Japan · Financial institution
Suruga Bank Ltd.
Legal name in the LEI recordスルガ銀行株式会社
Suruga Bank Ltd. is a Japanese joint-stock company (kabushiki kaisha) with its head office in Numazu, Shizuoka Prefecture. It traces its origins to Nekata Bank, founded in 1895. Its shares are listed on the Prime Market of the Tokyo Stock Exchange. Credit Saison Co., Ltd. holds 17.21% of the voting rights under a capital and business alliance agreed in May 2023. The bank focuses on retail lending, including housing and investment-property loans, through branches in Shizuoka and Kanagawa and internet branches.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SRFXJPJTXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SRFXJPJT directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1981-03-09
- Last updated
- 2025-11-15
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker 8358
Institution type
Commercial bank
Trades as SURUGA bank
- Standing
- The bank stopped handling foreign remittances, both outward and inward, at 15:00 on 21 March 2025. It does not offer foreign exchange services and refers customers to partner providers.
- Ownership
- The bank is listed on the Tokyo Stock Exchange, and Credit Saison Co., Ltd. holds 17.21% of the voting rights as an equity-method investor.
- Major shareholder
- Credit Saison Co., Ltd. 17.21% · 31 Mar 2026
- Stock listing
- Tokyo Stock Exchange (Prime Market) 8358
- Head office
- 23 Toriyoko-cho, 410-8689 Numazu, Japan
- Company register
- Registered Financial Institution, Director-General of the Tokai Local Finance Bureau (Tokin) No. 8
Business lines
The bank's lending is mainly to individuals, covering housing, investment-property and personal loans. Group subsidiaries provide money lending, leasing, guarantees and credit cards.
Online
- Websites & references
- surugabank.co.jp ↗
faq.surugabank.co.jp ↗ customer FAQ site
surugabank.co.jp/surugabank/common/english ↗ English investor relations pages
Wikidata Q11313470 ↗ - Official social accounts
- None found
Sources · 15 pages consulted
- surugabank.co.jp/
- surugabank.co.jp/surugabank/corporate/profile/
- surugabank.co.jp/surugabank/investors/ir/2026/pdf/260810.pdf
- surugabank.co.jp/surugabank/investors/ir/
- surugabank.co.jp/surugabank/investors/stockInfo/
- surugabank.co.jp/surugabank/corporate/message/
- surugabank.co.jp/surugabank/kojin/service/gaisou/
- surugabank.co.jp/surugabank/kojin/service/gaika_services.html
- faq.surugabank.co.jp/faq/show/4805?category_id=107&site_domain=ana
- surugabank.co.jp/surugabank/kojin/topics/pdf/260318.pdf
- surugabank.co.jp/surugabank/kojin/topics/pdf/250512_01.pdf
- surugabank.co.jp/surugabank/kojin/topics/pdf/230518_02.pdf
- kitaishihon.com/company/8358/board-of-director
- nikkei.com/article/DGXZQOCC178GN0X11C25A0000000/
- nikkei.com/article/DGXZQOCC178BO0X10C23A3000000/
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Kosuke Kato Representative Director and President
- Chair
- Yoriyuki Kusaki Outside Director, Chair of the Board of Directors
- Executive
- Fujio Sato Director, Managing Executive Officer, Head of Corporate Planning Division and CCO
- Executive
- Tomoki Totani Representative Director, Senior Managing Executive Officer, Head of Community Bank Division
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorConductAML supervisorResolution
- Japan
- Bank of Japan Central bank
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
The bank reported that the civil mediation covering all 600 properties in the apartment and condominium loan dispute had concluded with mediated or out-of-court settlements.
surugabank.co.jp ↗ -
Investigation
The Financial Services Agency ordered the bank to submit reports on improper investment-property loans made before 2018.
surugabank.co.jp ↗ -
Other
The bank announced a share buyback by tender offer so that Credit Saison could reduce its holding towards its 2023 level.
surugabank.co.jp ↗ -
Other
The bank ended all outward and inward foreign remittance services on 21 March 2025.
surugabank.co.jp ↗ -
Leadership
Kosuke Kato took over as President from Kosuke Saga, who became Representative Director and Chairman.
nikkei.com ↗ -
Other
The bank and Credit Saison agreed a capital and business alliance, with Credit Saison acquiring about 15% of the bank's shares.
surugabank.co.jp ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SRFXJPJTXXX
- How the BIC breaks down
- SRFXBank
- JPCountry · Japan
- JTLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 3538003A9JIMKE5G3M02
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1895
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 23 TORIYOKO-CHO NUMAZU-SHI 410-8689 JAPAN
- Operational address
- 500 SURUGADAIRA NAGAIZUMI-CHO SUNTO- GUN SUNTO- GUN 4118689 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SRFXJPJTXXX</BICFI>
<LEI>3538003A9JIMKE5G3M02</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SRFXJPJTXXX</BICFI>
<LEI>3538003A9JIMKE5G3M02</LEI>
<Nm>SURUGA BANK LTD.</Nm>
<PstlAdr>
<Ctry>JP</Ctry>
<AdrLine>23 TORIYOKO-CHO NUMAZU-SHI 410-8689</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Asturio Cantabrio · CC BY-SA 4.0 · Wikimedia Commons · original.
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