---
title: "Trustly Group AB SWIFT/BIC code TRLYSESSXXX · Sweden | Elucidate"
description: "Licensed in Sweden: Payment institution (Swedish Financial Supervisory Authority). SWIFT/BIC code TRLYSESSXXX for Trustly Group AB, Sweden. 2 branch BICs."
url: https://elucidate.co/directory/trustly-group-ab-trlysess
---
1. [Directory](https://elucidate.co/directory)
2. [Sweden](https://elucidate.co/directory/country/se)
3. Trustly Group AB
Sweden · Payments & e-money
# Trustly Group AB
Trustly Group AB is a Stockholm-based Swedish limited company. Finansinspektionen authorises it as a payment institution (FI number 45002) under the Swedish Payment Services Act. It is an operating subsidiary in the Trustly group headed by Trustly Holding AB (publ), whose highest parent is the Luxembourg company Cidron MaaS Sàrl. It provides Pay by Bank payment initiation, account information, money remittance, payout and direct debit services to merchants and their consumers in the EEA. In February 2022 Finansinspektionen issued it a warning and a SEK 130 million administrative fine for anti-money laundering deficiencies.
Register status
Licensed in Sweden
Payment institution · Swedish Financial Supervisory Authority
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/trustly-group-ab-trlysess#licences)
BIC **TRLYSESSXXX** LEI **[5493008FHV9NM1RASP51](https://search.gleif.org/#/record/5493008FHV9NM1RASP51)** [Licence no. **45002**](https://elucidate.co/directory/trustly-group-ab-trlysess#licences) Connected to Swift [**2** branch codes](https://elucidate.co/directory/trustly-group-ab-trlysess#branches) [Claim this profile](https://elucidate.co/directory/trustly-group-ab-trlysess#claim)
## Licences and registrations
Held by Trustly Group AB (LEI 5493008FHV9NM1RASP51). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Swedish Financial Supervisory Authority Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 45002 | [Sweden](https://elucidate.co/directory/country/se) | Active | 2019-07-05 | — | - Money remittance - Payment services - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** TRLYSESSXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [2 branch codes](https://elucidate.co/directory/trustly-group-ab-trlysess#branches)
- **BIC first registered:** 2013-06-08
- **Last updated:** 2022-02-14
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/trustly-group-ab-trlysess#overview-sources)
Customers
19,900,000
users · Group · 30 Jun 2026 · [interim report ↗](https://cdn.prod.website-files.com/6798a4db9ed2b5ffc8c81f32/6a915651aa3c3906eb18676a_Update%20for%20Bond%20Holders%20-%20Q2-26.pdf)
Employees
Not published
Ownership
Group subsidiary
Trustly Holding AB (publ)
Firm type
Open banking
Trades as Trustly
- **Ownership:** Trustly Holding AB (publ) heads the operating group and is wholly owned by Trustly AB (publ), and the group reports Cidron MaaS Sàrl of Luxembourg as its highest parent with 61.2% at 31 December 2025.
- **Direct parent:** Trustly Holding AB (publ), Sweden
- **Ultimate owner:** Cidron MaaS Sàrl, Luxembourg
- **Head office:** Rådmansgatan 40, floor 5, 113 57 Stockholm, Sweden
- **Company register:** Bolagsverket 556754-8655
### Online
- **Websites & references:** [trustly.com ↗](https://www.trustly.com/) [docs.trustly.com ↗](https://docs.trustly.com/) developer documentation [developers.trustly.com ↗](https://developers.trustly.com/) developer portal [status.trustly.net ↗](https://status.trustly.net/) status page [Wikipedia ↗](https://en.wikipedia.org/wiki/Trustly) group article [Wikidata Q18449475 ↗](https://www.wikidata.org/wiki/Q18449475)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/trustly/) · [X ↗](https://x.com/Trustly) · [Instagram ↗](https://www.instagram.com/trustly/?hl=en) · [YouTube ↗](https://www.youtube.com/user/TrustlySE)
Sources · 16 pages consulted
1. [fi.se/en/our-registers/company-register/details?id=72257](https://www.fi.se/en/our-registers/company-register/details?id=72257)
2. [fi.se/en/our-registers/company-register/gransoverskridandehandel?id=72257](https://www.fi.se/en/our-registers/company-register/gransoverskridandehandel?id=72257)
3. [fi.se/en/published/sanctions/financial-firms/2022/trustly-group-receives-warning-and-administra](https://www.fi.se/en/published/sanctions/financial-firms/2022/trustly-group-receives-warning-and-administrative-fine/)
4. [trustly.com](https://www.trustly.com/)
5. [trustly.com/investors](https://www.trustly.com/investors)
6. [trustly.com/legal-hub](https://www.trustly.com/legal-hub)
7. [trustly.com/about-us/terms-and-conditions-pis](https://www.trustly.com/about-us/terms-and-conditions-pis)
8. [trustly.com/se/about-us/terms-and-conditions-tdd](https://www.trustly.com/se/about-us/terms-and-conditions-tdd)
9. [storage.mfn.se/06e94608-3ad1-48c6-bf0e-951e4e03d647/trustly-holding-ab-publ-q4-25-report.pdf](https://storage.mfn.se/06e94608-3ad1-48c6-bf0e-951e4e03d647/trustly-holding-ab-publ-q4-25-report.pdf)
10. [cdn.prod.website-files.com/6798a4db9ed2b5ffc8c81f32/6a915651aa3c3906eb18676a\_Update%20for%20Bond%20Holders%20-%20Q2-](https://cdn.prod.website-files.com/6798a4db9ed2b5ffc8c81f32/6a915651aa3c3906eb18676a_Update%20for%20Bond%20Holders%20-%20Q2-26.pdf)
11. [cdn.prod.website-files.com/6798a4db9ed2b5ffc8c81f32/6930428cba75555241a535db\_Trustly%20Holding%20AB%20(publ)%20-%20B](https://cdn.prod.website-files.com/6798a4db9ed2b5ffc8c81f32/6930428cba75555241a535db_Trustly%20Holding%20AB%20\(publ\)%20-%20Bond%20Terms%20and%20Conditions.pdf)
12. [trustly.com/blog/trustly-completes-slimpay-merger](https://www.trustly.com/blog/trustly-completes-slimpay-merger)
13. [tech.eu/2026/09/17/swedish-fintech-trustly-to-cut-around-200-jobs/](https://tech.eu/2026/09/17/swedish-fintech-trustly-to-cut-around-200-jobs/)
14. [fintechfutures.com/job-cuts-new-hires/trustly-appoints-randy-kern-as-group-cto-amid-us-growth-push](https://www.fintechfutures.com/job-cuts-new-hires/trustly-appoints-randy-kern-as-group-cto-amid-us-growth-push)
15. [nordiccapital.com/news-views/press-releases/nordic-capital-backed-trustly-announces-strategic-minority-inve](https://www.nordiccapital.com/news-views/press-releases/nordic-capital-backed-trustly-announces-strategic-minority-investment-by-a-consortium-of-investors-to-support-further-expansion/)
16. [en.wikipedia.org/wiki/Trustly](https://en.wikipedia.org/wiki/Trustly)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/trustly-group-ab-trlysess#overview-sources)
- **Operates under:** Its own licences
Finansinspektionen authorises the firm as a payment institution for executing payment transactions, money remittance, payment initiation and account information services. The authorisation is passported to 29 other EEA states, and Finansinspektionen lists six group companies as its registered agents.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Finansinspektionen (Swedish Financial Supervisory Authority) Sweden | Payment institution (betalningsinstitut): execution of payment transactions, including through credit lines, money remittance, payment initiation services and account information services | 45002 | In its own name | Active | [fi.se ↗](https://www.fi.se/en/our-registers/company-register/details?id=72257) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/trustly-group-ab-trlysess#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that direct debit amounts collected from payers go to a client funds account it holds for the merchant's benefit. [trustly.com ↗](https://www.trustly.com/se/about-us/terms-and-conditions-tdd)
- **Payment schemes and card networks:** Bankgirot Autogiro (Swedish direct debit) Access not stated [trustly.com ↗](https://www.trustly.com/se/about-us/terms-and-conditions-tdd)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/trustly-group-ab-trlysess#overview-sources)
- Payment initiation (open banking)
- Account information (open banking)
- Payouts and mass payments
- Domestic payments
- FX conversion
It offers Pay by Bank account-to-account pay-ins, deposits, payouts, recurring payments and Swedish Autogiro direct debit to merchants, including in e-commerce, travel, gaming, utilities and financial services.
It serves merchants and consumers in the EEA under its Swedish payment institution authorisation, with country-specific terms published for 12 markets.
- **Revenue:** SEK 2.43bnGroup · 31 Dec 2025 · [interim report ↗](https://storage.mfn.se/06e94608-3ad1-48c6-bf0e-951e4e03d647/trustly-holding-ab-publ-q4-25-report.pdf)
- **Payment volume:** SEK 1.06tnTransaction payment value (TPV), including UK initiation-only transactions Group · 31 Dec 2025 · [interim report ↗](https://storage.mfn.se/06e94608-3ad1-48c6-bf0e-951e4e03d647/trustly-holding-ab-publ-q4-25-report.pdf)
- **Sells to:** Enterprises · Platforms and marketplaces · Financial institutions · Public sector · Consumers
- **Serves customers in 15 countries:** Sweden · Denmark · Finland · Norway · Estonia · Latvia · Lithuania · Germany · Austria · Netherlands · Poland · Spain · France · Italy · Portugal
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/trustly-group-ab-trlysess#overview-sources)
- **Chief executive:**  Johan Tjärnberg Group CEO Confirmed 29 Sep 2026 · [trustly.com ↗](https://www.trustly.com/investors)
- **Executive:**  Morten Hübbe Chair of the board of Trustly Holding AB (publ) (parent company) Confirmed 29 Sep 2026 · [trustly.com ↗](https://www.trustly.com/investors)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/trustly-group-ab-trlysess#overview-sources)
1. Sep 2026
Other
The Trustly group told staff of proposed organisational changes affecting around 200 roles globally.
[tech.eu ↗](https://tech.eu/2026/09/17/swedish-fintech-trustly-to-cut-around-200-jobs/)
2. Apr 2026
Leadership
The Trustly group appointed Randy Kern as group CTO and Chantelle Zemba as group chief legal officer.
[fintechfutures.com ↗](https://www.fintechfutures.com/job-cuts-new-hires/trustly-appoints-randy-kern-as-group-cto-amid-us-growth-push)
3. Oct 2025
Other
Parent Trustly Holding AB (publ) issued EUR 375 million of senior secured bonds, with Trustly Group AB named as a guarantor.
[storage.mfn.se ↗](https://storage.mfn.se/06e94608-3ad1-48c6-bf0e-951e4e03d647/trustly-holding-ab-publ-q4-25-report.pdf)
4. Jan 2024
Merger / acquisition
The Trustly group completed its acquisition of the French payment institution SlimPay after approval from the ACPR.
[trustly.com ↗](https://www.trustly.com/blog/trustly-completes-slimpay-merger)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** TRLYSESSXXX
- **How the BIC breaks down:** 1. TRLY Bank 2. SE Country · Sweden 3. SS Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 5493008FHV9NM1RASP51
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/5493008FHV9NM1RASP51)
- **Licence no. · EBA-PSD2:** 45002
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 1bfa5a4c4edd
- **National bank code:** [Clearingnummer 2140-2149](https://elucidate.co/directory/trustly-group-ab-trlysess#bank-codes)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/trustly-group-ab-trlysess#licences)
- **Activities:** - Money remittance - Payment services - Payment initiation - Account information
- **Licensed in:** [Sweden](https://elucidate.co/directory/country/se)
- **Country · region:** Sweden · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 2008
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** RADMANSGATAN 40 STOCKHOLM 113 57 SWEDEN
- **Operational address:** RADMANSGATAN 40 STOCKHOLM 113 57 STOCKHOLM SWEDEN
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
TRLYSESSXXX
5493008FHV9NM1RASP51
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
TRLYSESSXXX
5493008FHV9NM1RASP51
TRUSTLY GROUP AB
STOCKHOLM
SE
RADMANSGATAN 40 STOCKHOLM 113 57
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### Clearingnummer · Sweden
1 code file of 2026-08-06 · ISO 20022 clearing system code SESBA
| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| 2140-2149 | TRLYSESS | Trustly Group AB |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Network
### Branch network
All 2 branch BICs connect to the head office. They are all in Stockholm, and no function or registration year splits them further.
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [TRLYSESSIIX](https://elucidate.co/directory/trustly-group-ab-trlysess-iix) | — | Stockholm | RADMANSGATAN 40 STOCKHOLM 113 57 STOCKHOLM SWEDEN | — | 2025-05-31 |
| [TRLYSESSIXX](https://elucidate.co/directory/trustly-group-ab-trlysess-ixx) | — | Stockholm | RADMANSGATAN 40 STOCKHOLM 113 57 STOCKHOLM SWEDEN | — | 2025-05-31 |
[See every BIC in Sweden →](https://elucidate.co/directory/country/se#bics)
## Related institutions
### Other payments & e-money institutions in Sweden
- [AVY Finans AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 50642 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/avy-finans-ab-7693091ed4c2)
- [CDSys AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 50719 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/cdsys-ab-01bda55cd78d)
- [Smart Refill i Helsingborg AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 45568 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/smart-refill-i-helsingborg-ab-849f399eb462)
- [Svensk Betaltjänst AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 559417-4012 (EBA-PSD2) · LEI 636700TNYQE3UL9HTI08](https://elucidate.co/directory/svensk-betaltjanst-ab-e9d0f590acd1)
- [APS International AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 559121-0132 (EBA-PSD2) · LEI 636700EN9ELT3O6D3Q26](https://elucidate.co/directory/aps-international-ab-f047d83b9d0f)
- [Bambora AB No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 45001 (EBA-PSD2) · LEI 549300DC0M8DMLX0G290 (also mapped to a BIC)](https://elucidate.co/directory/bambora-ab-83a2f02c0bda)
- [Bankomat AB BIC BAUBSES1 Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 48384 (EBA-PSD2) · LEI 6367004XPYLNNNNXZL49](https://elucidate.co/directory/bankomat-ab-baubses1)
- [Betalo AB (publ) No BIC Payments & e-money Prudential licence Sweden · Licensed by Swedish Financial Supervisory Authority · 559245-2931 (EBA-PSD2) · LEI 549300HX4GCLX2B4SD25](https://elucidate.co/directory/betalo-ab-publ-ae8674ef051a)
[See all →](https://elucidate.co/directory/search?type=payments&cc=SE)
Claim this profile
## Work at Trustly Group AB?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—Sweden (Source: Bankinfrastruktur i Sverige AB (BSAB)).
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Snorlaks · [CC BY 4.0](https://creativecommons.org/licenses/by/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Trustly_Logotype.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/4/43/Trustly_Logotype.svg/330px-Trustly_Logotype.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail); Johan Tjärnberg: [trustly.com](https://www.trustly.com/investors) (official website) · [original](https://cdn.prod.website-files.com/6798a4db9ed2b5ffc8c81f32/693043908312f7fc2e8d1e9d_img%20\(1\).webp); Morten Hübbe: [trustly.com](https://www.trustly.com/investors) (official website) · [original](https://cdn.prod.website-files.com/6798a4db9ed2b5ffc8c81f32/692ee5aae73677a2e31cd2a9_img%20\(4\).webp).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.