Philippines · Financial institution
Union Bank of the Philippines
Union Bank of the Philippines is a universal bank incorporated in the Philippines, with its head office at UnionBank Plaza in Ortigas Center, Pasig City. It is listed on the Philippine Stock Exchange. Aboitiz Equity Ventures, Inc. is its largest shareholder, and the Social Security System and The Insular Life Assurance Company, Ltd. are other principal shareholders. The bank provides retail, consumer, corporate, SME and treasury banking services. It was incorporated as Union Savings and Mortgage Bank on 16 August 1968 and received its universal banking licence in July 1992. It merged with International Corporate Bank in 1994 and with International Exchange Bank in 2006. It acquired Citibank's Philippine consumer banking business with effect from 1 August 2022.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- UBPHPHMMXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under UBPHPHMM directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1994-09-05
- Last updated
- 2025-11-15
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Publicly listed
Ticker UBP
Institution type
Universal bank
Trades as UnionBank
- Ownership
- Aboitiz Equity Ventures, Inc. holds 49.50% and The Insular Life Assurance Company, Ltd. holds 7.71%, while the Social Security System holds about 8.9% in registered certificated shares; the remaining shares trade on the Philippine Stock Exchange.
- Direct parent
- Aboitiz Equity Ventures, Inc., Philippines 49.5%
- Major shareholders
- Social Security System 8.94% · 31 Dec 2025
The Insular Life Assurance Company, Ltd. 7.71% · 31 Dec 2025 - Stock listing
- Philippine Stock Exchange UBP
- Head office
- UnionBank Plaza, Meralco Avenue corner Onyx Street, Ortigas Center, 1605 Pasig City, Philippines
- Company register
- SEC Registration No. 36073 (Securities and Exchange Commission, Philippines)
- Former name
- Union Savings and Mortgage Bank
Business lines
According to its first-half 2026 results, consumer loans made up 61% of the bank's loan portfolio. The bank also serves institutional and SME clients and earns fees from cards, wealth management and bancassurance.
Online
- Websites & references
- unionbankph.com ↗
online.unionbankph.com ↗ UnionBank Online retail internet banking
business.unionbankph.com ↗ The Portal business banking platform
Wikipedia ↗ - Official social accounts
- None found
Sources · 10 pages consulted
- edge.pse.com.ph/companyPage/directors_and_management_list.do?cmpy_id=167
- edge.pse.com.ph/companyInformation/form.do?cmpy_id=167
- unionbankph.com/sites/default/files/2026-03/Press-Release-re-UnionBank-Delivers-P10.0-billion-Net-Income-
- pds.com.ph/wp-content/uploads/2026/01/Disclosure-No.-106-2026-List-of-Top-100-Stockholders-Common-Sh
- unionbankph.com/
- bworldonline.com/banking-finance/2026/07/28/766187/unionbanks-net-profit-surges-113/
- bworldonline.com/banking-finance/2026/01/20/725075/atram-unionbank-trust-units-complete-merger/
- business.inquirer.net/466104/unionbank-appoints-ana-maria-aboitiz-delgado-as-president-ceo
- gmanetwork.com/news/money/companies/980431/unionbank-ceo-elected-as-bankers-group-s-first-female-preside
- en.wikipedia.org/wiki/UnionBank_(Philippines)
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Ana Maria A. Delgado President and Chief Executive Officer
- Chair
- Erramon I. Aboitiz Chairman
- Chief financial officer
- Manuel R. Lozano EVP and Chief Financial Officer
- Executive
- Justo A. Ortiz Vice Chairman
- Executive
- Manoj Varma SEVP and Head - Consumer Banking
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Philippines
- Bangko Sentral ng Pilipinas Central bankPrudential supervisorAML supervisorForeign exchange
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The bank's trust subsidiary merged into ATRAM Trust Corporation on 9 January 2026 after approval by the Bangko Sentral ng Pilipinas.
bworldonline.com ↗ -
Leadership
Ana Maria Aboitiz Delgado succeeded Edwin R. Bautista as President and CEO on 1 January 2025, as approved by the board in June 2024.
business.inquirer.net ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- UBPHPHMMXXX
- How the BIC breaks down
- UBPHBank
- PHCountry · Philippines
- MMLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300J97JXR3URQK322
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Philippines · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Union Bank of the Philippines group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including Uniondigital Bank Inc..
See the Union Bank of the Philippines group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- UNIONBANK PLAZA MERALCO AVE COR ONYX ROAD PASIG, METRO MANILA 1605 PHILIPPINES
- Operational address
- UNIONBANK PLAZA, ORTIGAS CENTER MERALCO AVENUE COR. ONYX AND SAPPHIRE STS. PASIG CITY 1605 PASIG CITY PHILIPPINES
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>UBPHPHMMXXX</BICFI>
<LEI>549300J97JXR3URQK322</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>UBPHPHMMXXX</BICFI>
<LEI>549300J97JXR3URQK322</LEI>
<Nm>UNION BANK OF THE PHILIPPINES</Nm>
<PstlAdr>
<TwnNm>PASIG</TwnNm>
<Ctry>PH</Ctry>
<AdrLine>UNIONBANK PLAZA MERALCO AVE COR ONYX ROAD PASIG, METRO MANILA 1605</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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