--- title: "Somafi-Soguafi · Payment institution (Prudential Supervisory and Resolution Authority) · France | Elucidate" description: "Somafi-Soguafi is authorised by Prudential Supervisory and Resolution Authority as a payment institution in France. Licence 303160501. LEI 549300DM8YO4LHINYC19. Register status, licences, activities and ownership." url: https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb --- 1. [Directory](https://elucidate.co/directory) 2. [France](https://elucidate.co/directory/country/fr) 3. Somafi-Soguafi France · Payments & e-money # Somafi-Soguafi Somafi-Soguafi is a French société anonyme with its registered office in Fort-de-France, Martinique. It is authorised as a société de financement (financing company) and is registered with the CIB code 18890. The register of the Autorité de contrôle prudentiel et de résolution (ACPR) lists it as a financing company and payment institution. It describes itself as a subsidiary of My Money Bank, part of the CCF group. It offers personal loans, credit consolidation, car finance, leasing and equipment finance to consumers and businesses in Martinique, Guadeloupe and French Guiana. It also sells related insurance as a registered insurance intermediary. Register status Licensed in France Payment institution · Prudential Supervisory and Resolution Authority Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#licences) BIC **No BIC** LEI **[549300DM8YO4LHINYC19](https://search.gleif.org/#/record/549300DM8YO4LHINYC19)** [Licence no. **303160501**](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#licences) [Group: Ccf Holding](https://elucidate.co/directory/group/969500ULNMJWJWCKM704) ## Licences and registrations Held by Somafi-Soguafi (LEI 549300DM8YO4LHINYC19). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Prudential Supervisory and Resolution Authority | Payment institutionPayment Institution | 303160501 | [France](https://elucidate.co/directory/country/fr) | Active | 2014-10-06 | — | - Payment services - Card acquiring | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary My Money Bank Firm type Lending or buy now, pay later Trades as Somafi-Soguafi - **Ownership:** The firm is a subsidiary of My Money Bank, and CCF Holding is the ultimate consolidating parent according to the entity's GLEIF record. - **Direct parent:** [My Money Bank](https://elucidate.co/directory/my-money-bank-moeyfrpp), France - **Ultimate owner:** CCF Holding, France - **Head office:** Dillon, 8 lotissement Bardinet, 97200 Fort-de-France, France - **Company register:** RCS Fort-de-France 303 160 501 - **Incorporated:** 1974 ### Online - **Websites & references:** [somafi-soguafi.fr ↗](https://www.somafi-soguafi.fr/) [monespace.sofi-dom.fr ↗](https://www.monespace.sofi-dom.fr/mon-espace/somafi-soguafi/connexion) customer portal (Espace client), linked from the homepage [Wikipedia ↗](https://fr.wikipedia.org/wiki/My_Money_Bank) group article - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/somafi-soguafi/) · [Facebook ↗](https://www.facebook.com/somafisoguafi/) · [Instagram ↗](https://www.instagram.com/somafisoguafi_antillesguyane/?hl=fr) Sources · 8 pages consulted 1. [somafi-soguafi.fr/page-mentions-legales.html](https://www.somafi-soguafi.fr/page-mentions-legales.html) 2. [somafi-soguafi.fr/sites/somafi-soguafi/files/pdf/conditions-generales-banque-somafi-soguafi.pdf](https://www.somafi-soguafi.fr/sites/somafi-soguafi/files/pdf/conditions-generales-banque-somafi-soguafi.pdf) 3. [regafi.fr/spip.php?cat=21-TBR07&id\_secteur=1&lang=fr&page=export&retrait=0&sort=sta\_asc&type=advanc](https://regafi.fr/spip.php?cat=21-TBR07&id_secteur=1&lang=fr&page=export&retrait=0&sort=sta_asc&type=advanced) 4. [somafi-soguafi.fr/](https://www.somafi-soguafi.fr/) 5. [somafi-soguafi.fr/qui-sommes-nous.html](https://www.somafi-soguafi.fr/qui-sommes-nous.html) 6. [groupeccf.fr/en/our-activities](https://www.groupeccf.fr/en/our-activities) 7. [groupeccf.fr/en/about-us](https://www.groupeccf.fr/en/about-us) 8. [fr.wikipedia.org/wiki/My\_Money\_Bank](https://fr.wikipedia.org/wiki/My_Money_Bank) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#overview-sources) - **Operates under:** Its own licences The firm is authorised in France as a société de financement under CIB code 18890. The ACPR's REGAFI register also lists it as a payment institution. It is registered with ORIAS as an insurance intermediary under number 07 023 999. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Autorité de contrôle prudentiel et de résolution (ACPR) France | Société de financement (financing company) | 18890 | In its own name | Active | [somafi-soguafi.fr ↗](https://www.somafi-soguafi.fr/sites/somafi-soguafi/files/pdf/conditions-generales-banque-somafi-soguafi.pdf) | | Autorité de contrôle prudentiel et de résolution (ACPR) France | Payment institution (EBA PSD2 register; REGAFI category 'Société de financement/Etablissement de paiement') | 303160501 | In its own name | Active | — | | ORIAS (French register of insurance, banking and finance intermediaries) France | Intermédiaire en assurance (insurance intermediary) | 07 023 999 | In its own name | Active | [somafi-soguafi.fr ↗](https://www.somafi-soguafi.fr/page-mentions-legales.html) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#overview-sources) - Lending It offers personal loans, credit consolidation, car and motorcycle credit, finance leasing, operating leases and point-of-sale credit through car dealers and retailers, with related optional insurance. It serves customers in Martinique, Guadeloupe and French Guiana through branches in Fort-de-France, Baie-Mahault and Cayenne. - **Sells to:** Consumers · Small businesses · Enterprises - **Serves customers in 3 countries:** Martinique · Guadeloupe · French Guiana ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#overview-sources) - **Chief executive:** Jacques Rouquette Directeur général (Chief Executive Officer) Confirmed 29 Sep 2026 · [somafi-soguafi.fr ↗](https://www.somafi-soguafi.fr/page-mentions-legales.html) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#overview-sources) 1. Jan 2024 Merger / acquisition The firm's group completed its acquisition of HSBC Continental Europe's French retail banking business, and My Money Group became the CCF group. [groupeccf.fr ↗](https://www.groupeccf.fr/en/about-us) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 303160501 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [549300DM8YO4LHINYC19 ↗](https://search.gleif.org/#/record/549300DM8YO4LHINYC19) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **National bank code:** [FR-CIB 18890](https://elucidate.co/directory/somafi-soguafi-70d66c5c4ccb#bank-codes) - **Elucidate firm ID:** 70d66c5c4ccb ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - Card acquiring - **Licensed in:** [France](https://elucidate.co/directory/country/fr) · Europe & Central Asia - **First registered:** 2014-10-06 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** [My Money Bank](https://elucidate.co/directory/my-money-bank-moeyfrpp) · France[549300XYJSIN9JGKDH03 ↗](https://search.gleif.org/#/record/549300XYJSIN9JGKDH03) - **Ultimate parent:** Ccf Holding · France[969500ULNMJWJWCKM704 ↗](https://search.gleif.org/#/record/969500ULNMJWJWCKM704) The Ccf Holding group has 5 institutions in the directory, in 2 countries: 4 hold a BIC and 1 does not. Including [My Money Bank](https://elucidate.co/directory/my-money-bank-moeyfrpp), [Ccf S.A.](https://elucidate.co/directory/ccf-s-a-bdcafrpp), [Societe Generale de Banque Aux Anti Lles](https://elucidate.co/directory/societe-generale-de-banque-aux-anti-lles-sogemqm1), [Societe Reunionnaise Financement- Sorefi](https://elucidate.co/directory/societe-reunionnaise-financement-sorefi-reunfr21). [See the Ccf Holding group →](https://elucidate.co/directory/group/969500ULNMJWJWCKM704) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** 8 lotissement Bardinet Dillon, FORT DE FRANCE, 97200 - **Country:** France ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 549300DM8YO4LHINYC19 Somafi-Soguafi 97200 FORT DE FRANCE FR 8 lotissement Bardinet Dillon ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## National bank codes National bank-code directories, matched by LEI | Code | Scheme | Name in the directory | City | | --- | --- | --- | --- | | 18890 | FR-CIB | Somafi-Soguafi | FORT DE FRANCE | ## Related institutions ### Same group - [My Money Bank BIC MOEYFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 549300XYJSIN9JGKDH03](https://elucidate.co/directory/my-money-bank-moeyfrpp) - [Ccf S.A. BIC BDCAFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500VFRBX1W3Y3XS80](https://elucidate.co/directory/ccf-s-a-bdcafrpp) - [Societe Reunionnaise Financement- Sorefi BIC REUNFR21 Financial institution Not on a tracked register France · Not on a tracked register · LEI 549300OYRGTPMFY7AC71](https://elucidate.co/directory/societe-reunionnaise-financement-sorefi-reunfr21) [All 5 institutions in the Ccf Holding group →](https://elucidate.co/directory/group/969500ULNMJWJWCKM704) ### Other payments & e-money institutions in France - [Aplo Sas · trading as APLO No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 878929405 (EBA-PSD2) · also on ESMA-CASP · LEI 969500YKHZ31GZ7AAU02](https://elucidate.co/directory/aplo-sas-d10450e1dc56) - [Circle Internet Financial Europe Sas · trading as CIRCLE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 953990934 (EBA-PSD2) · also on ESMA-CASP · LEI 969500OYUDADGZKCR583](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384) - [Coinhouse Sas · trading as COINHOUSE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 815254545 (EBA-PSD2) · also on ESMA-CASP · LEI 969500E5GFHK2RKF8251](https://elucidate.co/directory/coinhouse-sas-6300d2a90c94) - [Cometh Sas · trading as COMETH No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 892021577 (EBA-PSD2) · also on ESMA-CASP · LEI 894500R5KSX3ZKIHSA46](https://elucidate.co/directory/cometh-sas-0790176952a5) - [Deblock No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 948264163 (EBA-PSD2) · also on ESMA-CASP · LEI 254900XTUI35BGIBXP21](https://elucidate.co/directory/deblock-6ef351dbc619) - [Ezyness BIC GAILFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 522058544 (EBA-PSD2) · LEI 969500LC14WDCRNTV833](https://elucidate.co/directory/ezyness-gailfrp1) - [Finary Sas · trading as FINARY No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · FR\_ACPR!758984 (EBA-PSD2) · also on ESMA-CASP · LEI 969500RQH18PU24DM081](https://elucidate.co/directory/finary-sas-19e286f4b6ca) - [Franfinance BIC FRANFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 719807406 (EBA-PSD2) · LEI 969500FOY8TU4THH6S92](https://elucidate.co/directory/franfinance-franfr21) [See all →](https://elucidate.co/directory/search?type=payments&cc=FR) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.