---
title: "Taptap Send UK Limited SWIFT/BIC code TAPDGB22XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised E-Money Institution (FCA). SWIFT/BIC code TAPDGB22XXX for Taptap Send UK Limited, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Taptap Send UK Limited
United Kingdom · Payments & e-money
# Taptap Send UK Limited
Taptap Send UK Limited is a private limited company registered in England and Wales. The Financial Conduct Authority (FCA) authorises it as an electronic money institution under the Electronic Money Regulations 2011, with firm reference number 900842. It is a subsidiary of Taptap Send, Inc., a company incorporated in the United States. Under the Taptap Send brand it offers UK consumers international money transfers through a mobile app, together with an e-money wallet, a Visa debit card it issues itself, and airtime and other digital content. It also provides foreign exchange and treasury services to other companies in the Taptap Send group. The company was named Segovia Technology UK Limited until August 2019.
Register status
Licensed in the United Kingdom
Authorised E-Money Institution · FCA
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#licences)
BIC **TAPDGB22XXX** LEI **[254900G7ZFF8M8W2QE35](https://search.gleif.org/#/record/254900G7ZFF8M8W2QE35)** [Licence no. **900842**](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#claim)
## Licences and registrations
Held by Taptap Send UK Limited (LEI 254900G7ZFF8M8W2QE35). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900842 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-03-12 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** TAPDGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2024-06-01
- **Last updated:** 2026-07-04
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#overview-sources)
Customers
Not published
Employees
75
headcount · This entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history/MzUzODAzNzQ0OWFkaXF6a2N4/document?format=pdf&download=0)
Ownership
Group subsidiary
100% Taptap Send, Inc.
Firm type
Money remittance
Trades as Taptap Send
- **Ownership:** Taptap Send, Inc., a United States company, is the firm's parent and ultimate parent undertaking. According to the 2025 accounts, there is no single ultimate controlling party.
- **Direct parent:** Taptap Send, Inc., United States 100%
- **Head office:** Epworth House, 25 City Road, EC1Y 1AA London, United Kingdom
- **Company register:** Companies House 10416468
- **Incorporated:** 7 Oct 2016
- **Founders:** Michael Faye · Paul Niehaus
- **Former name:** Segovia Technology UK Limited
### Online
- **Websites & references:** [taptapsend.com ↗](https://www.taptapsend.com/) [taptapsend.com/en-gb ↗](https://www.taptapsend.com/en-gb) UK English version of the site [support.taptapsend.com ↗](https://support.taptapsend.com/) help centre and FAQs [taptapsend.com/en/licenses ↗](https://www.taptapsend.com/en/licenses) group regulatory licences page
- **Official social accounts:** None found
Sources · 13 pages consulted
1. [find-and-update.company-information.service.gov.uk/company/10416468/officers](https://find-and-update.company-information.service.gov.uk/company/10416468/officers)
2. [find-and-update.company-information.service.gov.uk/company/10416468/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/10416468/persons-with-significant-control)
3. [find-and-update.company-information.service.gov.uk/company/10416468/filing-history](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history)
4. [find-and-update.company-information.service.gov.uk/company/10416468/filing-history/MzUzODAzNzQ0OWFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history/MzUzODAzNzQ0OWFkaXF6a2N4/document?format=pdf&download=0)
5. [thegazette.co.uk/company/10416468](https://www.thegazette.co.uk/company/10416468)
6. [taptapsend.com/en/legal/uk/user-agreement-uk](https://www.taptapsend.com/en/legal/uk/user-agreement-uk)
7. [taptapsend.com/en](https://www.taptapsend.com/en)
8. [taptapsend.com/en/licenses](https://www.taptapsend.com/en/licenses)
9. [taptapsend.com/en/legal/modern-slavery-statement-2025](https://www.taptapsend.com/en/legal/modern-slavery-statement-2025)
10. [taptapsend.com/en/why-we-started-taptap-send](https://www.taptapsend.com/en/why-we-started-taptap-send)
11. [ffnews.com/news/taptap-send-raises-65m-series-b-to-expand-cross-border-fintech-platform-and-reduce-g](https://ffnews.com/news/taptap-send-raises-65m-series-b-to-expand-cross-border-fintech-platform-and-reduce-global-inequality)
12. [citinewsroom.com/2024/11/bank-of-ghana-suspends-taptap-send-over-regulatory-breaches/](https://citinewsroom.com/2024/11/bank-of-ghana-suspends-taptap-send-over-regulatory-breaches/)
13. [weforum.org/people/michael-faye/](https://www.weforum.org/people/michael-faye/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#overview-sources)
- **Operates under:** Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011. The authorisation covers issuing e-money and providing payment services. The firm states that its sale of digital content such as airtime is not regulated by the FCA.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900842 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b00000410hXbAAI) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it safeguards customer funds under a GBP insurance contract or in GBP client money accounts at banks, kept separate from its own money. [taptapsend.com ↗](https://www.taptapsend.com/en/legal/uk/user-agreement-uk)
- **Payment schemes and card networks:** Visa Access not stated [taptapsend.com ↗](https://www.taptapsend.com/en/legal/uk/user-agreement-uk)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#overview-sources)
- International money transfer
- E-money wallet
- Debit cards
- Multi currency accounts
- FX conversion
- Bill payments
- Mobile top-up
- Cash pick-up
It sends money from the UK to recipients' bank accounts, mobile money wallets and cash pick-up points in Africa, Asia, the Caribbean and Latin America. The group says it serves more than 70 destinations. Its UK services are for personal use only.
The firm serves senders in the UK under its FCA authorisation. Sister companies in the group serve customers in the EEA, the US, Canada, the UAE, Australia and New Zealand.
- **Revenue:** GBP 113.6mThis entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history/MzUzODAzNzQ0OWFkaXF6a2N4/document?format=pdf&download=0)
- **Sells to:** Consumers
- **Serves customers in:** United Kingdom
- **Latest funding round:** Series B · USD 65m Dec 2021 Led by Spark Capital [ffnews.com ↗](https://ffnews.com/news/taptap-send-raises-65m-series-b-to-expand-cross-border-fintech-platform-and-reduce-global-inequality)
- **Total raised:** USD 80m to Dec 2021 · [ffnews.com ↗](https://ffnews.com/news/taptap-send-raises-65m-series-b-to-expand-cross-border-fintech-platform-and-reduce-global-inequality)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#overview-sources)
- **Chief executive:** Michael Larren Faye Director; co-founder and chief executive officer of Taptap Send (group) Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/officers)
- **Executive:** Charles Raymond Edwards-Kuhn Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/officers)
## Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#overview-sources)
1. Apr 2026
Other
The firm granted a fixed and floating charge to JPMorgan Chase Bank as security trustee over its assets and undertaking.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history)
2. May 2025
Funding
The firm issued one ordinary share for a total of GBP 20 million, raising its share premium to GBP 30.8 million.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history/MzUzODAzNzQ0OWFkaXF6a2N4/document?format=pdf&download=0)
3. Apr 2025
Other
The firm made a voluntary tax disclosure to HMRC and later provisioned GBP 4.9 million for the resulting VAT assessments, which it contests.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history/MzUzODAzNzQ0OWFkaXF6a2N4/document?format=pdf&download=0)
4. Nov 2024
Enforcement
The Bank of Ghana suspended Taptap Send's remittance services with Ghanaian banks and e-money issuers for one month from 8 November 2024.
[citinewsroom.com ↗](https://citinewsroom.com/2024/11/bank-of-ghana-suspends-taptap-send-over-regulatory-breaches/)
5. Sep 2024
Leadership
Thomas Frederick Arnold Stenhouse resigned as a director of the firm on 30 September 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history)
6. May 2024
Leadership
The firm appointed Charles Raymond Edwards-Kuhn as a director on 1 May 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/filing-history)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** TAPDGB22XXX
- **How the BIC breaks down:** 1. TAPD Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 254900G7ZFF8M8W2QE35
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/254900G7ZFF8M8W2QE35)
- **Licence no. · FCA-EMI:** 900842
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** 5b9488a07a86
- **Companies House no.:** [10416468 ↗](https://find-and-update.company-information.service.gov.uk/company/10416468)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/taptap-send-uk-limited-tapdgb22#licences)
- **Activities:** - Payment services - E-money / stored value
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Website (register):** [www.taptapsend.com ↗](https://www.taptapsend.com/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Persons with significant control
Companies House · company [10416468 ↗](https://find-and-update.company-information.service.gov.uk/company/10416468) · as at 9 October 2026
The company states that no person or legal entity has significant control over it.
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/10416468/persons-with-significant-control)
## Addresses
- **Registered address:** EPWORTH HOUSE 25 CITY ROAD LONDON EC1Y1AA UNITED KINGDOM
- **Operational address:** 20 ST THOMAS STREET LONDON LONDON SE1 9RS UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
TAPDGB22XXX
254900G7ZFF8M8W2QE35
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
TAPDGB22XXX
254900G7ZFF8M8W2QE35
TAPTAP SEND UK LIMITED
LONDON
GB
EPWORTH HOUSE 25 CITY ROAD LONDON EC1Y1AA
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
Claim this profile
## Work at Taptap Send UK Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [taptapsend.com](https://www.taptapsend.com/en) (official website).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.