---
title: "The Kiyo Bank Limited SWIFT/BIC code KIYOJPJTXXX · Japan | Elucidate"
description: "SWIFT/BIC code KIYOJPJTXXX for The Kiyo Bank Limited, Japan. Head-office BIC, LEI 3538002347FGLMNPVY63, addresses and Swift connectivity."
url: https://elucidate.co/directory/the-kiyo-bank-limited-kiyojpjt
---

1.  [Directory](https://elucidate.co/directory)
2.  [Japan](https://elucidate.co/directory/country/jp)
3.  The Kiyo Bank Limited

![Kiyo Bank (紀陽銀行) logo](https://elucidate.co/images/banks/9a/9a6ce9d697d743cf.webp)

Japan · Financial institution

# The Kiyo Bank Limited

Legal name in the LEI record 株式会社　紀陽銀行

The Kiyo Bank, Ltd is a Japanese joint-stock company (kabushiki kaisha) with its head office in Wakayama City. Its shares are listed on the Prime Market of the Tokyo Stock Exchange, and no controlling parent is reported. It is a regional bank that takes deposits and provides lending, domestic and foreign exchange, and investment and insurance product sales. It mainly serves Wakayama and Osaka prefectures. It was founded on 2 May 1895 as Kiyo Savings Bank and took its present name in 1922. It merged with Wakayama Bank in October 2006 and absorbed its former holding company, Kiyo Holdings, in October 2013.

BIC **KIYOJPJTXXX** LEI **[3538002347FGLMNPVY63](https://search.gleif.org/#/record/3538002347FGLMNPVY63)** Licence no. **Not on a tracked register** Connected to Swift Swift GPI live member Head-office BIC only [Claim this profile](https://elucidate.co/directory/the-kiyo-bank-limited-kiyojpjt#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** KIYOJPJTXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Live member
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 1987-09-21
- **Last updated:** 2022-02-14

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-kiyo-bank-limited-kiyojpjt#overview-sources)

Total assets

JPY 6.17tn

Group · 30 Jun 2026 · [interim report ↗](https://www.kiyobank.co.jp/investors/ir/get_pdf.php?f=00000295)

Employees

2,125

headcount · This entity · 31 Mar 2026 · [source ↗](https://www.kiyobank.co.jp/investors/company_profile/)

Ownership

Publicly listed

Ticker 8370

Institution type

Commercial bank

Trades as Kiyo Bank (紀陽銀行)

- **Ownership:** The bank is listed on the Tokyo Stock Exchange Prime Market, and no controlling shareholder is reported.
- **Stock listing:** Tokyo Stock Exchange (Prime Market) 8370
- **Head office:** 本町1丁目35番地 (35 Honmachi 1-chome), 640-8656 Wakayama, Japan
- **Company register:** Corporate Number 9170001000916 (National Tax Agency)
- **Name in the local language:** 株式会社紀陽銀行
- **Former name:** 株式会社紀陽貯蓄銀行 (Kiyo Savings Bank, 1895–1922)

### Business lines

-   SME banking
-   Retail banking
-   Corporate banking
-   Mortgage lending
-   Consumer finance
-   Private banking & wealth
-   Transaction banking & payments
-   Trade finance

According to its filings, the bank's business is concentrated in lending to small and medium-sized enterprises and retail lending in Wakayama and Osaka, and its subsidiaries provide leasing, cards, credit guarantees and IT services.

### Online

- **Websites & references:** [kiyobank.co.jp ↗](https://www.kiyobank.co.jp/) [kiyobank-ba.jp ↗](https://www.kiyobank-ba.jp/) Kiyo Big Advance business support platform for corporate clients [kiyobank.co.jp/english ↗](https://www.kiyobank.co.jp/english/) English investor relations pages [Wikipedia ↗](https://ja.wikipedia.org/wiki/%E7%B4%80%E9%99%BD%E9%8A%80%E8%A1%8C) [Wikidata Q11605123 ↗](https://www.wikidata.org/wiki/Q11605123)
- **Official social accounts:** None found

Sources · 9 pages consulted

1.  [kiyobank.co.jp/](https://www.kiyobank.co.jp/)
2.  [kiyobank.co.jp/investors/company\_profile/](https://www.kiyobank.co.jp/investors/company_profile/)
3.  [kiyobank.co.jp/investors/company\_profile/history\_01.html](https://www.kiyobank.co.jp/investors/company_profile/history_01.html)
4.  [kiyobank.co.jp/personal/get\_pdf.php?f=00003153](https://www.kiyobank.co.jp/personal/get_pdf.php?f=00003153)
5.  [kiyobank.co.jp/investors/ir/get\_pdf.php?f=00000295](https://www.kiyobank.co.jp/investors/ir/get_pdf.php?f=00000295)
6.  [kiyobank.co.jp/personal/service/foreign-remittance/index.html](https://www.kiyobank.co.jp/personal/service/foreign-remittance/index.html)
7.  [kiyobank.co.jp/english/](https://www.kiyobank.co.jp/english/)
8.  [lfb.mof.go.jp/kinki/71.html](https://lfb.mof.go.jp/kinki/71.html)
9.  [ja.wikipedia.org/wiki/%E7%B4%80%E9%99%BD%E9%8A%80%E8%A1%8C](https://ja.wikipedia.org/wiki/%E7%B4%80%E9%99%BD%E9%8A%80%E8%A1%8C)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-kiyo-bank-limited-kiyojpjt#overview-sources)

- **Chief executive:** Hiroyuki Haraguchi (原口 裕之) Director and President, President and Executive Officer (Representative Director) (取締役頭取兼頭取執行役員) Confirmed 29 Sep 2026 · [kiyobank.co.jp ↗](https://www.kiyobank.co.jp/investors/company_profile/)
- **Chair:** Yasuyuki Matsuoka (松岡 靖之) Chairman of the Board (Representative Director) (取締役会長) Confirmed 29 Sep 2026 · [kiyobank.co.jp ↗](https://www.kiyobank.co.jp/investors/company_profile/)
- **Executive:** Norio Maruoka (丸岡 範夫) Director, Senior Managing Executive Officer and General Manager, Corporate Planning Headquarters (取締役専務執行役員経営企画本部長) Confirmed 3 Aug 2026 · [kiyobank.co.jp ↗](https://www.kiyobank.co.jp/investors/ir/get_pdf.php?f=00000295)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-kiyo-bank-limited-kiyojpjt#overview-sources)

- **Japan:** Financial Services Agency Prudential supervisor AML supervisor Conduct Resolution
- **Japan:** Kinki Local Finance Bureau (supervision delegated by the Financial Services Agency) Prudential supervisor Other
- **Japan:** Bank of Japan Central bank

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/the-kiyo-bank-limited-kiyojpjt#overview-sources)

1.  Oct 2026

    Other

    The bank scheduled a three-for-one split of its ordinary shares with effect from 1 October 2026.

    [kiyobank.co.jp ↗](https://www.kiyobank.co.jp/investors/ir/get_pdf.php?f=00000295)

2.  Jun 2026

    Leadership

    The bank's shareholders' meeting appointed Takeshi Tokumaru as a director, and Managing Executive Officer Sakae Mizobuchi left the board.

    [kiyobank.co.jp ↗](https://www.kiyobank.co.jp/personal/get_pdf.php?f=00003153)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** KIYOJPJTXXX
- **How the BIC breaks down:** 1. KIYO Bank 2. JP Country · Japan 3. JT Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 3538002347FGLMNPVY63
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/3538002347FGLMNPVY63)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Japan · East Asia & Pacific
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1895

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** 35 HONMACHI 1- CHOME WAKAYAMA 640-8656 JAPAN
- **Operational address:** 35 HONMACHI 1-CHOME WAKAYAMA WAKAYAMA 640-8656 JAPAN

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>KIYOJPJTXXX</BICFI>
  <LEI>3538002347FGLMNPVY63</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>KIYOJPJTXXX</BICFI>
  <LEI>3538002347FGLMNPVY63</LEI>
  <Nm>THE KIYO BANK LIMITED</Nm>
  <PstlAdr>
    <TwnNm>WAKAYAMA</TwnNm>
    <Ctry>JP</Ctry>
    <AdrLine>35 HONMACHI 1- CHOME WAKAYAMA 640-8656</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Largest institutions in Japan

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-   [MUFG Bank, Ltd. BIC BOTKJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI C3GTMMZIHMY46P4OIX74](https://elucidate.co/directory/mufg-bank-ltd-botkjpjt)
-   [State Street Trust and Banking CO. Ltd. BIC SSTBJPJX Financial institution Not on a tracked register Japan · Not on a tracked register · LEI 549300FYVZ9Q6HREFP74](https://elucidate.co/directory/state-street-trust-and-banking-co-ltd-sstbjpjx)
-   [Bank of China BIC BKCHJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI 54930053HGCFWVHYZX42](https://elucidate.co/directory/bank-of-china-bkchjpjt)
-   [Deutsche Securities Inc. Tokyo Branch BIC DEUTJPJ9 Financial institution Not on a tracked register Japan · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-securities-inc-tokyo-branch-deutjpj9)
-   [Axa Life Insurance CO., Ltd. BIC AXIPJPJT Financial institution Not on a tracked register Japan · Not on a tracked register · LEI 213800T38ERVY7FN8L42](https://elucidate.co/directory/axa-life-insurance-co-ltd-axipjpjt)
-   [Bofa Securities Japan CO., Ltd. BIC MLCOJPJT Financial institution Not on a tracked register Japan · Not on a tracked register · LEI I7E80LI4NVVT41W1WB02](https://elucidate.co/directory/bofa-securities-japan-co-ltd-mlcojpjt)
-   [Jpmorgan Chase Bank, N.A. - Tokyo Branch BIC CHASJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI 7H6GLXDRUGQFU57RNE97](https://elucidate.co/directory/jpmorgan-chase-bank-n-a-tokyo-branch-chasjpjt)

[See every BIC in Japan →](https://elucidate.co/directory/country/jp#bics)

Claim this profile

## Work at The Kiyo Bank Limited?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: The Kiyo Bank, Ltd. · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Kiyobank_logo.png) · [original](https://upload.wikimedia.org/wikipedia/commons/3/3c/Kiyobank_logo.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail_unscaled).

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
