---
title: "Sparebanken Norge SWIFT/BIC code SPAVNOBBXXX · Norway | Elucidate"
description: "SWIFT/BIC code SPAVNOBBXXX for Sparebanken Norge, Norway. Head-office BIC, LEI 213800M7T3CYVZ3ZRT12, addresses and Swift connectivity."
url: https://elucidate.co/directory/sparebanken-norge-spavnobb
---

1.  [Directory](https://elucidate.co/directory)
2.  [Norway](https://elucidate.co/directory/country/no)
3.  Sparebanken Norge

![Sparebanken Norge logo](https://elucidate.co/images/banks/95/95a61396c64eff36.svg)

Norway · Financial institution

# Sparebanken Norge

Sparebanken Norge is a Norwegian savings bank with its registered office in Bergen and a second head office in Kristiansand. Its equity certificates are listed on Oslo Børs. The bank states that customers and society own about 60% of it through ownerless primary capital. It provides retail and corporate banking, and offers leasing, real estate brokerage, insurance and asset management through subsidiaries and associated companies. Formerly Sparebanken Vest, it absorbed Sparebanken Sør on 2 May 2025 and Oslofjord Sparebank on 1 December 2025.

BIC **SPAVNOBBXXX** LEI **[213800M7T3CYVZ3ZRT12](https://search.gleif.org/#/record/213800M7T3CYVZ3ZRT12)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/sparebanken-norge-spavnobb#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## European registers

### ESMA · MiFID II register

Register as at 2026-09-28

| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Norwegian Financial Supervisory Authority | 1997-05-26 | A1 A2 A3 A5 B1 B2 B3 B4 B5 |

Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** SPAVNOBBXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · NBO](https://elucidate.co/directory/sparebanken-norge-spavnobb#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 1977-09-12
- **Last updated:** 2026-06-06

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/sparebanken-norge-spavnobb#overview-sources)

![Sparebanken Vest Bergen Engen (104319)](https://elucidate.co/images/banks/fe/fe29ddbc929373a0.webp)

Photo: Tore Sætre · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Sparebanken_Vest_Bergen_Engen_\(104319\).jpg) · [original](https://upload.wikimedia.org/wikipedia/commons/5/59/Sparebanken_Vest_Bergen_Engen_%28104319%29.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail_unscaled)

Total assets

NOK 383bn

This entity · 30 Jun 2026 · [interim report ↗](https://storage.mfn.se/c/aHR0cHM6Ly9hcGkzLm9zbG8ub3Nsb2JvcnMubm8vdjEvbmV3c3JlYWRlci9hdHRhY2htZW50P21lc3NhZ2VJZD02Nzk0MDcmYXR0YWNobWVudElkPTMzMDc1OA/quarterly-report-sparebanken-norge-q2-2026.pdf?news-id=30e3a449-1dd6-5420-96a6-0c722a60054c)

Employees

1,649

FTE · Group · 30 Jun 2026 · [interim report ↗](https://storage.mfn.se/c/aHR0cHM6Ly9hcGkzLm9zbG8ub3Nsb2JvcnMubm8vdjEvbmV3c3JlYWRlci9hdHRhY2htZW50P21lc3NhZ2VJZD02Nzk0MDcmYXR0YWNobWVudElkPTMzMDc1OA/quarterly-report-sparebanken-norge-q2-2026.pdf?news-id=30e3a449-1dd6-5420-96a6-0c722a60054c)

Ownership

Mixed ownership

Ticker SBNOR

Institution type

Savings bank

Trades as Sparebanken Norge

- **Standing:** Renamed from Sparebanken Vest on 2 May 2025, when it absorbed Sparebanken Sør. Oslofjord Sparebank merged into the bank on 1 December 2025.
- **Ownership:** Equity certificates listed on Oslo Børs made up 40.9% of the bank's equity at 30 June 2026, and the rest is ownerless primary capital.
- **Major shareholders:** Sparebankstiftelsen Sparebanken Norge 10% · 30 Jun 2026 Skandinaviska Enskilda Banken AB 7.53% · 30 Jun 2026 Sparebankstiftinga Hardanger 6.9% · 30 Jun 2026
- **Stock listing:** Oslo Børs SBNOR
- **Head office:** Jonsvollsgaten 2, 5011 Bergen, Norway
- **Company register:** Org. no. 832 554 332, Brønnøysund Register Centre
- **Former name:** Sparebanken Vest

### Business lines

-   Retail banking
-   Mortgage lending
-   Corporate banking
-   SME banking
-   Transaction banking & payments
-   Markets & trading
-   Leasing & factoring

According to its Q2 2026 report, retail customers account for about 70% of the credit portfolio, and 96.7% of that portfolio is secured by residential mortgages.

### Online

- **Websites & references:** [sparebankennorge.no ↗](https://www.sparebankennorge.no/) [ir.sparebankennorge.no ↗](https://ir.sparebankennorge.no/) investor relations [spv.no ↗](https://www.spv.no/) former Sparebanken Vest domain, still in use and redirecting to sparebankennorge.no pages [sor.no ↗](https://www.sor.no/) former Sparebanken Sør domain, now titled Sparebanken Norge (Sør) [Wikipedia ↗](https://en.wikipedia.org/wiki/Sparebanken_Norge) [Wikidata Q7573582 ↗](https://www.wikidata.org/wiki/Q7573582)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/sparebankennorge) · [Facebook ↗](https://www.facebook.com/sparebankennorge) · [Instagram ↗](https://www.instagram.com/sparebankennorge/) · [TikTok ↗](https://www.tiktok.com/@sparebankennorge) · [Snapchat ↗](https://www.snapchat.com/@sbnorge)

Sources · 13 pages consulted

1.  [sparebankennorge.no/om-oss/om-banken/konsernledelsen](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen)
2.  [sparebankennorge.no/om-oss/om-banken/styret](https://www.sparebankennorge.no/om-oss/om-banken/styret)
3.  [ir.sparebankennorge.no/](https://ir.sparebankennorge.no/)
4.  [ir.sparebankennorge.no/rapporter](https://ir.sparebankennorge.no/rapporter)
5.  [ir.sparebankennorge.no/egenkapitalbevis](https://ir.sparebankennorge.no/egenkapitalbevis)
6.  [storage.mfn.se/c/aHR0cHM6Ly9hcGkzLm9zbG8ub3Nsb2JvcnMubm8vdjEvbmV3c3JlYWRlci9hdHRhY2htZW50P21lc3NhZ2VJZD0](https://storage.mfn.se/c/aHR0cHM6Ly9hcGkzLm9zbG8ub3Nsb2JvcnMubm8vdjEvbmV3c3JlYWRlci9hdHRhY2htZW50P21lc3NhZ2VJZD02Nzk0MDcmYXR0YWNobWVudElkPTMzMDc1OA/quarterly-report-sparebanken-norge-q2-2026.pdf?news-id=30e3a449-1dd6-5420-96a6-0c722a60054c)
7.  [mfn.se/ob/a/sparebanken-norge/sbnor-on-track-with-the-realization-of-sparebanken-norge-30e3a449](https://www.mfn.se/ob/a/sparebanken-norge/sbnor-on-track-with-the-realization-of-sparebanken-norge-30e3a449)
8.  [finanstilsynet.no/nyhetsarkiv/tilsynsrapporter/2026/tilsynsrapport---sparebanken-norge/](https://www.finanstilsynet.no/nyhetsarkiv/tilsynsrapporter/2026/tilsynsrapport---sparebanken-norge/)
9.  [kommunikasjon.ntb.no/pressemelding/18920081/robert-hammen-ny-konserndirektor-i-sparebanken-norge?publisherId=1](https://kommunikasjon.ntb.no/pressemelding/18920081/robert-hammen-ny-konserndirektor-i-sparebanken-norge?publisherId=11357982&lang=no)
10.  [kommunikasjon.ntb.no/pressemelding/18792035/gunnar-p-thomassen-blir-toppsjef-i-skagerrak-sparebank?publisherId](https://kommunikasjon.ntb.no/pressemelding/18792035/gunnar-p-thomassen-blir-toppsjef-i-skagerrak-sparebank?publisherId=11357982&lang=no)
11.  [spv.no/english/about-sparebanken-norge](https://www.spv.no/english/about-sparebanken-norge)
12.  [spv.no/dagligbank/betaling/utenlandsbetaling](https://www.spv.no/dagligbank/betaling/utenlandsbetaling)
13.  [en.wikipedia.org/wiki/Sparebanken\_Norge](https://en.wikipedia.org/wiki/Sparebanken_Norge)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/sparebanken-norge-spavnobb#overview-sources)

- **Chief executive:** ![Jan Erik Kjerpeseth](https://elucidate.co/images/banks/0c/0c936cbe487bce6a.webp) Jan Erik Kjerpeseth Konsernsjef (Group CEO) Confirmed 29 Sep 2026 · [sparebankennorge.no ↗](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen)
- **Chair:** ![Knut Ruhaven Sæthre](https://elucidate.co/images/banks/5d/5d1f00786ef1db72.webp) Knut Ruhaven Sæthre Styrets leder (Chair of the Board) Confirmed 29 Sep 2026 · [sparebankennorge.no ↗](https://www.sparebankennorge.no/om-oss/om-banken/styret)
- **Chief financial officer:** ![Hans Olav Ingdal](https://elucidate.co/images/banks/4d/4da5de00d818996e.webp) Hans Olav Ingdal Konserndirektør Finans og Eierstyring (CFO) Confirmed 29 Sep 2026 · [sparebankennorge.no ↗](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen)
- **Executive:** ![Jan-Ståle Hatlebakk](https://elucidate.co/images/banks/b1/b1322d8b4a998257.webp) Jan-Ståle Hatlebakk Konserndirektør Risk Management Confirmed 29 Sep 2026 · [sparebankennorge.no ↗](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen)
- **Executive:** ![Bjørg Beate Kristiansen](https://elucidate.co/images/banks/50/5020448eeddad4ee.webp) Bjørg Beate Kristiansen Konserndirektør Compliance (CCO) Confirmed 29 Sep 2026 · [sparebankennorge.no ↗](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/sparebanken-norge-spavnobb#overview-sources)

- **Norway:** Financial Supervisory Authority of Norway (Finanstilsynet) Prudential supervisor AML supervisor Conduct Securities Resolution
- **Norway:** Norges Bank Central bank

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/sparebanken-norge-spavnobb#overview-sources)

1.  May 2026

    Leadership

    The bank appointed Robert Hammen, from Nordea, as group executive vice president for corporate banking in the South region.

    [kommunikasjon.ntb.no ↗](https://kommunikasjon.ntb.no/pressemelding/18920081/robert-hammen-ny-konserndirektor-i-sparebanken-norge?publisherId=11357982&lang=no)

2.  Mar 2026

    Other

    Finanstilsynet published an inspection report with remarks on the bank's use of its IRB system in lending, risk parameters, validation and reporting.

    [finanstilsynet.no ↗](https://www.finanstilsynet.no/nyhetsarkiv/tilsynsrapporter/2026/tilsynsrapport---sparebanken-norge/)

3.  Feb 2026

    Leadership

    The bank announced that group executive vice president Gunnar P. Thomassen would leave to become CEO of Skagerrak Sparebank from 1 August 2026.

    [kommunikasjon.ntb.no ↗](https://kommunikasjon.ntb.no/pressemelding/18792035/gunnar-p-thomassen-blir-toppsjef-i-skagerrak-sparebank?publisherId=11357982&lang=no)

4.  Dec 2025

    Merger / acquisition

    Oslofjord Sparebank merged into the bank on 1 December 2025.

    [storage.mfn.se ↗](https://storage.mfn.se/c/aHR0cHM6Ly9hcGkzLm9zbG8ub3Nsb2JvcnMubm8vdjEvbmV3c3JlYWRlci9hdHRhY2htZW50P21lc3NhZ2VJZD02Nzk0MDcmYXR0YWNobWVudElkPTMzMDc1OA/quarterly-report-sparebanken-norge-q2-2026.pdf?news-id=30e3a449-1dd6-5420-96a6-0c722a60054c)

5.  May 2025

    Merger / acquisition

    Sparebanken Vest absorbed Sparebanken Sør and took the name Sparebanken Norge on 2 May 2025.

    [spv.no ↗](https://www.spv.no/english/about-sparebanken-norge)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** SPAVNOBBXXX
- **How the BIC breaks down:** 1. SPAV Bank 2. NO Country · Norway 3. BB Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800M7T3CYVZ3ZRT12
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800M7T3CYVZ3ZRT12)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Bank identifier (registernummer) 3305 + 69 more](https://elucidate.co/directory/sparebanken-norge-spavnobb#bank-codes)

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Norway · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1982

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** JONSVOLLSGATEN 2 BERGEN, HORDALAND FYLKE 5011 NORWAY
- **Operational address:** JONSVOLLSGATEN 2 BERGEN 5011 BERGEN POB 7999 NORWAY

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>SPAVNOBBXXX</BICFI>
  <LEI>213800M7T3CYVZ3ZRT12</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>SPAVNOBBXXX</BICFI>
  <LEI>213800M7T3CYVZ3ZRT12</LEI>
  <Nm>SPAREBANKEN NORGE</Nm>
  <PstlAdr>
    <TwnNm>BERGEN</TwnNm>
    <Ctry>NO</Ctry>
    <AdrLine>JONSVOLLSGATEN 2 BERGEN, HORDALAND FYLKE 5011</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · NBO participant list of 2026-06-25

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-03-03 | Head office | — |
| NBO (Norges Bank settlement system, Norwegian krone)ISO 20022 messages | — | Head office | — |

SEPA dates are when the institution became ready for the scheme.

An institution missing from T2 may still be reachable through an indirect participant.

The NBO participant list gives no joining date.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## National bank codes

### Bank identifier (registernummer) · Norway

Showing 10 of 70 codes

| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| 3305 | SPAVNOBB | Sparebanken Norge |
| 3420 | SPAVNOBB | Sparebanken Norge |
| 3450 | SPAVNOBB | Sparebanken Norge |
| 3470 | SPAVNOBB | Sparebanken Norge |
| 3490 | SPAVNOBB | Sparebanken Norge |
| 3492 | SPAVNOBB | Sparebanken Norge |
| 3495 | SPAVNOBB | Sparebanken Norge |
| 3500 | SPAVNOBB | Sparebanken Norge |
| 3506 | SPAVNOBB | Sparebanken Norge |
| 3520 | SPAVNOBB | Sparebanken Norge |

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

## Related institutions

### Same name, different BIC

-   [Sparebanken Norge BIC SPSONO22 Financial institution Not on a tracked register Norway · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/sparebanken-norge-spsono22)

### Largest institutions in Norway

-   [Storebrand Asset Management AS BIC STKTNOK1 Financial institution Not on a tracked register Norway · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/storebrand-asset-management-as-stktnok1)
-   [Norges Bank BIC NBHKNOKK Financial institution Not on a tracked register Norway · Not on a tracked register · LEI 549300O6E2WAK3IAXE34](https://elucidate.co/directory/norges-bank-nbhknokk)
-   [Livsforsikrinsselskapet Nordea Liv Norge AS BIC LNLNNOB2 Financial institution Not on a tracked register Norway · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/livsforsikrinsselskapet-nordea-liv-norge-as-lnlnnob2)
-   [Livsforsikringsselskapet Nordea Liv Norge AS BIC LINLNOK1 Financial institution Not on a tracked register Norway · Not on a tracked register · LEI 5299005TCAEGOHRI6930](https://elucidate.co/directory/livsforsikringsselskapet-nordea-liv-norge-as-linlnok1)
-   [Sparebank 1 Sor-Norge ASA BIC SPRONO22 Financial institution Not on a tracked register Norway · Not on a tracked register · LEI 549300Q3OIWRHQUQM052](https://elucidate.co/directory/sparebank-1-sor-norge-asa-sprono22)
-   [Danske Bank BIC DABANO22 Financial institution Not on a tracked register Norway · Not on a tracked register · LEI MAES062Z21O4RZ2U7M96](https://elucidate.co/directory/danske-bank-dabano22)
-   [Nordea Bank Abp Nuf BIC NDEANOKK Credit institution Prudential licence Norway · On the ECB list of supervised entities · LEI 529900ODI3047E2LIV03](https://elucidate.co/directory/nordea-bank-abp-nuf-ndeanokk)
-   [DNB Bank ASA BIC DNBANOKX Financial institution Not on a tracked register Norway · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dnb-bank-asa-dnbanokx)

[See every BIC in Norway →](https://elucidate.co/directory/country/no#bics)

Claim this profile

## Work at Sparebanken Norge?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: Norges Bank, Participants in NBO.
-   **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
-   **National bank codes**—Norway (Source: Bits AS).
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **European registers**—Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [sparebankennorge.no](https://www.sparebankennorge.no/) (official website) · [original](https://cdn.sbnorge.no/static/assets/images/1.0.23/SBNorge-logo-main.svg); Jan Erik Kjerpeseth: Tore Sætre · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Jan-Erik_Kjerpeseth_p%C3%A5_sentralbanksjefens_%C3%A5rstale_2017_Norges_Bank_\(192324\).jpg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/d/db/Jan-Erik_Kjerpeseth_p%C3%A5_sentralbanksjefens_%C3%A5rstale_2017_Norges_Bank_%28192324%29.jpg/250px-Jan-Erik_Kjerpeseth_p%C3%A5_sentralbanksjefens_%C3%A5rstale_2017_Norges_Bank_%28192324%29.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail); Knut Ruhaven Sæthre: [sparebankennorge.no](https://www.sparebankennorge.no/om-oss/om-banken/styret) (official website) · [original](https://cdn.sanity.io/images/7jk0bwz7/production/17f4e9567685da75b54fee5c3ffec61c443ea736-300x300.jpg?w=3840&q=75&auto=format); Hans Olav Ingdal: [sparebankennorge.no](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen) (official website) · [original](https://cdn.sanity.io/images/7jk0bwz7/production/e35d85dc44caac08302e9ea6325df23a79189034-900x900.jpg?w=3840&q=75&auto=format); Jan-Ståle Hatlebakk: [sparebankennorge.no](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen) (official website) · [original](https://cdn.sanity.io/images/7jk0bwz7/production/87d0632887a958858fcc9ffce431b33555516682-295x398.jpg?w=3840&q=75&auto=format); Bjørg Beate Kristiansen: [sparebankennorge.no](https://www.sparebankennorge.no/om-oss/om-banken/konsernledelsen) (official website) · [original](https://cdn.sanity.io/images/7jk0bwz7/production/f5d1ddd3b080fb848fc19c06717a37fdc318bff4-398x398.jpg?w=3840&q=75&auto=format).

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
