---
title: "Unicredit Bulbank Ad SWIFT/BIC code UNCRBGSFXXX · Bulgaria | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code UNCRBGSFXXX for Unicredit Bulbank Ad, Bulgaria. 5 branch BICs, LEI 549300Z7V2WOFIMUEK50."
url: https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf
---

1.  [Directory](https://elucidate.co/directory)
2.  [Bulgaria](https://elucidate.co/directory/country/bg)
3.  Unicredit Bulbank Ad

Bulgaria · Credit institution

# Unicredit Bulbank Ad

Legal name in the LEI record УНИКРЕДИТ БУЛБАНК

UniCredit Bulbank AD is a Bulgarian joint-stock company with its seat at 7 Sveta Nedelya Square, Sofia. UniCredit S.p.A. of Italy is its main shareholder and has held it directly since the 2016 reorganisation of the group's Central and Eastern European business. The bank holds a full-scope banking licence and offers retail, corporate, private and investment banking, trade finance, custody and payment services in Bulgaria. It was formed on 27 April 2007 by the legal merger of Bulbank AD, HVB Bank Biochim AD and Hebros Bank AD.

ECB · Single Supervisory Mechanism

Directly supervised by the ECB

Total assets EUR 500–1,000 bn

Group: UniCredit S.p.A.

BIC **UNCRBGSFXXX** LEI **[549300Z7V2WOFIMUEK50](https://search.gleif.org/#/record/549300Z7V2WOFIMUEK50)** Licence no. **Not on a tracked register** Connected to Swift [ECB significant institution](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#regulatory) Market operator · MIC **UCBG** [**5** branch codes](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#branches) [**21** correspondent accounts](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#correspondents) [**3** respondent banks](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#respondents) [Group: Unicredit, Societa' Per Azioni](https://elucidate.co/directory/group/549300TRUWO2CD2G5692) [Claim this profile](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#regulatory)): that is banking supervision, not a licence on a tracked register.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Regulatory status

### ECB banking supervision

List of supervised entities as of 2026-07-01

- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** UniCredit Bulbank AD
- **Entity type:** Credit institution
- **Supervised group (ECB):** [UniCredit S.p.A. →](https://elucidate.co/directory/unicredit-s-p-a-uncritmm)
- **Why significant:** Size (Total assets EUR 500-1,000 bn)
- **Remarks:** #1: UniCredit Bulbank AD (549300Z7V2WOFIMUEK50) and United Bulgarian Bank AD (5299000PCY1EP8QJFV48) are among the three largest credit institutions in Bulgaria. These institutions are subsidiaries of UniCredit S.p.A. and KBC Group NV respectively, and are presented under those groups.

## European registers

### ECB · monetary financial institutions

List as at 2026-09-25

- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** UniCredit Bulbank AD
- **RIAD code:** BGUNCR9660

### ESMA · MiFID II register

Register as at 2026-09-28

| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Financial Supervision Commission (FSC) | 1991-06-25 | A1 A2 A3 A4 A5 A6 A7 B2 B3 B4 B5 B6 B7 |
| Systematic internaliser | Financial Supervision Commission (FSC) | 2024-01-01 | DERV |

Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** UNCRBGSFXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD B2B · T2 · TIPS](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#schemes)
- **Branch codes:** [5 branch codes](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#branches)
- **BIC first registered:** Not recorded
- **Last updated:** 2018-04-14

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#overview-sources)

Total assets

BGN 41bn

This entity · 31 Dec 2025 · [annual report ↗](https://www.unicreditbulbank.bg/media/filer_public/88/e8/88e8f968-1ff8-4475-ba80-de21d89d453e/ucb-annual-report-2025-en.pdf)

Employees

3,038

FTE · This entity · 31 Dec 2025 · [annual report ↗](https://www.unicreditbulbank.bg/media/filer_public/88/e8/88e8f968-1ff8-4475-ba80-de21d89d453e/ucb-annual-report-2025-en.pdf)

Ownership

Group subsidiary

UniCredit S.p.A.

Institution type

Universal bank

Trades as UniCredit Bulbank

- **Ownership:** UniCredit S.p.A. is the main shareholder and holds the bank directly. Minority shareholders hold the remaining shares.
- **Direct parent:** [UniCredit S.p.A.](https://elucidate.co/directory/unicredit-s-p-a-uncritmm), Italy
- **Head office:** 7 Sveta Nedelya Square, 1000 Sofia, Bulgaria
- **Company register:** UIC (EIK) 831919536, Commercial Register, Registry Agency of Bulgaria
- **Name in the local language:** УниКредит Булбанк АД
- **Former names:** Bulbank AD · Bulgarian Foreign Trade Bank

### Business lines

-   Retail banking
-   Corporate banking
-   SME banking
-   Mortgage lending
-   Private banking & wealth
-   Trade finance
-   Transaction banking & payments
-   Cards
-   Markets & trading
-   Custody & securities services
-   Investment banking
-   Correspondent banking
-   Leasing & factoring
-   Brokerage

According to its 2025 annual report, corporate lending makes up about 75% of the bank's loan portfolio. Consumer lending is handled mainly through its subsidiary UniCredit Consumer Financing EAD.

### Online

- **Websites & references:** [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/) [bulbankonline.bg ↗](https://bulbankonline.bg/) online banking (Bulbank Online) login [Wikipedia ↗](https://en.wikipedia.org/wiki/UniCredit_Bulbank)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/unicredit-bulbank) · [X ↗](https://twitter.com/UniCreditBG) · [YouTube ↗](https://www.youtube.com/user/BulbankVideos)

Sources · 11 pages consulted

1.  [unicreditbulbank.bg/en/](https://www.unicreditbulbank.bg/en/)
2.  [unicreditbulbank.bg/en/about-us/](https://www.unicreditbulbank.bg/en/about-us/)
3.  [unicreditbulbank.bg/en/about-us/governance/management-board/](https://www.unicreditbulbank.bg/en/about-us/governance/management-board/)
4.  [unicreditbulbank.bg/en/about-us/governance/supervisory-board/](https://www.unicreditbulbank.bg/en/about-us/governance/supervisory-board/)
5.  [unicreditbulbank.bg/en/financial-institutions/cash-management/correspondent-banks/](https://www.unicreditbulbank.bg/en/financial-institutions/cash-management/correspondent-banks/)
6.  [unicreditbulbank.bg/en/about-us/investors/financial-reports/](https://www.unicreditbulbank.bg/en/about-us/investors/financial-reports/)
7.  [unicreditbulbank.bg/media/filer\_public/88/e8/88e8f968-1ff8-4475-ba80-de21d89d453e/ucb-annual-report-2025-en.p](https://www.unicreditbulbank.bg/media/filer_public/88/e8/88e8f968-1ff8-4475-ba80-de21d89d453e/ucb-annual-report-2025-en.pdf)
8.  [unicreditbulbank.bg/bg/za-nas/za-unicredit/](https://www.unicreditbulbank.bg/bg/za-nas/za-unicredit/)
9.  [unicreditbulbank.bg/bg/za-nas/media/novini/stefan-ivanov-nov-glaven-risk-direktor-ucb/](https://www.unicreditbulbank.bg/bg/za-nas/media/novini/stefan-ivanov-nov-glaven-risk-direktor-ucb/)
10.  [unicreditbulbank.bg/en/legal-information/](https://www.unicreditbulbank.bg/en/legal-information/)
11.  [en.wikipedia.org/wiki/UniCredit\_Bulbank](https://en.wikipedia.org/wiki/UniCredit_Bulbank)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#overview-sources)

- **Chief executive:** Tzvetanka Mintcheva CEO and Chairperson of the Management Board Confirmed 29 Sep 2026 · [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/en/about-us/governance/management-board/)
- **Chair:** Emilia Palibatchiyska Chairperson of the Supervisory Board Confirmed 29 Sep 2026 · [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/en/about-us/governance/supervisory-board/)
- **Chief financial officer:** Nevena Nikše Chief Financial Officer and Management Board Member Confirmed 29 Sep 2026 · [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/en/about-us/governance/management-board/)
- **Executive:** Ivaylo Glavchovski Executive Director, Chief Operating Officer and Member of the Management Board Confirmed 29 Sep 2026 · [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/en/about-us/governance/management-board/)
- **Executive:** Stefan Ivanov Chief Risk Director and Management Board Member Confirmed 29 Sep 2026 · [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/en/about-us/governance/management-board/)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#overview-sources)

- **European Union:** European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- **Bulgaria:** Bulgarian National Bank Central bank Prudential supervisor AML supervisor
- **European Union:** Single Resolution Board Resolution
- **Bulgaria:** Financial Supervision Commission Securities

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#overview-sources)

1.  Jan 2026

    Other

    Bulgaria adopted the euro on 1 January 2026, and the bank converted its accounts and its functional currency from BGN to EUR.

    [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/media/filer_public/88/e8/88e8f968-1ff8-4475-ba80-de21d89d453e/ucb-annual-report-2025-en.pdf)

2.  Dec 2025

    Leadership

    Stefan Ivanov became Chief Risk Officer on 1 December 2025, replacing Milena Vukotic, subject to BNB and ECB approval for the board seat.

    [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/bg/za-nas/media/novini/stefan-ivanov-nov-glaven-risk-direktor-ucb/)

3.  May 2025

    Leadership

    The bank released Andrea Tognetti and Velko Djilizov from the Management Board on 28 May 2025.

    [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/media/filer_public/88/e8/88e8f968-1ff8-4475-ba80-de21d89d453e/ucb-annual-report-2025-en.pdf)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** UNCRBGSFXXX
- **How the BIC breaks down:** 1. UNCR Bank 2. BG Country · Bulgaria 3. SF Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 549300Z7V2WOFIMUEK50
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300Z7V2WOFIMUEK50)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [BAE code UNCR9660 + 5 more](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#bank-codes)

## Profile

- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Bulgaria · Europe & Central Asia
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#regulatory) as of 2026-07-01
- **Trading venues (MIC):** [Operates MIC UCBG](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#markets) list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** [Unicredit, Societa' Per Azioni](https://elucidate.co/directory/unicredit-s-p-a-uncritmm) · Italy[549300TRUWO2CD2G5692 ↗](https://search.gleif.org/#/record/549300TRUWO2CD2G5692)

The Unicredit, Societa' Per Azioni group has 42 institutions in the directory, in 20 countries: 41 hold a BIC and 1 does not.

Including [Unicredit Bank GMBH](https://elucidate.co/directory/unicredit-bank-gmbh-hyvedemm), [Unicredit S.P.A.](https://elucidate.co/directory/unicredit-s-p-a-uncritmm), [Unicredit Bank Austria AG](https://elucidate.co/directory/unicredit-bank-austria-ag-bkauatww), [Unicredit Bank GMBH](https://elucidate.co/directory/unicredit-bank-gmbh-hyveus33), [Unicredit Bank GMBH](https://elucidate.co/directory/unicredit-bank-gmbh-hyvegb2l).

[See the Unicredit, Societa' Per Azioni group →](https://elucidate.co/directory/group/549300TRUWO2CD2G5692)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** SVETA NEDELYA SQUARE 7 SOFIA 1000 BULGARIA
- **Operational address:** SVETA NEDELYA SQUARE 7 SOFIA 1000 SOFIA BULGARIA

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>UNCRBGSFXXX</BICFI>
  <LEI>549300Z7V2WOFIMUEK50</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>UNCRBGSFXXX</BICFI>
  <LEI>549300Z7V2WOFIMUEK50</LEI>
  <Nm>UNICREDIT BULBANK AD</Nm>
  <PstlAdr>
    <TwnNm>SOFIA</TwnNm>
    <Ctry>BG</Ctry>
    <AdrLine>SVETA NEDELYA SQUARE 7 SOFIA 1000</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-11-03 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2011-06-06 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |

SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.

An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## Market identifiers

One trading venue or reporting service run under this LEI list of 2026-09-17

| MIC | Market | Kind | Category |
| --- | --- | --- | --- |
| UCBG | UNICREDIT BULBANK AD | Operating MIC | Systematic internaliser |

## National bank codes

### BAE code · Bulgaria

6 codes file of 2026-09-09

| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| UNCR9660 | UNCRBGSF | УниКредит Булбанк АД |
| UNCR7000 | UNCRBGSF | УниКредит Булбанк АД - кл. Централизирана система |
| UNCR7527 | UNCRBGSF | УниКредит Булбанк АД - кл. Хеброс |
| UNCR7630 | UNCRBGSF | УниКредит Булбанк АД - кл. Булбанк |
| UNCR8115 | UNCRBGSF | УниКредит Булбанк АД - Виртуален клон |
| UNCR8135 | UNCRBGSF | УниКредит Булбанк АД - Виртуален клон, Касова дейност |

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

## Network

### Branches and correspondent banking

All 5 branch BICs connect to the head office. No city, function or registration year splits them into groups. The bank publishes 21 accounts at other banks, across 3 regions. 3 other banks publish 3 accounts held with this bank.

### Correspondent accounts

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf#overview-sources)

21 accounts at other banks and 1 route through its own offices, in 17 currencies, as the bank publishes them: [unicreditbulbank.bg ↗](https://www.unicreditbulbank.bg/en/financial-institutions/cash-management/correspondent-banks/)

| Currency | Correspondent | BIC | Account | Purpose | Directory check |
| --- | --- | --- | --- | --- | --- |
| AUD | [Australia and New Zealand Banking Group Limited, Melbourne](https://elucidate.co/directory/australia-and-new-zealand-banking-group-limited-anzbau3m) Australia | ANZBAU3M | 710210/00001 | CP, FX, MM | Matches the Swift directory |
| CAD | [Royal Bank of Canada, Toronto](https://elucidate.co/directory/royal-bank-of-canada-royccat2) Canada | ROYCCAT2 | 09591 1175496 | CP, FX, MM | Matches the Swift directory |
| CHF | [UBS Switzerland AG, Zürich](https://elucidate.co/directory/ubs-switzerland-ag-ubswchzh) Switzerland | UBSWCHZH80A | CH660023023005805305G | CP, FX, MM | Matches the Swift directory |
| CNY | [Bank of China (Hong Kong) Limited, Hong Kong](https://elucidate.co/directory/bank-of-china-hong-kong-limited-bkchhkhh) Hong Kong SAR China | BKCHHKHH | 01287560123488 | CP, FX, MM | Matches the Swift directory |
| CZK | [UniCredit Bank Czech Republic and Slovakia as, Prague](https://elucidate.co/directory/unicredit-bank-czech-republic-and-slovakia-a-s-bacxczpp) Czechia | BACXCZPP | CZ1927000000002102040475 | CP, FX, MM | Matches the Swift directory |
| DKK | [Danske Bank A/S, Copenhagen](https://elucidate.co/directory/danske-bank-a-s-dabadkkk) Denmark | DABADKKK | DK5130003007513461 | CP, FX, MM | Matches the Swift directory |
| EUR | [Deutsche Bank AG, Frankfurt am Main](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) Germany | DEUTDEFF | DE85 50070010 0923 3206 00 | CP | Matches the Swift directory |
| EUR | [UniCredit Bank Austria AG, Vienna](https://elucidate.co/directory/unicredit-bank-austria-ag-bkauatww) Austria | BKAUATWW | AT371200051010029901 | CP | Matches the Swift directory |
| EUR | [UniCredit Bulbank AD, Sofia](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf) Bulgaria | UNCRBGSF | — | Direct via Target2; CP, FX, MM, derivatives | Settles directly |
| EUR | [UniCredit SpA, Milan](https://elucidate.co/directory/unicredit-s-p-a-uncritmm) Italy | UNCRITMM | EUR/995/8371500 | CP | Matches the Swift directory |
| GBP | [Lloyds Bank Plc, London](https://elucidate.co/directory/lloyds-bank-plc-loydgb2l) United Kingdom | LOYDGB2L | GB44LOYD30963401015800 | CP, FX, MM | Matches the Swift directory |
| HUF | [UniCredit Bank Hungary Zrt, Budapest](https://elucidate.co/directory/unicredit-bank-hungary-zrt-bacxhuhb) Hungary | BACXHUHB | HU81109180010000000115850006 | CP, FX, MM | Matches the Swift directory |
| JPY | [Sumitomo Mitsui Banking Corporation, Tokyo](https://elucidate.co/directory/sumitomo-mitsui-banking-corporation-formerly-sumitomo-bank-smbcjpjt) Japan | SMBCJPJT | 4239 | CP, FX, MM | Matches the Swift directory |
| NOK | [DNB Bank ASA, Oslo](https://elucidate.co/directory/dnb-bank-asa-dnbanokk) Norway | DNBANOKK | NO3170010205091 | CP, FX, MM | Matches the Swift directory |
| PLN | [Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | PL701020001612011100 0003 9990 | CP, FX, MM | Matches the Swift directory |
| RON | [UniCredit Bank SA, Bucharest](https://elucidate.co/directory/unicredit-bank-sa-bacxrobu) Romania | BACXROBU | RO68BACX0000000001452250 | CP, FX, MM | Matches the Swift directory |
| RSD | [UniCredit SpA, Milan](https://elucidate.co/directory/unicredit-s-p-a-uncritmm) Italy | UNCRITMM | RSD 995/106117846 | CP, FX, MM | Matches the Swift directory |
| SEK | [Nordea Bank Abp, Stockholm](https://elucidate.co/directory/nordea-bank-abp-filial-i-sverige-ndeasess) Sweden | NDEASESS | SE9630000000039527900735 | CP, FX, MM | Matches the Swift directory |
| TRY | [Yapi ve Kredi Bankasi AS, Istanbul](https://elucidate.co/directory/yapi-ve-kredi-bankasi-a-s-yapitris) Türkiye | YAPITRISFEX | TR200006701000000081834661 | CP, FX, MM | Matches the Swift directory |
| USD | [Deutsche Bank Trust Company Americas, New York](https://elucidate.co/directory/deutsche-bank-trust-company-americas-bktrus33) United States | BKTRUS33 | 04011495 | CP | Matches the Swift directory |
| USD | [The Bank of New York Mellon, New York](https://elucidate.co/directory/the-bank-of-new-york-mellon-irvtus3n) United States | IRVTUS3N | 803-3043-768 | CP | Matches the Swift directory |
| USD | [JPMorgan Chase Bank, National Association, New York](https://elucidate.co/directory/jpmorgan-chase-bank-n-a-chasus33) United States | CHASUS33 | 001 1 137924 | CP, FX, MM | Matches the Swift directory |

The 'Standard Settlement Instructions for Commercial Payments' table on the bank's Correspondent Banks page has 21 rows, and all were extracted. Payment-type codes in the source are CP (commercial payments), FX and MM (money market). The page carries no date. It may predate the euro changeover of 1 January 2026, so the EUR routing should be confirmed with the bank. The EUR row for UniCredit Bulbank AD itself shows direct Target2 access and no account number. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.

### Respondent banks

From the correspondent lists other banks publish

3 other banks publish 3 accounts held with this bank.

| Currency | Respondent bank | Held at | Account | Purpose | Published in |
| --- | --- | --- | --- | --- | --- |
| BGN | [BNP Paribas Fortis SA/NV](https://elucidate.co/directory/bnp-paribas-fortis-sa-nv-gebabebb) Belgium | UNCRBGSF | BG89UNCR70001525463051 | reimbursement for commercial transactions | [companies.bnpparibasfortis.be ↗](https://www.companies.bnpparibasfortis.be/docs/default-source/legal/fi_correspondents_be.pdf) dated 1 Jul 2025 |
| BGN | [Nordea Bank Abp](https://elucidate.co/directory/nordea-bank-abp-ndeafihh) Finland | UNCRBGSF | BG60UNCR96601056688500 | Commercial, FX, derivatives and money market payments | [nordea.com ↗](https://www.nordea.com/en/doc/standard-settlement-instructions-nordea.pdf) dated 13 Oct 2025 |
| BGN | [Raiffeisen Bank International AG](https://elucidate.co/directory/raiffeisen-bank-international-ag-rzbaatww) Austria | UNCRBGSF | BG65UNCR70001525509170 | commercial payments | [rbinternational.com ↗](https://www.rbinternational.com/content/dam/rbi/ho/institutions/our-solutions/cash-management/Productsheet_CommercialPayments-SSI_MainCorrespondents_EN.pdf.coredownload.pdf) |

Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.

### Branch codes

| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [UNCRBGSF031](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf-031) | SERDIKA BRANCH | Sofia | MARIA LOUISA BLVD 2 SOFIA 1558 SOFIA BULGARIA | — | 2018-04-14 |
| [UNCRBGSF081](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf-081) | V. TARNOVO BRANCH | V. Tarnovo | V. TARNOVO STREET 11 V. TARNOVO 5000 V. TARNOVO BULGARIA | — | 2018-04-14 |
| [UNCRBGSF426](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf-426) | VITOSHA BRANCH | Sofia | MAKEDONIJA STREET 41 SOFIA 1000 SOFIA BULGARIA | — | 2018-04-14 |
| [UNCRBGSF720](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf-720) | PLOVDIV BRANCH | Plovdiv | VAZRAZHDANE BOULEVRD 37 PLOVDIV 4018 PLOVDIV BULGARIA | — | 2018-04-14 |
| [UNCRBGSF733](https://elucidate.co/directory/unicredit-bulbank-ad-uncrbgsf-733) | — | — | DR. PUSKIULEV STREET 1 VARNA 9000 | — | 2018-04-14 |

[See every BIC in Bulgaria →](https://elucidate.co/directory/country/bg#bics)

## Related institutions

### Same group

-   [Unicredit Bank GMBH BIC HYVEDEMM Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 2ZCNRR8UK83OBTEK2170](https://elucidate.co/directory/unicredit-bank-gmbh-hyvedemm)
-   [Unicredit S.P.A. BIC UNCRITMM Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 549300TRUWO2CD2G5692](https://elucidate.co/directory/unicredit-s-p-a-uncritmm)
-   [Unicredit Bank Austria AG BIC BKAUATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI D1HEB8VEU6D9M8ZUXG17](https://elucidate.co/directory/unicredit-bank-austria-ag-bkauatww)
-   [Unicredit NV/SA BIC BMPBBEBB Credit institution Prudential licence Belgium · On the ECB list of supervised entities · LEI 549300U1YXDFKMDU7D20](https://elucidate.co/directory/unicredit-nv-sa-bmpbbebb)
-   [Zagrebacka Banka D.D. BIC ZABAHR2X Credit institution Prudential licence Croatia · On the ECB list of supervised entities · LEI PRNXTNXHBI0TSY1V8P17](https://elucidate.co/directory/zagrebacka-banka-d-d-zabahr2x)
-   [Unicredit International Bank Luxembourg S.A. BIC UNCRLULL Credit institution Prudential licence Luxembourg · On the ECB list of supervised entities · LEI 529900I5EWMMMCSTS175](https://elucidate.co/directory/unicredit-international-bank-luxembourg-s-a-uncrlull)
-   [Schoellerbank AG BIC SCHOATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 529900ESWL1AEC189F69](https://elucidate.co/directory/schoellerbank-ag-schoatww)
-   [Unicredit Banka Slovenija D.D. BIC BACXSI22 Credit institution Prudential licence Slovenia · On the ECB list of supervised entities · LEI 549300O2UN9JLME31F08](https://elucidate.co/directory/unicredit-banka-slovenija-d-d-bacxsi22)

[All 42 institutions in the Unicredit, Societa' Per Azioni group →](https://elucidate.co/directory/group/549300TRUWO2CD2G5692)

### Largest institutions in Bulgaria

-   [Borica Ad BIC BSBGBGSF Payments & e-money Prudential licence Bulgaria · Licensed by Bulgarian National Bank · 201230426 (EBA-PSD2) · LEI 485100W9O3MXIP9PCS03](https://elucidate.co/directory/borica-ad-bsbgbgsf)
-   [Bulgarian National Bank BIC BNBGBGSF Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 5299001WEKCK7E65TI48](https://elucidate.co/directory/bulgarian-national-bank-bnbgbgsf)
-   [Central Depository PLC BIC CEDPBGSF Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 74780000G07H7WL0WI31](https://elucidate.co/directory/central-depository-plc-cedpbgsf)
-   [Eurobank Bulgaria Ad BIC BPBIBGSF Credit institution Prudential licence Bulgaria · On the ECB list of supervised entities · LEI 549300IRGNL8Q3O8Y413](https://elucidate.co/directory/eurobank-bulgaria-ad-bpbibgsf)
-   [Citibank Europe Plc., Bulgaria Branch BIC CITIBGSF Credit institution Prudential licence Bulgaria · On the ECB list of supervised entities · LEI N1FBEDJ5J41VKZLO2475](https://elucidate.co/directory/citibank-europe-plc-bulgaria-branch-citibgsf)
-   [Abv Investments LTD BIC ABIEBGS1 Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 8945007TB0JVC9EJXT20](https://elucidate.co/directory/abv-investments-ltd-abiebgs1)
-   [Activa Asset Management JSC BIC AAMJBGS1 Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 74780000I7F89N4F3281](https://elucidate.co/directory/activa-asset-management-jsc-aamjbgs1)
-   [Adamant Capital Partners Ad BIC ADCRBGS1 Financial institution Not on a tracked register Bulgaria · Not on a tracked register · LEI 2138003J5QNXXY2V3W55](https://elucidate.co/directory/adamant-capital-partners-ad-adcrbgs1)

[See every BIC in Bulgaria →](https://elucidate.co/directory/country/bg#bics)

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
-   **Banking supervision**—Source: European Central Bank, list of supervised entities.
-   **National bank codes**—Bulgaria (Source: Bulgarian National Bank).
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.