Japan · Financial institution

The Bank of Saga Ltd.

The Bank of Saga, Ltd. (株式会社佐賀銀行) is a Japanese joint-stock company with its head office in Saga City, Saga Prefecture. Its shares are listed on the Tokyo Stock Exchange and the Fukuoka Stock Exchange. The bank provides deposit, lending, domestic and foreign exchange, trust agency and securities intermediary services. Its offices are in Saga, Fukuoka and Nagasaki prefectures and Tokyo. It was established on 11 July 1955 through the merger of Saga Kogyo Bank and Saga Chuo Bank, and it dates its founding to 9 March 1882.

BICBKSGJPJTXXX LEI353800F5W4TG8U8OOA26 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BKSGJPJT directly. Swift GPI live member 1 branch code Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Swift network

Swift’s ISO 9362 BIC directory

BIC
BKSGJPJTXXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BKSGJPJT directly.
Swift GPI
Live member
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
1 branch code
BIC first registered
1987-02-16
Last updated
2025-09-13

Overview

Researched 29 Sep 2026 · Sources

Total assets

JPY 3.3tn

Group · 30 Jun 2026 · interim report ↗

Employees

1,129

headcount · This entity · 31 Mar 2026 · source ↗

Ownership

Publicly listed

Tickers 8395 · 8395

Institution type

Commercial bank

Trades as Saga Bank (佐賀銀行, さぎん)

Ownership
The bank is listed on the Tokyo Stock Exchange Prime Market and the Fukuoka Stock Exchange, and no controlling shareholder is reported.
Stock listings
Tokyo Stock Exchange (Prime) 8395
Fukuoka Stock Exchange 8395
Head office
2-7-20 Tojin (唐人二丁目7番20号), 840-0813 Saga, Japan

Business lines

  • Retail banking
  • SME banking
  • Corporate banking
  • Mortgage lending
  • Consumer finance
  • Trade finance
  • Transaction banking & payments
  • Leasing & factoring
  • Cards
  • Insurance

The bank focuses on deposits and loans to small and medium-sized enterprises and households in Saga and Fukuoka prefectures. Group companies provide leasing and credit guarantee services.

Online

Websites & references
sagabank.co.jp ↗
sagabank.zendesk.com ↗ customer FAQ site linked from the bank's website
sagabank-ba.jp ↗ Saga Bank Big Advance business-support platform
Wikipedia ↗
Official social accounts
X ↗ · Instagram ↗ · YouTube ↗ · LINE ↗
Sources · 8 pages consulted
  1. sagabank.co.jp/ir/
  2. sagabank.co.jp/ir/profile.html
  3. sagabank.co.jp/ir/greeting/
  4. sagabank.co.jp/ir/zaimu.html
  5. sagabank.co.jp/ir/files/zaimu/r09dai1shihankieiwa.pdf
  6. sagabank.co.jp/news/info/files/info_20231205-1.pdf
  7. saga-s.co.jp/subcategory/%E4%BD%90%E8%B3%80%E9%8A%80%E8%A1%8C
  8. ja.wikipedia.org/wiki/%E4%BD%90%E8%B3%80%E9%8A%80%E8%A1%8C

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Hideaki Sakai (坂井 秀明) President (取締役頭取), Representative Director Confirmed 29 Sep 2026 · sagabank.co.jp ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

Japan
Financial Services Agency Prudential supervisorAML supervisorConductSecurities
Japan
Fukuoka Local Finance Branch Bureau (Ministry of Finance, exercising delegated FSA authority) Prudential supervisorOther
Japan
Bank of Japan Central bank

Recent events 1 enforcement or investigation item

Researched 29 Sep 2026 · Sources

  1. Leadership

    The bank promoted Yoichiro Kuchiishi to Representative Senior Managing Director on 26 June 2026. Representative Senior Managing Director Toru Uike stepped down.

    saga-s.co.jp ↗
  2. Incident

    The bank disclosed that an employee took JPY 10 million from its vault on 4 December 2023. Police arrested the employee.

    sagabank.co.jp ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
BKSGJPJTXXX
How the BIC breaks down
  1. BKSGBank
  2. JPCountry · Japan
  3. JTLocation
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
353800F5W4TG8U8OOA26
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type
Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
Regulation
Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
Japan · East Asia & Pacific
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Addresses

Registered address
7-20 TOJIN 2- CHOME SAGA, SAGA 840-0813 JAPAN
Operational address
7-20 TOJIN 2- CHOME SAGA CITY SAGA SAGA 840-0813 JAPAN

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>BKSGJPJTXXX</BICFI>
  <LEI>353800F5W4TG8U8OOA26</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>BKSGJPJTXXX</BICFI>
  <LEI>353800F5W4TG8U8OOA26</LEI>
  <Nm>THE BANK OF SAGA LTD.</Nm>
  <PstlAdr>
    <TwnNm>SAGA</TwnNm>
    <Ctry>JP</Ctry>
    <AdrLine>7-20 TOJIN 2- CHOME SAGA, SAGA 840-0813</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Network

Branch codes

BICBranchCityAddressLEIUpdated
BKSGJPJTSAG — Saga 7-20 TOJIN 2- CHOME SAGA SAGA 840-0813 JAPAN — 2025-09-13

See every BIC in Japan →

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: sagabank.co.jp (official website) · original.

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