---
title: "Sparekassen Thy SWIFT/BIC code STHYDK21XXX · Denmark | Elucidate"
description: "SWIFT/BIC code STHYDK21XXX for Sparekassen Thy, Denmark. Head-office BIC, LEI 529900FZWXWNKF3O8394, addresses and Swift connectivity."
url: https://elucidate.co/directory/sparekassen-thy-sthydk21
---

1.  [Directory](https://elucidate.co/directory)
2.  [Denmark](https://elucidate.co/directory/country/dk)
3.  Sparekassen Thy

Denmark · Financial institution

# Sparekassen Thy

BIC **STHYDK21XXX** LEI **[529900FZWXWNKF3O8394](https://search.gleif.org/#/record/529900FZWXWNKF3O8394)** Licence no. **Not on a tracked register** Passive participant (no connection) Head-office BIC only [Claim this profile](https://elucidate.co/directory/sparekassen-thy-sthydk21#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## European registers

### ECB · monetary financial institutions

List as at 2026-09-25

- **Category:** Credit institution
- **Minimum reserves:** Not on the ECB reserve list
- **Listed as:** SPAREKASSEN THY
- **RIAD code:** DK24255816

### ESMA · MiFID II register

Register as at 2026-09-28

| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Finanstilsynet | 1900-01-01 | A1 A2 A4 |

Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** STHYDK21XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SDD Core · SDD B2B · NCT Inst](https://elucidate.co/directory/sparekassen-thy-sthydk21#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 1992-11-05
- **Last updated:** 2025-09-06

## Identifiers

Head-office record

- **BIC:** STHYDK21XXX
- **How the BIC breaks down:** 1. STHY Bank 2. DK Country · Denmark 3. 21 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 529900FZWXWNKF3O8394
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/529900FZWXWNKF3O8394)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Denmark · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** STORE STORV 1 THISTED 7700 DENMARK
- **Operational address:** STORE STORV 1 THISTED 7700 THISTED DENMARK

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>STHYDK21XXX</BICFI>
  <LEI>529900FZWXWNKF3O8394</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>STHYDK21XXX</BICFI>
  <LEI>529900FZWXWNKF3O8394</LEI>
  <Nm>SPAREKASSEN THY</Nm>
  <PstlAdr>
    <TwnNm>THISTED</TwnNm>
    <Ctry>DK</Ctry>
    <AdrLine>STORE STORV 1 THISTED 7700</AdrLine>
  </PstlAdr>
</FinInstnId>
```

This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · NPC participants of 2026-09-25

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-07-08 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2009-11-02 | Head office | — |
| Nordic Instant Credit Transfer (NCT Inst)ISO 20022 messages | 2025-04-22 | Head office | — |

SEPA dates are when the institution became ready for the scheme.

An institution missing from T2 may still be reachable through an indirect participant.

NCT and NCT Inst dates are when the institution became ready for the scheme.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## Related institutions

### Same name, different BIC

-   [Sparekassen Thy BIC BOYDDK21 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/sparekassen-thy-boyddk21)
-   [Sparekassen Thy BIC STHYDK24 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/sparekassen-thy-sthydk24)

### Largest institutions in Denmark

-   [Velliv, Pension and Livsforsikring A/S BIC NLPLDK21 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/velliv-pension-and-livsforsikring-a-s-nlpldk21)
-   [Nordea Investment Management AB Denmark Branch BIC NDEADKK3 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/nordea-investment-management-ab-denmark-branch-ndeadkk3)
-   [Danske Bank A/S BIC DABADKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI MAES062Z21O4RZ2U7M96](https://elucidate.co/directory/danske-bank-a-s-dabadkkk)
-   [Vp Securities A/S BIC VPDKDKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI 529900HDNBQ2DD0QHJ07](https://elucidate.co/directory/vp-securities-a-s-vpdkdkkk)
-   [Danmarks Nationalbank BIC DKNBDKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI 549300AHYJ0OMBLIL335](https://elucidate.co/directory/danmarks-nationalbank-dknbdkkk)
-   [Nordea Danmark, Filial Af Nordea Bank Abp, Finland BIC NDEADKKK Credit institution Prudential licence Denmark · On the ECB list of supervised entities · LEI 529900ODI3047E2LIV03](https://elucidate.co/directory/nordea-danmark-filial-af-nordea-bank-abp-finland-ndeadkkk)
-   [Al Sydbank A/S BIC SYBKDK22 Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI GP5DT10VX1QRQUKVBK64](https://elucidate.co/directory/al-sydbank-a-s-sybkdk22)
-   [Kapitalforeningen Ld BIC DEPRDKK1 Financial institution Not on a tracked register Denmark · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/kapitalforeningen-ld-deprdkk1)

[See every BIC in Denmark →](https://elucidate.co/directory/country/dk#bics)

Claim this profile

## Work at Sparekassen Thy?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: Nordic Payments Council, List of Scheme Participants.
-   **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
