---
title: "Starling Bank Limited SWIFT/BIC code SRLGGB2LXXX · United Kingdom | Elucidate"
description: "SWIFT/BIC code SRLGGB2LXXX for Starling Bank Limited, United Kingdom. 1 branch BIC, LEI 213800AE5VSF3V1PAV23, addresses and Swift connectivity."
url: https://elucidate.co/directory/starling-bank-limited-srlggb2l
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Starling Bank Limited
United Kingdom · Financial institution
# Starling Bank Limited
Starling Bank Limited is a private limited company registered in England and Wales, with its head office in London. It trades as Starling. It is a subsidiary of Starling Intermediate Holdings Limited, which is in turn controlled by Starling Group Holdings Limited. The bank provides personal, business and joint current accounts, savings and lending through a mobile app and has no branches.
BIC **SRLGGB2LXXX** LEI **[213800AE5VSF3V1PAV23](https://search.gleif.org/#/record/213800AE5VSF3V1PAV23)** Licence no. **Not on a tracked register** Connected to Swift [**1** branch code](https://elucidate.co/directory/starling-bank-limited-srlggb2l#branches) [Claim this profile](https://elucidate.co/directory/starling-bank-limited-srlggb2l#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SRLGGB2LXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [1 branch code](https://elucidate.co/directory/starling-bank-limited-srlggb2l#branches)
- **Other BIC with this LEI:** [SRLGGB3L](https://elucidate.co/directory/starling-bank-limited-srlggb3l)
- **BIC first registered:** 2016-08-06
- **Last updated:** 2022-07-27
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/starling-bank-limited-srlggb2l#overview-sources)
Total assets
Not published
Employees
Not published
Ownership
Group subsidiary
100% Starling Intermediate Holdings Limited
Institution type
Digital bank
Trades as Starling
- **Ownership:** Starling Intermediate Holdings Limited holds the bank's shares, and Starling Group Holdings Limited holds 75% or more of Starling Intermediate Holdings Limited.
- **Direct parent:** Starling Intermediate Holdings Limited, United Kingdom 100%
- **Ultimate owner:** Starling Group Holdings Limited, United Kingdom
- **Head office:** 5th Floor London Fruit And Wool Exchange, 1 Duval Square, E1 6PW London, United Kingdom
- **Company register:** 09092149, Companies House (England and Wales); PRA/FCA firm reference number 730166
- **Former names:** Starling FS Limited · Possible FS Limited
### Business lines
- Retail banking
- SME banking
- Transaction banking & payments
- Cards
- Consumer finance
- Mortgage lending
The bank offers app-based personal, joint and business current accounts, savings, a Cash ISA, and euro and US dollar business accounts. The group licenses its banking platform to other banks through a separate subsidiary, Engine by Starling.
### Online
- **Websites & references:** [starlingbank.com ↗](https://www.starlingbank.com/) [help.starlingbank.com ↗](https://help.starlingbank.com/) customer help centre [developer.starlingbank.com ↗](https://developer.starlingbank.com/) developer portal [Wikipedia ↗](https://en.wikipedia.org/wiki/Starling_Bank)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/starlingbank) · [X ↗](https://twitter.com/starlingbank) · [Facebook ↗](https://www.facebook.com/StarlingBankUK) · [Instagram ↗](https://www.instagram.com/starlingbank/) · [YouTube ↗](https://www.youtube.com/c/StarlingBankApp) · [Threads ↗](https://www.threads.net/@StarlingBank) · [TikTok ↗](https://www.tiktok.com/@starlingbank) · [Pinterest ↗](https://www.pinterest.co.uk/StarlingBank/) · [Flipboard ↗](https://flipboard.com/@starlingbank/starling-bank-blog-rponqiocz)
Sources · 13 pages consulted
1. [starlingbank.com/](https://www.starlingbank.com/)
2. [starlingbank.com/about/](https://www.starlingbank.com/about/)
3. [starlingbank.com/about/board-of-directors/](https://www.starlingbank.com/about/board-of-directors/)
4. [starlingbank.com/people/](https://www.starlingbank.com/people/)
5. [starlingbank.com/news/starling-appoints-colin-bell-as-chair/](https://www.starlingbank.com/news/starling-appoints-colin-bell-as-chair/)
6. [starlingbank.com/news/starling-delivers-fifth-year-of-profitability-and-accelerates-global-growth-strategy](https://www.starlingbank.com/news/starling-delivers-fifth-year-of-profitability-and-accelerates-global-growth-strategy/)
7. [starlingbank.com/investors/](https://www.starlingbank.com/investors/)
8. [starlingbank.com/investors/2026/annual-report-2026/](https://www.starlingbank.com/investors/2026/annual-report-2026/)
9. [find-and-update.company-information.service.gov.uk/company/16240204/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/16240204/persons-with-significant-control)
10. [fca.org.uk/news/press-releases/fca-fines-starling-bank-failings-financial-crime-systems-and-controls](https://www.fca.org.uk/news/press-releases/fca-fines-starling-bank-failings-financial-crime-systems-and-controls)
11. [starlingbank.com/news/starling-prices-debut-bonds-on-strong-international-demand/](https://www.starlingbank.com/news/starling-prices-debut-bonds-on-strong-international-demand/)
12. [bankingdive.com/news/starling-to-whittle-headcount-by-3/824729/](https://www.bankingdive.com/news/starling-to-whittle-headcount-by-3/824729/)
13. [en.wikipedia.org/wiki/Starling\_Bank](https://en.wikipedia.org/wiki/Starling_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/starling-bank-limited-srlggb2l#overview-sources)
- **Chief executive:**  Raman Bhatia Executive Director and Group Chief Executive Officer Confirmed 29 Sep 2026 · [starlingbank.com ↗](https://www.starlingbank.com/about/board-of-directors/)
- **Chair:**  Colin Bell Chair of the Board; Chair of the Board Nomination Committee Confirmed 29 Sep 2026 · [starlingbank.com ↗](https://www.starlingbank.com/about/board-of-directors/)
- **Chief financial officer:**  Declan Ferguson Executive Director and Group Chief Financial Officer Confirmed 29 Sep 2026 · [starlingbank.com ↗](https://www.starlingbank.com/about/board-of-directors/)
- **Executive:**  Keith Algie Group Chief Risk Officer Confirmed 29 Sep 2026 · [starlingbank.com ↗](https://www.starlingbank.com/people/)
- **Executive:**  Julie Chakraverty Interim Senior Independent Director; Chair of the Board Risk Committee Confirmed 29 Sep 2026 · [starlingbank.com ↗](https://www.starlingbank.com/about/board-of-directors/)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/starling-bank-limited-srlggb2l#overview-sources)
- **United Kingdom:** Bank of England (Prudential Regulation Authority) Prudential supervisor Central bank Resolution
- **United Kingdom:** Financial Conduct Authority Conduct AML supervisor
## Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/starling-bank-limited-srlggb2l#overview-sources)
1. Jul 2026
Other
The bank announced about 130 job cuts in its banking and technology teams as part of a restructuring.
[bankingdive.com ↗](https://www.bankingdive.com/news/starling-to-whittle-headcount-by-3/824729/)
2. Jul 2026
Leadership
Colin Bell succeeded David Sproul as chair of the boards of the bank and Starling Group Holdings Limited from 1 July 2026, subject to regulatory approval.
[starlingbank.com ↗](https://www.starlingbank.com/news/starling-appoints-colin-bell-as-chair/)
3. Jun 2026
Other
Moody's assigned the bank Baa2 long-term deposit and issuer ratings with a stable outlook.
[starlingbank.com ↗](https://www.starlingbank.com/news/starling-prices-debut-bonds-on-strong-international-demand/)
4. Oct 2024
Enforcement
The FCA fined the bank GBP 28,959,426 over failings in financial sanctions screening and breaches of a requirement not to open accounts for high-risk customers.
[fca.org.uk ↗](https://www.fca.org.uk/news/press-releases/fca-fines-starling-bank-failings-financial-crime-systems-and-controls)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** SRLGGB2LXXX
- **How the BIC breaks down:** 1. SRLG Bank 2. GB Country · United Kingdom 3. 2L Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800AE5VSF3V1PAV23
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800AE5VSF3V1PAV23)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** LONDON FRUIT AND WOOL EXCHANGE FLOOR 5 1 DUVAL SQUARE LONDON E1 6PW UNITED KINGDOM
- **Operational address:** LONDON FRUIT AND WOOL EXCHANGE FLOOR 5 1 DUVAL SQUARE LONDON LONDON E1 6PW UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SRLGGB2LXXX
213800AE5VSF3V1PAV23
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SRLGGB2LXXX
213800AE5VSF3V1PAV23
STARLING BANK LIMITED
LONDON
GB
LONDON FRUIT AND WOOL EXCHANGE FLOOR 5 1 DUVAL SQUARE LONDON E1 6PW
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Network
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [SRLGGB2LSPS](https://elucidate.co/directory/starling-bank-limited-srlggb2l-sps) | PAYMENT SERVICES | London | 2 FINSBURY AVENUE FLOOR 3 2 FINSBURY AVENUE LONDON LONDON EC2M 2PP UNITED KINGDOM | [213800AE5VSF3V1PAV23](https://search.gleif.org/#/record/213800AE5VSF3V1PAV23) | 2022-07-27 |
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
## Related institutions
### Same legal entity
- [Starling Bank Limited BIC SRLGGB3L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800AE5VSF3V1PAV23](https://elucidate.co/directory/starling-bank-limited-srlggb3l)
Other BICs mapped to the same LEI.
### Largest institutions in the United Kingdom
- [Bank of Scotland PLC BIC HLFXGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI OQ3T05P7YR8P5YJEVI93](https://elucidate.co/directory/bank-of-scotland-plc-hlfxgb21)
- [Calastone LTD BIC CLAOGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 894500EE472N5MWWAE18](https://elucidate.co/directory/calastone-ltd-claogb2l)
- [HSBC UK Bank PLC BIC HBUKGB41 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 21380081EP12LC86CB82](https://elucidate.co/directory/hsbc-uk-bank-plc-hbukgb41)
- [HSBC Bank PLC BIC MIDLGB21 Credit institution Prudential licence United Kingdom · On the FSB G-SIB list · No LEI mapped](https://elucidate.co/directory/hsbc-bank-plc-midlgb21)
- [Lloyds Bank PLC BIC LOYDGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI H7FNTJ4851HG0EXQ1Z70](https://elucidate.co/directory/lloyds-bank-plc-loydgb21)
- [National Westminster Bank PLC BIC NWBKGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/national-westminster-bank-plc-nwbkgb21)
- [The Royal Bank of Scotland Public Limited Company BIC RBOSGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/the-royal-bank-of-scotland-public-limited-company-rbosgb21)
- [Clearbank Limited BIC CLRBGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800PERENGATFCHD95](https://elucidate.co/directory/clearbank-limited-clrbgb22)
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
Claim this profile
## Work at Starling Bank Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Raman Bhatia: [starlingbank.com](https://www.starlingbank.com/about/board-of-directors/) (official website) · [original](https://www.starlingbank.com/images/3276x4096/a5ca850e41/0526-raman-headshot.jpg); Colin Bell: [starlingbank.com](https://www.starlingbank.com/about/board-of-directors/) (official website) · [original](https://www.starlingbank.com/images/500x750/e9501a5b7a/colin-bell-6.jpg); Declan Ferguson: [starlingbank.com](https://www.starlingbank.com/about/board-of-directors/) (official website) · [original](https://www.starlingbank.com/images/3277x4096/0f4a426089/0526-declan-headshot.jpg); Keith Algie: [starlingbank.com](https://www.starlingbank.com/people/) (official website) · [original](https://www.starlingbank.com/images/799x797/4d1c258492/0326-keith-algie.jpg); Julie Chakraverty: [starlingbank.com](https://www.starlingbank.com/about/board-of-directors/) (official website) · [original](https://www.starlingbank.com/images/500x750/6cf28b1aee/julie-chakraverty.png).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.