---
title: "Southern Cross Credit Union LTD SWIFT/BIC code SCDUAU22XXX · Australia | Elucidate"
description: "SWIFT/BIC code SCDUAU22XXX for Southern Cross Credit Union LTD, Australia. Head-office BIC, LEI 2549004QXOW7DKYI4H53, addresses and Swift connectivity."
url: https://elucidate.co/directory/southern-cross-credit-union-ltd-scduau22
---
1. [Directory](https://elucidate.co/directory)
2. [Australia](https://elucidate.co/directory/country/au)
3. Southern Cross Credit Union LTD
Australia · Financial institution
# Southern Cross Credit Union LTD
BIC **SCDUAU22XXX** LEI **[2549004QXOW7DKYI4H53](https://search.gleif.org/#/record/2549004QXOW7DKYI4H53)** Licence no. **Not on a tracked register** Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/southern-cross-credit-union-ltd-scduau22#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SCDUAU22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2023-08-05
- **Last updated:** 2023-08-05
## Identifiers
Head-office record
- **BIC:** SCDUAU22XXX
- **How the BIC breaks down:** 1. SCDU Bank 2. AU Country · Australia 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 2549004QXOW7DKYI4H53
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/2549004QXOW7DKYI4H53)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Australia · East Asia & Pacific
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** ZO BUILDING FLOOR 2 38-42 PEARL ST KINGSCLIFF 2487 AUSTRALIA
- **Operational address:** ZO BUILDING FLOOR 2 38-42 PEARL ST KINGSCLIFF KINGSCLIFF 2487 AUSTRALIA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SCDUAU22XXX
2549004QXOW7DKYI4H53
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SCDUAU22XXX
2549004QXOW7DKYI4H53
SOUTHERN CROSS CREDIT UNION LTD
KINGSCLIFF
AU
ZO BUILDING FLOOR 2 38-42 PEARL ST KINGSCLIFF 2487
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Largest institutions in Australia
- [BNP Paribas Australia BIC PARBAUS1 Financial institution Not on a tracked register Australia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-australia-parbaus1)
- [Austraclear Limited BIC ACLRAU2S Financial institution Not on a tracked register Australia · Not on a tracked register · LEI 549300SW1A0SWG24LO05](https://elucidate.co/directory/austraclear-limited-aclrau2s)
- [Bank of China Limited, Sydney Branch BIC BKCHAU2S Credit institution Prudential licence Australia · On the FSB G-SIB list · LEI 54930053HGCFWVHYZX42](https://elucidate.co/directory/bank-of-china-limited-sydney-branch-bkchau2s)
- [Jpmorgan Chase Bank, N. A. - Sydney Branch BIC CHASAU2X Credit institution Prudential licence Australia · On the FSB G-SIB list · LEI 7H6GLXDRUGQFU57RNE97](https://elucidate.co/directory/jpmorgan-chase-bank-n-a-sydney-branch-chasau2x)
- [National Australia Bank Limited BIC NATAAU33 Financial institution Not on a tracked register Australia · Not on a tracked register · LEI F8SB4JFBSYQFRQEH3Z21](https://elucidate.co/directory/national-australia-bank-limited-nataau33)
- [Bank of China (Australia) Limited BIC BKCHAU2A Financial institution Not on a tracked register Australia · Not on a tracked register · LEI 549300WTHUV5DF3HHH67](https://elucidate.co/directory/bank-of-china-australia-limited-bkchau2a)
- [Etfs Management (Aus) Limited BIC ETMAAU21 Financial institution Not on a tracked register Australia · Not on a tracked register · LEI 213800PL6I726XOBAO45](https://elucidate.co/directory/etfs-management-aus-limited-etmaau21)
- [Australia and New Zealand Banking Group Limited BIC ANZBAU3M Financial institution Not on a tracked register Australia · Not on a tracked register · LEI JHE42UYNWWTJB8YTTU19](https://elucidate.co/directory/australia-and-new-zealand-banking-group-limited-anzbau3m)
[See every BIC in Australia →](https://elucidate.co/directory/country/au#bics)
Claim this profile
## Work at Southern Cross Credit Union LTD?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.