006MCOP60BBI4G97
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SNBFUS3FXXX
5493006MCOP60BBI4G97
SEACOAST NATIONAL BANK
STUART
US
815 COLORADO AVENUE STUART 34995
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same name, different BIC
- [Seacoast National Bank BIC PRFLUS33 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/seacoast-national-bank-prflus33)
- [Seacoast National Bank BIC UCBMUS3M Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/seacoast-national-bank-ucbmus3m)
### Largest institutions in the United States
- [Citadel Advisors LLC BIC CITGUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300SHI4D0QGWI8X45](https://elucidate.co/directory/citadel-advisors-llc-citgus44)
- [Brown Brothers Harriman and Co BIC BBHCUS3I Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/brown-brothers-harriman-and-co-bbhcus3i)
- [State Street Bank and Trust Company BIC SBOSUS3T Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3t)
- [Sei Private Trust Company BIC SEICUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 254900F25IGTY0ETFV15](https://elucidate.co/directory/sei-private-trust-company-seicus33)
- [State Street Bank and Trust Company BIC SBOSUS3C Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3c)
- [BNP Paribas BIC BNPAUS31 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-bnpaus31)
- [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1)
- [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33)
[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at Seacoast National Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [seacoastbank.com](https://www.seacoastbank.com/) (official website) · [original](https://www.seacoastbank.com/hs-fs/hubfs/Logos/Seacoast/w.trademark/009536%20Logo%20Update%20with%20Trademark%20-%20FINAL_009536-Seacoast-CMYK-Logo-Primary.png?width=750&height=132&name=009536%20Logo%20Update%20with%20Trademark%20-%20FINAL_009536-Seacoast-CMYK-Logo-Primary.png).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.