---
title: "Uab Opay Solutions SWIFT/BIC code UAOSLT22XXX · Lithuania | Elucidate"
description: "Licensed in Lithuania: Payment institution (Bank of Lithuania). SWIFT/BIC code UAOSLT22XXX for Uab Opay Solutions, Lithuania. Head-office BIC."
url: https://elucidate.co/directory/uab-opay-solutions-uaoslt22
---

1.  [Directory](https://elucidate.co/directory)
2.  [Lithuania](https://elucidate.co/directory/country/lt)
3.  Uab Opay Solutions

Lithuania · Payments & e-money

# Uab Opay Solutions

UAB OPAY solutions is a private limited company based in Vilnius, Lithuania. The Bank of Lithuania authorises it as a payment institution under licence LB002101, granted on 16 September 2021. That licence replaced a limited-activity payment institution licence the firm had held since 2012. Trading as OPAY, it collects online payments for merchants and fundraisers, mainly in Lithuania, Latvia and Estonia. Its card acceptance service is provided together with AB Citadele Bank.

Register status

Licensed in Lithuania

Payment institution · Bank of Lithuania

Prudential licence

[2 licences and registrations ↓](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#licences)

BIC **UAOSLT22XXX** LEI **[894500M6YKRJNI6H7178](https://search.gleif.org/#/record/894500M6YKRJNI6H7178)** [Licence no. **LB002101**](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#claim)

## Licences and registrations

Held by Uab Opay solutions (LEI 894500M6YKRJNI6H7178). 2 entries on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Bank of Lithuania Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | LB002101 | [Lithuania](https://elucidate.co/directory/country/lt) | Active | 2021-09-16 | — | - Money remittance - Payment services - Card acquiring - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Bank of Lithuania Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Exempted payment institutionPayment Institution | LB000238 | [Lithuania](https://elucidate.co/directory/country/lt) | Withdrawn | 2012-11-08 | Ended 2021-09-16 | - Money remittance - Payment services | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** UAOSLT22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2020-05-02
- **Last updated:** 2021-03-18

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#overview-sources)

Customers

Not published

Employees

Not published

Ownership

Privately held

Firm type

Merchant acquiring and processing

Trades as OPAY

- **Ownership:** In December 2023 the Bank of Lithuania did not object to two natural persons acting together acquiring a qualifying holding of more than 30% but less than 50% in the firm. The names of the shareholders are not published.
- **Head office:** M. K. Paco g. 4, LT-10309 Vilnius, Lithuania
- **Company register:** Lithuanian Register of Legal Entities 302664558

### Online

- **Websites & references:** [opay.eu ↗](https://opay.eu/) [opay.lt ↗](https://opay.lt/) Lithuanian domain used for the firm's email and older legal pages
- **Official social accounts:** None found

Sources · 8 pages consulted

1.  [lb.lt/lt/finansu-rinku-dalyviai/uab-opay-solutions](https://www.lb.lt/lt/finansu-rinku-dalyviai/uab-opay-solutions)
2.  [lb.lt/lt/naujienos/lietuvos-banko-valdybos-nutarimai-192](https://www.lb.lt/lt/naujienos/lietuvos-banko-valdybos-nutarimai-192)
3.  [lb.lt/lt/naujienos/lietuvos-banko-finansu-rinkos-prieziuros-komiteto-sprendimai-53](https://www.lb.lt/lt/naujienos/lietuvos-banko-finansu-rinkos-prieziuros-komiteto-sprendimai-53)
4.  [lb.lt/lt/naujienos/mokejimo-istaigos-uab-opay-solutions-tarpininkas-itrauktas-i-viesaji-mokejim](https://www.lb.lt/lt/naujienos/mokejimo-istaigos-uab-opay-solutions-tarpininkas-itrauktas-i-viesaji-mokejimo-istaigu-sarasa)
5.  [opay.eu/](https://opay.eu/)
6.  [opay.eu/en/contacts](https://opay.eu/en/contacts)
7.  [opay.eu/en/legal-information/terms-of-payment](https://opay.eu/en/legal-information/terms-of-payment)
8.  [opay.eu/user/themes/opay-theme/images/Payment\_card\_service\_guidelines\_EN\_v2024-08-22.pdf](https://opay.eu/user/themes/opay-theme/images/Payment_card_service_guidelines_EN_v2024-08-22.pdf)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#overview-sources)

- **Operates under:** Its own licences

The Bank of Lithuania authorises the firm as a payment institution under licence LB002101, in force since 16 September 2021. The licence covers payment transactions, issuing payment instruments and acquiring payments, payment initiation and account information services. The Bank of Lithuania also lists the firm as a licensed currency exchange operator. Its register shows the licence notified for cross-border services in 30 member states without a branch.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Bank of Lithuania Lithuania | Payment institution licence (Mokėjimo įstaigos licencija) | LB002101 | In its own name | Active | [lb.lt ↗](https://www.lb.lt/lt/finansu-rinku-dalyviai/uab-opay-solutions) |
| Bank of Lithuania Lithuania | Licensed currency exchange operator (list of currency exchange operators) | — | In its own name | Active | [lb.lt ↗](https://www.lb.lt/lt/finansu-rinku-dalyviai/uab-opay-solutions) |
| Bank of Lithuania Lithuania | Limited-activity payment institution licence (EBA register: exempted payment institution) | LB000238 | Exemption | Withdrawn or expired | — |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#overview-sources)

- **Safeguarding:** Not disclosedThe firm's payer terms say initiated payments go to an account opened for the firm to collect beneficiaries' funds. The terms do not name the bank or describe how the funds are safeguarded. [opay.eu ↗](https://opay.eu/en/legal-information/terms-of-payment)
- **Acquirer / processor:** AB Citadele Bank [opay.eu ↗](https://opay.eu/user/themes/opay-theme/images/Payment_card_service_guidelines_EN_v2024-08-22.pdf)
- **Payment schemes and card networks:** Visa Through a partner [opay.eu ↗](https://opay.eu/user/themes/opay-theme/images/Payment_card_service_guidelines_EN_v2024-08-22.pdf) Mastercard Through a partner [opay.eu ↗](https://opay.eu/user/themes/opay-theme/images/Payment_card_service_guidelines_EN_v2024-08-22.pdf)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#overview-sources)

-   Payment gateway
-   Payment initiation (open banking)
-   Merchant acquiring
-   Account information (open banking)

It gives online merchants and fundraisers a payment gateway with bank-link and payment initiation payments, card payments, instalment purchases through partner leasing companies and cash payments at partner locations.

The firm says it operates in Lithuania, Latvia and Estonia. The Bank of Lithuania register shows its licence notified for cross-border services in 30 other states without a branch.

- **Sells to:** Small businesses · Enterprises · Other
- **Serves customers in 3 countries:** Lithuania · Latvia · Estonia

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#overview-sources)

1.  Dec 2023

    Other

    The Bank of Lithuania did not object to two natural persons acting together acquiring a qualifying holding of 30% to 50% in the firm.

    [lb.lt ↗](https://www.lb.lt/lt/naujienos/lietuvos-banko-finansu-rinkos-prieziuros-komiteto-sprendimai-53)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** UAOSLT22XXX
- **How the BIC breaks down:** 1. UAOS Bank 2. LT Country · Lithuania 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 894500M6YKRJNI6H7178
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/894500M6YKRJNI6H7178)
- **Licence no. · EBA-PSD2:** LB002101
- **Licence no. · EBA-PSD2:** LB000238
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 2a81d37fbd4a

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [2 entries on 1 register](https://elucidate.co/directory/uab-opay-solutions-uaoslt22#licences)
- **Activities:** - Money remittance - Payment services - Card acquiring - Payment initiation - Account information
- **Licensed in:** [Lithuania](https://elucidate.co/directory/country/lt)
- **Country · region:** Lithuania · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** M. K. PACO ST. 4 VILNIUS 10309 LITHUANIA
- **Operational address:** M. K. PACO ST. 4 VILNIUS 10309 VILNIUS LITHUANIA

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>UAOSLT22XXX</BICFI>
  <LEI>894500M6YKRJNI6H7178</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>UAOSLT22XXX</BICFI>
  <LEI>894500M6YKRJNI6H7178</LEI>
  <Nm>UAB OPAY SOLUTIONS</Nm>
  <PstlAdr>
    <TwnNm>VILNIUS</TwnNm>
    <Ctry>LT</Ctry>
    <AdrLine>M. K. PACO ST. 4 VILNIUS 10309</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Other payments & e-money institutions in Lithuania

-   [Paylar, Uab BIC UAUPLT2V Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB001876 (EBA-PSD2) · LEI 894500AIXAOM2GM0S646](https://elucidate.co/directory/paylar-uab-uauplt2v)
-   [Nayax Europe UAB No BIC Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002078 (EBA-PSD2) · LEI 9845004849E2F454BC09](https://elucidate.co/directory/nayax-europe-uab-fd84d85571bf)
-   [Nuvei Liquidity UAB · trading as Simplex No BIC Payments & e-money Crypto Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002325 (EBA-PSD2) · also on ESMA-CASP · LEI 894500IY99QLL9M0SR28](https://elucidate.co/directory/nuvei-liquidity-uab-781ac5b84b88)
-   [Paysera Lt Uab BIC EVIULT2V Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB000251 (EBA-PSD2) · LEI 5299009E21OGG8K3Y756](https://elucidate.co/directory/paysera-lt-uab-eviult2v)
-   [Robinhood Europe UAB · trading as Robinhood No BIC Payments & e-money Crypto Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002341 (EBA-PSD2) · also on ESMA-CASP · LEI 254900GTP4UXQO1UMI36](https://elucidate.co/directory/robinhood-europe-uab-25c99971eace)
-   [UAB Decentralized · trading as Coingate No BIC Payments & e-money Crypto Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002324 (EBA-PSD2) · also on ESMA-CASP · LEI 6488907MV9XAA08E4E40](https://elucidate.co/directory/uab-decentralized-466a2c4bf603)
-   [UAB "Elektroninių mokėjimų agentūra" No BIC Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB001982 (EBA-PSD2) · LEI 894500JXZ1T5RH87LI72](https://elucidate.co/directory/uab-elektroniniu-mokejimu-agentura-99d365f34c08)
-   [UAB „Elektroninių pinigų bitė“ No BIC Payments & e-money Prudential licence Lithuania · Licensed by Bank of Lithuania · LB002088 (EBA-PSD2) · LEI 894500QPV7L8XZX01I10](https://elucidate.co/directory/uab-elektroniniu-pinigu-bite-1fd23d2e8bf5)

[See all →](https://elucidate.co/directory/search?type=payments&cc=LT)

Claim this profile

## Work at Uab Opay Solutions?

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1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.