---
title: "Trumo Finance OY SWIFT/BIC code TRMFFIH2XXX · Finland | Elucidate"
description: "Licensed in Finland: Payment institution (Finnish Financial Supervisory Authority). SWIFT/BIC code TRMFFIH2XXX for Trumo Finance OY, Finland. Head-office BIC."
url: https://elucidate.co/directory/trumo-finance-oy-trmffih2
---

1.  [Directory](https://elucidate.co/directory)
2.  [Finland](https://elucidate.co/directory/country/fi)
3.  Trumo Finance OY

Finland · Payments & e-money

# Trumo Finance OY

Register status

Licensed in Finland

Payment institution · Finnish Financial Supervisory Authority

Prudential licence

[2 licences and registrations ↓](https://elucidate.co/directory/trumo-finance-oy-trmffih2#licences)

BIC **TRMFFIH2XXX** LEI **[743700C98OUASIWZL610](https://search.gleif.org/#/record/743700C98OUASIWZL610)** [Licence no. **31076235**](https://elucidate.co/directory/trumo-finance-oy-trmffih2#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/trumo-finance-oy-trmffih2#claim)

## Licences and registrations

Held by Trumo Finance Oy (LEI 743700C98OUASIWZL610). 2 entries on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Finnish Financial Supervisory Authority Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 31076235 | [Finland](https://elucidate.co/directory/country/fi) | Active | 2023-06-19 | — | - Payment services - Card acquiring - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Finnish Financial Supervisory Authority Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Account information service providerAccount Information Service Provider | 31076235 | [Finland](https://elucidate.co/directory/country/fi) | Active | 2024-02-08 | — | - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** TRMFFIH2XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2026-04-04
- **Last updated:** 2026-04-04

## Identifiers

Head-office record

- **BIC:** TRMFFIH2XXX
- **How the BIC breaks down:** 1. TRMF Bank 2. FI Country · Finland 3. H2 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 743700C98OUASIWZL610
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/743700C98OUASIWZL610)
- **Licence no. · EBA-PSD2:** 31076235
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 439dae1c5728

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [2 entries on 1 register](https://elucidate.co/directory/trumo-finance-oy-trmffih2#licences)
- **Activities:** - Payment services - Card acquiring - Payment initiation - Account information
- **Licensed in:** [Finland](https://elucidate.co/directory/country/fi)
- **Country · region:** Finland · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** YRJONKATU 11 D 20 HELSINKI 00120 FINLAND
- **Operational address:** YRJONKATU 11 D 20 HELSINKI 00120 HELSINKI FINLAND

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>TRMFFIH2XXX</BICFI>
  <LEI>743700C98OUASIWZL610</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>TRMFFIH2XXX</BICFI>
  <LEI>743700C98OUASIWZL610</LEI>
  <Nm>TRUMO FINANCE OY</Nm>
  <PstlAdr>
    <TwnNm>HELSINKI</TwnNm>
    <Ctry>FI</Ctry>
    <AdrLine>YRJONKATU 11 D 20 HELSINKI 00120</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Other payments & e-money institutions in Finland

-   [Kvarn Capital Oy · trading as Kvarn X No BIC Payments & e-money Crypto Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 32888032 (EBA-PSD2) · also on ESMA-CASP · LEI 9845009F15A5B9FD7F45](https://elucidate.co/directory/kvarn-capital-oy-e13c73028784)
-   [Visma Payments Oy No BIC Payments & e-money Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 24865594 (EBA-PSD2) · LEI 743700XYF5NFRU352D44](https://elucidate.co/directory/visma-payments-oy-c8cc0cfca407)
-   [Wolt License Services Oy No BIC Payments & e-money Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 31720705 (EBA-PSD2) · LEI 743700SOJA4DGZUEIQ23](https://elucidate.co/directory/wolt-license-services-oy-987e8375baa0)
-   [Zevoy Aktiebolag No BIC Payments & e-money Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 31477514 (EBA-PSD2) · LEI 743700HWAF38LYZ9MW17](https://elucidate.co/directory/zevoy-aktiebolag-e83e7d5bcab8)
-   [Book Salon Oy No BIC Payments & e-money Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 27861214 (EBA-PSD2) · LEI 7437000YHXKXTUD8EK71](https://elucidate.co/directory/book-salon-oy-85f844161807)
-   [Coinmotion Oy · trading as Coinmotion No BIC Payments & e-money Crypto Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 24696831 (EBA-PSD2) · also on ESMA-CASP · LEI 743700PZG5RRF7SA4Q58](https://elucidate.co/directory/coinmotion-oy-5bf8966239de)
-   [Enfuce License Services Oy No BIC Payments & e-money Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 29925023 (EBA-PSD2) · LEI 743700WRC8QM4A5D3G23](https://elucidate.co/directory/enfuce-license-services-oy-079ae8b4029a)
-   [Epassi Clearing Oy No BIC Payments & e-money Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 28722419 (EBA-PSD2) · LEI 8945003XY9F2SG7R7A09](https://elucidate.co/directory/epassi-clearing-oy-74db98d23767)

[See all →](https://elucidate.co/directory/search?type=payments&cc=FI)

Claim this profile

## Work at Trumo Finance OY?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.