Germany · Payments & e-money
The Change Group Wechselstuben GmbH - Zweigniederlassung Deutschland
The Change Group Wechselstuben GmbH - Zweigniederlassung Deutschland is the German branch of The Change Group Wechselstuben GmbH, an Austrian limited company based in Vienna. BaFin supervises the branch for foreign-currency exchange (Sortengeschäft) under the German Banking Act and for payment services under the Payment Services Supervision Act. Trading as Prosegur Change, it runs bureaux de change at Düsseldorf and Frankfurt airports and offers Western Union money transfers. Its Travel Money Card is issued and operated by Equals, with the firm acting as the brand, and Prosegur Cash took control of the ChangeGroup group in October 2022.
Licences and registrations
Held by The Change Group Wechselstuben GmbH - Zweigniederlassung Deutschland (LEI 529900ZPK6II8GL5T333). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterFederal Financial Supervisory Authority | Payment institutionPayment Institution | 121383 | Germany | Active | 2018-07-13 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
The Change Group Wechselstuben GmbH
Firm type
Bureau de change
Trades as Prosegur Change
- Ownership
- The firm is a branch of The Change Group Wechselstuben GmbH in Vienna, part of the ChangeGroup group, in which Prosegur Cash acquired a controlling stake in October 2022.
- Direct parent
- The Change Group Wechselstuben GmbH ↗, Austria
- Ultimate owner
- Prosegur Cash, S.A., Spain
- Head office
- Düsseldorf Int Airport, 40474 Düsseldorf, Germany (registered office: Kronsforder Allee 127d, 23560 Lübeck, Germany)
- Company register
- Amtsgericht Lübeck HRB 8328 HL
- Founder
- Sacha Alexander Zackariya
Online
- Websites & references
- de.prosegurchange.com ↗
corp.changegroup.com ↗ ChangeGroup group corporate site with regulatory information
tmode.prosegurchange.com ↗ online currency reservation (Click & Collect) shop
app.changegroup.com ↗ Travel Money Card customer platform - Official social accounts
- Facebook ↗ · Instagram ↗
Sources · 10 pages consulted
- de.prosegurchange.com/impressum
- de.prosegurchange.com/
- de.prosegurchange.com/en/terms-and-conditions
- de.prosegurchange.com/en/travel-money-card/faqs
- de.prosegurchange.com/en/travel-services/travel-money-card
- de.prosegurchange.com/en/about-us/our-company
- corp.changegroup.com/regulatory-information
- corp.changegroup.com/about-us/board-of-directors
- prosegurcash.com/en/media/article/press/Prosegur-cash-takes-over-changegroup-leads-retail-foreign-exchange
- lei.bloomberg.com/leis/view/529900ZPK6II8GL5T333
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Equals Money Europe S.A., Belgium Issuer and operator of the Travel Money Card account and card; Change Group acts as the brand through which customers access it
BaFin authorises the branch for foreign-currency exchange under the German Banking Act (KWG) and for payment services under the Payment Services Supervision Act (ZAG). The Travel Money Card is not provided under the firm's own licence: Equals issues and operates it.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Federal Financial Supervisory Authority (BaFin) Germany | Payment institution – payment business (Sec. 1 Para. 1 Sentence 2 No. 2 ZAG); licence GIT 2 – K 5000 – 121383 – 2017/0001 | 121383 | In its own name | Active | de.prosegurchange.com ↗ |
| Federal Financial Supervisory Authority (BaFin) Germany | Foreign exchange business (Sortengeschäft), Sec. 1 Para. 1a Sentence 2 No. 7 KWG | GW – C 656 BA 1 – 7 | In its own name | Active | de.prosegurchange.com ↗ |
| Austrian Financial Market Authority (FMA) Austria | Licence under § 1 Abs. 1 Z 22 Bankwesengesetz (Wechselstubengeschäft), held by the Vienna head office | 23 5500/33 - FMA - I/2/04 | In its own name | Active | corp.changegroup.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsFor the Travel Money Card, the firm states that customer funds are held in designated safeguarding accounts, separate from operational accounts, at Citibank UK Limited, Royal Bank of Scotland and Barclays Bank PLC, and are not covered by the FSCS.
- Card issuer · Partner
- Equals Money Europe S.A. Belgium
- Safeguarding bank
- Citibank UK Limited United Kingdom
- Safeguarding bank
- Royal Bank of Scotland United Kingdom
- Safeguarding bank
- Barclays Bank PLC United Kingdom
- Payment schemes and card networks
- Mastercard Through a partner corp.changegroup.com ↗
Faster Payments Through a partner de.prosegurchange.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It exchanges cash currencies at airport branches in Düsseldorf and Frankfurt, takes online reservations for collection there, offers Western Union transfers and distributes a multi-currency Travel Money Card issued by Equals.
It serves customers in Germany through its airport branches and the German Prosegur Change website.
- Sells to
- Consumers
- Serves customers in
- Germany
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Norbert Lill MD Austria & Germany
- Chief executive
- Sacha Alexander Zackariya CEO (ChangeGroup, group level)
- Chief financial officer
- Pat Greene Group CFO (ChangeGroup)
- Executive
- Diego Láriz Global Managing Director, Prosegur Foreign Exchange division
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 121383
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 427f451eba22
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Licensed in
- Germany · Europe & Central Asia
- First registered
- 2018-07-13
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Branch of (GLEIF)
- The Change Group Wechselstuben GmbH · Austria984500E64D3A83836A68 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Kronsforder Allee 127d | 23560 Lübeck, Lübeck, 23560
- Country
- Germany
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>529900ZPK6II8GL5T333</LEI>
<Nm>The Change Group Wechselstuben GmbH - Zweigniederlassung Deutschland</Nm>
<PstlAdr>
<PstCd>23560</PstCd>
<TwnNm>Lübeck</TwnNm>
<Ctry>DE</Ctry>
<AdrLine>Kronsforder Allee 127d | 23560</AdrLine>
<AdrLine>Lübeck</AdrLine>
</PstlAdr>
</FinInstnId>- The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.
- CBPR+ does not accept the character ü in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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