--- title: "St.galler Kantonalbank AG SWIFT/BIC code KBSGCH22XXX · Switzerland | Elucidate" description: "SWIFT/BIC code KBSGCH22XXX for St.galler Kantonalbank AG, Switzerland. Head-office BIC, LEI 549300GFRG6OK00RG957, addresses and Swift connectivity." url: https://elucidate.co/directory/st-galler-kantonalbank-ag-kbsgch22 --- 1. [Directory](https://elucidate.co/directory) 2. [Switzerland](https://elucidate.co/directory/country/ch) 3. St.galler Kantonalbank AG ![ST.GALLER KANTONALBANK AG logo](https://elucidate.co/images/banks/05/05f0ed6ff604c28c.webp) Switzerland · Financial institution # St.galler Kantonalbank AG BIC **KBSGCH22XXX** LEI **[549300GFRG6OK00RG957](https://search.gleif.org/#/record/549300GFRG6OK00RG957)** Licence no. **Not on a tracked register** Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/st-galler-kantonalbank-ag-kbsgch22#claim) ## Licences and registrations Matched by LEI on the 22 tracked registers None matched by LEI in the 22 tracked registers. - The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** KBSGCH22XXX head office - **Connection to Swift:** Reverse billing - **Swift GPI:** Not on the member list - **Payment schemes and systems:** [SCT · SIC · SIC IP · euroSIC](https://elucidate.co/directory/st-galler-kantonalbank-ag-kbsgch22#schemes) - **Branch codes:** None: head-office BIC only - **Other BIC with this LEI:** [CCIEPTP1](https://elucidate.co/directory/st-galler-kantonalbank-ag-sucursal-em-portugal-ccieptp1) - **BIC first registered:** 1977-06-20 - **Last updated:** 2025-11-15 ## Identifiers Head-office record - **BIC:** KBSGCH22XXX - **How the BIC breaks down:** 1. KBSG Bank 2. CH Country · Switzerland 3. 22 Location · reverse billing 4. XXX Branch · head office - **Branch description:** HEAD OFFICE AND ALL BRANCHES - **LEI:** 549300GFRG6OK00RG957 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300GFRG6OK00RG957) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. - **National bank code:** [IID (BC-Nummer) 781 + 25 more](https://elucidate.co/directory/st-galler-kantonalbank-ag-kbsgch22#bank-codes) ## Profile - **Type:** Financial institution - **Regulation:** Not on a tracked register - **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. - **Country · region:** Switzerland · Europe & Central Asia - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme - **Founded:** 2000 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Registered address:** ST. LEONHARDSTRASSE 25 ST.GALLEN 9001 2063 SWITZERLAND - **Operational address:** ST. LEONHARDSTRASSE 25 ST. GALLEN 9001 ST. GALLEN POB 2063 SWITZERLAND ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml KBSGCH22XXX 549300GFRG6OK00RG957 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml KBSGCH22XXX 549300GFRG6OK00RG957 ST.GALLER KANTONALBANK AG ST. GALLEN CH ST. LEONHARDSTRASSE 25 ST.GALLEN 9001 2063 ``` 10 national bank codes route to this BIC. The blocks add none, because the right one depends on the account. The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Payment schemes and systems EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 | Scheme or system | Since | Registered with | Note | | --- | --- | --- | --- | | SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — | | Swiss Interbank Clearing (SIC), Swiss franc real-time gross settlementISO 20022 messages | — | Head office | — | | SIC instant payments (Swiss franc)ISO 20022 messages | — | Head office | — | | euroSIC (euro real-time gross settlement in Switzerland) | — | Head office | — | SEPA dates are when the institution became ready for the scheme. SIX Bank Master entries have no joining date. An institution missing from T2 may still be reachable through an indirect participant. “ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants. ## National bank codes ### IID (BC-Nummer) · Switzerland Showing 10 of 26 codes file of 2026-09-28 · ISO 20022 clearing system code CHBCC | Code | Routes to BIC | Name in the national file | City | | --- | --- | --- | --- | | 781 | KBSGCH22XXX | St. Galler Kantonalbank AG | St. Gallen | | 78102 | KBSGCH22XXX | St. Galler Kantonalbank AG | St. Gallen | | 78103 | KBSGCH22XXX | St. Galler Kantonalbank AG | St. Gallen | | 78111 | KBSGCH22XXX | St. Galler Kantonalbank AG | Altstätten SG | | 78112 | KBSGCH22XXX | St. Galler Kantonalbank AG | Bad Ragaz | | 78113 | KBSGCH22XXX | St. Galler Kantonalbank AG | Buchs SG | | 78114 | KBSGCH22XXX | St. Galler Kantonalbank AG | Degersheim | | 78115 | KBSGCH22XXX | St. Galler Kantonalbank AG | Mels | | 78116 | KBSGCH22XXX | St. Galler Kantonalbank AG | Rapperswil SG | | 78117 | KBSGCH22XXX | St. Galler Kantonalbank AG | Rorschach | Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page. ## About From Wikidata, matched on this institution's BIC or LEI ![Filiale der St. Galler Kantonalbank in Altstätten SG](https://elucidate.co/images/banks/d3/d366ef8dd84a7bf6.webp) Photo: JoachimKohler-HB · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Filiale_der_St._Galler_Kantonalbank_in_Altst%C3%A4tten_SG.jpg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/2/29/Filiale_der_St._Galler_Kantonalbank_in_Altst%C3%A4tten_SG.jpg/960px-Filiale_der_St._Galler_Kantonalbank_in_Altst%C3%A4tten_SG.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail) - **Founded:** 2000 - **Headquarters:** St. Gallen - **Website:** [sgkb.ch ↗](https://www.sgkb.ch/) - **Wikidata:** [Q2316809 ↗](https://www.wikidata.org/wiki/Q2316809) ## Related institutions ### Same legal entity - [St- Galler Kantonalbank AG Sucursal Em Portugal BIC CCIEPTP1 Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 549300GFRG6OK00RG957](https://elucidate.co/directory/st-galler-kantonalbank-ag-sucursal-em-portugal-ccieptp1) Other BICs mapped to the same LEI. ### Same name, different BIC - [St.galler Kantonalbank AG BIC BNIECH21 Financial institution Not on a tracked register Switzerland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/st-galler-kantonalbank-ag-bniech21) ### Largest institutions in Switzerland - [Raiffeisen Schweiz Genossenschaft BIC RAIFCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 5299006GIHQ1ELISCV48](https://elucidate.co/directory/raiffeisen-schweiz-genossenschaft-raifch22) - [UBS Switzerland AG BIC CRESCHZZ Financial institution Not on a tracked register Switzerland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ubs-switzerland-ag-creschzz) - [UBS Switzerland AG BIC UBSWCHZH Financial institution Not on a tracked register Switzerland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ubs-switzerland-ag-ubswchzh) - [Zurich Insurance Company LTD BIC ZURICHZF Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 9845003C5536G045FD83](https://elucidate.co/directory/zurich-insurance-company-ltd-zurichzf) - [Entris Banking AG BIC RBABCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 529900W8P1FJ678QLL10](https://elucidate.co/directory/entris-banking-ag-rbabch22) - [Axa Versicherungen AG BIC AXIPCHZZ Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 529900VY3W1BDS55VX90](https://elucidate.co/directory/axa-versicherungen-ag-axipchzz) - [Pensionskasse Novartis 1 (Eur) BIC NOVRCHBS Non-financial corporate Not on a tracked register Switzerland · Not on a tracked register · LEI 5493007HIVTX6SY6XD66](https://elucidate.co/directory/pensionskasse-novartis-1-eur-novrchbs) - [Luzerner Kantonalbank BIC LUKBCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/luzerner-kantonalbank-lukbch22) [See every BIC in Switzerland →](https://elucidate.co/directory/country/ch#bics) Claim this profile ## Work at St.galler Kantonalbank AG? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: SIX Interbank Clearing, Bank Master. - **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts. - **National bank codes**—Switzerland (Source: SIX Interbank Clearing Bank Master). - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Logo_der_St._Galler_Kantonalbank.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/b/bb/Logo_der_St._Galler_Kantonalbank.svg/330px-Logo_der_St._Galler_Kantonalbank.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.