---
title: "United Bank For Africa Zambia Limited SWIFT/BIC code UNAFZMLUXXX · Zambia | Elucidate"
description: "SWIFT/BIC code UNAFZMLUXXX for United Bank For Africa Zambia Limited, Zambia. Head-office BIC, addresses and Swift connectivity."
url: https://elucidate.co/directory/united-bank-for-africa-zambia-limited-unafzmlu
---
1. [Directory](https://elucidate.co/directory)
2. [Zambia](https://elucidate.co/directory/country/zm)
3. United Bank For Africa Zambia Limited
Zambia · Financial institution
# United Bank For Africa Zambia Limited
BIC **UNAFZMLUXXX** LEI **No LEI mapped** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/united-bank-for-africa-zambia-limited-unafzmlu#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched. Licences are matched through an LEI, and no LEI is mapped to this BIC.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** UNAFZMLUXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2009-09-05
- **Last updated:** 2022-02-14
## Identifiers
Head-office record
- **BIC:** UNAFZMLUXXX
- **How the BIC breaks down:** 1. UNAF Bank 2. ZM Country · Zambia 3. LU Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** No LEI mapped in the directory
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** Not matched: no LEI mapped to match on
- **Country · region:** Zambia · Sub-Saharan Africa
- **Trading venues (MIC):** No LEI mapped to match on list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
No LEI is mapped to this BIC, so GLEIF relationship records cannot be linked.
## Addresses
- **Registered address:** THABO MBEKI ROAD STAND 22768 LUSAKA 10101 36796 ZAMBIA
- **Operational address:** THABO MBEKI ROAD STAND 22768 LUSAKA 10101 LUSAKA POB 36796 ZAMBIA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC. No LEI is mapped in the directory
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
UNAFZMLUXXX
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
UNAFZMLUXXX
UNITED BANK FOR AFRICA ZAMBIA LIMITED
LUSAKA
ZM
THABO MBEKI ROAD STAND 22768 LUSAKA 10101 36796
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other BICs starting “UNAF”
- [United Bank For Africa PLC BIC UNAFNGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 0292002067E3RH4D8768](https://elucidate.co/directory/united-bank-for-africa-plc-unafngla)
- [Uba Gabon BIC UNAFGALI Financial institution Not on a tracked register Gabon · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/uba-gabon-unafgali)
- [Uba Kenya Bank Limited BIC UNAFKENA Financial institution Not on a tracked register Kenya · Not on a tracked register · LEI 549300FPV2EZMK6VYP96](https://elucidate.co/directory/uba-kenya-bank-limited-unafkena)
- [Uba Mocambique,sa BIC UNAFMZMA Financial institution Not on a tracked register Mozambique · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/uba-mocambique-sa-unafmzma)
- [United Bank For Africa (Liberia) Limited BIC UNAFLRLM Financial institution Not on a tracked register Liberia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-liberia-limited-unaflrlm)
- [United Bank For Africa (S/L) LTD BIC UNAFSLFR Financial institution Not on a tracked register Sierra Leone · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-s-l-ltd-unafslfr)
- [United Bank For Africa (Tanzania) Limited BIC UNAFTZTZ Financial institution Not on a tracked register Tanzania · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-tanzania-limited-unaftztz)
- [United Bank For Africa (Uganda) LTD BIC UNAFUGKA Financial institution Not on a tracked register Uganda · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-uganda-ltd-unafugka)
- [United Bank For Africa - Tchad BIC UNAFTDND Financial institution Not on a tracked register Chad · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-tchad-unaftdnd)
- [United Bank For Africa Cameroun SA BIC UNAFCMCX Financial institution Not on a tracked register Cameroon · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-cameroun-sa-unafcmcx)
- [United Bank For Africa Cote D'ivoire BIC UNAFCIAB Financial institution Not on a tracked register Côte d’Ivoire · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-cote-d-ivoire-unafciab)
- [United Bank For Africa Mali SA BIC UNAFMLBA Financial institution Not on a tracked register Mali · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/united-bank-for-africa-mali-sa-unafmlba)
The same first four characters. A shared prefix does not show a shared owner.
### Largest institutions in Zambia
- [National Savings and Credit Bank of Zambia BIC NSCBZML1 Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/national-savings-and-credit-bank-of-zambia-nscbzml1)
- [Stanbic Bank Zambia Limited BIC SBICZML1 Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/stanbic-bank-zambia-limited-sbiczml1)
- [Absa Bank Zambia PLC BIC BARCZMLX Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 213800O9L2G7HXZTRN43](https://elucidate.co/directory/absa-bank-zambia-plc-barczmlx)
- [Bank of Zambia BIC BAZAZMLU Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 2549001MFDXXJB4IQU56](https://elucidate.co/directory/bank-of-zambia-bazazmlu)
- [Standard Chartered Bank Zambia PLC BIC SCBLZML1 Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/standard-chartered-bank-zambia-plc-scblzml1)
- [Standard Chartered Bank Zambia PLC BIC SCBLZMLX Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 549300247QDZHDI30A83](https://elucidate.co/directory/standard-chartered-bank-zambia-plc-scblzmlx)
- [AB Bank Zambia Ltd. BIC ABBAZMLU Financial institution Not on a tracked register Zambia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ab-bank-zambia-ltd-abbazmlu)
- [Access Bank Zambia Limited BIC AZAMZMLU Financial institution Not on a tracked register Zambia · Not on a tracked register · LEI 254900BZ21W737LXAI57](https://elucidate.co/directory/access-bank-zambia-limited-azamzmlu)
[See every BIC in Zambia →](https://elucidate.co/directory/country/zm#bics)
Claim this profile
## Work at United Bank For Africa Zambia Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.