---
title: "The Central Trust Bank SWIFT/BIC code CTUSUS44XXX · United States | Elucidate"
description: "SWIFT/BIC code CTUSUS44XXX for The Central Trust Bank, United States. Head-office BIC, LEI 549300UF3FPC7U6RFC59, addresses and Swift connectivity."
url: https://elucidate.co/directory/the-central-trust-bank-ctusus44
---
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2. [United States](https://elucidate.co/directory/country/us)
3. The Central Trust Bank
United States · Financial institution
# The Central Trust Bank
The Central Trust Bank is a Missouri-chartered trust company with banking powers and a state member bank of the Federal Reserve System, headquartered in Jefferson City. It is the banking subsidiary of Central Bancompany, Inc. That company listed its Class A shares on the Nasdaq Global Select Market in November 2025. The bank trades as Central Bank and offers personal, business, mortgage and wealth management services in Missouri, Kansas, Oklahoma, Colorado and Florida. It was founded in 1902 as Central Missouri Trust Company and took the name The Central Trust Bank in 1969.
BIC **CTUSUS44XXX** LEI **[549300UF3FPC7U6RFC59](https://search.gleif.org/#/record/549300UF3FPC7U6RFC59)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/the-central-trust-bank-ctusus44#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** CTUSUS44XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2015-12-19
- **Last updated:** 2024-05-16
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-central-trust-bank-ctusus44#overview-sources)
Total assets
USD 20.3bn
Group · 30 Jun 2026 · [interim report ↗](https://investor.centralbank.net/news-releases/news-release-details/central-bancompany-inc-reports-second-quarter-2026-results)
Employees
2,971
FTE · Group · 30 Jun 2026 · [interim report ↗](https://investor.centralbank.net/news-releases/news-release-details/central-bancompany-inc-reports-second-quarter-2026-results)
Ownership
Group subsidiary
Central Bancompany, Inc.
Institution type
Commercial bank
Trades as Central Bank
- **Ownership:** The bank is the consolidated banking subsidiary of Central Bancompany, Inc., a Nasdaq-listed bank holding company. According to its prospectus, a voting trust controlled by S. Bryan Cook, Robert M. Robuck and Robert R. Hermann, Jr. was expected to hold 65.79% of the holding company's voting power after the November 2025 offering.
- **Direct parent:** Central Bancompany, Inc., United States
- **Head office:** 238 Madison Street, 65101 Jefferson City, United States
- **Company register:** FDIC cert 12633
- **Former name:** Central Missouri Trust Company
### Business lines
- Retail banking
- Corporate banking
- SME banking
- Mortgage lending
- Private banking & wealth
- Transaction banking & payments
- Cards
- Consumer finance
- Asset management
The group reports consumer banking, commercial banking and wealth management segments, with trust and investment services provided through the bank's Central Trust Company and Central Investment Advisors divisions.
### Online
- **Websites & references:** [centralbank.net ↗](https://www.centralbank.net/) [investor.centralbank.net ↗](https://investor.centralbank.net/) investor relations site of the parent, Central Bancompany, Inc. [centraltrust.net ↗](https://centraltrust.net/) Central Trust Company, a division of the bank (trust and wealth management)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/central-bancompany/posts/?feedView=all) · [X ↗](https://x.com/centralbankmo) · [Facebook ↗](https://www.facebook.com/CentralBankMO) · [YouTube ↗](https://www.youtube.com/user/CentralBankMO)
Sources · 13 pages consulted
1. [investor.centralbank.net/governance/management-team](https://investor.centralbank.net/governance/management-team)
2. [investor.centralbank.net/governance/board-of-directors](https://investor.centralbank.net/governance/board-of-directors)
3. [investor.centralbank.net/news-releases/news-release-details/central-bancompany-inc-reports-second-quarter-2026-res](https://investor.centralbank.net/news-releases/news-release-details/central-bancompany-inc-reports-second-quarter-2026-results)
4. [investor.centralbank.net/](https://investor.centralbank.net/)
5. [investor.centralbank.net/news-events/news-releases](https://investor.centralbank.net/news-events/news-releases)
6. [investor.centralbank.net/news-releases/news-release-details/central-bancompany-inc-announces-pricing-initial-publi](https://investor.centralbank.net/news-releases/news-release-details/central-bancompany-inc-announces-pricing-initial-public-offering)
7. [sec.gov/Archives/edgar/data/2065601/000110465925104987/tm2512009-11\_s1a.htm](https://www.sec.gov/Archives/edgar/data/2065601/000110465925104987/tm2512009-11_s1a.htm)
8. [centralbank.net/central-bancompany/](https://www.centralbank.net/central-bancompany/)
9. [centralbank.net/central-bancompany/history/](https://www.centralbank.net/central-bancompany/history/)
10. [centralbank.net/uploadedFiles/Enterprise/Content/IncomingWireInstructions.pdf](https://www.centralbank.net/uploadedFiles/Enterprise/Content/IncomingWireInstructions.pdf)
11. [centralbank.net/personal/services/wire-transfers/](https://www.centralbank.net/personal/services/wire-transfers/)
12. [federalreserve.gov/releases/h2/20210424/stlouis.htm](https://www.federalreserve.gov/releases/h2/20210424/stlouis.htm)
13. [banks.data.fdic.gov/bankfind-suite/bankfind/details/12633](https://banks.data.fdic.gov/bankfind-suite/bankfind/details/12633)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-central-trust-bank-ctusus44#overview-sources)
- **Chief executive:** John T. "JR" Ross President and Chief Executive Officer (of the Company and the Bank) Confirmed 29 Sep 2026 · [investor.centralbank.net ↗](https://investor.centralbank.net/governance/management-team)
- **Chair:** S. Bryan Cook Executive Chairman (of the Company and the Bank) Confirmed 29 Sep 2026 · [investor.centralbank.net ↗](https://investor.centralbank.net/governance/board-of-directors)
- **Chief financial officer:** James K. Ciroli Executive Vice President & Chief Financial Officer Confirmed 29 Sep 2026 · [investor.centralbank.net ↗](https://investor.centralbank.net/governance/management-team)
- **Executive:** Carey D. Schoeneberg Senior Vice President & Chief Risk Officer Confirmed 29 Sep 2026 · [investor.centralbank.net ↗](https://investor.centralbank.net/governance/management-team)
- **Executive:** Jeremy W. Colbert Executive Vice President, General Counsel & Corporate Secretary Confirmed 29 Sep 2026 · [investor.centralbank.net ↗](https://investor.centralbank.net/governance/management-team)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-central-trust-bank-ctusus44#overview-sources)
- **United States:** Board of Governors of the Federal Reserve System (Federal Reserve Bank of St. Louis) Prudential supervisor Central bank AML supervisor
- **United States:** Missouri Division of Finance Prudential supervisor
- **United States:** Consumer Financial Protection Bureau Conduct
- **United States:** Federal Deposit Insurance Corporation Resolution
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-central-trust-bank-ctusus44#overview-sources)
1. Nov 2025
Other
Central Bancompany, the bank's parent, priced its initial public offering of 17,778,000 Class A shares for listing on Nasdaq under the symbol CBC.
[investor.centralbank.net ↗](https://investor.centralbank.net/news-releases/news-release-details/central-bancompany-inc-announces-pricing-initial-public-offering)
2. Jun 2025
Leadership
James K. Ciroli became Chief Financial Officer of the company and the bank, succeeding interim CFO Robert M. Robuck.
[investor.centralbank.net ↗](https://investor.centralbank.net/governance/management-team)
3. Apr 2024
Leadership
John Ross became President and Chief Executive Officer, and S. Bryan Cook became Executive Chairman of the company and the bank.
[investor.centralbank.net ↗](https://investor.centralbank.net/governance/management-team)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** CTUSUS44XXX
- **How the BIC breaks down:** 1. CTUS Bank 2. US Country · United States 3. 44 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 549300UF3FPC7U6RFC59
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300UF3FPC7U6RFC59)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** CENTRAL BANK FLOOR 5 238 MADISON ST JEFFERSON CITY,MO 65101-1805 UNITED STATES OF AMERICA
- **Operational address:** CENTRAL BANK FLOOR 5 238 MADISON ST JEFFERSON CITY,MO JEFFERSON CITY,MO 65101 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
CTUSUS44XXX
549300UF3FPC7U6RFC59
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
CTUSUS44XXX
549300UF3FPC7U6RFC59
THE CENTRAL TRUST BANK
JEFFERSON CITY
US
CENTRAL BANK FLOOR 5 238 MADISON ST JEFFERSON CITY, MO 65101-1805
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at The Central Trust Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [centralbank.net](https://www.centralbank.net/) (official website) · [original](https://www.centralbank.net/globalassets/logos/nav-logos/mobile-logo-cb.svg?v=1DBE5CEFB516200).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.