--- title: "Thirdfort Limited · Authorised Payment Institution (FCA) · United Kingdom | Elucidate" description: "Thirdfort Limited is authorised by FCA as an authorised payment institution in the United Kingdom. Licence 806236. Register status, licences, activities and ownership." url: https://elucidate.co/directory/thirdfort-limited-906c8cfdd142 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Thirdfort Limited United Kingdom · Payments & e-money # Thirdfort Limited Trading as Thirdfort Thirdfort Limited is a private limited company registered in England and Wales and based in London. The FCA authorises it as an authorised payment institution under the Payment Services Regulations 2017. The firm says its FCA licence covers account information services. It has no controlling shareholder. Its founders and venture investors, including Breega, hold its shares. It sells identity verification, AML screening, source-of-funds checks based on open banking data and know-your-business checks to legal, property and accountancy firms. In February 2025 it acquired the rental check platform of Homeppl. Register status Licensed in the United Kingdom Authorised Payment Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/thirdfort-limited-906c8cfdd142#licences) BIC **No BIC** LEI **No LEI mapped** [Licence no. **806236**](https://elucidate.co/directory/thirdfort-limited-906c8cfdd142#licences) ## Licences and registrations Held by Thirdfort Limited. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA | Authorised Payment InstitutionPayment Institution | 806236 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-07-24 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: Thirdfort (FCA-PSD) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/thirdfort-limited-906c8cfdd142#overview-sources) Customers 1,500 customers · This entity · 29 Sep 2026 · [company statement ↗](https://www.thirdfort.com/) Employees 112 headcount · Group · 31 Mar 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/filing-history/MzQ4MDgzMTI5MGFkaXF6a2N4/document?format=pdf&download=0) Ownership Venture-backed Firm type Other Trades as Thirdfort - **Ownership:** Since 1 March 2022 the firm has reported no person with significant control, and its 2025 accounts state that it has no ultimate controlling party. - **Head office:** Belle House, Platform 1, Victoria Station, SW1V 1JT London, United Kingdom - **Company register:** Companies House 10757456 - **Incorporated:** 8 May 2017 - **Founders:** Olly Thornton-Berry · Jack Bidgood - **Former name:** FOEX LIMITED ### Online - **Websites & references:** [thirdfort.com ↗](https://www.thirdfort.com/) [help.thirdfort.com ↗](https://help.thirdfort.com/hc/en-gb) support hub [status.thirdfort.com ↗](https://status.thirdfort.com/) service status page [portal.thirdfort.com ↗](http://portal.thirdfort.com/) client portal sign-in - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/thirdfort) · [YouTube ↗](https://www.youtube.com/@thirdfort) Sources · 12 pages consulted 1. [thirdfort.com/](https://www.thirdfort.com/) 2. [thirdfort.com/about/](https://www.thirdfort.com/about/) 3. [thirdfort.com/security-measures/](https://www.thirdfort.com/security-measures/) 4. [thirdfort.com/privacy/](https://www.thirdfort.com/privacy/) 5. [thirdfort.com/contact/](https://www.thirdfort.com/contact/) 6. [find-and-update.company-information.service.gov.uk/company/10757456](https://find-and-update.company-information.service.gov.uk/company/10757456) 7. [find-and-update.company-information.service.gov.uk/company/10757456/officers](https://find-and-update.company-information.service.gov.uk/company/10757456/officers) 8. [find-and-update.company-information.service.gov.uk/company/10757456/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/10757456/persons-with-significant-control) 9. [find-and-update.company-information.service.gov.uk/company/10757456/filing-history](https://find-and-update.company-information.service.gov.uk/company/10757456/filing-history) 10. [find-and-update.company-information.service.gov.uk/company/10757456/filing-history/MzQ4MDgzMTI5MGFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/10757456/filing-history/MzQ4MDgzMTI5MGFkaXF6a2N4/document?format=pdf&download=0) 11. [thirdfort.com/news/thirdfort-acquires-homeppl/](https://www.thirdfort.com/news/thirdfort-acquires-homeppl/) 12. [finextra.com/pressarticle/91765/thirdfort-closes-15m-series-a](https://www.finextra.com/pressarticle/91765/thirdfort-closes-15m-series-a) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/thirdfort-limited-906c8cfdd142#overview-sources) - **Operates under:** Its own licences The FCA authorises Thirdfort Limited as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 806236. The firm says this licence covers account information services, which it uses for source-of-funds checks. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Payment Institution | 806236 | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/thirdfort-limited-906c8cfdd142#overview-sources) - Account information (open banking) The firm sells client due diligence software to regulated professionals: remote ID verification, PEP and sanctions screening, document verification, know-your-business checks and source-of-funds checks that use open banking data. Its clients' customers complete the checks in the Thirdfort app. The firm serves regulated businesses in the United Kingdom, and its 2025 accounts state that all turnover arose in the United Kingdom. - **Revenue:** GBP 11.2mGroup · 31 Mar 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/filing-history/MzQ4MDgzMTI5MGFkaXF6a2N4/document?format=pdf&download=0) - **Sells to:** Small businesses · Enterprises · Platforms and marketplaces - **Serves customers in:** United Kingdom - **Latest funding round:** Series A2 · GBP 5.09m Apr 2024 [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/filing-history/MzQ4MDgzMTI5MGFkaXF6a2N4/document?format=pdf&download=0) - **Total raised:** GBP 25m to Sep 2026 · [thirdfort.com ↗](https://www.thirdfort.com/about/) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/thirdfort-limited-906c8cfdd142#overview-sources) - **Chief executive:** Oliver (Olly) Thornton-Berry Co-founder and CEO; director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/officers) - **Founder:** Jack Bidgood Co-founder; director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/officers) - **Executive:** James Charles Meekings Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/officers) - **Executive:** Nicholas James West Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/officers) - **Executive:** Dan Shellard Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/officers) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/thirdfort-limited-906c8cfdd142#overview-sources) 1. Feb 2025 Merger / acquisition Thirdfort acquired the trade and assets of Homeppl Ltd, including its rental check platform, for a total consideration of GBP 885,000. [thirdfort.com ↗](https://www.thirdfort.com/news/thirdfort-acquires-homeppl/) 2. Apr 2024 Funding Thirdfort completed a Series A2 funding round, raising GBP 5.1 million from existing investors. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/filing-history/MzQ4MDgzMTI5MGFkaXF6a2N4/document?format=pdf&download=0) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-PSD:** 806236 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** No LEI mapped - **Companies House no.:** [10757456 ↗](https://find-and-update.company-information.service.gov.uk/company/10757456) - **Elucidate firm ID:** 906c8cfdd142 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-07-24 - **Website:** [www.thirdfort.com ↗](https://www.thirdfort.com/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records No LEI is matched to this entry, so GLEIF relationship records cannot be linked. ## Persons with significant control Companies House · company [10757456 ↗](https://find-and-update.company-information.service.gov.uk/company/10757456) · as at 9 October 2026 The company states that no person or legal entity has significant control over it. Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/10757456/persons-with-significant-control) ## Addresses - **Address on the register:** Floor 4, 17-21 Risborough Street, London, SE1 0HG - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address. No LEI or clearing code is mapped in the directory - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml Thirdfort Limited SE1 0HG London GB Floor 4, 17-21 Risborough Street ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-PSD →](https://elucidate.co/directory/register/fca-psd) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.