---
title: "Speed Enterprise Limited SWIFT/BIC code SDENGB22XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised Payment Institution (FCA). SWIFT/BIC code SDENGB22XXX for Speed Enterprise Limited, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/speed-enterprise-limited-sdengb22
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Speed Enterprise Limited
United Kingdom · Payments & e-money
# Speed Enterprise Limited
Speed Enterprise Limited is a private limited company registered in England and Wales and based in Leicester. The Financial Conduct Authority (FCA) authorises it as an authorised payment institution, reference 609792. HM Revenue & Customs (HMRC) supervises it as a money service business under the Money Laundering Regulations 2017. According to Companies House, Peter Obinwanne Owunna has held 75% or more of its shares since January 2024. Under the Speed Financials brand, it offers money transfers from the UK to Africa, with a focus on The Gambia, for individuals and businesses.
Register status
Licensed in the United Kingdom
Authorised Payment Institution · FCA
Prudential licence
[3 licences and registrations ↓](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#licences)
BIC **SDENGB22XXX** LEI **[64881O39F8H2E85FHF03](https://search.gleif.org/#/record/64881O39F8H2E85FHF03)** [Licence no. **609792**](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#claim)
## Licences and registrations
Held by Speed Enterprise Limited (LEI 64881O39F8H2E85FHF03). 3 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 609792 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-05-03 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
| [HMRC MLR Supervised Business Register](https://elucidate.co/directory/register/hmrc-mlr) HMRC Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Money Service BusinessMoney Transmitter / Remittance | XTML00000112006 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2017-08-01 | — | - Money remittance | [Search the register ↗](https://www.gov.uk/guidance/money-laundering-regulations-supervised-business-register) |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Small Payment InstitutionPayment Institution | 551715 | [United Kingdom](https://elucidate.co/directory/country/gb) | Cancelled - Small PI | — | Ended 2014-04-17 | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SDENGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2025-06-07
- **Last updated:** 2025-06-07
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#overview-sources)
Customers
Not published
Employees
2
headcount · This entity · 31 Jul 2025 · [regulatory filing ↗](https://find-and-update.company-information.service.gov.uk/company/05500174/filing-history/MzUxNzE0ODI4M2FkaXF6a2N4/document?format=pdf&download=0)
Ownership
Privately held
Firm type
Money remittance
Trades as Speed Financials
- **Ownership:** According to Companies House, Peter Obinwanne Owunna has held 75% or more of the shares since 29 January 2024, when members of the Darboe family ceased to be persons with significant control.
- **Major shareholder:** Peter Obinwanne Owunna 75% · 29 Jan 2024
- **Head office:** 198c Uppingham Road, LE5 0QG Leicester, United Kingdom
- **Company register:** Companies House 05500174
- **Incorporated:** 5 Jul 2005
### Online
- **Websites & references:** [speedenterprise.co.uk ↗](https://speedenterprise.co.uk/)
- **Official social accounts:** None found
Sources · 10 pages consulted
1. [speedenterprise.co.uk/](https://speedenterprise.co.uk/)
2. [speedenterprise.co.uk/about-us/](https://speedenterprise.co.uk/about-us/)
3. [speedenterprise.co.uk/complaint-process/](https://speedenterprise.co.uk/complaint-process/)
4. [speedenterprise.co.uk/privacy-policy-2/](https://speedenterprise.co.uk/privacy-policy-2/)
5. [find-and-update.company-information.service.gov.uk/company/05500174](https://find-and-update.company-information.service.gov.uk/company/05500174)
6. [find-and-update.company-information.service.gov.uk/company/05500174/officers](https://find-and-update.company-information.service.gov.uk/company/05500174/officers)
7. [find-and-update.company-information.service.gov.uk/company/05500174/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/05500174/persons-with-significant-control)
8. [find-and-update.company-information.service.gov.uk/company/05500174/filing-history](https://find-and-update.company-information.service.gov.uk/company/05500174/filing-history)
9. [find-and-update.company-information.service.gov.uk/company/05500174/filing-history/MzUxNzE0ODI4M2FkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/05500174/filing-history/MzUxNzE0ODI4M2FkaXF6a2N4/document?format=pdf&download=0)
10. [fca.org.uk/publication/foi/foi5424-information-provided.pdf](https://www.fca.org.uk/publication/foi/foi5424-information-provided.pdf)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#overview-sources)
- **Operates under:** Its own licences
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017. HMRC supervises it for anti-money laundering purposes as a money service business.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 609792 | In its own name | Active | — |
| HM Revenue & Customs United Kingdom | Money Service Business (Money Transmitter / Remittance) registration under the Money Laundering Regulations 2017 | XTML00000112006 | In its own name | Active | — |
| Financial Conduct Authority United Kingdom | Small Payment Institution | 551715 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it holds client funds in designated safeguarding accounts with authorised financial institutions. It does not name those institutions. [speedenterprise.co.uk ↗](https://speedenterprise.co.uk/)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#overview-sources)
- International money transfer
- FX conversion
It sends money from the UK to Africa and names The Gambia as its main corridor. It also offers currency exchange and payments in GBP to recipients in Africa.
It serves senders in the UK under its FCA authorisation and pays out mainly in The Gambia.
- **Sells to:** Consumers · Small businesses
- **Serves customers in 2 countries:** United Kingdom · Gambia
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#overview-sources)
- **Executive:** Peter Obinwanne Owunna Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05500174/officers)
- **Executive:** Lamin Darboe Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05500174/officers)
- **Executive:** Ayowole Oluwaseun Ayodele Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05500174/officers)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#overview-sources)
1. Apr 2026
Leadership
Halimat Darboe resigned as a director and Lamin Darboe stepped down as company secretary on 30 April 2026.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05500174/filing-history)
2. Jan 2026
Leadership
The firm appointed Peter Obinwanne Owunna and Ayowole Oluwaseun Ayodele as directors in January 2026.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05500174/filing-history)
3. Jan 2024
Merger / acquisition
Companies House recorded Peter Obinwanne Owunna as holding 75% or more of the shares from 29 January 2024, replacing the Darboe family shareholders.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/05500174/persons-with-significant-control)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** SDENGB22XXX
- **How the BIC breaks down:** 1. SDEN Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 64881O39F8H2E85FHF03
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/64881O39F8H2E85FHF03)
- **Licence no. · FCA-PSD:** 609792
- **Licence no. · HMRC-MLR:** XTML00000112006
- **Licence no. · FCA-PSD:** 551715
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** 54ae9d2a8554
## Profile
- **Type:** Payments & e-money · Money service business
- **Regulation:** Prudential licence
- **Register licences:** [3 entries on 2 registers](https://elucidate.co/directory/speed-enterprise-limited-sdengb22#licences)
- **Activities:** - Payment services - Money remittance
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 198C UPPINGHAM ROAD, LEICESTER LEICESTER LE5 0QG UNITED KINGDOM
- **Operational address:** 198C UPPINGHAM ROAD, LEICESTER LEICESTER LEICESTER LE5 0QG UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SDENGB22XXX
64881O39F8H2E85FHF03
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SDENGB22XXX
64881O39F8H2E85FHF03
SPEED ENTERPRISE LIMITED
LEICESTER
GB
198C UPPINGHAM ROAD, LEICESTER LEICESTER LE5 0QG
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
Claim this profile
## Work at Speed Enterprise Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **HMRC MLR Supervised Business Register**—HM Revenue & Customs (HMRC) · [register ↗](https://www.gov.uk/guidance/money-laundering-regulations-supervised-business-register) as at 24 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [speedenterprise.co.uk](https://speedenterprise.co.uk/) (official website) · [original](https://speedenterprise.co.uk/wp-content/uploads/2024/09/Speed-Enterprise-UK-logo-main.png).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.