---
title: "United Community Bank SWIFT/BIC code UCOUUS33XXX · United States | Elucidate"
description: "SWIFT/BIC code UCOUUS33XXX for United Community Bank, United States. Head-office BIC, LEI T68X8LLAQYRNDV034K14, addresses and Swift connectivity."
url: https://elucidate.co/directory/united-community-bank-ucouus33
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. United Community Bank
United States · Financial institution
# United Community Bank
United Community Bank is a South Carolina state-chartered commercial bank headquartered in Greenville, South Carolina. It is a wholly owned subsidiary of United Community Banks, Inc., a financial holding company listed on the New York Stock Exchange. The bank offers retail, business, mortgage and wealth management services through offices in Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. It was founded in Blairsville, Georgia, as Union County Bank, moved its main office to Greenville in March 2024 and became a Federal Reserve member bank in June 2024.
BIC **UCOUUS33XXX** LEI **[T68X8LLAQYRNDV034K14](https://search.gleif.org/#/record/T68X8LLAQYRNDV034K14)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/united-community-bank-ucouus33#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** UCOUUS33XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2015-08-08
- **Last updated:** 2025-12-27
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/united-community-bank-ucouus33#overview-sources)
Total assets
USD 29.1bn
Group · 30 Jun 2026 · [interim report ↗](https://ir.ucbi.com/)
Employees
3,070
FTE · Group · 31 Dec 2025 · [annual report ↗](https://ir.ucbi.com/static-files/e464d419-4ac0-4e3a-be7a-d936fc272072)
Ownership
Group subsidiary
100% United Community Banks, Inc.
Institution type
Commercial bank
Trades as United Community
- **Standing:** The bank absorbed Peach State Bank & Trust on 1 August 2026 and American National Bank on 1 May 2025. It remains active under its own name.
- **Ownership:** United Community Banks, Inc., a financial holding company listed on the New York Stock Exchange, holds 100% of the bank.
- **Direct parent:** [United Community Banks, Inc. ↗](https://search.gleif.org/#/record/549300GVW0FV66X3U703), United States 100%
- **Head office:** 200 East Camperdown Way, 29601 Greenville, United States
- **Company register:** FDIC cert 16889
- **Former name:** Union County Bank
### Business lines
- Retail banking
- SME banking
- Corporate banking
- Mortgage lending
- Private banking & wealth
- Transaction banking & payments
- Cards
The bank provides consumer, commercial, mortgage and wealth management services in six south-eastern US states, and runs an SBA lending business that serves borrowers nationwide.
### Online
- **Websites & references:** [ucbi.com ↗](https://www.ucbi.com/) [ir.ucbi.com ↗](https://ir.ucbi.com/) investor relations site of the parent, United Community Banks, Inc. [Wikipedia ↗](https://en.wikipedia.org/wiki/United_Community_Bank) [Wikidata Q7887635 ↗](https://www.wikidata.org/wiki/Q7887635)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/united-community-bank/) · [X ↗](https://twitter.com/ucbi) · [Facebook ↗](https://www.facebook.com/unitedcommunitybank/) · [Instagram ↗](https://www.instagram.com/unitedcommunitybank/) · [YouTube ↗](https://www.youtube.com/channel/UCialrI_WTci-LSccpPvBiSA)
Sources · 14 pages consulted
1. [ucbi.com/](https://www.ucbi.com/)
2. [ir.ucbi.com/](https://ir.ucbi.com/)
3. [ir.ucbi.com/corporate-governance/management](https://ir.ucbi.com/corporate-governance/management)
4. [ir.ucbi.com/managers/richard-bradshaw](https://ir.ucbi.com/managers/richard-bradshaw)
5. [ir.ucbi.com/news-releases/news-release-details/united-community-names-tom-speir-new-chief-financial-o](https://ir.ucbi.com/news-releases/news-release-details/united-community-names-tom-speir-new-chief-financial-officer)
6. [ir.ucbi.com/static-files/e464d419-4ac0-4e3a-be7a-d936fc272072](https://ir.ucbi.com/static-files/e464d419-4ac0-4e3a-be7a-d936fc272072)
7. [federalreserve.gov/newsevents/pressreleases/files/orders20250416a1.pdf](https://www.federalreserve.gov/newsevents/pressreleases/files/orders20250416a1.pdf)
8. [ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger-peach)
9. [ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger-anb)
10. [globenewswire.com/news-release/2026/09/01/3354627/34434/en/united-community-banks-inc-announces-completion-](https://www.globenewswire.com/news-release/2026/09/01/3354627/34434/en/united-community-banks-inc-announces-completion-of-sale-of-navitas-equipment-finance-business-to-funds-managed-by-wafra-inc.html)
11. [ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-reports-second-quarter-earn](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-reports-second-quarter-earnings-0)
12. [ucbi.com/faqs](https://www.ucbi.com/faqs)
13. [bankbranchlocator.com/united-community-bank/](https://www.bankbranchlocator.com/united-community-bank/)
14. [en.wikipedia.org/wiki/United\_Community\_Bank](https://en.wikipedia.org/wiki/United_Community_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/united-community-bank-ucouus33#overview-sources)
- **Chair & chief executive:** H. Lynn Harton Chairman, Chief Executive Officer, and President, United Community Banks, Inc. (Chairman and CEO of the bank) Confirmed 29 Sep 2026 · [ir.ucbi.com ↗](https://ir.ucbi.com/corporate-governance/management)
- **Chief financial officer:** Tom Speir Executive Vice President and Chief Financial Officer Confirmed 29 Sep 2026 · [ir.ucbi.com ↗](https://ir.ucbi.com/corporate-governance/management)
- **Executive:** Richard W. Bradshaw President and Chief Banking Officer Confirmed 29 Sep 2026 · [ir.ucbi.com ↗](https://ir.ucbi.com/managers/richard-bradshaw)
- **Executive:** Robert A. Edwards Chief Risk Officer Confirmed 29 Sep 2026 · [ir.ucbi.com ↗](https://ir.ucbi.com/corporate-governance/management)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/united-community-bank-ucouus33#overview-sources)
- **United States:** Federal Reserve Board Prudential supervisor Central bank AML supervisor
- **United States:** South Carolina State Board of Financial Institutions Prudential supervisor
- **United States:** Federal Deposit Insurance Corporation Resolution
- **United States:** Consumer Financial Protection Bureau Conduct
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/united-community-bank-ucouus33#overview-sources)
1. Sep 2026
Other
United Community Banks, Inc. completed the sale of its Navitas equipment finance business to funds managed by Wafra Inc. for about USD 2.0 billion.
[ir.ucbi.com ↗](https://ir.ucbi.com/)
2. Aug 2026
Leadership
The group named Tom Speir Chief Financial Officer from 8 September 2026, succeeding Jefferson Harralson, who had announced his retirement.
[ir.ucbi.com ↗](https://ir.ucbi.com/news-releases/news-release-details/united-community-names-tom-speir-new-chief-financial-officer)
3. Aug 2026
Merger / acquisition
Peach State Bank & Trust of Gainesville, Georgia, merged into the bank with effect from 1 August 2026.
[ir.ucbi.com ↗](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger-peach)
4. May 2025
Merger / acquisition
American National Bank of Oakland Park, Florida, merged into the bank on 1 May 2025, following Federal Reserve Board approval in April 2025.
[ir.ucbi.com ↗](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger-anb)
5. Jun 2024
Licence
The bank became a Federal Reserve member bank, and its primary federal regulator changed from the FDIC to the Federal Reserve.
[ir.ucbi.com ↗](https://ir.ucbi.com/static-files/e464d419-4ac0-4e3a-be7a-d936fc272072)
6. Mar 2024
Other
The bank moved its main office from Blairsville, Georgia, to 200 East Camperdown Way, Greenville, South Carolina.
[bankbranchlocator.com ↗](https://www.bankbranchlocator.com/united-community-bank/)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** UCOUUS33XXX
- **How the BIC breaks down:** 1. UCOU Bank 2. US Country · United States 3. 33 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** T68X8LLAQYRNDV034K14
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/T68X8LLAQYRNDV034K14)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [ABA routing number 053201186](https://elucidate.co/directory/united-community-bank-ucouus33#bank-codes)
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1950
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** United Community Banks, Inc. · United States[549300GVW0FV66X3U703 ↗](https://search.gleif.org/#/record/549300GVW0FV66X3U703)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 200, EAST CAMPERDOWN WAY GREENVILLE,SC 29601 UNITED STATES OF AMERICA
- **Operational address:** 200 EAST CAMPERDOWN WAY GREENVILLE,SC GREENVILLE,SC 29601 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its USABA clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
UCOUUS33XXX
USABA
053201186
T68X8LLAQYRNDV034K14
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
UCOUUS33XXX
USABA
053201186
T68X8LLAQYRNDV034K14
UNITED COMMUNITY BANK
GREENVILLE
US
200, EAST CAMPERDOWN WAY GREENVILLE, SC 29601
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### ABA routing number · United States
1 code file of 2026-10-09 · ISO 20022 clearing system code USABA
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 053201186 | UCOUUS33XXX | UNITED COMMUNITY BANK | GREENVILLE, SC |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at United Community Bank?
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1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—United States (Source: Federal Financial Institutions Examination Council (FFIEC), National Information Center).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unitedcb123 · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:United_Community_Vertical_Full_Color.png) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/3/3f/United_Community_Vertical_Full_Color.png/330px-United_Community_Vertical_Full_Color.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.