--- title: "Tipalti Europe Ltd · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate" description: "Tipalti Europe Ltd is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 942778. LEI 213800ADY4C4LE964Y66. Register status, licences, activities and ownership." url: https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Tipalti Europe Ltd United Kingdom · Payments & e-money # Tipalti Europe Ltd Tipalti Europe Ltd is a private limited company registered in England and Wales, with its head office in London. The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, reference 942778. It is wholly owned by Tipalti Solutions Ltd of Israel, part of the Tipalti group. It offers UK business customers the Tipalti accounts payable and payouts platform, with e-money accounts, domestic and cross-border payments and FX. Its corporate Visa cards are issued by Transact Payments Limited of Gibraltar under that firm's own licence. Register status Licensed in the United Kingdom Authorised E-Money Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#licences) BIC **No BIC** LEI **[213800ADY4C4LE964Y66](https://search.gleif.org/#/record/213800ADY4C4LE964Y66)** [Licence no. **942778**](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#licences) ## Licences and registrations Held by Tipalti Europe Ltd (LEI 213800ADY4C4LE964Y66). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 942778 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2021-09-25 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#overview-sources) Customers 339 customers · This entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/filing-history/MzU0NjQ5MjgwM2FkaXF6a2N4/document?format=pdf&download=0) Employees 154 headcount · This entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/filing-history/MzU0NjQ5MjgwM2FkaXF6a2N4/document?format=pdf&download=0) Ownership Group subsidiary 100% Tipalti Solutions Ltd Firm type FX and business payments Trades as Tipalti - **Standing:** Companies House recorded a change of registered office from 10 Paternoster Row to The Monument, 5th Floor, 51 Eastcheap, London EC3M 1DT on 17 July 2026. - **Ownership:** Tipalti Solutions Ltd, a company incorporated in Israel, holds 100% of the firm and is named as its ultimate controlling party in the 2025 accounts. - **Direct parent:** Tipalti Solutions Ltd, Israel 100% - **Head office:** 5th Floor, 51 Eastcheap, EC3M 1DT London, United Kingdom - **Company register:** Companies House 12471817 - **Incorporated:** 19 Feb 2020 - **Founders:** Chen Amit · Oren Zeev ### Online - **Websites & references:** [tipalti.com ↗](https://tipalti.com/en-uk/) [tipalti.com ↗](https://tipalti.com/) group website (US) [hub.tipalti.com ↗](https://hub.tipalti.com/) customer login portal - **Official social accounts:** None found Sources · 15 pages consulted 1. [find-and-update.company-information.service.gov.uk/company/12471817](https://find-and-update.company-information.service.gov.uk/company/12471817) 2. [find-and-update.company-information.service.gov.uk/company/12471817/officers](https://find-and-update.company-information.service.gov.uk/company/12471817/officers) 3. [find-and-update.company-information.service.gov.uk/company/12471817/filing-history](https://find-and-update.company-information.service.gov.uk/company/12471817/filing-history) 4. [find-and-update.company-information.service.gov.uk/company/12471817/filing-history/MzU0NjQ5MjgwM2FkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/12471817/filing-history/MzU0NjQ5MjgwM2FkaXF6a2N4/document?format=pdf&download=0) 5. [register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx) 6. [tipalti.com/en-uk/](https://tipalti.com/en-uk/) 7. [tipalti.com/en-uk/legal/](https://tipalti.com/en-uk/legal/) 8. [tipalti.com/en-uk/legal/uk-services-schedule/](https://tipalti.com/en-uk/legal/uk-services-schedule/) 9. [tipalti.com/en-uk/legal/uk-card-framework-contract/](https://tipalti.com/en-uk/legal/uk-card-framework-contract/) 10. [tipalti.com/en-uk/faqs/](https://tipalti.com/en-uk/faqs/) 11. [tipalti.com/en-uk/company/](https://tipalti.com/en-uk/company/) 12. [tipalti.com/press/tipalti-growth-financing-ai-innovation/](https://tipalti.com/press/tipalti-growth-financing-ai-innovation/) 13. [tipalti.com/press/tipalti-acquires-statement/](https://tipalti.com/press/tipalti-acquires-statement/) 14. [cybersecuritydive.com/news/tipalti-investigates-ransomware-supply-chain-attack/701516/](https://www.cybersecuritydive.com/news/tipalti-investigates-ransomware-supply-chain-attack/701516/) 15. [paymentsdive.com/news/tipalti-counts-on-future-ipo-ai-finance-automation-software/823594/](https://www.paymentsdive.com/news/tipalti-counts-on-future-ipo-ai-finance-automation-software/823594/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#overview-sources) - **Operates under:** Several models - **Licensed firm it operates under:** Transact Payments Limited, Gibraltar Issuer of the Tipalti Visa corporate debit card, authorised by the Gibraltar Financial Services Commission as an electronic money institution; Tipalti Europe Ltd administers the card programme and provides customer service The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, reference 942778, for its e-money accounts and payment services. Its corporate cards are issued by Transact Payments Limited under that firm's Gibraltar e-money licence, with Marqeta, Inc. named as programme manager. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 942778 | In its own name | Active | [tipalti.com ↗](https://tipalti.com/en-uk/legal/uk-services-schedule/) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#overview-sources) - **Safeguarding:** Segregated safeguarding accountsThe firm states that customer funds are held in a designated safeguarding account with an authorised bank, which it does not name. [tipalti.com ↗](https://tipalti.com/en-uk/faqs/) - **Card issuer:** Transact Payments Limited Gibraltar [tipalti.com ↗](https://tipalti.com/en-uk/legal/uk-card-framework-contract/) - **Payment schemes and card networks:** Visa Through a partner [tipalti.com ↗](https://tipalti.com/en-uk/legal/uk-card-framework-contract/) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#overview-sources) - Payouts and mass payments - International money transfer - Domestic payments - FX conversion - E-money wallet - Debit cards It sells accounts payable automation, mass payouts, procurement and expense tools to UK businesses, with payments to over 200 countries and territories in 120 currencies, according to its website. It contracts with business customers in the United Kingdom under its FCA authorisation, and excludes consumers, micro-enterprises and small charities. - **Revenue:** GBP 36.6mThis entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/filing-history/MzU0NjQ5MjgwM2FkaXF6a2N4/document?format=pdf&download=0) - **Payment volume:** USD 90bnpayments processed annually across the Tipalti group ("$90B+") Group · 4 Aug 2026 · [company statement ↗](https://tipalti.com/en-uk/company/) - **Sells to:** Small businesses · Enterprises · Platforms and marketplaces - **Serves customers in:** United Kingdom - **Total raised:** USD 750m to Aug 2026 · [tipalti.com ↗](https://tipalti.com/en-uk/company/) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#overview-sources) - **Chief executive:** Chen Amit Director; Co-founder and CEO of Tipalti (group) Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/officers) - **Executive:** Robert Grant Israch Director; President of Tipalti (group) Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/officers) - **Chair:** Oren Zeev Co-Founder & Chairman (group board) Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/en-uk/company/) - **Chief financial officer:** Dan Barzily Chief Financial Officer (group) Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/en-uk/company/) - **Executive:** Alice Davidson Chief Legal & Regulatory Officer (group) Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/en-uk/company/) ## Recent events 1 enforcement or investigation item Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-europe-ltd-72e53a8e71b5#overview-sources) 1. Jul 2026 Other The firm moved its registered office from 10 Paternoster Row to 51 Eastcheap, London, on 17 July 2026. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/filing-history) 2. Oct 2025 Leadership Sarah Dickens Spoja resigned as a director of the firm on 1 October 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/officers) 3. Sep 2025 Funding The Tipalti group announced USD 200 million in growth financing from Hercules Capital. [tipalti.com ↗](https://tipalti.com/press/tipalti-growth-financing-ai-innovation/) 4. Jun 2025 Merger / acquisition The Tipalti group announced its acquisition of Statement, a treasury automation provider, on undisclosed terms. [tipalti.com ↗](https://tipalti.com/press/tipalti-acquires-statement/) 5. Mar 2025 Other The firm granted fixed and floating charges as guarantor of a group term loan of up to USD 206 million, with Hercules Capital as agent. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/filing-history/MzU0NjQ5MjgwM2FkaXF6a2N4/document?format=pdf&download=0) 6. Dec 2023 Security incident The Tipalti group said it was investigating a ransomware group's claim to have accessed data of Tipalti and its customers. [cybersecuritydive.com ↗](https://www.cybersecuritydive.com/news/tipalti-investigates-ransomware-supply-chain-attack/701516/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-EMI:** 942778 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [213800ADY4C4LE964Y66 ↗](https://search.gleif.org/#/record/213800ADY4C4LE964Y66) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Companies House no.:** [12471817 ↗](https://find-and-update.company-information.service.gov.uk/company/12471817) - **Elucidate firm ID:** 72e53a8e71b5 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2021-09-25 - **Website:** [tipalti.com/en-uk ↗](https://tipalti.com/en-uk/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Persons with significant control Companies House · company [12471817 ↗](https://find-and-update.company-information.service.gov.uk/company/12471817) · as at 9 October 2026 The company states that no person or legal entity has significant control over it. Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/12471817/persons-with-significant-control) ## Addresses - **Address on the register:** 2nd Floor, St. Martin’S Court, 10 Paternoster Row, London, EC4M 7HP - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 213800ADY4C4LE964Y66 Tipalti Europe Ltd EC4M 7HP London GB 2nd Floor, St. Martin’S Court 10 Paternoster Row ``` - CBPR+ does not accept the character ’ in names and addresses. Transliterate before sending. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.