---
title: "Voeb-Zvd Processing GMBH SWIFT/BIC code VZVDDED1XXX · Germany | Elucidate"
description: "Licensed in Germany: Payment institution (Federal Financial Supervisory Authority). SWIFT/BIC code VZVDDED1XXX for Voeb-Zvd Processing GMBH, Germany."
url: https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1
---
1. [Directory](https://elucidate.co/directory)
2. [Germany](https://elucidate.co/directory/country/de)
3. Voeb-Zvd Processing GMBH
Germany · Payments & e-money
# Voeb-Zvd Processing GMBH
Legal name in the LEI record VÖB-ZVD Processing GmbH
VÖB-ZVD Processing GmbH is a German limited company (GmbH) based in Bonn. It trades under the brand Pagateq. The Federal Financial Supervisory Authority (BaFin) authorises the firm as a payment institution. Deutsche Bank AG holds 75% directly, and the Bundesverband Öffentlicher Banken Deutschlands (VÖB) holds the other 25% as trustee for Deutsche Bank. The firm processes card transactions for banks and merchants. It operates a girocard terminal network and white-label ATMs, produces bank cards and offers an e-commerce payment platform. In 2025 it acquired Better Payment Germany GmbH, another Deutsche Bank group company.
Register status
Licensed in Germany
Payment institution · Federal Financial Supervisory Authority
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#licences)
BIC **VZVDDED1XXX** LEI **[529900XGDXLEX5L16R90](https://search.gleif.org/#/record/529900XGDXLEX5L16R90)** [Licence no. **123960**](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#licences) Passive participant (no connection) [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#group) [**8** branch codes](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#branches) [Group: Deutsche Bank Aktiengesellschaft](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) [Claim this profile](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#claim)
## Licences and registrations
Held by Vöb-Zvd Processing GmbH (LEI 529900XGDXLEX5L16R90). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Federal Financial Supervisory Authority Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 123960 | [Germany](https://elucidate.co/directory/country/de) | Active | 2018-07-13 | — | - Money remittance - Payment services - Card acquiring - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** Deutsche Bank
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- **On the list since:** 2011
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** VZVDDED1XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [8 branch codes](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#branches)
- **BIC first registered:** 2006-06-03
- **Last updated:** 2020-05-25
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#overview-sources)
Customers
Not published
Employees
90
headcount · This entity · 29 Sep 2026 · [company statement ↗](https://www.pagateq.com/de/unternehmen/ueber-uns)
Ownership
Group subsidiary
75% Deutsche Bank Aktiengesellschaft
Firm type
Payment infrastructure
Trades as Pagateq
- **Ownership:** Deutsche Bank AG holds 75% directly, and the Bundesverband Öffentlicher Banken Deutschlands e.V. (VÖB) holds 25% in its own name as trustee on Deutsche Bank's account, according to a 2021 joint report of the two firms.
- **Direct parent:** [Deutsche Bank Aktiengesellschaft](https://elucidate.co/directory/deutsche-bank-ag-deutdeff), Germany 75%
- **Major shareholder:** Bundesverband Öffentlicher Banken Deutschlands e.V. (as trustee for Deutsche Bank AG) 25% · 19 Mar 2021
- **Head office:** Alemannenstraße 1, 53175 Bonn, Germany
- **Company register:** Amtsgericht Bonn HRB 23407
- **Incorporated:** 27 Oct 2000
- **Former names:** Betriebs-Center für Banken Processing GmbH · DVB Processing GmbH
### Online
- **Websites & references:** [pagateq.com ↗](https://www.pagateq.com/)
- **Official social accounts:** None found
Sources · 9 pages consulted
1. [pagateq.com/de/unternehmen/impressum](https://www.pagateq.com/de/unternehmen/impressum)
2. [pagateq.com/de/unternehmen/ueber-uns](https://www.pagateq.com/de/unternehmen/ueber-uns)
3. [pagateq.com/de/unternehmen/geschaeftsfuehrung](https://www.pagateq.com/de/unternehmen/geschaeftsfuehrung)
4. [pagateq.com/de/loesungen/haendler/haendler-classic](https://www.pagateq.com/de/loesungen/haendler/haendler-classic)
5. [pagateq.com/de/loesungen/geldautomatenbetrieb](https://www.pagateq.com/de/loesungen/geldautomatenbetrieb)
6. [pagateq.com/de/loesungen/kartenproduktion](https://www.pagateq.com/de/loesungen/kartenproduktion)
7. [hauptversammlung.db.com/files/documents/documents-item-12/Gemeinsamer\_Bericht\_ueber\_den\_Beherrschungs-und\_Gewinna](https://hauptversammlung.db.com/files/documents/documents-item-12/Gemeinsamer_Bericht_ueber_den_Beherrschungs-und_Gewinnabfuehrungsvertrag_1105-1.pdf)
8. [hauptversammlung.db.com/files/documents/documents-item-12/Jahresabschluss\_und\_Lagebericht\_der\_VOEB-ZVD\_2017.pdf](https://hauptversammlung.db.com/files/documents/documents-item-12/Jahresabschluss_und_Lagebericht_der_VOEB-ZVD_2017.pdf)
9. [linkedin.com/in/financial-services-oliverschulte/](https://www.linkedin.com/in/financial-services-oliverschulte/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#overview-sources)
- **Operates under:** Its own licences
BaFin authorises the firm as a payment institution under the German Payment Services Supervision Act (ZAG). The EBA payment institutions register lists money remittance, card acquiring, payment initiation and account information among its authorised services.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Federal Financial Supervisory Authority (BaFin) Germany | Payment institution (Zahlungsinstitut) | 123960 | In its own name | Active | [pagateq.com ↗](https://www.pagateq.com/de/unternehmen/impressum) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#overview-sources)
- **Payment schemes and card networks:** girocard (network operator in the German Banking Industry's girocard system) Direct [pagateq.com ↗](https://www.pagateq.com/de/loesungen/haendler/haendler-classic)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#overview-sources)
- Payment gateway
- Card-issuing platform
- Merchant acquiring
The firm routes and authorises bank-card transactions and runs a girocard network for merchants with clearing and settlement. It also operates ATMs and cash recyclers, produces physical and digital bank cards, runs an e-commerce payment platform and tests payment terminals for approval.
The firm describes Germany as its home market and serves banks and merchants there from Bonn and Leipzig.
- **Sells to:** Financial institutions · Enterprises · Small businesses · Platforms and marketplaces
- **Serves customers in:** Germany
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#overview-sources)
- **Executive:**  Oliver Schulte Geschäftsführer (Managing Director), responsible for card processing, payments, IT, ATM operations, regulation and business development Confirmed 29 Sep 2026 · [pagateq.com ↗](https://www.pagateq.com/de/unternehmen/geschaeftsfuehrung)
- **Chief financial officer:**  Jens-Simon Vogt Geschäftsführer (Managing Director), CFO for finance, risk management and ZAG regulation Confirmed 29 Sep 2026 · [pagateq.com ↗](https://www.pagateq.com/de/unternehmen/geschaeftsfuehrung)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#overview-sources)
1. Jul 2025
Merger / acquisition
The firm acquired Better Payment Germany GmbH, a Berlin payment service provider already owned by Deutsche Bank.
[linkedin.com ↗](https://www.linkedin.com/in/financial-services-oliverschulte/)
2. Jul 2024
Leadership
Oliver Schulte and Jens-Simon Vogt joined the firm's management board as managing directors.
[pagateq.com ↗](https://www.pagateq.com/de/unternehmen/geschaeftsfuehrung)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** VZVDDED1XXX
- **How the BIC breaks down:** 1. VZVD Bank 2. DE Country · Germany 3. D1 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 529900XGDXLEX5L16R90
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/529900XGDXLEX5L16R90)
- **Licence no. · EBA-PSD2:** 123960
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 194496235901
- **National bank code:** [Bankleitzahl 38011000 + 8 more](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#bank-codes)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#licences)
- **Activities:** - Money remittance - Payment services - Card acquiring - Payment initiation - Account information
- **Licensed in:** [Germany](https://elucidate.co/directory/country/de)
- **Country · region:** Germany · Europe & Central Asia
- **FSB G-SIB list:** [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1#regulatory) list of 2025
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [Deutsche Bank Aktiengesellschaft](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) · Germany[7LTWFZYICNSX8D621K86 ↗](https://search.gleif.org/#/record/7LTWFZYICNSX8D621K86)
- **FSB G-SIB list:** [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) bucket 1 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Deutsche Bank Aktiengesellschaft group has 84 institutions in the directory, in 43 countries: all hold a BIC.
Including [Deutsche Bank AG](https://elucidate.co/directory/deutsche-bank-ag-deutdeff), [Deutsche Bank A.G.](https://elucidate.co/directory/deutsche-bank-a-g-deutgb22), [Deutsche Bank A.G.](https://elucidate.co/directory/deutsche-bank-a-g-deutgb2l), [Deutsche Bank SPA](https://elucidate.co/directory/deutsche-bank-spa-deutitmm), [Deutsche Bank AG](https://elucidate.co/directory/deutsche-bank-ag-deutus33).
[See the Deutsche Bank Aktiengesellschaft group →](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** GODESBERGER ALLEE 88 BONN 53175 GERMANY
- **Operational address:** ALEMANNENSTRSSE 1 BONN 53175 BONN GERMANY
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its DEBLZ clearing code
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
VZVDDED1XXX
DEBLZ
38011000
529900XGDXLEX5L16R90
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
VZVDDED1XXX
DEBLZ
38011000
529900XGDXLEX5L16R90
VOEB-ZVD PROCESSING GMBH
BONN
DE
GODESBERGER ALLEE 88 BONN 53175
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### Bankleitzahl · Germany
9 codes valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 38011000 | VZVDDED1XXX | VÖB-ZVD Processing | Bonn |
| 38011001 | VZVDDED1001 | VÖB-ZVD Processing | Bonn |
| 38011002 | VZVDDED1002 | VÖB-ZVD Processing | Bonn |
| 38011003 | VZVDDED1003 | VÖB-ZVD Processing | Bonn |
| 38011004 | VZVDDED1004 | VÖB-ZVD Processing | Bonn |
| 38011005 | VZVDDED1005 | VÖB-ZVD Processing | Bonn |
| 38011006 | VZVDDED1006 | VÖB-ZVD Processing | Bonn |
| 38011007 | VZVDDED1007 | VÖB-ZVD Processing | Bonn |
| 38011008 | VZVDDED1008 | VÖB-ZVD Processing | Bonn |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Network
### Branch network
All 8 branch BICs connect to the head office. Most were registered in 2006 (5 BICs) and 2008 (3).
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [VZVDDED1001](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-001) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
| [VZVDDED1002](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-002) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
| [VZVDDED1003](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-003) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
| [VZVDDED1004](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-004) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
| [VZVDDED1005](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-005) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
| [VZVDDED1006](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-006) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
| [VZVDDED1007](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-007) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
| [VZVDDED1008](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1-008) | FINANCIAL INSTITUTION TRANSFERS | Bonn | BONN BONN GERMANY | — | 2020-05-25 |
[See every BIC in Germany →](https://elucidate.co/directory/country/de#bics)
## Related institutions
### Same group
- [Deutsche Bank AG BIC DEUTDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-deutdeff)
- [Bhw Bausparkasse Aktiengesellschaft BIC BHWBDE2H Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h)
- [Deutsche Bank Europe GMBH BIC DEUTDE5X Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 213800QILIUD4ROSUO03](https://elucidate.co/directory/deutsche-bank-europe-gmbh-deutde5x)
- [Norisbank GMBH BIC NORSDE51 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 529900WMBOJTFWCJ6Z71](https://elucidate.co/directory/norisbank-gmbh-norsde51)
- [Dws International GMBH BIC DEUTDEAM Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 549300TPJCLC0OHGM008](https://elucidate.co/directory/dws-international-gmbh-deutdeam)
- [Dws Investment GMBH BIC DEUTDE5D Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 549300K0BHJ9BX9J8J87](https://elucidate.co/directory/dws-investment-gmbh-deutde5d)
- [Db Investment Services GMBH BIC CHTGDE51 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 5299001N6TTST53P3690](https://elucidate.co/directory/db-investment-services-gmbh-chtgde51)
- [Deutsche Oppenheim Family Office AG BIC OFTGDE31 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 5299003G9CMV5CY1FU81](https://elucidate.co/directory/deutsche-oppenheim-family-office-ag-oftgde31)
[All 84 institutions in the Deutsche Bank Aktiengesellschaft group →](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86)
### Other payments & e-money institutions in Germany
- [Boerse Stuttgart Digital Custody GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 157207 (EBA-PSD2) · also on ESMA-CASP · LEI 529900RC04FR9EHUT228](https://elucidate.co/directory/boerse-stuttgart-digital-custody-gmbh-fd1f366c6402)
- [Bullish Europe GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 162355 (EBA-PSD2) · also on ESMA-CASP · LEI 2549008CBASK5Q680X12](https://elucidate.co/directory/bullish-europe-gmbh-a2608dc5996d)
- [Reisebank AG BIC RBAGDEF1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 108643 (EBA-PSD2) · LEI 529900CMFR5GQHWTXY51](https://elucidate.co/directory/reisebank-ag-rbagdef1)
- [Tangany GmbH No BIC Payments & e-money Crypto Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 157349 (EBA-PSD2) · also on ESMA-CASP · LEI 529900WKXS5ZPJY9W498](https://elucidate.co/directory/tangany-gmbh-fe7a312a5cfb)
- [AGw Allgemeine Geldwechsel Förster GmbH Wechselstube am Steindamm No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 110140 (EBA-PSD2) · LEI 529900O3RKSCO36SCH80](https://elucidate.co/directory/agw-allgemeine-geldwechsel-forster-gmbh-wechselstube-am-steindamm-fa1df98445cc)
- [Aifinyo Payments GMBH BIC AIPGDE82 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 156864 (EBA-PSD2) · LEI 894500F7TW6DGUZCZZ87](https://elucidate.co/directory/aifinyo-payments-gmbh-aipgde82)
- [AirPlus International GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 119736 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/airplus-international-gmbh-1514a814a1b4)
- [ALD AutoLeasing D GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 121934 (EBA-PSD2) · LEI 529900HW63U529ZZK761](https://elucidate.co/directory/ald-autoleasing-d-gmbh-2c7e70f618a0)
[See all →](https://elucidate.co/directory/search?type=payments&cc=DE)
Claim this profile
## Work at Voeb-Zvd Processing GMBH?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **National bank codes**—Germany (Quelle: Deutsche Bundesbank).
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [pagateq.com](https://www.pagateq.com/) (official website) · [original](https://www.pagateq.com/_nuxt/img/pagateq.bdd1493.png); Oliver Schulte: [pagateq.com](https://www.pagateq.com/de/unternehmen/geschaeftsfuehrung) (official website) · [original](https://img2.storyblok.com/0x0/f/122538/574x437/cd2d3a29a2/oliver_schulte.jpg); Jens-Simon Vogt: [pagateq.com](https://www.pagateq.com/de/unternehmen/geschaeftsfuehrung) (official website) · [original](https://img2.storyblok.com/0x0/f/122538/568x437/656826cada/jens-simon_vogt.jpg).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.