--- title: "Tipalti, Inc. · (FinCEN) · United States | Elucidate" description: "Tipalti, Inc. is registered with FinCEN for anti-money-laundering supervision as a in the United States. LEI 549300OPXDPZ4YSRZX75. Register status, licences, activities and ownership." url: https://elucidate.co/directory/tipalti-inc-76bc15e585b3 --- 1. [Directory](https://elucidate.co/directory) 2. [United States](https://elucidate.co/directory/country/us) 3. Tipalti, Inc. United States · Money service business # Tipalti, Inc. Tipalti, Inc. is a Delaware company with its head office in Foster City, California. The Financial Crimes Enforcement Network (FinCEN) registers it as a money services business. According to its licence page, state regulators license it as a money transmitter in 44 states and the District of Columbia. Its GLEIF-reported parent is Tipalti Solutions Ltd of Israel. The firm provides accounts payable automation, mass payouts and cross-border payments to businesses. The Tipalti group describes itself as "the AI-powered platform for finance automation". Register status Registered for AML supervision in the United States FinCEN AML registration only [2 licences and registrations ↓](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#licences) BIC **No BIC** LEI **[549300OPXDPZ4YSRZX75](https://search.gleif.org/#/record/549300OPXDPZ4YSRZX75)** [Licence no. **Not published by the register**](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#licences) [Group: Tipalti Solutions LTD](https://elucidate.co/directory/group/2549009PMFQYXXCS1H70) ## Licences and registrations Held by Tipalti, Inc. (LEI 549300OPXDPZ4YSRZX75). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [MSB Registrant Search](https://elucidate.co/directory/register/fincen-msb) FinCEN | —Money Transmitter / Remittance | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | 2026-07-10 | — | - Money remittance | [Search the register ↗](https://www.fincen.gov/msb-registrant-search) | | [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC | Foreign MSB (FMSB)Money Transmitter / Remittance | M21083774 | [Canada](https://elucidate.co/directory/country/ca) | Ceased | 2021-02-02 | Ended 2026-07-30 | - Money remittance | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#overview-sources) Customers 6,500 customers · Group · 18 Mar 2026 · [company statement ↗](https://tipalti.com/blog/building-for-scale-teodora-gouneva-board/) Employees 1,000 headcount · Group · 28 Aug 2026 · [company statement ↗](https://tipalti.com/company/) Ownership Group subsidiary Tipalti Solutions Ltd Firm type FX and business payments Trades as Tipalti - **Standing:** The firm's FINTRAC registration as a foreign money services business ended on 30 July 2026. Canadian customers now contract with a sister company, Tipalti Canada, Inc. - **Ownership:** According to its LEI record, the firm is consolidated by Tipalti Solutions Ltd of Israel, the parent of the venture-backed Tipalti group. - **Direct parent:** [Tipalti Solutions Ltd ↗](https://search.gleif.org/#/record/2549009PMFQYXXCS1H70), Israel - **Head office:** 1051 E. Hillsdale Boulevard, Suite 600, 94404 Foster City, United States (registered office: c/o Corporation Service Company, 251 Little Falls Drive, Wilmington, DE 19808, United States) - **Founders:** Chen Amit · Oren Zeev ### Online - **Websites & references:** [tipalti.com ↗](https://tipalti.com/) [hub.tipalti.com ↗](https://hub.tipalti.com/) customer login portal [Wikipedia ↗](https://en.wikipedia.org/wiki/Tipalti) group article - **Official social accounts:** [Facebook ↗](https://www.facebook.com/Tipalti/) Sources · 14 pages consulted 1. [tipalti.com/legal/us-licenses/](https://tipalti.com/legal/us-licenses/) 2. [tipalti.com/legal/tipalti-services-agreement/](https://tipalti.com/legal/tipalti-services-agreement/) 3. [tipalti.com/legal/standard-services-schedule/](https://tipalti.com/legal/standard-services-schedule/) 4. [tipalti.com/legal/canadian-services-schedule/](https://tipalti.com/legal/canadian-services-schedule/) 5. [tipalti.com/legal/cards-schedule/](https://tipalti.com/legal/cards-schedule/) 6. [tipalti.com/legal/](https://tipalti.com/legal/) 7. [tipalti.com/company/](https://tipalti.com/company/) 8. [tipalti.com/](https://tipalti.com/) 9. [tipalti.com/blog/building-for-scale-teodora-gouneva-board/](https://tipalti.com/blog/building-for-scale-teodora-gouneva-board/) 10. [tipalti.com/press/tipalti-growth-financing-ai-innovation/](https://tipalti.com/press/tipalti-growth-financing-ai-innovation/) 11. [tipalti.com/press/tipalti-acquires-statement/](https://tipalti.com/press/tipalti-acquires-statement/) 12. [cybersecuritydive.com/news/tipalti-investigates-ransomware-supply-chain-attack/701516/](https://www.cybersecuritydive.com/news/tipalti-investigates-ransomware-supply-chain-attack/701516/) 13. [darkreading.com/application-security/payments-giant-tipalti-no-ransomware-breach-roblox](https://www.darkreading.com/application-security/payments-giant-tipalti-no-ransomware-breach-roblox) 14. [en.wikipedia.org/wiki/Tipalti](https://en.wikipedia.org/wiki/Tipalti) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#overview-sources) - **Operates under:** Its own licences FinCEN registers the firm as a money services business. State regulators license it as a money transmitter in 44 states and the District of Columbia. In California, a sister company, Tipalti Payments, Inc., provides money transmission under its own licence from the Department of Financial Protection and Innovation. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | US state regulators (NMLS) United States | Money transmitter licences in 44 states and the District of Columbia | 1271971 | In its own name | Active | [tipalti.com ↗](https://tipalti.com/legal/us-licenses/) | | Financial Crimes Enforcement Network (FinCEN) United States | Money Services Business registration (Money Transmitter) | — | In its own name | Active | — | | New York State Department of Financial Services United States | Money Transmitter licence | 103756 | In its own name | Active | [tipalti.com ↗](https://tipalti.com/legal/us-licenses/) | | Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Foreign Money Services Business registration | M21083774 | In its own name | Withdrawn or expired | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#overview-sources) - **Safeguarding:** Segregated safeguarding accountsThe firm states that it holds customer funds in a custodial capacity, in virtually segregated accounts within an account opened for the benefit of its customers at a bank it does not name. [tipalti.com ↗](https://tipalti.com/legal/standard-services-schedule/) - **Card issuer:** Celtic Bank United States [tipalti.com ↗](https://tipalti.com/legal/cards-schedule/) - **Payment schemes and card networks:** ACH Through a partner [tipalti.com ↗](https://tipalti.com/legal/standard-services-schedule/) Visa Through a partner [tipalti.com ↗](https://tipalti.com/legal/cards-schedule/) Mastercard Through a partner [tipalti.com ↗](https://tipalti.com/legal/cards-schedule/) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#overview-sources) - Payouts and mass payments - International money transfer - Domestic payments - FX conversion The firm sells accounts payable, mass payout, procurement, expense and treasury software to mid-market businesses. Through the platform it sends supplier and payee payments, which the group says reach over 200 countries and territories in 120 currencies. The firm contracts with customers in the US outside California and in countries other than the UK, the EEA and Canada, which sister companies serve. - **Payment volume:** USD 90bntotal payment volume (annual) Group · 18 Mar 2026 · [company statement ↗](https://tipalti.com/blog/building-for-scale-teodora-gouneva-board/) - **Sells to:** Enterprises · Small businesses · Platforms and marketplaces - **Serves customers in:** United States - **Total raised:** USD 750m to Aug 2026 · [tipalti.com ↗](https://tipalti.com/company/) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#overview-sources) - **Chief executive:** Chen Amit Co-founder and CEO Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/company/) - **Chair:** Oren Zeev Co-Founder & Chairman Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/company/) - **Chief financial officer:** Dan Barzily Chief Financial Officer Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/company/) - **Executive:** Alice Davidson Chief Legal & Regulatory Officer Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/company/) - **Executive:** Rob Israch President Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/company/) - **Executive:** Manish Vrishaketu Chief Customer and Operating Officer Confirmed 29 Sep 2026 · [tipalti.com ↗](https://tipalti.com/company/) ## Recent events 1 enforcement or investigation item Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/tipalti-inc-76bc15e585b3#overview-sources) 1. Jul 2026 Licence The firm's FINTRAC foreign money services business registration ceased on 30 July 2026. Canadian customers now contract with Tipalti Canada, Inc. [tipalti.com ↗](https://tipalti.com/legal/canadian-services-schedule/) 2. Mar 2026 Leadership Tipalti appointed Teodora Gouneva to its board of directors as chair of a newly formed audit committee. [tipalti.com ↗](https://tipalti.com/blog/building-for-scale-teodora-gouneva-board/) 3. Sep 2025 Funding Tipalti announced USD 200 million in growth financing from Hercules Capital, Inc. [tipalti.com ↗](https://tipalti.com/press/tipalti-growth-financing-ai-innovation/) 4. Jun 2025 Merger / acquisition Tipalti announced the acquisition of Statement, a treasury automation company, on undisclosed terms. [tipalti.com ↗](https://tipalti.com/press/tipalti-acquires-statement/) 5. Dec 2023 Security incident The ALPHV ransomware group claimed to have stolen Tipalti data. Tipalti said its investigation found no evidence of a breach. [cybersecuritydive.com ↗](https://www.cybersecuritydive.com/news/tipalti-investigates-ransomware-supply-chain-attack/701516/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FINTRAC-MSB:** M21083774 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [549300OPXDPZ4YSRZX75 ↗](https://search.gleif.org/#/record/549300OPXDPZ4YSRZX75) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** 76bc15e585b3 - **Merged register entry:** ba02fb135d84 · FINTRAC-MSB ## Profile - **Type:** Money service business - **Regulation:** AML registration only - **Main licence class:** Money Transmitter / Remittance - **Activities:** - Money remittance - **Licensed in:** [United States](https://elucidate.co/directory/country/us) · North America - **First registered:** 2026-07-10 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Tipalti Solutions LTD · Israel[2549009PMFQYXXCS1H70 ↗](https://search.gleif.org/#/record/2549009PMFQYXXCS1H70) The Tipalti Solutions LTD group has 2 institutions in the directory, in 2 countries: none holds a BIC. Including [Tipalti B.V.](https://elucidate.co/directory/tipalti-b-v-83f0c64b2941). [See the Tipalti Solutions LTD group →](https://elucidate.co/directory/group/2549009PMFQYXXCS1H70) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** 1051 E. Hillsdale Boulevard, Suite 600, Foster City, 94404 - **Country:** United States ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 549300OPXDPZ4YSRZX75 Tipalti, Inc. 94404 Foster City US 1051 E. Hillsdale Boulevard Suite 600 ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Tipalti B.V. No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R185924 (EBA-PSD2) · LEI 2549006NIU01MKQEDW88](https://elucidate.co/directory/tipalti-b-v-83f0c64b2941) [All 2 institutions in the Tipalti Solutions LTD group →](https://elucidate.co/directory/group/2549009PMFQYXXCS1H70) ### Other money service businesses in the United States - [Envios Express Inc No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/envios-express-inc-c0823b914930) - [EL Mercadito LLC · trading as EL MERCADITO MINOT, El Mercadito No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/el-mercadito-llc-ca792f233581) - [LA Michoacana LLC · trading as La MIchoacana, DBA LA MICHOACANA MUSICA Y VIDEO No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-michoacana-llc-aefa6462674e) - [Tienda El Quetzal LLC · trading as Mercado Chihuahua, Tienda El Quetzal No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-el-quetzal-llc-6ced94619b56) - [Tienda La Bendicion LLC · trading as TIENDA LA BENDICION, LA BENDICION BAKERY No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-la-bendicion-llc-c35469140f19) - [Umb Bank N.A BIC UMKCUS44 Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI VNOO6EITDJ2YUEBMSZ83](https://elucidate.co/directory/umb-bank-n-a-umkcus44) - [Guatemex LLC · trading as GUATEMEX 1 No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/guatemex-llc-810a5ad10a10) - [LA Azteca LLC · trading as La Azteca Mexican Grocery No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-azteca-llc-b844c35143c3) [See all →](https://elucidate.co/directory/search?type=msb&cc=US) [Other entries on FINCEN-MSB →](https://elucidate.co/directory/register/fincen-msb) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Registers for this page - **MSB Registrant Search**—Financial Crimes Enforcement Network (FinCEN) · [source ↗](https://www.fincen.gov/msb-registrant-search) as at 24 September 2026 - **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [source ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.