---
title: "Velobank S.A. SWIFT/BIC code GBGCPLPKXXX · Poland | Elucidate"
description: "SWIFT/BIC code GBGCPLPKXXX for Velobank S.A., Poland. Head-office BIC, LEI 2594000ZNGGQZXZKXH36, addresses and Swift connectivity."
url: https://elucidate.co/directory/velobank-s-a-gbgcplpk
---
1. [Directory](https://elucidate.co/directory)
2. [Poland](https://elucidate.co/directory/country/pl)
3. Velobank S.A.
Poland · Financial institution
# Velobank S.A.
Legal name in the LEI record VELOBANK SPÓŁKA AKCYJNA
VeloBank S.A. is a Polish bank incorporated as a joint-stock company (spółka akcyjna) with its seat in Warsaw. It was registered on 9 September 2022. On 3 October 2022 it took over the business of Getin Noble Bank S.A. as a bridge institution under a resolution decision of the Bank Guarantee Fund (BFG). Since August 2024 it has been owned through Promontoria Holding 418 B.V. by funds managed by Cerberus Capital Management, and the bank also names the EBRD and IFC as shareholders. On 12 June 2026 it took over the retail banking business of Bank Handlowy w Warszawie S.A. (Citi Handlowy) by way of demerger.
BIC **GBGCPLPKXXX** LEI **[2594000ZNGGQZXZKXH36](https://search.gleif.org/#/record/2594000ZNGGQZXZKXH36)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [**15** correspondent accounts](https://elucidate.co/directory/velobank-s-a-gbgcplpk#correspondents) [Claim this profile](https://elucidate.co/directory/velobank-s-a-gbgcplpk#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Not on the ECB reserve list
- **Listed as:** VeloBank Spółka Akcyjna
- **RIAD code:** PL00293
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Polish Financial Supervisory Authority (KNF) | 2026-02-26 | A1 A2 A5 A7 B1 B4 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** GBGCPLPKXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · T2](https://elucidate.co/directory/velobank-s-a-gbgcplpk#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 1995-05-01
- **Last updated:** 2022-12-21
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/velobank-s-a-gbgcplpk#overview-sources)
Total assets
PLN 53.5bn
This entity · 31 Dec 2025 · [annual report ↗](https://www.velobank.pl/dokumenty/jednostkowe-sprawozdanie-finansowe-2025)
Employees
3,403
headcount · This entity · 31 Dec 2025 · [annual report ↗](https://www.velobank.pl/dokumenty/jednostkowe-sprawozdanie-finansowe-2025)
Ownership
Group subsidiary
100% Promontoria Holding 418 B.V.
Institution type
Universal bank
Trades as VeloBank
- **Standing:** The bank began operating on 3 October 2022 as a bridge institution. That day the Bank Guarantee Fund (BFG) transferred to it the business of Getin Noble Bank S.A. in resolution. Its bridge status ended when funds managed by Cerberus, the EBRD and IFC acquired it in August 2024. On 12 June 2026 it took over the retail business of Bank Handlowy w Warszawie S.A. by demerger.
- **Ownership:** According to the 2025 financial statements, Promontoria Holding 418 B.V. (Baarn, Netherlands) holds 100% of the shares, and it is controlled by funds managed by Cerberus Capital Management, L.P.
- **Direct parent:** Promontoria Holding 418 B.V., Netherlands 100%
- **Ultimate owner:** Cerberus Capital Management, L.P. (funds managed by), United States
- **Head office:** Rondo Ignacego Daszyńskiego 2 C (The Warsaw Hub), 00-843 Warszawa, Poland
- **Company register:** KRS 0000991173, Sąd Rejonowy dla m.st. Warszawy, XIII Wydział Gospodarczy KRS (NIP 7011105189, REGON 523075467)
- **Former name:** BANK BFG SPÓŁKA AKCYJNA
### Business lines
- Retail banking
- Mortgage lending
- Consumer finance
- Cards
- Private banking & wealth
- SME banking
- Corporate banking
- Brokerage
According to its 2025 financial statements, loans to individuals made up about 81% of its loan portfolio. The bank describes its offer as covering individuals, including private banking, firms of every size and public-sector institutions.
### Online
- **Websites & references:** [velobank.pl ↗](https://www.velobank.pl/) [secure.velobank.pl ↗](https://secure.velobank.pl/) online banking login
- **Official social accounts:** [LinkedIn ↗](https://pl.linkedin.com/company/velo-bank-s-a-) · [Facebook ↗](https://www.facebook.com/VeloBankSpolkaAkcyjna) · [Instagram ↗](https://www.instagram.com/velobank.pl/)
Sources · 14 pages consulted
1. [velobank.pl/o-banku/wladze](https://www.velobank.pl/o-banku/wladze)
2. [velobank.pl/kontakt](https://www.velobank.pl/kontakt)
3. [velobank.pl/o-banku](https://www.velobank.pl/o-banku)
4. [velobank.pl/o-banku/wyniki-finansowe-grupy-kapitalowej-velobank-sa](https://www.velobank.pl/o-banku/wyniki-finansowe-grupy-kapitalowej-velobank-sa)
5. [velobank.pl/dokumenty/jednostkowe-sprawozdanie-finansowe-2025](https://www.velobank.pl/dokumenty/jednostkowe-sprawozdanie-finansowe-2025)
6. [velobank.pl/dokumenty/lista-korespondentow-prowadzacych-rachunki-nostro-na-rzecz-velobank-sa-w-poszcz](https://www.velobank.pl/dokumenty/lista-korespondentow-prowadzacych-rachunki-nostro-na-rzecz-velobank-sa-w-poszczegolnych-walutach.pdf)
7. [velobank.pl/dokumenty/lista-korespondentow-velobank-sa-w-walutach-obcych.pdf](https://www.velobank.pl/dokumenty/lista-korespondentow-velobank-sa-w-walutach-obcych.pdf)
8. [velobank.pl/klienci-indywidualni/biuro-prasowe/velobank-powieksza-zarzad-andrzej-wilk-pokieruje-rozwo](https://www.velobank.pl/klienci-indywidualni/biuro-prasowe/velobank-powieksza-zarzad-andrzej-wilk-pokieruje-rozwojem-segmentu-klienta-zamoznego.html)
9. [citibank.pl/aktualnosci/2026-06-12-citi-handlowy-finalizuje-sprzedaz-biznesu-detalicznego.html](https://www.citibank.pl/aktualnosci/2026-06-12-citi-handlowy-finalizuje-sprzedaz-biznesu-detalicznego.html)
10. [velobank.pl/klienci-indywidualni/biuro-prasowe/velobank-finalizuje-przejecie-czesci-detalicznej-citi-](https://www.velobank.pl/klienci-indywidualni/biuro-prasowe/velobank-finalizuje-przejecie-czesci-detalicznej-citi-handlowego.html)
11. [bank.pl/prezes-velobank-nie-wyklucza-przejec-na-rynku-bankowym/](https://bank.pl/prezes-velobank-nie-wyklucza-przejec-na-rynku-bankowym/)
12. [bankier.pl/wiadomosc/UKNF-analizuje-migracje-klientow-Citi-do-VeloBanku-9154063.html](https://www.bankier.pl/wiadomosc/UKNF-analizuje-migracje-klientow-Citi-do-VeloBanku-9154063.html)
13. [stockwatch.pl/wiadomosci/velobank-zgoda-knf-biuro-maklerskie,akcje,367667](https://www.stockwatch.pl/wiadomosci/velobank-zgoda-knf-biuro-maklerskie,akcje,367667)
14. [knf.gov.pl/komunikacja/komunikaty?articleId=99277&p\_id=18](https://www.knf.gov.pl/komunikacja/komunikaty?articleId=99277&p_id=18)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/velobank-s-a-gbgcplpk#overview-sources)
- **Chief executive:** Adam Marciniak Prezes Zarządu (President of the Management Board) Confirmed 29 Sep 2026 · [velobank.pl ↗](https://www.velobank.pl/o-banku/wladze)
- **Chair:** Jakub Papierski Przewodniczący Rady Nadzorczej (Chair of the Supervisory Board) Confirmed 29 Sep 2026 · [velobank.pl ↗](https://www.velobank.pl/o-banku/wladze)
- **Chief financial officer:**  Tomasz Kubiak Członek Zarządu ds. finansowych (Management Board Member for Finance) Confirmed 29 Sep 2026 · [velobank.pl ↗](https://www.velobank.pl/o-banku/wladze)
- **Executive:**  Paulina Strugała Członkini Zarządu ds. Zarządzania Ryzykiem (Management Board Member for Risk Management) Confirmed 29 Sep 2026 · [velobank.pl ↗](https://www.velobank.pl/o-banku/wladze)
- **Executive:** Andrzej Wilk Członek Zarządu odpowiedzialny za pion klienta zamożnego (Management Board Member for the affluent client division) Confirmed 29 Sep 2026 · [velobank.pl ↗](https://www.velobank.pl/o-banku/wladze)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/velobank-s-a-gbgcplpk#overview-sources)
- **Poland:** Polish Financial Supervision Authority (KNF) Prudential supervisor Conduct Securities AML supervisor
- **Poland:** National Bank of Poland (NBP) Central bank
- **Poland:** Bank Guarantee Fund (BFG) Resolution
## Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/velobank-s-a-gbgcplpk#overview-sources)
1. Jul 2026
Leadership
The bank appointed Andrzej Wilk, formerly a Citi Handlowy vice-president, to its management board on 23 July 2026.
[velobank.pl ↗](https://www.velobank.pl/klienci-indywidualni/biuro-prasowe/velobank-powieksza-zarzad-andrzej-wilk-pokieruje-rozwojem-segmentu-klienta-zamoznego.html)
2. Jun 2026
Investigation
According to Bankier.pl, the KNF Office reviewed the migration of Citi Handlowy retail clients, including incidents and service disruptions.
[bankier.pl ↗](https://www.bankier.pl/wiadomosc/UKNF-analizuje-migracje-klientow-Citi-do-VeloBanku-9154063.html)
3. Jun 2026
Merger / acquisition
The registry court registered the demerger on 12 June 2026, transferring Bank Handlowy's retail business, clients and branches to the bank.
[citibank.pl ↗](https://www.citibank.pl/aktualnosci/2026-06-12-citi-handlowy-finalizuje-sprzedaz-biznesu-detalicznego.html)
4. Mar 2026
Licence
The KNF authorised the bank to conduct brokerage activity.
[stockwatch.pl ↗](https://www.stockwatch.pl/wiadomosci/velobank-zgoda-knf-biuro-maklerskie,akcje,367667)
5. Sep 2025
Merger / acquisition
The bank completed its acquisition of 86.83% of VeloFunds TFI S.A., formerly Noble Funds TFI, on 10 September 2025.
[velobank.pl ↗](https://www.velobank.pl/dokumenty/jednostkowe-sprawozdanie-finansowe-2025)
6. Aug 2024
Merger / acquisition
The BFG completed the sale of the bank to Cerberus, the EBRD and IFC. The new owners recapitalised it and its bridge-bank status ended.
[bank.pl ↗](https://bank.pl/prezes-velobank-nie-wyklucza-przejec-na-rynku-bankowym/)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** GBGCPLPKXXX
- **How the BIC breaks down:** 1. GBGC Bank 2. PL Country · Poland 3. PK Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 2594000ZNGGQZXZKXH36
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/2594000ZNGGQZXZKXH36)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Numer rozliczeniowy 14600009 + 22 more](https://elucidate.co/directory/velobank-s-a-gbgcplpk#bank-codes)
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Poland · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** THE WARSAW HUB RONDO I.DASZYNSKIEGO 2 C WARSZAWA 00-843 POLAND
- **Operational address:** THE WARSAW HUB RONDO I. DASZYNSKIEGO 2C WARSZAWA 00-843 WARSZAWA POLAND
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
GBGCPLPKXXX
2594000ZNGGQZXZKXH36
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
GBGCPLPKXXX
2594000ZNGGQZXZKXH36
VELOBANK S.A.
WARSZAWA
PL
THE WARSAW HUB RONDO I.DASZYNSKIEGO 2 C WARSZAWA 00-843
```
10 national bank codes route to this BIC. The blocks add none, because the right one depends on the account.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2012-02-06 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### Numer rozliczeniowy · Poland
Showing 10 of 23 codes file of 2026-09-25 · ISO 20022 clearing system code PLKNR
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 14600009 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 14601181 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 14601240 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 15600013 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 15601010 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 15601023 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 15601049 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 15601081 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 15601094 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
| 15601108 | GBGCPLPK | VeloBank Spółka Akcyjna | Warszawa |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Network
### Correspondent banking
The bank publishes 15 accounts at other banks, across 2 regions.
### Correspondent accounts
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/velobank-s-a-gbgcplpk#overview-sources)
15 accounts at other banks, in 15 currencies, as the bank publishes them: [velobank.pl ↗](https://www.velobank.pl/dokumenty/lista-korespondentow-prowadzacych-rachunki-nostro-na-rzecz-velobank-sa-w-poszczegolnych-walutach.pdf)
| Currency | Correspondent | BIC | Account | Directory check |
| --- | --- | --- | --- | --- |
| AUD | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| CAD | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| CHF | [UBS Switzerland AG, Zürich](https://elucidate.co/directory/ubs-switzerland-ag-ubswchzh) Switzerland | UBSWCHZH80A | — | Matches the Swift directory |
| CZK | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| DKK | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| EUR | [Deutsche Bank AG, Frankfurt am Main](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) Germany | DEUTDEFF | — | Matches the Swift directory |
| GBP | [Deutsche Bank AG, London](https://elucidate.co/directory/deutsche-bank-a-g-deutgb2l) United Kingdom | DEUTGB2L | — | Matches the Swift directory |
| HUF | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| JPY | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| NOK | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| PLN | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| RON | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| SEK | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
| USD | [Deutsche Bank Trust Company Americas, New York](https://elucidate.co/directory/deutsche-bank-trust-company-americas-bktrus33) United States | BKTRUS33 | — | Matches the Swift directory |
| ZAR | [PKO Bank Polski SA, Warsaw](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw) Poland | BPKOPLPW | — | Matches the Swift directory |
One-page PDF titled 'Lista korespondentów VeloBank S.A. w walutach obcych' with columns 'Bank korespondent NOSTRO' and SWIFT. It has 15 rows, all extracted, and no account numbers. The page is undated. Its footer shows share capital of PLN 897,944,750, which suggests it was issued after the June 2026 capital increase. An older version at /dokumenty/lista-korespondentow-velobank-sa-w-walutach-obcych.pdf (share capital PLN 25,000,000) has the same banks and also lists BGN via PKO Bank Polski, but no ZAR. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
## Related institutions
### Largest institutions in Poland
- [Pko Towarzystwo Funduszy Inwestycyjnych SA BIC PTFIPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · LEI 2594000FTEG0GNQL1X84](https://elucidate.co/directory/pko-towarzystwo-funduszy-inwestycyjnych-sa-ptfiplpw)
- [Pekao Towarzystwo Funduszy Inwestycyjnych Spolka Akcyjna BIC TPEOPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/pekao-towarzystwo-funduszy-inwestycyjnych-spolka-akcyjna-tpeoplpw)
- [Mbank S.A. (Formerly Bre Bank S.A.) BIC BREXPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · LEI 259400DZXF7UJKK2AY35](https://elucidate.co/directory/mbank-s-a-formerly-bre-bank-s-a-brexplpw)
- [Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna BIC BPKOPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · LEI P4GTT6GF1W40CVIMFR43](https://elucidate.co/directory/powszechna-kasa-oszczednosci-bank-polski-spolka-akcyjna-bpkoplpw)
- [Narodowy Bank Polski BIC NBPLPLPD Financial institution Not on a tracked register Poland · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/narodowy-bank-polski-nbplplpd)
- [Bank Ochrony Srodowiska SA BIC EBOSPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · LEI MKP1B7E76TN04CD85Z79](https://elucidate.co/directory/bank-ochrony-srodowiska-sa-ebosplpw)
- [Narodowy Bank Polski BIC NBPLPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · LEI 549300K7Z2KT76WQJD18](https://elucidate.co/directory/narodowy-bank-polski-nbplplpw)
- [Bank Polska Kasa Opieki SA BIC PKOPPLPW Financial institution Not on a tracked register Poland · Not on a tracked register · LEI 5493000LKS7B3UTF7H35](https://elucidate.co/directory/bank-polska-kasa-opieki-sa-pkopplpw)
[See every BIC in Poland →](https://elucidate.co/directory/country/pl#bics)
Claim this profile
## Work at Velobank S.A.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants.
- **National bank codes**—Poland (Source: Narodowy Bank Polski).
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [velobank.pl](https://www.velobank.pl/) (official website) · [original](https://www.velobank.pl/themes/velobank/images/logo-velobank-green.svg); Tomasz Kubiak: [velobank.pl](https://www.velobank.pl/o-banku/wladze) (official website) · [original](https://www.velobank.pl/storage/image/core_files/2025/4/13/063022a2c2cdbe4b078bcf70e4de12f0/jpg/velobank/cta-box-image-xlarge/Kubiak.webp); Paulina Strugała: [velobank.pl](https://www.velobank.pl/o-banku/wladze) (official website) · [original](https://www.velobank.pl/storage/image/core_files/2025/4/13/edf5c275fd88d69cbe2ad3247f94ea4f/jpg/velobank/cta-box-image-xlarge/Strugala.webp).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.