China · Financial institution
Shenzhen Rural Commercial Bank Corporation Limited
Legal name in the LEI record深圳农村商业银行股份有限公司
Shenzhen Rural Commercial Bank Corporation Limited is a joint-stock rural commercial bank with its head office in Bao'an District, Shenzhen. It was established on 9 December 2005 through the restructuring of Shenzhen's rural credit cooperatives. DBS Bank is its largest shareholder, with a reported stake of 19.4%. The bank provides retail, SME and corporate banking, trade finance and financial-markets services, mainly in Shenzhen. It also sponsors Qianhai Xingbang Financial Leasing and four village banks in Guangxi.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SRCCCNBSXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SRCCCNBS directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2000-06-03
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Privately held
Institution type
Commercial bank
Trades as Shenzhen Rural Commercial Bank (深圳农商银行)
- Ownership
- The bank is unlisted and has no controlling shareholder. DBS Bank Ltd is its largest shareholder, and its stake is reported to have risen from 13% in 2021 to 19.4% after further purchases in 2023 and 2025.
- Major shareholder
- DBS Bank Ltd. 19.4%
- Head office
- Rural Commercial Bank Tower, No. 2028 Haixiu Road, Haiwang Community, Xin'an Subdistrict, Bao'an District, 518000 Shenzhen, China
Business lines
The bank describes its strategy as community retail banking focused on small and medium-sized enterprises and residents of Shenzhen, and reports 211 outlets at end-2025.
Online
- Websites & references
- 4001961200.com ↗
4001961200.com.cn ↗ alternative domain serving the same customer site - Official social accounts
- None found
Sources · 15 pages consulted
- 4001961200.com/
- 4001961200.com/aboutus
- 4001961200.com/about-szrcb-bank
- 4001961200.com/InvestorRelationship
- 4001961200.com/node/51123
- 4001961200.com/node/50922
- 4001961200.com/index.php/node/680
- 4001961200.com/node/49474
- nfra.gov.cn/cn/view/pages/ItemDetail.html?docId=1254178&itemId=4111&generaltype=0
- finance.cnr.cn/jdt/20250506/t20250506_527160593.shtml
- caifuhao.eastmoney.com/news/20260120164449757837730
- finance.sina.com.cn/tech/roll/2026-02-09/doc-inhmenrt9492407.shtml
- m.mpaypass.com.cn/news/202601/19105629.html
- cls.cn/detail/1558564
- m.10jqka.com.cn/20250127/c665772352.shtml
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Li Guang'an (李光安) Party Secretary, Chairman and Executive Director
- Chief executive
- Mo Ruzhan (莫汝展) President
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration (Shenzhen Office) Prudential supervisorConduct
- China
- People's Bank of China (Shenzhen Branch) Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Licence
The NFRA Shenzhen Office approved the surrender of the financial licence of the bank's Changyuan sub-branch, effective 24 September 2026.
4001961200.com ↗ -
Leadership
The NFRA Shenzhen Office approved Guo Zhu's qualification as the bank's chief compliance officer.
nfra.gov.cn ↗ -
Enforcement
The PBoC Shenzhen Branch warned the bank and fined it CNY 12.844 million for eight violations, including customer due diligence and suspicious-transaction reporting failures.
4001961200.com ↗ -
Leadership
The NFRA Shenzhen Office approved Mo Ruzhan as president, ending an acting arrangement under Gao Jun.
finance.cnr.cn ↗ -
Other
DBS Bank announced a CNY 1.596 billion investment raising its stake in the bank from 16.69% to 19.4%.
m.10jqka.com.cn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SRCCCNBSXXX
- How the BIC breaks down
- SRCCBank
- CNCountry · China
- BSLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C4409644000004
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- RURAL COMMERCIAL BANK BLDG 2028 HAIXIU ROAD, HAIWANG COMMUNITY SHENZHEN 518100 CHINA
- Operational address
- RURAL COMMERCIAL BANK BLDG 2028 HAIXIU ROAD, HAIWANG COMMUNITY SHENZHEN 518100 SHENZHEN CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SRCCCNBSXXX</BICFI>
<LEI>300300C4409644000004</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SRCCCNBSXXX</BICFI>
<LEI>300300C4409644000004</LEI>
<Nm>SHENZHEN RURAL COMMERCIAL BANK CORPORATION LIMITED</Nm>
<PstlAdr>
<TwnNm>SHENZHEN</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>RURAL COMMERCIAL BANK BLDG 2028 HAIXIU ROAD</AdrLine>
<AdrLine>HAIWANG COMMUNITY SHENZHEN 518100</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: 4001961200.com (official website) · original.
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