---
title: "Teya Solutions Ltd. · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate"
description: "Teya Solutions Ltd. is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 978181. Register status, licences, activities and ownership."
url: https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14
---

1.  [Directory](https://elucidate.co/directory)
2.  [United Kingdom](https://elucidate.co/directory/country/gb)
3.  Teya Solutions Ltd.

United Kingdom · Payments & e-money

# Teya Solutions Ltd.

Teya Solutions Ltd. is a private limited company registered in England and Wales. It was incorporated in February 2022 as Salt Pay UK Ltd and renamed in April 2023. Since 28 June 2023 the FCA has authorised it as an electronic money institution under the Electronic Money Regulations 2011, reference 978181. Teya Europe Ltd. owns all of the firm, and its ultimate parent is Teya Holdings Ltd. of the Cayman Islands. Under the Teya brand it offers card acquiring, card machines, online payments and an e-money business account with a Visa debit card to UK small and medium-sized merchants.

Register status

Licensed in the United Kingdom

Authorised E-Money Institution · FCA

Prudential licence

[1 licence or registration ↓](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#licences)

BIC **No BIC** LEI **No LEI mapped** [Licence no. **978181**](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#licences)

## Licences and registrations

Held by Teya Solutions Ltd.. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 978181 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2023-06-28 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) |

-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.

## Swift network

Swift’s ISO 9362 BIC directory

Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only.

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#overview-sources)

Customers

75,000

customers · Group · 29 Sep 2026 · [company statement ↗](https://www.teya.com/)

Employees

78

headcount · This entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/filing-history/MzU0NDEzMDQ0NGFkaXF6a2N4/document?format=pdf&download=0)

Ownership

Group subsidiary

100% Teya Europe Ltd.

Firm type

Merchant acquiring and processing

Trades as Teya

- **Standing:** The firm was incorporated as Salt Pay UK Ltd on 2 February 2022 and took its current name on 21 April 2023.
- **Ownership:** Teya Europe Ltd. (Companies House 12951319) owns 100% of the firm and is wholly owned by Teya Holdings Ltd. of the Cayman Islands.
- **Direct parent:** Teya Europe Ltd., United Kingdom 100%
- **Ultimate owner:** Teya Holdings Ltd., Cayman Islands
- **Head office:** 41 Lothbury, EC2R 7HF London, United Kingdom
- **Company register:** Companies House 13886878
- **Incorporated:** 2 Feb 2022
- **Former name:** SALT PAY UK LTD

### Online

- **Websites & references:** [teya.com ↗](https://www.teya.com/) [help.teya.com ↗](https://help.teya.com/) help centre [docs.teya.com ↗](https://docs.teya.com/) API documentation [business.teya.com ↗](https://business.teya.com/) customer login portal
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/teya-global/) · [X ↗](https://x.com/teyaglobal) · [Facebook ↗](https://www.facebook.com/teyauk/?locale=en_GB) · [Instagram ↗](https://www.instagram.com/teyauk/?hl=en) · [YouTube ↗](https://www.youtube.com/@teyacommunity) · [WhatsApp (support) ↗](https://api.whatsapp.com/message/WXWPJUVYSWOOA1?autoload=1&app_absent=0)

Sources · 11 pages consulted

1.  [teya.com](https://www.teya.com/)
2.  [teya.com/legal/payment-terms](https://www.teya.com/legal/payment-terms)
3.  [teya.com/legal/business-account-terms](https://www.teya.com/legal/business-account-terms)
4.  [help.teya.com/hc/en-gb/articles/47357362175121-Safeguarding-of-Member-Funds-Business-Account](https://help.teya.com/hc/en-gb/articles/47357362175121-Safeguarding-of-Member-Funds-Business-Account)
5.  [find-and-update.company-information.service.gov.uk/company/13886878](https://find-and-update.company-information.service.gov.uk/company/13886878)
6.  [find-and-update.company-information.service.gov.uk/company/13886878/officers](https://find-and-update.company-information.service.gov.uk/company/13886878/officers)
7.  [find-and-update.company-information.service.gov.uk/company/13886878/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/13886878/persons-with-significant-control)
8.  [find-and-update.company-information.service.gov.uk/company/13886878/filing-history](https://find-and-update.company-information.service.gov.uk/company/13886878/filing-history)
9.  [find-and-update.company-information.service.gov.uk/company/13886878/filing-history/MzU0NDEzMDQ0NGFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/13886878/filing-history/MzU0NDEzMDQ0NGFkaXF6a2N4/document?format=pdf&download=0)
10.  [crowdfundinsider.com/2026/08/296213-fintech-teya-accepted-by-uk-financial-conduct-authority-scale-up-unit/](https://www.crowdfundinsider.com/2026/08/296213-fintech-teya-accepted-by-uk-financial-conduct-authority-scale-up-unit/)
11.  [cityam.com/london-fintech-teya-launches-in-spain-and-italy-amid-european-expansion/](https://www.cityam.com/london-fintech-teya-launches-in-spain-and-italy-amid-european-expansion/)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#overview-sources)

- **Operates under:** Its own licences

The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (reference 978181) to provide payment services and issue e-money. According to its own terms, it issues the business account and the Visa debit card in its own name.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 978181 | In its own name | Active | [teya.com ↗](https://www.teya.com/legal/payment-terms) |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsThe firm states that it holds an amount equal to customer funds in pooled accounts at authorised credit institutions, or covers them with a safeguarding insurance policy, or both. It also states that an external auditor reviews its safeguarding every year. [help.teya.com ↗](https://help.teya.com/hc/en-gb/articles/47357362175121-Safeguarding-of-Member-Funds-Business-Account)
- **Payment schemes and card networks:** Visa Access not stated [teya.com ↗](https://www.teya.com/legal/business-account-terms) Mastercard Access not stated [teya.com ↗](https://www.teya.com/legal/payment-terms) American Express Access not stated [teya.com ↗](https://www.teya.com/legal/payment-terms)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#overview-sources)

-   Merchant acquiring
-   Payment gateway
-   E-money wallet
-   Debit cards
-   Bill payments

It provides card acceptance through card machines, Tap to Pay on iPhone and Android, and online payments, with instant or next-day settlement. It also offers an e-money business account with a Visa business debit card, and funding offers from third-party lenders.

The firm serves merchants in the United Kingdom only. Its 2025 accounts state that all its turnover arose in the UK.

- **Revenue:** GBP 26.6mThis entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/filing-history/MzU0NDEzMDQ0NGFkaXF6a2N4/document?format=pdf&download=0)
- **Sells to:** Small businesses
- **Serves customers in:** United Kingdom

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#overview-sources)

- **Executive:** Thomas Mylrea Lowndes Director; General Counsel & Head of Corporate and Regulatory Affairs (Teya) Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/officers)
- **Executive:** Daniela Mastrorocco Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/officers)
- **Executive:** Yvonne Valerie Calvert Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/officers)

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/teya-solutions-ltd-fe35f7195c14#overview-sources)

1.  Aug 2026

    Other

    The FCA selected Teya for the solo-regulated track of its Scale-up Unit, according to the company.

    [crowdfundinsider.com ↗](https://www.crowdfundinsider.com/2026/08/296213-fintech-teya-accepted-by-uk-financial-conduct-authority-scale-up-unit/)

2.  Jul 2026

    Leadership

    Hanna Elizabeth Seminario and Caio Fiuza Silva resigned as directors of the firm on 7 July 2026.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/officers)

3.  Jul 2026

    Other

    The firm allotted GBP 3 million of new shares to Teya Europe Ltd., set off against an intercompany loan.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/filing-history/MzU0NDEzMDQ0NGFkaXF6a2N4/document?format=pdf&download=0)

4.  Jun 2025

    Leadership

    The firm appointed Caio Fiuza Silva as a director on 23 June 2025.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/filing-history)

5.  Feb 2025

    Leadership

    The firm appointed Yvonne Valerie Calvert as a director on 17 February 2025.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/filing-history)

6.  Nov 2024

    Other

    The firm registered Teya Europe Ltd. as its person with significant control, holding 75% or more of shares.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/persons-with-significant-control)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

- **Licence no. · FCA-EMI:** 978181
- **BIC:** Holds no BIC in Swift’s directory
- **LEI:** No LEI mapped
- **Companies House no.:** [13886878 ↗](https://find-and-update.company-information.service.gov.uk/company/13886878)
- **Elucidate firm ID:** fe35f7195c14

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Main licence class:** E-Money / Stored Value Institution
- **Activities:** - Payment services - E-money / stored value
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia
- **First registered:** 2023-06-28
- **Website:** [WWW.TEYA.COM ↗](https://www.teya.com/)

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

No LEI is matched to this entry, so GLEIF relationship records cannot be linked.

## Persons with significant control

Companies House · company [13886878 ↗](https://find-and-update.company-information.service.gov.uk/company/13886878) · as at 9 October 2026

Companies House lists 1 person with significant control for Teya Solutions Ltd.: 1 company.

| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| [Teya Europe Ltd. ↗](https://find-and-update.company-information.service.gov.uk/company/12951319) | Company · UK | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 30 November 2024 |
| Eduardo Cunha Monnerat Solon De Pontes | Individual · through Teya Europe Ltd. | 25–50% of votes | 22 December 2023 |
| Andre Reis Friede Street De Aguiar | Individual · through Teya Europe Ltd. | 25–50% of votes | 22 December 2023 |

Companies report persons with significant control to Companies House. Elucidate has not verified them.

A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.

Matched on the Companies House number that the FCA register gives for this firm.

[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/13886878/persons-with-significant-control)

## Addresses

- **Address on the register:** 4TH FLOOR, 100 Victoria Embankment, London, EC4Y 0DY
- **Country:** United Kingdom

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.

- **Identified by:** Name and postal address. No LEI or clearing code is mapped in the directory
- **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line

```xml
<FinInstnId>
  <Nm>Teya Solutions Ltd.</Nm>
  <PstlAdr>
    <PstCd>EC4Y 0DY</PstCd>
    <TwnNm>London</TwnNm>
    <Ctry>GB</Ctry>
    <AdrLine>4TH FLOOR, 100 Victoria Embankment</AdrLine>
  </PstlAdr>
</FinInstnId>
```

CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.

The values are as published by the register. Check them against your own records before use.

## Related institutions

### Other payments & e-money institutions in the United Kingdom

-   [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
-   [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
-   [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
-   [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
-   [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
-   [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
-   [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
-   [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)

[See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi)

Sources & method

Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.

An institution missing from these registers is not necessarily unregulated.

Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Register for this page

-   **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026
-   **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.