--- title: "Valitor hf. · Payment institution (Central Bank of Iceland) · Iceland | Elucidate" description: "Valitor hf. is no longer authorised by Central Bank of Iceland as a payment institution in Iceland (inactive since 2023-04-11). Licence 5006830589. LEI 54930082MGSGPZGYYI39. Register status, licences, activities and ownership." url: https://elucidate.co/directory/valitor-hf-1048150a40fa --- 1. [Directory](https://elucidate.co/directory) 2. [Iceland](https://elucidate.co/directory/country/is) 3. Valitor hf. Iceland · Payments & e-money # Valitor hf. Trading as Valitor Legal name in the LEI record Rapyd Europe hf. The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative. Register status Inactive on the register Withdrawn · since 11 April 2023 The register lists it as inactive [1 licence or registration ↓](https://elucidate.co/directory/valitor-hf-1048150a40fa#licences) [BIC **No BIC**](https://elucidate.co/directory/valitor-hf-1048150a40fa#swift) LEI **[54930082MGSGPZGYYI39](https://search.gleif.org/#/record/54930082MGSGPZGYYI39)** [Licence no. **5006830589**](https://elucidate.co/directory/valitor-hf-1048150a40fa#licences) [Its LEI is mapped to **1** BIC](https://elucidate.co/directory/valitor-hf-1048150a40fa#swift) ## Licences and registrations Held by Valitor hf. (LEI 54930082MGSGPZGYYI39). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Iceland | Payment institutionPayment Institution GLEIF legal name: Rapyd Europe hf. | 5006830589 | [Iceland](https://elucidate.co/directory/country/is) | Withdrawn | 2021-01-27 | Ended 2023-04-11 | - Payment services - Card acquiring - Payment initiation | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | Trading names on the register: Valitor (EBA-PSD2) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. ### BICs mapped to the same LEI Mapped to this LEI in the Swift and GLEIF BIC-to-LEI relationship file 1 BIC is mapped to LEI 54930082MGSGPZGYYI39. Not merged with this entry: the register name differs from the Swift names on these BICs. - [Rapyd Europe Hf BIC VATOISRE Payments & e-money Prudential licence Iceland · Licensed by Central Bank of Iceland · 5006830589 (EBA-PSD2) · LEI 54930082MGSGPZGYYI39](https://elucidate.co/directory/rapyd-europe-hf-vatoisre) [Model a nested payment flow →](https://elucidate.co/nesting-breakeven-calculator) ## Identifiers - **Licence no. · EBA-PSD2:** 5006830589 - **BIC:** [Holds no BIC · its LEI is mapped to 1 BIC](https://elucidate.co/directory/valitor-hf-1048150a40fa#swift) - **LEI:** [54930082MGSGPZGYYI39 ↗](https://search.gleif.org/#/record/54930082MGSGPZGYYI39) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **GLEIF legal name:** Rapyd Europe hf. - **Elucidate firm ID:** 1048150a40fa ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - Card acquiring - Payment initiation - **Licensed in:** [Iceland](https://elucidate.co/directory/country/is) · Europe & Central Asia - **First registered:** 2021-01-27 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Address on the register:** Dalshrauni 3, Hafnarfjörður, 220 - **Country:** Iceland ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 54930082MGSGPZGYYI39 Valitor hf. 220 Hafnarfjörður IS Dalshrauni 3 ``` - CBPR+ does not accept the characters ö ð in names and addresses. Transliterate before sending. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. Its LEI is also mapped to a BIC in Swift’s directory. Where that BIC identifies this institution, use it instead. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in Iceland - [Blikk hugbúnaðarþjónusta hf. No BIC Payments & e-money Prudential licence Iceland · Licensed by Central Bank of Iceland · 530922-1620 (EBA-PSD2) · LEI 9845003BE3EC0E3BE412](https://elucidate.co/directory/blikk-hugbuna-ar-jonusta-hf-17369821c587) - [Monerium ehf. No BIC Payments & e-money Prudential licence Iceland · Licensed by Central Bank of Iceland · 5505121060 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/monerium-ehf-707d2f8d47b6) - [Straumur greiðslumiðlun hf. No BIC Payments & e-money Prudential licence Iceland · Licensed by Central Bank of Iceland · 6209221020 (EBA-PSD2) · LEI 636700DUNR2YSEKH8381](https://elucidate.co/directory/straumur-grei-slumi-lun-hf-6bdc965f8137) [See all →](https://elucidate.co/directory/search?type=payments&cc=IS) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.