---
title: "TD Bank, N.A. SWIFT/BIC code NRTHUS33XXX · United States | Elucidate"
description: "In the Toronto Dominion G-SIB group (FSB bucket 1). SWIFT/BIC code NRTHUS33XXX for TD Bank, N.A., United States. Head-office BIC, LEI 03D0JEWFDFUS0SEEKG89."
url: https://elucidate.co/directory/td-bank-n-a-nrthus33
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. TD Bank, N.A.
United States · Financial institution
# TD Bank, N.A.
Legal name in the LEI record TD Bank, National Association
TD Bank, N.A. is a US national bank. Its main office is in Wilmington, Delaware, and its corporate office is in Mount Laurel, New Jersey. It is owned by TD Bank US Holding Company, a subsidiary of The Toronto-Dominion Bank of Canada. The bank provides retail, small business and commercial banking, credit cards, private banking and wealth management, and vehicle financing through its TD Auto Finance division. It was formed from Banknorth, which TD acquired between 2004 and 2007, and Commerce Bank, which TD acquired in 2008. On 10 October 2024 the bank pleaded guilty in a US federal court to conspiracy charges covering Bank Secrecy Act and money laundering violations.
FSB G-SIB list 2025
1
Bucket 1 of 5 · listed since 2019
In a G-SIB group · Toronto Dominion
[FSB 2025 list ↗](https://www.fsb.org/2025/11/2025-list-of-global-systemically-important-banks-g-sibs/) [What is a G-SIB? ↗](https://www.fsb.org/work-of-the-fsb/market-and-institutional-resilience/post-2008-financial-crisis-reforms/ending-too-big-to-fail/global-systemically-important-financial-institutions-g-sifis/)
BIC **NRTHUS33XXX** LEI **[03D0JEWFDFUS0SEEKG89](https://search.gleif.org/#/record/03D0JEWFDFUS0SEEKG89)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: The Toronto-Dominion Bank](https://elucidate.co/directory/group/PT3QB789TSUIDF371261) [Claim this profile](https://elucidate.co/directory/td-bank-n-a-nrthus33#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** Toronto Dominion
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- **On the list since:** 2019
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** NRTHUS33XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2004-07-03
- **Last updated:** 2024-04-10
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/td-bank-n-a-nrthus33#overview-sources)
Photo: MBisanz · [CC BY-SA 3.0](https://creativecommons.org/licenses/by-sa/3.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:TD_Bank,_Chinatown,_DC_by_Matthew_Bisanz.JPG) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/4/42/TD_Bank%2C_Chinatown%2C_DC_by_Matthew_Bisanz.JPG/960px-TD_Bank%2C_Chinatown%2C_DC_by_Matthew_Bisanz.JPG?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail)
Total assets
USD 345.6bn
This entity · 31 Mar 2026 · [regulatory filing ↗](https://www.bankregreports.com/banks/td-bank-national-association-497404/)
Employees
30,436
FTE · Group · 31 Jul 2026 · [source ↗](https://www.td.com/content/dam/tdb/document/pdf/about-us/td-bank-corporate-profile-en.pdf)
Ownership
Group subsidiary
TD Bank US Holding Company
Institution type
Commercial bank
Trades as TD Bank, America's Most Convenient Bank
- **Standing:** Since 10 October 2024 the bank has been subject to a cease-and-desist order from the Office of the Comptroller of the Currency (OCC) over deficiencies in its Bank Secrecy Act and AML programme. The order includes an asset cap and business restrictions.
- **Ownership:** The bank is owned by TD Bank US Holding Company, which belongs to The Toronto-Dominion Bank (TD Bank Group) of Toronto.
- **Direct parent:** [TD Bank US Holding Company ↗](https://search.gleif.org/#/record/549300DDEQI4052K6I53), United States
- **Ultimate owner:** The Toronto-Dominion Bank, Canada
- **Head office:** 4140 Church Road, 08054 Mount Laurel, United States (registered office: 2035 Limestone Rd, Wilmington, DE 19808, United States)
- **Company register:** FDIC cert 18409; OCC charter 24096; Federal Reserve RSSD ID 497404
- **Former names:** BankNorth, National Association · Heritage Savings Bank · Penobscot Savings Bank
### Business lines
- Retail banking
- SME banking
- Corporate banking
- Cards
- Consumer finance
- Mortgage lending
- Private banking & wealth
- Transaction banking & payments
- Trade finance
According to its July 2026 business profile, the US operation has about 1,048 retail stores in 15 states and the District of Columbia, from Maine to Florida, and lists TD Auto Finance as a line of business.
### Online
- **Websites & references:** [td.com ↗](https://www.td.com/) [td.com/us/en/personal-banking ↗](https://www.td.com/us/en/personal-banking) US retail banking site (the td.com domain is shared with the parent group) [td.com/us/en/about-us/investor-relations ↗](https://www.td.com/us/en/about-us/investor-relations) US investor relations, board and senior executive team [stories.td.com ↗](https://stories.td.com/us/en) US newsroom (TD Stories) [Wikipedia ↗](https://en.wikipedia.org/wiki/TD_Bank_\(United_States\)) [Wikidata Q7669891 ↗](https://www.wikidata.org/wiki/Q7669891)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/2775?trk=tyah) · [X ↗](https://twitter.com/TDBank_US) · [Facebook ↗](https://www.facebook.com/TDBank) · [Instagram ↗](https://www.instagram.com/TDBank_US) · [YouTube ↗](https://www.youtube.com/user/TDBankUS)
Sources · 15 pages consulted
1. [td.com/us/en/about-us/investor-relations](https://www.td.com/us/en/about-us/investor-relations)
2. [td.com/us/en/about-us](https://www.td.com/us/en/about-us)
3. [td.com/us/en/personal-banking](https://www.td.com/us/en/personal-banking)
4. [td.com/ca/en/about-td/corporate-profile/executive-profiles](https://www.td.com/ca/en/about-td/corporate-profile/executive-profiles)
5. [td.com/content/dam/tdb/document/pdf/about-us/td-bank-corporate-profile-en.pdf](https://www.td.com/content/dam/tdb/document/pdf/about-us/td-bank-corporate-profile-en.pdf)
6. [stories.td.com/us/en/article/td-bank-announces-key-executive-appointments-in-u-s](https://stories.td.com/us/en/article/td-bank-announces-key-executive-appointments-in-u-s)
7. [stories.td.com/ca/en/news/2026-09-01-media-advisory---td-bank-group-executive-to-present-at-the-b](https://stories.td.com/ca/en/news/2026-09-01-media-advisory---td-bank-group-executive-to-present-at-the-b)
8. [occ.treas.gov/news-issuances/news-releases/2024/nr-occ-2024-116.html](https://www.occ.treas.gov/news-issuances/news-releases/2024/nr-occ-2024-116.html)
9. [justice.gov/usao-nj/pr/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violati](https://www.justice.gov/usao-nj/pr/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violations-18b)
10. [justice.gov/criminal/case/united-states-america-v-td-bank-na](https://www.justice.gov/criminal/case/united-states-america-v-td-bank-na)
11. [lowenstein.com/news-insights/publications/client-alerts/td-bank-to-pay-historic-3-billion-over-aml-compl](https://www.lowenstein.com/news-insights/publications/client-alerts/td-bank-to-pay-historic-3-billion-over-aml-compliance-violations-aml)
12. [americanbanker.com/news/td-has-completed-majority-of-u-s-aml-remediation](https://www.americanbanker.com/news/td-has-completed-majority-of-u-s-aml-remediation)
13. [bankregreports.com/banks/td-bank-national-association-497404/](https://www.bankregreports.com/banks/td-bank-national-association-497404/)
14. [visbanking.com/call-report/td-bank-national-association-reports-497404](https://visbanking.com/call-report/td-bank-national-association-reports-497404)
15. [en.wikipedia.org/wiki/TD\_Bank\_(United\_States)](https://en.wikipedia.org/wiki/TD_Bank_\(United_States\))
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/td-bank-n-a-nrthus33#overview-sources)
- **Chief executive:** Leo Salom Group Head, U.S. Banking, TD Bank Group and President & Chief Executive Officer, TD Bank U.S. Confirmed 29 Sep 2026 · [td.com ↗](https://www.td.com/us/en/about-us/investor-relations)
- **Chair:** Paul Douglas Chair, TD Bank US Holdings (as listed on the TD Bank U.S. board page) Confirmed 29 Sep 2026 · [td.com ↗](https://www.td.com/us/en/about-us/investor-relations)
- **Chief financial officer:** Andre Ramos Executive Vice President, Chief Financial Officer Confirmed 29 Sep 2026 · [td.com ↗](https://www.td.com/us/en/about-us/investor-relations)
- **Executive:** Paul Beltrame Executive Vice President, Chief Risk Officer Confirmed 29 Sep 2026 · [td.com ↗](https://www.td.com/us/en/about-us/investor-relations)
- **Executive:** Brian Callanan Executive Vice President, General Counsel & Head of Legal Confirmed 29 Sep 2026 · [td.com ↗](https://www.td.com/us/en/about-us/investor-relations)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/td-bank-n-a-nrthus33#overview-sources)
- **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor
- **United States:** Board of Governors of the Federal Reserve System Central bank
- **United States:** Consumer Financial Protection Bureau Conduct
- **United States:** Federal Deposit Insurance Corporation Resolution
## Recent events 3 enforcement or investigation items
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/td-bank-n-a-nrthus33#overview-sources)
1. Oct 2025
Leadership
The bank appointed Brian Callanan as US General Counsel and Andre Ramos as US Chief Financial Officer, both effective 1 December 2025.
[stories.td.com ↗](https://stories.td.com/us/en/article/td-bank-announces-key-executive-appointments-in-u-s)
2. Oct 2024
Enforcement
The bank pleaded guilty to conspiracy covering its AML programme, currency transaction reports and money laundering, in a DOJ resolution of over USD 1.8 billion.
[justice.gov ↗](https://www.justice.gov/usao-nj/pr/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violations-18b)
3. Oct 2024
Enforcement
The OCC issued a cease-and-desist order and a USD 450 million civil money penalty, and imposed an asset cap, for Bank Secrecy Act/AML deficiencies.
[occ.treas.gov ↗](https://www.occ.treas.gov/news-issuances/news-releases/2024/nr-occ-2024-116.html)
4. Oct 2024
Enforcement
FinCEN assessed a USD 1.3 billion penalty against the bank and TD Bank USA, N.A. for Bank Secrecy Act violations.
[lowenstein.com ↗](https://www.lowenstein.com/news-insights/publications/client-alerts/td-bank-to-pay-historic-3-billion-over-aml-compliance-violations-aml)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** NRTHUS33XXX
- **How the BIC breaks down:** 1. NRTH Bank 2. US Country · United States 3. 33 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 03D0JEWFDFUS0SEEKG89
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/03D0JEWFDFUS0SEEKG89)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **FSB G-SIB list:** [In a G-SIB group · Toronto Dominion](https://elucidate.co/directory/td-bank-n-a-nrthus33#regulatory) list of 2025
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1852
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** TD Bank Us Holding Company · United States[549300DDEQI4052K6I53 ↗](https://search.gleif.org/#/record/549300DDEQI4052K6I53)
- **Ultimate parent:** [The Toronto-Dominion Bank](https://elucidate.co/directory/the-toronto-dominion-bank-tdomcatt) · Canada[PT3QB789TSUIDF371261 ↗](https://search.gleif.org/#/record/PT3QB789TSUIDF371261)
- **FSB G-SIB list:** [In a G-SIB group · Toronto Dominion](https://elucidate.co/directory/group/PT3QB789TSUIDF371261) bucket 1 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The The Toronto-Dominion Bank group has 18 institutions in the directory, in 8 countries: all hold a BIC.
Including [The Toronto Dominion Bank](https://elucidate.co/directory/the-toronto-dominion-bank-tdomcatt), [Toronto Dominion Bank](https://elucidate.co/directory/toronto-dominion-bank-tdomgb2e), [The Toronto Dominion Bank](https://elucidate.co/directory/the-toronto-dominion-bank-tdomtwt1), [The Toronto-Dominion Bank](https://elucidate.co/directory/the-toronto-dominion-bank-tdomus33), [Toronto Dominion Bank](https://elucidate.co/directory/toronto-dominion-bank-tdomgb2l).
[See the The Toronto-Dominion Bank group →](https://elucidate.co/directory/group/PT3QB789TSUIDF371261)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** BANKNORTH 2035 LIMESTONE ROAD WILMINGTON 19808 UNITED STATES OF AMERICA
- **Operational address:** 2035 LIMESTONE RD WILMINGTON,DE WILMINGTON,DE 19808 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
NRTHUS33XXX
03D0JEWFDFUS0SEEKG89
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
NRTHUS33XXX
03D0JEWFDFUS0SEEKG89
TD BANK, N.A.
WILMINGTON
US
BANKNORTH 2035 LIMESTONE ROAD WILMINGTON 19808
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same group
- [The Toronto Dominion Bank BIC TDOMCATT Credit institution Prudential licence Canada · On the FSB G-SIB list · LEI PT3QB789TSUIDF371261](https://elucidate.co/directory/the-toronto-dominion-bank-tdomcatt)
- [Cowen Execution Services Limited BIC CVGXGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800SS94VGJTFLIG64](https://elucidate.co/directory/cowen-execution-services-limited-cvgxgb21)
- [Greenline Investor Services Inc. BIC GRISCAT1 Financial institution Not on a tracked register Canada · Not on a tracked register · LEI 549300EM9IELBMKYHT27](https://elucidate.co/directory/greenline-investor-services-inc-griscat1)
- [TD Bank Europe BIC EUOPGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800TSUEO1BP2F4Z08](https://elucidate.co/directory/td-bank-europe-euopgb21)
- [TD Global Finance Unlimited Company BIC TDOMIE2D Financial institution Not on a tracked register Ireland · Not on a tracked register · LEI FI6C7E5PBUB3F9K43B44](https://elucidate.co/directory/td-global-finance-unlimited-company-tdomie2d)
- [Toronto Dominion (South East Asia) Ltd. BIC TDOMSG2S Financial institution Not on a tracked register Singapore · Not on a tracked register · LEI 5493007JKBFR7XIL4S98](https://elucidate.co/directory/toronto-dominion-south-east-asia-ltd-tdomsg2s)
- [Toronto Dominion Securities Inc. BIC TDSECAT1 Financial institution Not on a tracked register Canada · Not on a tracked register · LEI 5493006RJSLS5DA4PD75](https://elucidate.co/directory/toronto-dominion-securities-inc-tdsecat1)
[All 18 institutions in the The Toronto-Dominion Bank group →](https://elucidate.co/directory/group/PT3QB789TSUIDF371261)
### Same name, different BIC
- [TD Bank, N.A. BIC NRTHUS32 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/td-bank-n-a-nrthus32)
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- [Brown Brothers Harriman and Co BIC BBHCUS3I Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/brown-brothers-harriman-and-co-bbhcus3i)
- [State Street Bank and Trust Company BIC SBOSUS3T Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3t)
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- [State Street Bank and Trust Company BIC SBOSUS3C Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3c)
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- [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1)
- [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33)
[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at TD Bank, N.A.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Toronto-Dominion Bank · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:TD_Bank.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/1/10/TD_Bank.svg/330px-TD_Bank.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.